Author: cherewill

Bankruptcy News Briefs 3/13

Check Out Today’s Headlines…

From the Web: Education Secretary Issues Guidance on State Regulations of Student Loan Servicers

WalletHub Study: Credit Card Debt Surpasses $1 Trillion

EDNY: Avila and NYDFS Requirements Collide

Second Circuit Finds Arbitration Conflicts with Discharge Injunction

Nearly 1 in 5 Americans Has Crippling Medical Debt

Creditor’s Motion to Reopen and Compel Surrender of Home Denied Where No Relief was Justified (since Husband had Died and Wife Not on Note)

Trump’s CFPB looks at credit cards and, absurdly, sees ‘a positive picture for consumers’

Opinion: The Attack on the CFPB Threatens Consumers and Ignites a Race to the Bottom

Debt collection, fraud are making consumers angry

Feds tell state officials to back off student loan debt collectors

Bankruptcy Court Reluctantly Allows Creditor To Shuck “Lil’ Sweet Pea” Accounts

Debt collectors top list of consumer complaints in 2017

Student debt crisis deepens as Gen Z enters college

Would Cancelling All Student Debt Help The Economy?

Feds attempt to bar states from regulating student loan debt collectors

7 myths about bankruptcy and your credit debunked

Kick Back and Read the Latest Edition of the Consumer Bankruptcy Journal!

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive and we don’t want you to miss out on this awesome Annual Convention!

Register Today!

Bankruptcy News Briefs 3/8

Thursday’s News…

FCC Continues Consideration of a Reassigned Number Database

Creditors Should Build Trust in Collections by Saying ‘Goodbye’

FDCPA Caselaw Review for January 2018

Senate banking bill would make credit freezes free

How Well Do States Protect Consumers from Unfair and Deceptive Business Practices?

New Sanctions Proposed for Colleges Under Student Loan Rule

Promontory MortgagePath adds former top CFPB lawyer as chief compliance officer

PayThink The CFPB must set aside politics to serve its role

Too much student loan debt? Iowa lawmakers think they have a solution

WHY DOES BANKRUPTCY FAIL SO MANY AMERICANS?

U.S. Household Debt Rose Last Quarter at Fastest Rate Since 2007

Gainful Employment Rule Affects Student Loan Borrowers

Illegal ‘zombie’ debt collections rampant in Florida, advocate says

U.S. Consumers Rack Up $11.9 Billion in Overdue Credit Card Debt

Kick Back and Read the Latest Edition of the Consumer Bankruptcy Journal!

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive and we don’t want you to miss out on this awesome Annual Convention!

Register Today!

 

Bankruptcy News Briefs 3/7

Dive Into Midweek Headlines…

Survey: Consumers Plan to Save Tax Refunds, Pay Off Debt

Judge Says Plaintiffs in ED Case Likely to Succeed on Merits of Protest

TCPA Caselaw Review for January 2018

Montana Court Refuses to Shift Venue of “Related to” CFPB Police Action to Texas Bankruptcy Court

Senate advances plan to weaken Dodd-Frank banking rules on bipartisan vote

Debtor Correctly Excluded Mother’s Social Security From PDI

Trump is systematically backing off consumer protections, to delight of corporations

Mulvaney: The CFPB Will Rely Much More On State Attorneys General

10 biggest financial laws passed since Dodd-Frank

Equifax data breach affected 2.4 million more consumers

When Prosecutors and Debt Collection Companies Become Business Partners

3rd Cir. Holds Settlement Offer as to Time-Barred Debt May Violate FDCPA

Supreme Court Makes Bankruptcy Claw-Backs Easier While Protecting Financial Institutions

Kick Back and Read the Latest Edition of the Consumer Bankruptcy Journal!

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive and we don’t want you to miss out on this awesome Annual Convention!

Register Today!

 

Bankruptcy News Briefs 3/6

Stay Updated With Tuesday’s Headlines…

Republican Members of Congress File Amicus Brief in Support of CFPB Acting Director

CFPB Looking for Input on its Controversial Complaint Portal

TransUnion Report Reveals Current Consumer Credit Trends, Including 20.3 Million More Accounts

CFPB Report Reveals Impact Removal Of Public Records Has On Credit Reporting: Did It Make A Difference?

District Court Reverses Bankruptcy Court’s Decision to Deny Attorney’s Fee Application Where Debtor Intended to Convert to Chapter 7

Debt Collection Law Firms Must Follow FDCPA in Foreclosure Cases, Court Says

California braces for battle with Trump administration over student loans

DC tops national credit card debt list, Baltimore ranks 6th

Number of FDCPA and TCPA Lawsuits Filed in 2017 Decreases; CFPB, BBB Complaints, and FCRA Lawsuits on the Rise

Court Finds Mini-Miranda Not Necessary for Consumer-Initiated Call

Sixth Circuit Dismisses FDCPA Claim Based On Letter For Lack Of Standing

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

 

Bankruptcy News Briefs 3/2

End of the Week Headlines…

11 USC 521(e) allows the Debtor to Avoid Dismissal of Case if the Failure to Provide Required Tax Return is Attributable to Circumstances Beyond her Control

Reasonable Voluntary Retirement Contributions are Not Disposable Income when the Debtor has made those Contributions on a Consistent Basis Prior to the Filing of the Chapter 13

Appellate Court Reignites TCPA Case Over Debt Collection Calls

CFPB Advisory Committee Meets; Emphatic Agreement that Debt Collection Rules are Needed

CFPB invites comments on “usefulness” of consumer complaint database, reports

Equifax says it’s still under CFPB investigation

Equifax says hackers stole more than previously reported

Court reinstates TCPA suit in case of 300 debt collection calls

Collection Industry Requests Guidance from Mass AG Regarding Longstanding Interpretation of Validation Requirements

Supreme Court Limits Scope of Safe Harbor Protection for Avoidance Actions

New Fed chair doesn’t understand why student debt can’t be discharged in bankruptcy

Massachusetts can sue federal student loan servicer, judge rules

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/28

Midweek Headlines…

Stay Does Not Require Bank to Release Citation Lien

Texas Lawyers and Law Professors Urge Representative Gonzalez to Withdraw Support of Bill that Would Harm Texas Consumers

Debt Collection Industry Faces Evolving Compliance Regulations

From the Web: Department of Justice Files Opposition Brief in CFPB Deputy Director’s Appeal

New Jersey Federal Court Finds Additional Telephone Number In Validation Letter Did Not Violate FDCPA

How Chicago Ticket Debt Sends Black Motorists Into Bankruptcy

E.D.N.Y.: Collection Agency Can Enforce Arbitration Clause of Underlying Credit Agreement

CFPB report finds removal of public record data has small effect on credit scores

Bankruptcy Straight-Talk For Credit Union Members

DeVos to Assert that Only Department of ED, Not States, Can Regulate Student Loan Servicers

Mulvaney Says His CFPB Is Keeping Elizabeth Warren Up at Night

GUEST VIEW: Debt collection companies have hijacked the justice system

Iowa court debt approaches $732 million

Total consumer debt increased faster in Hawaii than the nation, DBEDT report

Overdue US credit card debt hits 7-year high at $11.9bn

Congressional Research Service Releases Bankruptcy & Student Loans Report

On Thursday, February 22, 2018, the Congressional Research Service released a report titled “Bankruptcy and Student Loans”. The report explains how and why the Bankruptcy Code makes student loans nondischargeable unless undue hardship is proven. It concludes with providing potential considerations for Congress to treat student loans moving forward. Read the Full Report.

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!