Join us Marc Dann & Bobby Rivera for “What to do: Post HAMP for Mortgage Borrower Clients.”
Thursday, March 16th 2017
The Federal Hamp Program has come to an end, but most mortgage loan borrowers in default will be eligible for modifications to help them stay in their home. Furthermore, once a loan modification is accepted by a Mortgage Loan Servicer strict new RESPA regulations are in place to make sure that a servicer completes the review fairly and quickly while staying foreclosure activity.
Bobby Rivera, a nationally recognized expert in loan modifications will provided a brief overview to help lawyers understanding the importance of identifying investor, trends on proprietary programs and income calculations for modification and Marc Dann, who’s firm has prosecuted more than 100 cases under Regulation X to RESPA will talk about how to use the regulations to get the information you need to obtain critical information to oppose relief from stay, prosecute claim objections and to hold servicers feet to the fire by bringing Adversaries and Lawsuits which provide for fee shifting under Regulation X to RESPA.
Tara will plumb the depths of current consumer bankruptcy issues identified by NCBRC, NACBA’s amicus project including the latest on the McCoy rule, the application of judicial estoppel to unlisted claims, the dischargeability of restitution and court debt, debt for dirt (paying claims with property of the estate), vesting, and more.
More About Tara:
Tara Twomey is the Amicus Project Director for the National Association of Consumer Bankruptcy Attorneys and currently Of Counsel to the National Consumer Law Center. She is currently a Lecturer in Law at Stanford, and has previously lectured at Harvard and Boston College Law Schools. Tara is a former Clinical Instructor at the Hale and Dorr Legal Services Center of Harvard Law School where her practice focused, in part, on sustainable homeownership for low- and moderate-income homeowners. She is a contributing author of several books published by the National Consumer Law Center including, Foreclosures: Defenses, Workouts and Mortgage Servicing and Bankruptcy Basics. Ms. Twomey is also a co-principal investigator, along with Professor Katherine M. Porter of the University of Iowa, for a national study examining mortgage claims in consumer bankruptcy cases.