collection complaints

Bankruptcy News Briefs 2/21

Dive Into the Midweek Headlines…

Maryland Court Finds Mini-Miranda Not Necessary on Certain Consumer-Initiated Calls

Bankruptcy Standards Get New Scrutiny

Bank May Not Hide Settlement Amount

Under Trump, consumer agency promises to do the bare minimum, and nothing more

Debt Collection Companies Have Hijacked the Justice System

Chapter 13 Debtor Could Not Defer Surrender of her Home Until her Son Graduated High School

Student loan borrowers with high debts aren’t making progress repaying them

Congressman John Garamendi’s bill to ease student loan debt awaits committee action

Trump Administration Looking at Bankruptcy Options for Student Debt

State Senate Passes Student Loan ‘Bill of Rights’

Eleventh Circuit Follows Ninth Circuit in Awarding Appellate Fees for Automatic Stay Violation

Register for NACBA’s Webinars!

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

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Bankruptcy News Briefs 2/20

Check Out The Headlines Making News…

Court Grants Discharge of 50-Year Old Debtor’s $230,000 in Student Loans where IBRP would Leave here Huge Tax Liability in her 70s and Wipe Out Her Assets

Criminal Restitution Is Nondischargeable

Chapter 13 Plan Confirmed Even Though Payments Did Not Include All of Debtors’ Disposable Income

Household Debt Increases for Fifth Consecutive Year

A Party Does Not Have Standing to Appeal Bankruptcy Court Order simply because it has been Allowed to Appear in Bankruptcy Proceedings

Democrats Seek Answers to CFPB’s OFLEO Realignment

Collection Letter Making Settlement Offer for Time-Barred Debt Can Violate FDCPA Without Legal Action Threat, Third Circuit Rules

Post-Discharge Loan Modification with Partial Claim Gets Servicer in Trouble with Bankruptcy Court

Second Circuit Finds “Related To” Bankruptcy Jurisdiction in a Madoff Matter

Mortgage debt surges in fourth quarter

Canceling Student Loan Debt Isn’t Just A Dream. It Could Save The Economy.

Wisconsin bankruptcy filings were the lowest in a decade in 2017

Debt Collectors Hoping For Relief from Courts on Collection Letter Claims May Soon Get Clarity (podcast)

Register for NACBA’s Webinars!

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/15

Today’s Headlines…

U.S. House Votes to Weaken State Limits on High-Cost Loans

No Excuses for Student Loan Servicer’s Failure to Comply with Plan

N.D. Illinois Makes Reasonable Ruling on Interest Disclosure Requirements

CFPB Continues Search for Evidence with Supervision RFI

Regulatory Reform Panel Raises Important Discussion

IRS Issues Scam Alert on Fraudulent Callers Impersonating Debt Collection Agencies

Third Circuit Holds “Settlement Language” in Collection Letter Can Be Misleading

How the CFPB Plans to Scale Back Its Regulatory Mission

No letup to CFPB investigation into Equifax, Mulvaney says

US Household Debt Spikes In Q4 2017

FTC Accuses Student Loan Debt Relief Operation of Deceiving Consumers

Trump May End Student Loan Forgiveness Program

Register for NACBA’s Webinars!

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/9

End of the Week Headlines…

Court Not Required to Dismiss Case Exceeding Debt Limits

NCLC and Legal Aid Foundation of Los Angeles File Lawsuit Challenging U.S. Department of Education’s Refusal to Discharge Loans of Students Defrauded by Marinello Schools of Beauty

Senators demand answers from CFPB on Equifax probe

Mulvaney can’t just kill CFPB payday rule, but here’s what he can do

Oklahoma’s State Debt Collection Practices Are Extortion, Suit Claims As It Moves Toward Class Action Status

America’s consumer debt keeps skyrocketing

CONSUMER BORROWING STRONG THROUGH DECEMBER

Millennials’ Spending Weighed Down by Student Debt, Expert Warns

Sharing of Convenience Fees Spells Trouble Under the FDCPA

10th Circuit Rules FDCPA Does Not Apply to Non-Judicial Foreclosure Proceedings

The case for erasing every last penny of student debt

Register for NACBA’s Webinars!

