Cathleen Moran
Attorney
Mountain View, CA
Cathleen Moran has practiced bankruptcy law in the Silicon Valley of California for 31 years, representing debtors, creditors, and trustees. She is certified as a specialist in Bankruptcy Law by the Board of Legal Specialization, State Bar of California and has particular interest in the intersection of bankruptcy law and the fields of family law and tax..
Cathy is the author of Bankruptcy in Brief, found at www.moranlaw.net. Currently she writes for consumers on bankruptcy issues at www.bankruptcylawnetwork.com and on issues for lawyers new to consumer bankruptcy law at www.bankruptcymastery.com.
Cathy serves as the Northern California chair of the National Association of Consumer Bankruptcy Attorneys and the Vice President of the Bankruptcy Law Network. She is a frequent speaker at NACBA conventions, as well as at local and regional bankruptcy forums.

Pamela Simmons
Attorney
Soquel, CA
Pamela Simmons is highly qualified in all phases of residential real estate. Her practice focuses on all matters relating to the home loan or mortgage.
In the mortgage lending law arena, Ms. Simmons has upheld the rights of borrowers who have been harmed by illegal lending and collection practices, sometimes known as predatory lending .
These matters include violations of state and federal lending laws, foreclosure issues, loan modifications, short sales and loan servicing problems such as foreplaced insurance and loan escrow issues. She is one of a handful of attorneys who has represented clients in mortgage matters for well over 17 years.