Author: kristadamelio

Krista D’Amelio joined NACBA in April 2017 as Director of Government Affairs and Communications. D’Amelio’s work will focus on strengthening relationships and increasing advocacy reach with elected officials and government agencies to enhance their understanding and support of NACBA’s issues. Prior to joining NACBA, D’Amelio served as Global Government Affairs Coordinator at Airlines for America where she assisted to increase advocacy reach and lobbying capabilities of the organization. Previously, she was the Associate Director of College Partner Relations at the Center for Student Opportunity where she helped first-generation students on the road to and through college. A native of Connecticut, D’Amelio began her career in the Office of Lieutenant Governor Michael Fedele and on gubernatorial campaigns. She received duel Bachelor of Arts degrees in Political Science and Sociology from the University of Connecticut where she also conducted published research for the Department of Sociology. D'Amelio's research tracing the evolution of social policy in Connecticut led her to be granted the John G. Hill Political Science Excellence Award and her research abroad in the Arts and Humanity Summer Program in Florence, Italy earned her the 2009 Global Scholar Award. D'Amelio holds a masters degree in Social Policy from the University of Pennsylvania.

Bankruptcy News Briefs- 10/01

Happy October! Start this new month with the following…

CFPB Investigating Loan Program at College Chain

How This New Navient Memo Affects Your Student Loans

70% of college students graduate with debt. How did we get here?

Purdue Pharma Faces DOJ Heat for $38 Million Employee Bonus Plan

Zillow: Over half of renters blame student debt for delay in buying a home

Denied and Delayed: How Medical and Student Loan Debt are Limiting Americans’ Housing Aspirations

FTC settlement to return $5.4 mil to victims of student-loan debt relief scam

Student loan debt soars, totaling $1.6 trillion in 2019

REGISTER FOR NACBA’S LIVE WEBINARS!

Home Owner’s Association Fees and Bankruptcy
Date: October 10, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Lee Rowland, Esq., Christina Henry Esq. & James Haller, Esq.
Register HERE

The treatment of Homeowner’s Association Fees in bankruptcy is a complex question. Are they dischargeable in chapter 7 and chapter 13? Does Rule 3002.1 apply? Can underwater HOA liens be avoided? This webinar will answer these questions and more as we explore the treatment of HOA fees in bankruptcy.

Why You Should Attend: HOAs can be aggressive in attempting to collect their debt. You won’t want to miss this program which will discuss ways to reduce or eliminate HOA fees and liens through bankruptcy.

Top 20 Cases You Must Know for Your Bankruptcy Practice.
Date: October 17, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Henry Sommer, Esq., Nathan Juster, Esq. & James Haller, Esq.
Register HERE

From projected disposable income and attorneys’ fees to bankruptcy court jurisdiction, this session will cover fundamental cases that you need to know.

Why You Should Attend: You must know the major guideposts to give your clients accurate advice. Make sure you are following these important cases and using them to your client’s benefit.

 

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Bankruptcy News Briefs- 9/27

NACBA Now is back from a brief break! Read the latest consumer news…

“Case Bites: Interesting Issues and Decisions from This Week’s Cases”

“7th Circuit Explains Bankruptcy Court Jurisdiction to Address Tax Claims”

Flacco-affiliated firm and Sinclair Broadcasting among investors in bankrupt Baltimore meal kit company

The week in bankruptcies: Venture group, construction firm file for protection

PG&E Bondholders Boost Proposed Investment in Bankrupt Utility to $29.2 Billion

Bankruptcy Court Stops Medicare from Recouping Monies Owed by Provider

Student Loan Defaults Are Down, That’s The Good News

Billionaire Robert Smith Pays Student Loans For Morehouse Parents

Surprise twist in CFPB Supreme Court drama: FHFA plaintiffs want starring role

CFPB Settlement Skimped On Restitution, Dem Senator Says

These Three Student Loan Scams Won’t Stop Plaguing Borrowers

Houston couple accuses medical group of unfair debt collection practices

REGISTER FOR NACBA’S LIVE WEBINARS!

Home Owner’s Association Fees and Bankruptcy
Date: October 10, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Lee Rowland, Esq., Christina Henry Esq. & James Haller, Esq.
Register HERE

The treatment of Homeowner’s Association Fees in bankruptcy is a complex question. Are they dischargeable in chapter 7 and chapter 13? Does Rule 3002.1 apply? Can underwater HOA liens be avoided? This webinar will answer these questions and more as we explore the treatment of HOA fees in bankruptcy.

