Consumer

Bankruptcy News Briefs- 1/18

Before you settle into your weekend plans, read the following articles

Title Loans Aren’t Valid Deductions on Means Test Says Utah Bankruptcy Court

Elizabeth Warren Wants Wells Fargo to be Expelled From College Campuses

CFPB Defends Its Constitutionality to Ninth Circuit Panel: Will Kraninger Have a Change of Heart?

Congresswoman Maxine Waters Plans to “Undo the Harm Done” to the CFPB

9 Student Loan Tax Tips For 2019

34 Devastating Stories About How People Are Still Crushed By Medical Debt

Waiving or Forfeiting the Right to Arbitrate—Recent Cases Tackle Issue

Lack of Settlement Payment Due Date Raises Issues in E.D. Wisc., “Promptly” is Not Enough

DON’T MISS NACBA’S UPCOMING LIVE WEBINARS!

Our Prayer for the Blessed Resurrected Exemption: Invoking and Asserting Exemptions in Reopened Cases
Date: January 24, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Debrah DeMack Esq., Billy Brewer ESQ. & James Haller, Esq.
Register HERE

The panel will discuss the law, procedures and give advice on how best to represent a client who has an omitted asset and needs to reopen their case. The panel will discuss the possible challenges to claiming exemptions including excusable neglect and share their documents and experience fighting them.

Why You Should Attend: We all have (or will have) clients that call us after a bankruptcy is closed with an omitted asset. We all need to know what the state of the law is and how to best protect your client and the missing asset.

Real Life and Real Mods After HAMP
Date: February 7, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: O. Max Gardner III Esq., James Haller, Esq. & Bobby Riveria.
Register COMING SOON

This webinar will cover:

  • The role of the following parties in the 2019 Mod World:
  • The GSE (Fannie, Freddie and Ginnie)
  • The Private Label Deals
  • Trustee
  • Master Servicer
  • Primary Servicer
  • Default Servicer
  • Non-Performing Loans and Hedge Funds
  • Review of Real SPS Deal
  • Targets
  • Waterfalls
  • Forbearance
  • Forgiveness
  • Balloons
  • Junk Fees
  • Loan Term
  • APR

Why You Should Attend: You need to know what options your clients have to modify their mortgages under existing law.

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Bankruptcy News Briefs- 1/09

Midweek headlines read…

Banks With Most And Least Consumer Complaints Named In New Ranking

CFPB Finalizes Off-Balanced Approach to Public Disclosure of HMDA Data

CFPB Enters Into $15.5 Million Consent Order with Bank Over Stop Payment and Error Resolution Practices

Texas student loan debt among highest in US

Student Loan Outlook For 2019

Yes, you still need to pay your student loans during the shutdown — but you could hit some snags

And the award for worst student loan company goes to…

A couple lost their home to bankruptcy 14 years ago. They just got a demolition bill for $15,000

Debt Collector Granted Summary Judgment in $0.00 Line Itemization Case in the Northern District

New York Passes Law Addressing Collection of Decedents’ Debts

Supreme Court to Rule on Whether the Fair Debt Collection Practices Act Applies to Nonjudicial Foreclosure Proceedings

Supreme Court debates the meaning of the term ‘debt collector’ in a foreclosure protections case dating back to the financial crisis

REGISTER FOR NACBA’S UPCOMING WEBINARS!

They Did What?! The 2018 Case Law Year in Review
Date: January 10, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Henry Sommer, Esq., Tara Twomey, Esq., James Haller, Esq.
Register HERE

The panel will discuss the major cases that occurred in 2018 and pending cases before the Supreme Court and Courts of Appeal that may affect your bankruptcy practice.

Why You Should Attend: We all need to stay on top of the major decisions from 2018 and pending decisions which may change our practice and advice to clients. Make sure you are current and haven’t missed any important decisions.

Our Prayer for the Blessed Resurrected Exemption: Invoking and Asserting Exemptions in Reopened Cases
Date: January 24, 2019
Time: 4:00 PM EST – 5:00 PM EST
Cost: $25 Member / $75 Non Member
Presenters: Debrah DeMack Esq., Billy Brewer ESQ. & James Haller, Esq.
Register HERE

The panel will discuss the law, procedures and give advice on how best to represent a client who has an omitted asset and needs to reopen their case. The panel will discuss the possible challenges to claiming exemptions including excusable neglect and share their documents and experience fighting them.

