NACBASF

Bankruptcy News Briefs 6/9

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Read the Headlines that Matter to You Here…

Consumer Credit Rises Less Than Expected

Better Data Is Key to Bank Alternatives to Payday

State’s Budget Crisis Leads to Growing Debt, Payment Penalties

CardHub Predicts Surge in Outstanding Credit Card Debt by End of 2016

Total Consumer Borrowing Pace Slows Compared to Records in March

National Association of Realtors pushes CFPB for TRID changes

CFPB Needs a Rule to Regulate Debt Collection

BNA INSIGHTS: The CFPB and Data Security Enforcement

Debt collection agencies’ biggest problem: Medicaid expansion

Consumers to End 2016 With $1 Trillion in Credit Card Debt

Consumers in These States Carry the Most Credit Card Debt

SET SAIL FOR NACBA’S SUMMIT AT SEA, OCTOBER 6th-10th! REGISTER BY JULY 29th FOR THE EARLY BIRD RATE!

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NACBA is pleased and excited to announce the return of our Members-Only Fall Event!  Mark your calendars, save the dates, and prepare to set sail on NACBA’s maiden voyage at sea!  Check out the Schedule and Register Today! Early Bird Rate Ends July 29th!

YOU CAN HAVE ACCESS TO #NACBASF ALL OVER AGAIN!

Upgrade to the WORKS

Did you miss NACBA’s 24th Annual Convention in San Francisco? Or do you just want to relive the experience or catch a session you missed? No worries, be sure to visit Playback NACBA for access to a wide array of convention sessions. From Advanced Tax to Student Loans to Chapter 7 Asset Cases to Debt Collection Violations to Chapter 13 Post Petition Issues (just to name a few), we have you covered. Bring ‪#‎NACBASF‬ to comfort of your work or home office.

KEEP YOUR NACBA MEMBERSHIP CURRENT

Take advantage of the many exciting educational events on the horizon along with the invaluable resources NACBA provides you won’t want to miss out on these member only benefits Renew Today! 

Not a member of NACBA?  Join NACBA Today

Bankruptcy News Briefs 5/24

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Tuesday’s News…

CFPB’s Motivation In Banning Class Actions Called Into Question

Debt Servicer Faces Class-Action Lawsuit

CFPB releases Spring 2016 rulemaking agenda

Take Notice of This Change: Supreme Court Adopts Recommended Amendments to Bankruptcy Notice of Payment Change Rule

U.S. Debt Binge Not Producing Growth Because It’s Mostly For Consumer Spending

Balance Due: Credit-Card Debt Nears $1 Trillion as Banks Push Plastic

Despite Increasing Debt, The Economy Continues To Grow Slowly

THE #NACBASF EXPERIENCE DOESN’T HAVE TO END YET!

Upgrade to the WORKS

Did you miss NACBA’s 24th Annual Convention in San Francisco? Or do you just want to relive the experience or catch a session you missed? No worries, be sure to visit Playback NACBA for access to a wide array of convention sessions. From Advanced Tax to Student Loans to Chapter 7 Asset Cases to Debt Collection Violations to Chapter 13 Post Petition Issues (just to name a few), we have you covered. Bring ‪#‎NACBASF‬ to comfort of your work or home office.

GET READY TO SET SAIL FOR NACBA’S SUMMIT AT SEA, OCTOBER 7th-10th 

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NACBA is pleased and excited to announce the return of our Members-Only Fall Event!  Mark your calendars, save the dates, and prepare to set sail on NACBA’s maiden voyage at sea!Registration is now OPEN! 

KEEP YOUR NACBA MEMBERSHIP CURRENT

Take advantage of the many exciting educational events on the horizon along with the invaluable resources NACBA provides you won’t want to miss out on these member only benefits Renew Today! 

Not a member of NACBA?  Join NACBA Today

 

What’s Happening At #NACBASF Today?