Why You Should Attend: HOAs can be aggressive in attempting to collect their debt. You won’t want to miss this program which will discuss ways to reduce or eliminate HOA fees and liens through bankruptcy.

Top 20 Cases You Must Know for Your Bankruptcy Practice.
Date: October 17, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Henry Sommer, Esq., Nathan Juster, Esq. & James Haller, Esq.
Register HERE

From projected disposable income and attorneys’ fees to bankruptcy court jurisdiction, this session will cover fundamental cases that you need to know.

Why You Should Attend: You must know the major guideposts to give your clients accurate advice. Make sure you are following these important cases and using them to your client’s benefit.

Bankruptcy News Briefs- 9/12

Check out this Thursday’s news briefs…

A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Five: The Devil is in the Details, Purgatory is what is Left Unsaid

CFPB and State Regulators Launch American Consumer Financial Innovation Network

Retail Bankruptcies Rise, Store Closures Skyrocket in First Half of 2019

Bankruptcy Jurisdiction: The Time-of-Filing Rule Applies to “Related-To” Jurisdiction

9th Circuit strikes down Montana ban on political robocalls

Libel Case Against Lemberg Law for Website Statements Will Continue; Court Denies Motion to Dismiss

UVa promises changes to medical debt collection policy

What college students can do now to start investing

Forever 21 Plans to File for Bankruptcy as Many Retailers Struggle

Purdue Pharma reaches tentative opioid settlement with some: sources

Lawsuits. Possible bankruptcy. Declining numbers. Is there a future for the Boy Scouts?

And Another One: BNP Paribas Chief U.S. Economist Also Says No Recession In Sight

What Trump’s call for 0% interest rates would mean for your wallet

Data Privacy and Bankruptcy—Notable Non-bankruptcy Privacy Laws

REGISTER FOR THE REMAINDER OF NACBA’S 2019 LIVE WEBINARS!

Criminal Justice Debts and Civil Fines in Bankruptcy
Date: September 19, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Tara Twomey, Esq. & James Haller, Esq.
Register HERE

For criminal justice debtors and those with civil fines, bankruptcy can be a powerful tool. It may eliminate the obligation to repay these debts or provide an orderly mechanism for repaying certain debts that cannot be discharged. Bankruptcy can also open the door to relief, such as expungement, record sealing, or restoration of a driver’s license, that may otherwise be unavailable due to outstanding debt. This webinar will provide an overview of the application of bankruptcy law to criminal justice debt and civil fines.

Why You Should Attend: Not all criminal justice debt and civil fines are created equally. Learn about the different kinds of criminal justice debt and civil fines, including which are dischargeable in bankruptcy and which are not.

Home Owner’s Association Fees and Bankruptcy
Date: October 10, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Lee Rowland, Esq., Christina Henry Esq. & James Haller, Esq.
Register HERE

The treatment of Homeowner’s Association Fees in bankruptcy is a complex question. Are they dischargeable in chapter 7 and chapter 13? Does Rule 3002.1 apply? Can underwater HOA liens be avoided? This webinar will answer these questions and more as we explore the treatment of HOA fees in bankruptcy.

Why You Should Attend: HOAs can be aggressive in attempting to collect their debt. You won’t want to miss this program which will discuss ways to reduce or eliminate HOA fees and liens through bankruptcy.

Top 20 Cases You Must Know for Your Bankruptcy Practice.
Date: October 17, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Henry Sommer, Esq., Nathan Juster, Esq. & James Haller, Esq.
Register HERE

From projected disposable income and attorneys’ fees to bankruptcy court jurisdiction, this session will cover fundamental cases that you need to know.

Why You Should Attend: You must know the major guideposts to give your clients accurate advice. Make sure you are following these important cases and using them to your client’s benefit.

Bankruptcy News Briefs- 9/11

NACBA honors and remembers those brave men and women who took the call to serve & protect 18 years ago. We thank you.