Why You Should Attend: We all have (or will have) clients that call us after a bankruptcy is closed with an omitted asset. We all need to know what the state of the law is and how to best protect your client and the missing asset.

THE SCHEDULE FOR #NACBATheLand IS RELEASED!

Check it out online now and register today!

Bankruptcy News Briefs- 12/31

The final headlines for 2018 are…

City employees have ignored over $650K worth of parking tickets and violations

Elizabeth Warren launches exploratory committee ahead of likely 2020 presidential run

Wells Fargo Says Bitcoin Too Risky for Clients, Pays $575 Million Fine For Scamming Them

Congress: Resolve to help reduce student debt in the new year

The Suffocation of Student Loans

Bankruptcy leaves Detroit police abuse claims unpaid

Sears Survives, For Now, With Last Minute $4.6B Bid

Registration for #NACBATheLand is OPEN!

Don’t forget to save the dates and register today!

 

Bankruptcy News Briefs- 12/18

Start this Tuesday with the following headlines…

State Agencies Can Enforce FCRA Too

New report illustrates how student loan debt hampers home-buying

NYT: Risky mortgages are making a comeback

Democratic House members urge Kraninger to resume MLA exams

DON’T FORGET TO REGISTER FOR NACBA’S HILL DAY 2019

REGISTER HERE!

Join NACBA in Washington,  D.C. from February 25-27, 2019 where members will meet with federal lawmakers and key staff.

*DEADLINE TO REGISTER IS FEBRUARY 1, 2019*

Bankruptcy News Briefs- 12/12

And the “hump day” headlines read…

Fifth Circuit’s Affirmance of Denial of Attorney’s Fees to Successful FDCPA Plaintiff May Aid Collectors in Challenging Fee Requests

How Student Loan Debt Changes Your Life

More parents struggle to repay loans they borrowed for their children’s education 

Alleged student debt relief scam leads to arrest of CEO

Who Is Most Affected By Student Debt? Women.

Teacher grants converted to loans forcing teachers to pay up

MN attorney general sues ‘tax debt relief’ firm for violating consumer protections

New head of watchdog agency vows consumers will be top focus

Fla. Man Ordered To Pay Gov’t $23M Over Debt-Relief Scam

“Buy now, pay later”: Old-fashioned loan-sharking with a Silicon Valley smile?

Bankruptcy Judges Handle Much More Than Bankruptcy Matters

Madoff bankruptcy lawyer: ‘You can’t have a Ponzi without a bank. And the bank was JPMorgan.’

New CFPB director declines to weigh in on future of agency official criticized for racially tinged blog posts

Trump administration hid report revealing Wells Fargo charged high fees to students

BCFP enters into consent order with State Farm regarding alleged FCRA violations

Maxine Waters nominated to chair House Financial Services Committee

SAVE THE DATES! NACBA IS BRINGING HILL DAY BACK TO D.C.!

Bankruptcy News Briefs- 11/28

The midweek headlines are…

What Practitioners Need to Know About New Bankruptcy Rules, Effective December 1

Student loan debt becoming a ‘crisis,’ DeVos says

Sen. Gardner Behind Bill For Employers To Help With Student Loans

Foreclosure Not Complete Until Deed Recorded so Debtor May Cure and Maintain

Consumer Litigation and Complaints Back on the Rise in October

Bankruptcy News Briefs- 11/15

Read today’s headlines…

Trade Groups Support Confirmation of Kraninger as CFPB Director

15% of Americans still paying off last year’s holiday debt

The Ultimate Policy Mistake By Bankers When All Is Said And Done

Devos Sued for Denying Automatic Student Debt Relief

For Democrats, the Not-So-Fresh Faces Will Matter Most

What student loan debt does to people (it’s not pretty)

The costly reality of student loan debt

Student Loans Are Hurting Millennials’ Net Worth

REGISTER FOR TODAY’S NACBA MEMBER BENEFIT WEBINAR!

2018 Midterm Election Results Impact on Consumer Bankruptcy Attorneys
Date: Thursday, November 15, 2018
Time: 3:00pm ET/ 12:00pm PT
Cost: No Cost – Member Benefit Webinar
Presenters: John Colwell, Esq., Ike Shulman, Esq., Ed Boltz, Esq. & John Rao, Esq.

Register HERE

Join NACBA as we discuss how the recent 2018 midterm election results will impact consumer bankruptcy attorneys. This webinar is an opportunity for members to review the results, discuss House committees and new leadership, and learn how you can help NACBA move forward with bringing important issues to the attention of the 2019 Congressional agenda.