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/7

Check Out the Midweek Headlines…

District Court Reassesses Evidence of Undue Hardship

Consumer Advocates Explain Crucial Public Interest in a Strong Consumer Financial Protection Bureau

New Jersey: Including a Phone Number on Initial Letter Does Not Violate the FDCPA

Debtor Awarded $5,000 for each Day he was Incarcerated Where Ex-Wife Proceeded with Post-petition Civil Contempt Action in Family Law Action

Connecticut Won’t Require Mortgage Servicer Licenses for Licensed Collection Agencies

Chapter 13 Debtors Must Pay All Payments under a Plan to Receive a Discharge, Including Post-petition Mortgage Payments Made Directly to Mortgagee

FTC Report Highlights Financial Issues Affecting Military Consumers

CFPB Mnuchin Presses CFPB For Answers On Equifax Hack

These US cities have the highest credit card debt

From the Web: Appeals Court to Hear Oral Arguments in Leandra English Case April 12

Canceling $1.4 trillion in student debt could have major benefits for the economy

Why Reform Is Necessary At The CFPB

Credit Reporting of “non-consumer” Debt Beginning Soon: Are you Ready?

Eighth Circuit Court of Appeals Rejects “Reasonably Foreseeable” Standard for Extent of Notice to Creditors

Decision upholds Connecticut lawyer’s suspension from practicing law in Maine

This 1 Thing Could Change How Student Loans Work For Millions Of People

Register for February’s Webinars!

Don’t Miss Tomorrow’s Webinar!

Circuit Case Law Update
Date: Thursday, February 8, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

 

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/5

Headlines Kicking Off the New Week…

Court Denied Creditor’s Dismiss Chapter 7 Case under §707(a) Since it was Not Bad Faith to File Case to Discharge One Substantial Debt

Debtor’s Obligation Related to First-time Home-buyer Tax Credit was Dischargeable Debt

Disturbing Report of Consumer Bureau Pull-Back on Equifax Investigation Compels Increased Efforts to Protect Consumers’ Data

New York Bankruptcy Courts Hold That a Debtor’s Failure to Make Postpetition Loan Payments is a Basis for Granting Relief from the Automatic Stay

Hard Lessons From the Federal Student-Loan Program’s Coming $36 Billion Shortfall

CFPB Is Constitutional But Makes $100 Million Mistake in Interpreting the Law

NY Court Dismisses Credit Union Suit Against Mulvaney

Mulvaney to Move CFPB’s Consumer Response; ACA Puts Complaints in Perspective

House Subcommittee Examines Fintech

More Than Half of Americans Fear Medical Bills as Much as Health Issues Themselves

Consumer Financial Protection Bureau appears to shed its aggressive reputation

Seventh Circuit Rejects Use of Miller “Safe Harbor” Language When a Debt Cannot Increase

Tenth Circuit Joins the Fray Regarding Whether Foreclosures Are Debt Collection Activity

Opinion: Is consumer debt the bubble that finally ends the economy’s strong run?

Register for February’s Webinar!

Circuit Case Law Update
Date: Thursday, February 8, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Hang Out at the Watercooler

Dive into Ruby Receptionist newsletter, the Watercooler to get tips that you can implement in your day to day business!

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/1

Kicking Off a New Month With New Headlines…

D.C. Circuit Court of Appeals Rules in PHH v. CFPB

From the Web: In-Depth Analysis of President Trump’s State of the Union Speech

Congress Holds Fintech Hearing; 77 Million in Collections Left Out of Discussion

Trump administration strips consumer watchdog office of enforcement powers in lending discrimination cases

Another Major Staff Appointment in ED’s Federal Student Aid Office

Court Affirms Consumer Watchdog’s Independence; Trump Must Appoint an Independent Director

Lawmakers Demand Answers From CFPB On Payday Rule

Experts, industry leaders and lawmakers dissect appeals court action over CFPB

New York AG Moves to Compel Debt Collector to Hand Over Documents

Ending the Cycle of Wrong Number Collection Calls

Stay Violation? Beware Of Escalating Attorneys’ Fees

Register for February’s Webinar!

Circuit Case Law Update
Date: Thursday, February 8, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Hang Out at the Watercooler

Dive into Ruby Receptionist newsletter, the Watercooler to get tips that you can implement in your day to day business!

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!