Emerge Energy to Redo Bankruptcy Disclosures After Objections

Ohio couple admits to filing inaccurate bankruptcy claim

The CFPB’s Proposed Debt Collection Rules—What They Mean for Financial Institutions That Outsource to Collection Vendors

Student Loans: ‘This Is A $1.6 Trillion Consumer Protection Crisis’

AOC makes student loan payment during congressional hearing on student loans

Hasan Minhaj calls student debt ‘paywall to the middle class’ during congressional testimony

Sen. Rick Scott Outlines Ways to Make Colleges More Accountable, Affordable

New Research: Juggling Student Loans, Saving for Retirement and Other Priorities

Waters Opening Statement at Hearing on Student Loan Debt Crisis

Consumers in Their Mid-30s Have the Highest Average Student Loan Debt

Americans are piling on credit card debt, despite recession warnings

Even 40-something Americans who know they should be saving more for retirement are too mired in debt to do it

What Americans Get Wrong About Student Debt

CFPB Launches Innovation Network with State AGs; Issues Three New Policies

En banc Fifth Circuit decision holding FHFA structure unconstitutional could presage similar fate for CFPB and circuit split

Ditech Deal With Homeowners Paves Way for $1.8 Billion Sale

REGISTER FOR NACBA’S LIVE WEBINARS!

Criminal Justice Debts and Civil Fines in Bankruptcy
Date: September 19, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Tara Twomey, Esq. & James Haller, Esq.
Register HERE

For criminal justice debtors and those with civil fines, bankruptcy can be a powerful tool. It may eliminate the obligation to repay these debts or provide an orderly mechanism for repaying certain debts that cannot be discharged. Bankruptcy can also open the door to relief, such as expungement, record sealing, or restoration of a driver’s license, that may otherwise be unavailable due to outstanding debt. This webinar will provide an overview of the application of bankruptcy law to criminal justice debt and civil fines.

Why You Should Attend: Not all criminal justice debt and civil fines are created equally. Learn about the different kinds of criminal justice debt and civil fines, including which are dischargeable in bankruptcy and which are not.

Home Owner’s Association Fees and Bankruptcy
Date: October 10, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Lee Rowland, Esq., Christina Henry Esq. & James Haller, Esq.
Register HERE

The treatment of Homeowner’s Association Fees in bankruptcy is a complex question. Are they dischargeable in chapter 7 and chapter 13? Does Rule 3002.1 apply? Can underwater HOA liens be avoided? This webinar will answer these questions and more as we explore the treatment of HOA fees in bankruptcy.

Why You Should Attend: HOAs can be aggressive in attempting to collect their debt. You won’t want to miss this program which will discuss ways to reduce or eliminate HOA fees and liens through bankruptcy.

Top 20 Cases You Must Know for Your Bankruptcy Practice.
Date: October 17, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Henry Sommer, Esq., Nathan Juster, Esq. & James Haller, Esq.
Register HERE

From projected disposable income and attorneys’ fees to bankruptcy court jurisdiction, this session will cover fundamental cases that you need to know.

Why You Should Attend: You must know the major guideposts to give your clients accurate advice. Make sure you are following these important cases and using them to your client’s benefit.

Bankruptcy News Briefs- 9/06

Kick-off your weekend with these briefs…

CFPB Releases Fourth Report on the Consumer Credit Card Market

Did the Obama administration commit ‘the biggest accounting fraud in history’ with student loans? Experts weigh in

I paid off $81,000 of student loan debt, and quitting my 9-to-5 to take my side hustle full-time was a crucial step

Student Loans: The Financial and Emotional Toll on Families

Newest opinion may pave way for cannabis industry bankruptcy protection

Not All Creditors Are Created Equal: Critical Vendors and Bankruptcy

8th Circuit Affirms Dismissal of Lawsuit Attacking Approved Bankruptcy Sale

Three New Bankruptcy Amendments Become Law

REGISTER FOR NACBA’S LIVE WEBINARS!

Criminal Justice Debts and Civil Fines in Bankruptcy
Date: September 19, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Tara Twomey, Esq. & James Haller, Esq.
Register HERE

For criminal justice debtors and those with civil fines, bankruptcy can be a powerful tool. It may eliminate the obligation to repay these debts or provide an orderly mechanism for repaying certain debts that cannot be discharged. Bankruptcy can also open the door to relief, such as expungement, record sealing, or restoration of a driver’s license, that may otherwise be unavailable due to outstanding debt. This webinar will provide an overview of the application of bankruptcy law to criminal justice debt and civil fines.

