Debt Collection Violations In Bankruptcy 

Saturday, May 21st, 2:30 pm – 3:45 pm

Debtors are frequently are subject to debt collection conduct that violate the FDCPA.  This session will look at FDCPA claims arising before, during and after bankruptcy.

David J. Philips

Philipps & Philipps, Ltd.
Attorney
Chicago, IL

David J. Philipps is a partner in the law firm of Philipps & Philipps, Ltd., in  southwest suburban Chicago.  David is a graduate of the University of Illinois College of Law and Loyola University of Chicago.  David is a founding member of the National Association of Consumer Advocates (1995), was the Illinois State Chair for NACA (2008-2013), and was elected to its Board of Directors in 2013.  In 2011, he was named the NACA Private Attorney of the Year and last year he received an Award of Excellence for Pro Bono Service from the Judges of the Northern District of Illinois and the Chicago Chapter of the Federal Bar Association.  David has lectured throughout the country at numerous FDCPA and class action seminars for NCLC/NACA and at seminars for his opponents.  His practice consists mainly of litigation for seniors and disabled persons who have been defrauded, or subject to illegal collection activity or
improper credit reporting; he has worked on and/or been appointed class counsel in about 185 cases, which have recovered more than $75,000,000 for defrauded or abused consumers.

Notable FDCPA appellate court cases litigated by David, and his law partner and sister, Mary, include: Gammon v. G.C. Services Limited Partnership, 27 F.3d 1254 (7th Cir. 1994)(unsophisticated consumer); Newman v. Boehm, Pearlstein & Bright, Ltd., 119 F.3d 477 (7th Cir. 1997)(condo and homeowner’s association dues covered by FDCPA); Turner v. J.V.D.B. & Associates, Inc., 330 F.3d 991 (7th Cir. 2003)(no intent as to false statements); Horkey v. J.V.D.B. & Associates, Inc., 333 F3d 769 (7th Cir. 2003)(calls at work and profanity); Chuway v. NAFS, Inc., 362 F.3d 944  (7th Cir. 2004)(amount of debt); Randolph v. IMBS, Inc., 368 F.3d 726,728-730 (7th Cir. 2004 (bankruptcy code does not preclude FDCPA); McMillan v. Collection Professionals, Inc., 455 F.3d 754 (7th Cir. 2006)(implying consumer was dishonest is actionable); and, Evory v. RJM Acquisitions Funding LLC, 505 F.3d 769 (7th Cir. 2007)(false statements made to consumer’s attorney are actionable and limited-time settlement offer collection letters are actionable).

John Steinkamp

John Steinkamp & Associates
Attorney
Indianapolis, IN

John Steinkamp received his B.A. in 1991, at Indiana University, Bloomington, IN and a J.D. in 1996 at Temple University School of Law, Philadelphia, PA. Since 2007 he has been the sole owner of John T. Steinkamp & Associates, a 3 attorney law firm. The practice areas consist of almost entirely consumer bankruptcy work and bankruptcy Litigation. From 1997 – 2000  he served as the Staff Attorney in the Consumer Protection Unit of the Indiana Department of Insurance. John is a member of the following professional associations:

• Member, National Association of Consumer Bankruptcy Attorneys (”NACBA”)
• Member, American Bar Association
• Member, Indiana State Bar Association
• Member, Indianapolis Bar Association