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Saturday, May 21st

7:00am

7:30am

8:15am

9:15am

10:30am

11:00am

11:15am

12:30pm

2:30pm

3:45pm

4:15pm

5:30pm

What’s Happening At #NACBASF Today? Check It Out

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Friday, May 20th

7:00am

8:15am

9:00am

10:00am

10:30am

11:30am

12:30pm

2:30pm

3:45pm

4:15pm

5:30pm

7:30pm

Today’s #NACBASF Session Spotlight

Time Records: Getting it Right

Friday, May 20 • 4:15 pm – 5:30 pm

Presenters:

avatar for Honorable Marvin Isgur

Honorable Marvin Isgur
United States Bankruptcy Court for the Southern District of Texas
Chief Judge
Houston, TX

Marvin Isgur has been a United States Bankruptcy Judge since February 1, 2004. Judge Isgur’s first bankruptcy experience was as an expert witness before the bankruptcy court and then as a principal of a number of real estate partnerships that became chapter 11 debtors.

Judge Isgur received his bachelors degree from the University of Houston in 1974. In 1978, he received an MBA, with honors from Stanford University. Between 1978 and 1990, Judge Isgur was an executive with a large real estate development company in Houston. In 1987, he returned to the University of Houston where he received a law degree (with high honors) in 1990. Between 1990 and 2004, Judge Isgur represented trustees and debtors in chapter 11 and chapter 7 cases. He also represented various parties in 14 separate chapter 9 bankruptcy cases.

Judge Isgur has written over 150 memorandum opinions. He was one of the first judges to issue opinions interpreting the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act.

Judge Isgur is a volunteer with the Houston Urban Debate League, a non-profit organization that works in partnership with the Houston Independent School District to bring policy debate to high school students. He is one of the principal organizers of the annual University of Texas Consumer Bankruptcy Conference in Galveston, Texas and is a frequent speaker at continuing education programs.

When his volunteer and court activities permit, Judge Isgur spends his weekends sailing on Galveston Bay.

Miriam Goot

Attorney
Houston, TX

Miriam Goot was born in Riga, Latvia and moved to Houston, Texas in 1980. Miriam was raised in Houston and graduated from the University of Texas at Austin with a B.A. in Psychology in 1999. Following graduation, Miriam attended St. Mary’s University School of Law in San Antonio, TX. During law school Miriam clerked for a small consumer bankruptcy firm for two years where she realized her desire and passion to practice bankruptcy law. Miriam was a Judicial Intern to the Honorable Leif M. Clark for six months before graduating from law school in 2002. After law school, Miriam returned to Houston and has practiced bankruptcy law with the law firm of Walker & Patterson, P.C. since 2003. Miriam’s practice consists primarily of consumer bankruptcy representation. A large portion of her practice focuses on all forms of bankruptcy litigation in representing debtors, creditors and chapter 7 trustees. Miriam is the vice-chair of the Bankruptcy Section of the Houston Bar Association. She is currently a member of the National Association of Consumer Bankruptcy Attorneys, the American Bankruptcy Institute and the Houston Association of Young Bankruptcy Lawyers. For the last year, Miriam has been a participant in the Honorable David R. Jones’ Bankruptcy litigation class. Miriam is fluent in Russian.

#NACBASF Session Spotlight

Advanced Tax and Bankruptcy

Sunday, May 22nd 11:00 AM – 12:15 PM

Join our experts as they talk about how to resolve some the more vexing tax problems in bankruptcy, including those related to late filed returns and tolling time periods.

Presented By:

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Kent Anderson 

Kent Anderson Law Office
Attorney
Eugene, OR

ent Anderson has lectured extensively for lawyers, realtors and tax professionals about Tax Liens, Tax Collection Defense, Mortgage Modifications, Chapter 13 Bankruptcy, and other Debtor-Creditor matters. He has been a featured speaker at the IRS National Tax Forum, Northwest Bankruptcy Institute, and the NACBA Annual Meeting.  Kent has been active in the NACBA lobbying program for several years and was invited to speak at US Senator Jeff Merkley’s Mortgage and Foreclosure Solutions Summit.  He is the current NACBA Oregon chair and continues to consult with the senator’s office on bankruptcy and foreclosure issues.