Why You Should Attend: Not all criminal justice debt and civil fines are created equally. Learn about the different kinds of criminal justice debt and civil fines, including which are dischargeable in bankruptcy and which are not.

Home Owner’s Association Fees and Bankruptcy
Date: October 10, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Lee Rowland, Esq., Christina Henry Esq. & James Haller, Esq.
Register HERE

The treatment of Homeowner’s Association Fees in bankruptcy is a complex question. Are they dischargeable in chapter 7 and chapter 13? Does Rule 3002.1 apply? Can underwater HOA liens be avoided? This webinar will answer these questions and more as we explore the treatment of HOA fees in bankruptcy.

Why You Should Attend: HOAs can be aggressive in attempting to collect their debt. You won’t want to miss this program which will discuss ways to reduce or eliminate HOA fees and liens through bankruptcy.

Top 20 Cases You Must Know for Your Bankruptcy Practice.
Date: October 17, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Henry Sommer, Esq., Nathan Juster, Esq. & James Haller, Esq.
Register HERE

From projected disposable income and attorneys’ fees to bankruptcy court jurisdiction, this session will cover fundamental cases that you need to know.

Why You Should Attend: You must know the major guideposts to give your clients accurate advice. Make sure you are following these important cases and using them to your client’s benefit.

Bankruptcy News Briefs- 9/04

Today’s consumer & bankruptcy headlines are…

Dealing With Student Loans During A Disaster

Poor SD residents hit hardest by state debt collection efforts: Part II

A Closer Look at the CFPB’s Proposed Debt Collection Rules – Part Three: Important Details Relating to Disclosures and Debt Validation Notices

Botched Bankruptcy Leads to Standoff in Kentucky Coal Country

Five Ways To Avoid Drowning In Student Loan Debt

Bills would forgive student loan debt for beginning Wisconsin farmers

Attorney General Phil Weiser joins multistate lawsuit on student loan debt

Wall Street Gears Up For Onslaught Of Oil & Gas Bankruptcies

CFPB continues to push the envelope in announcing settlement with brokers of pension advances

Don’t Let A Natural Disaster Cause Financial Disaster

Plaintiff Acted in Bad Faith by Not Disclosing All FDCPA Claims to Bankruptcy Court, Says D.N.J.

Congressional members rebuke delay of payday loan rule

REGISTER FOR NACBA’S LIVE WEBINARS!

Recent Bankruptcy Code Amendment:  How the New HAVEN Act Can Help Your Clients
Date: September 5, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $0 NACBA Member Benefit / $50 Non Member
Presenters: Tara Twomey, Esq., Ed Boltz, Esq., & Erin Shank, Esq.
Moderator: James Haller, Esq.
Register HERE

On August 23, 2019 the HAVEN (Honoring American Veterans in Extreme Need Act of 2019) act was signed into law. It amended Section 101(10A) of the Bankruptcy Code to exclude VA and DoD disability payments made to veterans or their dependent survivors from the monthly income calculation used for bankruptcy means testing.  You need to learn how to apply this law change for the benefit of your clients who are veterans or dependents.  Sign up now!

Why You Should Attend: All of these questions will be answer. Chapter 7 filed before August 24? Can the Means Test now be amended? Chapter 13,  impact on unconfirmed cases?  CMI Reset revived? Chapter 13,  modifications.

 

Criminal Justice Debts and Civil Fines in Bankruptcy
Date: September 19, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Tara Twomey, Esq. & James Haller, Esq.
Register HERE

For criminal justice debtors and those with civil fines, bankruptcy can be a powerful tool. It may eliminate the obligation to repay these debts or provide an orderly mechanism for repaying certain debts that cannot be discharged. Bankruptcy can also open the door to relief, such as expungement, record sealing, or restoration of a driver’s license, that may otherwise be unavailable due to outstanding debt. This webinar will provide an overview of the application of bankruptcy law to criminal justice debt and civil fines.

Why You Should Attend: Not all criminal justice debt and civil fines are created equally. Learn about the different kinds of criminal justice debt and civil fines, including which are dischargeable in bankruptcy and which are not.

