Attorneys

Bankruptcy News Briefs 2/22

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Headlines Making News This Monday…

Wisconsin Collectors Association Makes Headway on Legislative Efforts

CFPB Issues Final Policy on No-Action Letters

In Spite of FCC, 70 Percent of TCPA Decisions in Last 14 Months Positive for Industry

Student loan debt is sapping the economy

Registration is Open for March’s Webinar

Regulation of X & Z Enforcement Powerful New Tools for Consumer Bankruptcy Attorneys

Wednesday, March 2, 2016, 60 minutes
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
Presented by: Marc Dann, Former Ohio Attorney General
Registration deadline: 3/2/16 at 2PM Eastern.
$25 Member / $75 Non Member
Register HERE

“Regulation X & Z Enforcement,” provides an overview of federal Regulation X and Regulation Z and demonstrates how these laws can empower consumers and their counsel. The presentation outlines specific errors prohibited by these regulations.During this webinar, Marc will walk participants through examples of actual Requests for Information and Notices of Error used daily by The Dann Law Firm. Marc will explore these regulations with case studies highlighting real-life scenarios faced by clients. Attendees can expect to gain a solid understanding of Regulation X and Z and how these statutes could benefit their clients.

If you are unable to participate in webinar at scheduled time, register by 3/2/16 at 2 PM Eastern and you will receive recording, materials and discounted pricing. After 3/2/16, the webinar will be available in the NACBA Store.

ARE YOU READY FOR THE 2016 #NACBASF CONVENTION?

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The City by the Bay and NACBA’s Convention come together to create the perfect opportunity to learn, experience San Francisco & network with colleagues at the only national CLE program designed for consumer bankruptcy attorneys. Depending on state, you may earn up to 15 credits or more (including an Ethics credit in most states).

86 days remain until #NACBASF 2016! Register today and receive the Early Bird Rate for savings and for a convention you won’t want to miss.

*Early Bird Rate Ends Friday, March 25th

EXHIBITOR AND SPONSORSHIP OPPORTUNITIES

NACBASF and NACBA’s Fall Workshop Summit is the perfect opportunity to be an exhibitor or sponsor to showcase your product. Learn more about how you can participate in the 2016 Prospectus.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

2016 never looked better! Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

MEMBERSHIP BENEFITS WITH VALUE

Spring break is right around the corner! What better way to take a well deserved break than to experience the most magical place in the world, the Walt Disney World® Resort! NACBA Members receive special rates starting at $159 per night + tax (currently at 12.5%) – if for some reason the Association rates are higher than Best Available Rate on the Starwood website, the Walt Disney World Swan and Dolphin will price match that rate. Call 1-800-227-1500 and ask for the code : NACBAMBR.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive? Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/17

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Midweek News…

Lawsuit Against Debt Collector Dismissed

Scalia’s Death Is a Setback for Online Lenders in Key Court Fight

Optimizing Collections: Part II

Consumer Complaints and Litigation Fluctuate to Start 2016

Sixth Circuit Court of Appeals Affirms “Prior Express Consent” Defeats TCPA Claim in Healthcare Collections Case

Viral Student Loan Nightmare Is Not What It Seems, Authorities Say

Recent Scrutiny of CFPB’s Complaint Database Foretells Problems for Businesses

New York Fed Says Student and Auto Loans Were Leaders of the Consumer Debt Pack in 2015

Registration is Open for March’s Webinar

Regulation of X & Z Enforcement Powerful New Tools for Consumer Bankruptcy Attorneys

Wednesday, March 2, 2016, 60 minutes
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
Presented by: Marc Dann, Former Ohio Attorney General
Registration deadline: 3/2/16 at 2PM Eastern.
$25 Member / $75 Non Member
Register HERE

ARE YOU READY FOR THE 2016 #NACBASF CONVENTION?

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Join Cathleen Moran and Pamela Simmons as they discuss how to decipher mortgage payment histories and evaluate escrow account analyses in their session, “Mortgage Accounting and Escrow Issues,” at #NACBASF.

91 days remain until #NACBASF 2016! Register today and receive the Early Bird Rate for savings and for a convention you won’t want to miss.