Kent established his private practice in 1978 and is admitted to practice before the U.S. District Court for the District of Oregon, the US Tax Court, the 9th Circuit Court of Appeals, and the US Supreme Court.  Mr. Anderson is board certified in Consumer Bankruptcy by the American Board of Certification.  His practice includes tax collection defense, contested audit, and consumer bankruptcy matters.

He is a member of the National Association of Consumer Advocates, the National Association of Consumer Bankruptcy Attorneys, and the Bankruptcy Law Network, LLC, where he currently holds the office of Treasurer. As chair of the Website Committee for the Oregon State Bar Debtor/Creditor Section and member of the local Bankruptcy Pro Bono committee, he contributes his expertise to state bar efforts.  Kent has been a public board member of the Oregon Board of Psychologist Examiners since 2009. He is a contributing author on the LexisNexis Bankruptcy Law Center online forum and has worked with Lexis in developing and testing several versions of its software including its new TopForm 11 bankruptcy document assembly program.

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Larry Heinkel

Heinkel Law Group, PL
Tax & Bankruptcy Attorney
St. Petersburg, FL

Larry Heinkel is a tax and bankruptcy attorney with more than 30 years experience helping businesses and individuals, solve their state and federal tax problems. Mr. Heinkel has been extremely successful in representing his clients before IRS and DOR, and is known throughout Florida as an expert in tax problem resolution.

Larry graduated from the University of Florida with honors in Accounting (B.S.B.A.), Law (J.D.), and Tax Law (LL.M.). He is listed among Florida Trend’s Florida Legal Elite and is a Member of The Law Review, was published twice and has served as an Adjunct Professor in tax and business law at Rollins College and the University of Central Florida MBA Program.

Mark Segal

Mark Segal, Chartered
Attorney
Las Vegas, NV

Mark Segal graduated from the University of Pennsylvania, Wharton School of Finance and Commerce with a B.S. in Economics, and received his J.D. and LL.M. in Taxation from New York University. Mr. Segal practices with the law firm of Mark Segal, Chartered in Las Vegas, Nevada, with an emphasis on personal bankruptcy and tax law. His practice also includes all aspects of civil IRS controversy representation. Mr. Segal is admitted to the U.S. Tax Court, U.S. Claims Court, various U.S. District Courts, the United States Supreme Court, and the New York, Arizona, and Nevada State Bars. He served as Special Assistant Attorney General, U.S. Department of Justice, Tax Division, from 1968 to 1973. He is a member of the American Bar Association Taxation, Business Law and Law Office Management Sections; and the State Bar of Nevada Executive Committees on Taxation and Bankruptcy. He served on the Tax Advisory Committee to the National Bankruptcy Review Commission’s Government Working Group in 1997. Mr. Segal has lectured on discharging taxes in bankruptcy at conventions of the National Association of Chapter Thirteen Trustees (NACTT), the State Bar of Nevada, and NACBA’s prior conventions. He has been a member of NACBA since its formation in 1992. Mr. Segal was a 2003 recipient of NACBA’s Distinguished Service Award.

#NACBASF Session Spotlight

Individual Chapter 11 Topics

Saturday, May 21 • 4:15 pm – 5:30 pm

The panel will discuss select topics related to individual chapter 11 cases.
 Presenters:
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Judge Laurel E. Davis
Bankruptcy Judge
Las Vegas, NV
Laurel Elizabeth Davis was sworn in as a Nevada Bankruptcy Judge on July 12, 2013. Prior to taking the bench, Judge Davis practiced law for 26 years in Nevada and Arizona. She represented debtors, including individuals; trustees; committees and creditors in bankruptcy proceedings and litigation, commercial litigation, arbitration, workouts and restructuring. She also served as a chapter 11 trustee.

Judge Davis is a Master with the Howard D. McKibben Inn of Court.  From 1993 through 2013, Judge Davis held a business bankruptcy certification from the American Board of Certification, which is accredited by the American Bar Association. In 2011 and 2012, Judge Davis was Chair of the Nevada State Bar Bankruptcy Section. In 2012 and 2013, Judge Davis was recognized by Benchmark Litigation as among the Top 250 Women in Litigation in the Nation, and as a 2012  Rising Star.  Judge Davis regularly writes and speaks on topics, which include ethics, litigation, real estate and bankruptcy.