Home Owner’s Association Fees and Bankruptcy
Date: October 10, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Lee Rowland, Esq., Christina Henry Esq. & James Haller, Esq.
Register HERE

The treatment of Homeowner’s Association Fees in bankruptcy is a complex question. Are they dischargeable in chapter 7 and chapter 13? Does Rule 3002.1 apply? Can underwater HOA liens be avoided? This webinar will answer these questions and more as we explore the treatment of HOA fees in bankruptcy.

Why You Should Attend: HOAs can be aggressive in attempting to collect their debt. You won’t want to miss this program which will discuss ways to reduce or eliminate HOA fees and liens through bankruptcy.

Top 20 Cases You Must Know for Your Bankruptcy Practice.
Date: October 17, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Henry Sommer, Esq., Nathan Juster, Esq. & James Haller, Esq.
Register HERE

From projected disposable income and attorneys’ fees to bankruptcy court jurisdiction, this session will cover fundamental cases that you need to know.

Why You Should Attend: You must know the major guideposts to give your clients accurate advice. Make sure you are following these important cases and using them to your client’s benefit.

Bankruptcy News Briefs- 9/03

Post Labor Day headlines read…

This all-too common life event can double your risk of filing for bankruptcy

The Hospital Treated These Patients. Then It Sued Them

UConn Health research shows tens of thousands of CT residents faced medical-debt lawsuits

The Worst Cities for Student Loan Debt

Attorney General Morrisey letter helps expedite student loan relief for disabled vets

Raising the Bar for Loan Forgiveness

Cancer patients can now apply to have student loan payments postponed

This is how millennials are shaping the new economy

REGISTER FOR NACBA’S LIVE WEBINARS!

Recent Bankruptcy Code Amendment:  How the New HAVEN Act Can Help Your Clients
Date: September 5, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $0 NACBA Member Benefit / $50 Non Member
Presenters: Tara Twomey, Esq., Ed Boltz, Esq., & Erin Shank, Esq.
Moderator: James Haller, Esq.
Register HERE

On August 23, 2019 the HAVEN (Honoring American Veterans in Extreme Need Act of 2019) act was signed into law. It amended Section 101(10A) of the Bankruptcy Code to exclude VA and DoD disability payments made to veterans or their dependent survivors from the monthly income calculation used for bankruptcy means testing.  You need to learn how to apply this law change for the benefit of your clients who are veterans or dependents.  Sign up now!

Why You Should Attend: All of these questions will be answer. Chapter 7 filed before August 24? Can the Means Test now be amended? Chapter 13,  impact on unconfirmed cases?  CMI Reset revived? Chapter 13,  modifications.

Criminal Justice Debts and Civil Fines in Bankruptcy
Date: September 19, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Tara Twomey, Esq. & James Haller, Esq.
Register HERE

For criminal justice debtors and those with civil fines, bankruptcy can be a powerful tool. It may eliminate the obligation to repay these debts or provide an orderly mechanism for repaying certain debts that cannot be discharged. Bankruptcy can also open the door to relief, such as expungement, record sealing, or restoration of a driver’s license, that may otherwise be unavailable due to outstanding debt. This webinar will provide an overview of the application of bankruptcy law to criminal justice debt and civil fines.

Why You Should Attend: Not all criminal justice debt and civil fines are created equally. Learn about the different kinds of criminal justice debt and civil fines, including which are dischargeable in bankruptcy and which are not.

Home Owner’s Association Fees and Bankruptcy
Date: October 10, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Lee Rowland, Esq., Christina Henry Esq. & James Haller, Esq.
Register HERE

The treatment of Homeowner’s Association Fees in bankruptcy is a complex question. Are they dischargeable in chapter 7 and chapter 13? Does Rule 3002.1 apply? Can underwater HOA liens be avoided? This webinar will answer these questions and more as we explore the treatment of HOA fees in bankruptcy.

Why You Should Attend: HOAs can be aggressive in attempting to collect their debt. You won’t want to miss this program which will discuss ways to reduce or eliminate HOA fees and liens through bankruptcy.

Top 20 Cases You Must Know for Your Bankruptcy Practice.
Date: October 17, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Henry Sommer, Esq., Nathan Juster, Esq. & James Haller, Esq.
Register HERE

From projected disposable income and attorneys’ fees to bankruptcy court jurisdiction, this session will cover fundamental cases that you need to know.

Why You Should Attend: You must know the major guideposts to give your clients accurate advice. Make sure you are following these important cases and using them to your client’s benefit.