
New consumer and bankruptcy headlines read…
California utility meets with governor amid bankruptcy case
Forever 21 Cuts Number of Store Closures Planned in Bankruptcy
Bankruptcy filings in Hawaii reach highest level in 5 years
Young Hollywood’s Student Loan Crisis: “There Are People Just Struggling to Survive”
17 Tips for Baby Boomers To Tackle Their Student Debt
CFPB and states file action against student loan debt relief companies and individual owners and managers
What It Means to Be a Debt Collector After ‘Obduskey’ Ruling
The State of Collections: TransUnion and Aite Group Release Report, Outline Challenges and Present Optimistic Future
How I Ditched Debt: From ‘Extravagantly Broke’ to Comfortably Frugal
Americans Have Enough Credit to Buy Apple, Amazon, Microsoft, and Facebook
CFPB Gets $59M Judgment In Mortgage Relief Services Suit

REGISTER FOR NACBA’S LIVE WEBINARS!
Defense of Section 523 Adversary Proceedings
Date: November 7, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Tara Salinas, Esq., William Brewer Esq. & James Haller, Esq.
Register HERE
The panel will primarily focus on Sections 523(a)(2), (4) and (6) and Section 1328(a)(4), awards of attorney 7s fees under Section 523(d); defending collateral estoppel effect of pre-bankruptcy default judgments; Rules 12(b)(6) motions to dismiss under Ashcroft v Iqbal.
Why You Should Attend: You need to know how to properly defend a dischargeability proceeding and get paid for your work. Everyone has to defend against dischargeability complaints by creditors. The information in this workshop will be invaluable to prepare your defense.
Robin Hood and His Merry Bankruptcy Attorneys: How to Recover Wage Garnishments as Preferential/Fraudulent Transfers for your clients and get paid for doing it.
Date: November 21, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: David Gunn, Esq. & James Haller, Esq.
Register HERE
The panel will discuss the law and practice of recovering wage garnishments as fraudulent transfers and the potential to request additional attorneys fees for a recovery.
Why You Should Attend: You want to make additional income in cases where your clients have been garnished. This session will discuss how and when to recover garnished funds and get paid.
Consumer Bankruptcy Watch: What’s Hot in Consumer Bankruptcy Law Today
Date: December 5, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Henry Sommer, Esq., Tara Twomey, Esq. & James Haller, Esq.
Register HERE
The panel will cover the latest hot topic in consumer bankruptcy law, including any pending cases before the Supreme Court and important Court of Appeals cases to watch.
Why You Should Attend: Don’t be the last to know what issues are coming next to a court near you. Find out what to expect by learning about the trends and case law are working their through the courts.
Means Test Game Show: Is it income or an expense?
Date: December 19, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Jenny Doling, Esq., Marybeth Ausbrooks, Esq., Gene Melchionne Esq. & James Haller, Esq.
Register HERE
Join our holiday panel for a game show quiz focusing on allowable or required income and expenses. You can’t lose even if you get the answers wrong..
Why You Should Attend: Ask yourself these questions. Is a withdrawal from a 401k income that should push your client into a five year plan? Is a 401k contribution a permissible expense? Is child support that isn’t received income? Is child support that is not being paid an expense? Your client wants to claim $900.00 in pet expenses for 8 pets. Is that expense ridiculous? Can you justify it? Learn the answers to these questions and more. Come join us!

NACBA’s 28th Annual Convention Planning Committee is looking for your star idea! If you would like to join NACBA at the Hollywood convention as a featured presenter, we are soliciting proposals for general and breakout session topics that focus on the convention theme. Current NACBA members are invited to submit their proposals for speakers/topics
no later than November 29, 2019 using the provided link below.