A native of Utah, Judge Davis received her B.S. in Hotel Administration from the University of Nevada, Las Vegas in 1983, and her JD, magna cum laude, from the University of San Diego School of Law in 1987.

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M. Jonathan Hayes
Simon Resnik Hayes, LLP
Partner
Sherman Oaks, CA
M. Jonathan Hayes is a bankruptcy specialist certified by the California State Bar Board of Specialization.  He is on the eight-person Bankruptcy Law Advisory Commission of the state bar which oversees the bankruptcy specialists including most importantly, certifying those seeking to become specialists or seeking recertification.

Mr. Hayes concentrates his practice in bankruptcy. He has represented many Chapter 11 debtors, businesses and individuals, and effected many successful reorganization plans.

From 2009 through present, Mr. Hayes has filed and oversees approximately 60 Chapter 11 cases for individuals primarily trying to save their homes and other real property. In the past, he has represented three franchisees in the Econo-Lube bankruptcy filing adversary proceedings, demanding more than $10 million in total and settling each successfully. He represented the Creditor’s Committee in the Lucy’s Laundry Mart and SBB Roofing Chapter 11 cases. He was lead counsel for the Creditor’s Committee in the Breath Asure, Inc. Chapter 11 and the B.C. Oil, Inc. Chapter 11.

Mr. Hayes has been an Adjunct Professor of Law at the University of West Los Angeles (previously University of LaVerne School of Law) since 1990 where he has taught Bankruptcy, Business Organizations, Contracts, Advanced Bankruptcy Issues, Commercial Law, and Taxation. Before that he was on the faculty of Whittier School of Law for four years.

Wayne Silver
The Law Office of Wayne A. Silver
Attorney
Sunnyvale, CA
Wayne Silver is a Certified Bankruptcy Specialist with over twenty-five years of experience. He focuses on personal and business chapter 11 filings as well as bankruptcy related litigation

Today’s #NACBASF Session Spotlight

Tough Clients, Tough Discussions

Sunday, May 22 • 8:30 am – 9:30 am

We have all had them!  This session will cover common scenarios and best practices for dealing with tough clients.
Presented By:
avatar for Greggory T. Colpitts
Greggory T. Colpitts
The Colpitts Law Firm
Attorney
Tulsa, Ok
Mr. Colpitts was born and raised in Tulsa, Oklahoma, and graduated from Tulsa Memorial High School.  Mr. Colpitts attended Oklahoma State University from 1983 to 1987 when he graduated with a B.S. in Mechanical Engineering Technology.

After graduation from Oklahoma State University in 1987, Mr. Colpitts attended the University of Tulsa College of Law and received his J.D. in 1991.  In 1992, Mr. Colpitts continued his legal education at Southern Methodist University, Dedman School of Law, where he received a Master of Laws in Taxation in 1993.

In August 1993, Mr. Colpitts started his own law firm and continues with this firm today.  Mr. Colpitts specializes in consumer bankruptcy (Chapters 7 and 13).  Mr. Colpitts has represented thousands of clients in bankruptcy ranging from straight forward to very complex.  Mr. Colpitts also specializes in bankruptcy litigation including pursuing creditors for automatic stay and discharge injunction violations and making sure debtors get what they bargained for after completing a Chapter 13 bankruptcy.  In an arena where debtors are held to a multitude of onerous requirements, Mr. Colpitts believes that creditors should also be held the standards imposed by the Bankruptcy Code.  Mr. Colpitts is a member of the National Association of Consumer Bankruptcy Attorneys where he serves as the state chair.

In 2012, Mr. Colpitts completed the extensive and rigorous qualification requirements and attained certification by the American Board of Certification as a Consumer Bankruptcy Expert.  With this certification, he joins a prestigious group of very few other Oklahoma attorneys to attain this recognition.