*Early Bird Rate Ends Friday, March 25th

EXHIBITOR AND SPONSORSHIP OPPORTUNITIES

NACBASF and NACBA’s Fall Workshop Summit is the perfect opportunity to be an exhibitor or sponsor to showcase your product. Learn more about how you can participate in the 2016 Prospectus.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

2016 never looked better! Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

MEMBERSHIP BENEFITS WITH VALUE

Have you signed up for NACBA’s Listserv? One of the most popular features of NACBA membership is the ability of NACBA members to pose bankruptcy questions and get real time responses from their colleagues around the country. When you join the listserv you join a virtual community that allows you to connect with your peers and enjoy the unparalleled ability to post both the easy and hard questions to some of the best consumer bankruptcy attorneys in the nation.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive? Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/15

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NY Fed Reports Moderate Increase in Household Debt

Federal Payday Loan Regulations Expected to Be Finalized by April

A Fresh Start For Millennials: The Case For Forgiving Student Loans

Turning A Blind Eye Cost Lender Hundreds Of Millions Of Dollars; Inquiry Notice Spoils Lender’s Good Faith Defense In Fraudulent Transfer Case

Registration is Open for March’s Webinar

Regulation of X & Z Enforcement Powerful New Tools for Consumer Bankruptcy Attorneys

Wednesday, March 2, 2016, 60 minutes
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
Presented by: Marc Dann, Former Ohio Attorney General
Registration deadline: 3/2/16 at 2PM Eastern.
$25 Member / $75 Non Member
Register HERE

ARE YOU READY FOR THE 2016 #NACBASF CONVENTION?

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NACBA is excited to bring you a lineup of Speakers and Sessions that are relevant to you! #NACBASF brings dynamic Keynote Speakers, Fireside Chats, 2 Pre-C0nvention Sessions, and an opportunity to have some fun with your peers at the Baseball Group Event where you can catch the San Francisco Giants take on the Chicago Cubs at AT&T Park.

Only 93 days remain until #NACBASF 2016! Register today and receive the Early Bird Rate for savings and for a convention you won’t want to miss.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

2016 never looked better! Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

MEMBERSHIP BENEFITS WITH VALUE

Looking for new opportunities? Time for a change? One of the benefits NACBA offers to enhance your professional development is our Career Center. Check out the current job listings today!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive? Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/10

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Midweek Headlines…

Louisiana’s Office of Debt Recovery in Full Swing

Tax Refund Anticipation Loans Return, But Who’s Paying the Cost?

Report: Average Credit Card Debt Increases Among Consumers

Consumers’ Earnings and Spending Expectations Increase in January

Student Debt May Have Growing Impact on Households’ Retirement

Judge Grants Mixed Ruling in Yet Another Example of FDCPA Ambiguity

Advocates Commend Dept. of Education Plan to Protect Student Borrowers from Predatory School Practices

REGISTER FOR NACBASF! A CONVENTION YOU WON’T WANT TO MISS!

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#NACBASF 2016 is bringing sessions to you that are relevant and practical to your practice. Join David Phillips and John Steinkamp for their session, “Debt Collection Violations in Bankruptcy,” as they look at FDCPA claims arising before, during and after bankruptcy.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

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2016 never looked better especially if you are buried under the snow right now! Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

LOOKING FOR A VALENTINES DAY GIFT?

NACBA is pleased to announce a National Purchasing Partners (NPP) exclusive! Save 20% sitewide when you purchase Valentine’s flowers and gifts from 1-800flowers.com. Use the promo code NPP20 and find that special arrangement today for either Business Purchases orPersonal Purchases. Happy Valentines Day!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive? Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/9

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In the News…

Rulemaking Notice for TCPA Amendment Expected Soon

Lawsuit Against Tribal Lender Can Proceed

Consumer Borrowing Increase Reaches Three-Month High

$10,000 Book of Mormon Properly Exempted

FCC to Issue Notice of Proposed Rulemaking for TCPA Amendment

CFPB Issues Compliance Bulletin on FCRA

Good News for Creditors in Individual Bankruptcy Cases

REGISTER FOR NACBASF! A CONVENTION YOU WON’T WANT TO MISS!

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Interested in Attending NACBASF ? Apply for a Henry J. Sommer Scholarship

One scholarship is available to a legal aid attorney who attends the Convention and is a first-time attendee at an NACBA educational program. This scholarship has been created in recognition of the extraordinary contributions to NACBA by President Emeritus Henry J. Sommer, who served on NACBA’s Board from 1992 to 2011 and as President from 2005 to 2008. The scholarship covers the registration fee and materials for the Convention. Interested candidates should submit by email a cover letter and resume to admin@NACBA.org no later than Friday, March 18, 2016.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

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VALENTINES DAY IS AROUND THE CORNER AND NACBA HAS JUST THE GIFT

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive? Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/8

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Headlines Kicking Off This Week…

Lawsuit Against Tribal Lender Can Proceed

Minnesota Hospitals Report More Bad Debt

Are Lenders Ready to Give Strategic Defaulters a Second Chance?

