“Mortgage Accounting and Escrow Issues” Session
Friday, May 20th 4:15 PM-5:30 PM
Learn how to decipher mortgage payment histories and evaluate escrow account analyses with presenters, Cathleen Moran and Pamela Simmons.

avatar for Cathleen Moran

Cathleen Moran

Moran Law Group
Mountain View, CA

Cathleen Moran has practiced bankruptcy law in the Silicon Valley of California for 31 years, representing debtors, creditors, and trustees. She is certified as a specialist in Bankruptcy Law by the Board of Legal Specialization, State Bar of California and has particular interest in the intersection of bankruptcy law and the fields of family law and tax..

Cathy is the author of Bankruptcy in Brief, found at Currently she writes for consumers on bankruptcy issues at and on issues for lawyers new to consumer bankruptcy law at

Cathy serves as the Northern California chair of the National Association of Consumer Bankruptcy Attorneys and the Vice President of the Bankruptcy Law Network. She is a frequent speaker at NACBA conventions, as well as at local and regional bankruptcy forums.

avatar for Pamela Simmons

Pamela Simmons

Law Office of Simmons & Purdy
Soquel, CA

Pamela Simmons is highly qualified in all phases of residential real estate. Her practice focuses on all matters relating to the home loan or mortgage.

In the mortgage lending law arena, Ms. Simmons has upheld the rights of borrowers who have been harmed by illegal lending and collection practices, sometimes known as predatory lending .

These matters include violations of state and federal lending laws, foreclosure issues, loan modifications, short sales and loan servicing problems such as foreplaced insurance and loan escrow issues. She is one of a handful of attorneys who has represented clients in mortgage matters for well over 17 years.

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