FCC Hints at Questions in Upcoming Proposed Rulemaking for New TCPA Amendment

Total Bankruptcy Filings Continue to Decrease

Failure to Inform a Consumer That a Partial Payment Revives an Out-of-Stat Debt Could Be an FDCPA Violation, Court Says

11th Circuit Says Assignee Cannot File Bankruptcy for Company

100 DAYS REMAIN UNTIL NACBASF!

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Only 100 days left until #NACBASF 2016! NACBA is so excited to host its convention in beautiful San Francisco! Not only will you enjoy this picturesque city you will also find value in the informative and relevant sessions that are offered. Take a look at the speakers, topics, and sessions that you’ll have the opportunity to attend at http://nacbacon.com/lawyer/Schedule_cp15466.htm.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

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VALENTINES DAY IS AROUND THE CORNER AND NACBA HAS JUST THE GIFT

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Membersreceive? Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/5

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Friday’s News…

Ninth Circuit TCPA Ruling Viewed as Industry Win

Bankers Push Back Against CFPB Checking Initiative

Home Sale Gains at Eight-Year High

House of Representatives Passes Legislation to End Operation Choke Point

InsideARM FDCPA Caselaw Grid updated through January 30, 2016

Bankruptcy Law News: Reclamation or Section 503(b)(9) Claim? – A Potential Trap

CFPB Ignores Complaint Data in Targeting Payday Lenders

United States: CFPB Argues Statute Of Limitations Not Applicable In Certain UDAAP Actions

REGISTER FOR THE NACBASF CONVENTION TODAY AND RECEIVE THE EARLY BIRD RATE!

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Looking for another reason to attend #NACBASF? You receive Free Access to Video Stream Convention Presentations. Convention registration will once again include three months access to replay many presentations in the comfort of your own home or office.

Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco! Register today at http://nacbacon.com/

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

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NEW MEMBER BENEFIT! NACBA PARTNERS WITH COSMOLEX

CosmoLex is the only total solution that let’s solo attorneys & small law firms manage their practice, billing AND accounting in one single login. Law firms running on CosmoLex can eliminate the need to maintain multiple programs because CosmoLex does it all, including time tracking, billing, business accounting, trust (IOLTA) accounting, calendaring, task & document management, in one web-based application. CosmoLex also provides case status, performance & financial data in one dashboard, so you can focus on what really matters every day. It’s a simple proposition: CosmoLex takes care of your entire practice, so you can take care of your clients. Try CosmoLex free for 1-month (no credit card required). NACBA membership entitles you to a 10% lifetime discount.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Membersreceive? Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/3

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Midweek Headlines…

Alabama Pushes for Payday Lending Reform Amid Growth

Connecticut Lawmakers Seek Crackdown on Abusive Collections

Retailer Faces Class-Action TCPA Lawsuit

Report Shows Steady Subprime Mortgage Growth

How CFPB Reshapes Market with Enforcement Actions — Not Rules

Report: Dodd-Frank Impacts Access to Consumer Credit

Illinois Enacts Bill Making Corrections and Clarifications to Illinois Collection Agency Act

Student Loan Associations Urge FCC to Allow for Reasonable, Responsible Wireless Calls

Misconduct by HAMP Servicers Examined

REGISTER FOR THE NACBASF CONVENTION TODAY AND RECEIVE THE EARLY BIRD RATE!

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Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco.

Do you represents federal employees, government contractors, or members of the military? Then you’ll want to attend the Security Clearances & the SCRA session presented by Ronald Sykstus. This session will review types of security clearances, the impact of bankruptcy, mitigate of potential effects, and special protections under the Service Members Civil Relief Act.

Register by March 25th to Receive the Early Bird Rate! Visit http://nacbacon.com/ to register and learn more about the sessions, keynote speakers and a few new things NACBA has in store for you!

REGISER FOR TOMORROW’S WEBINAR

New Proof of Claim and Mortgage Attachment: The Other Form Changes

Thursday, February 4, 2016, 60 minutes
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
Presented by: Max Gardner III Esq. and John Rao, Esq.
$25 Members / $75 Non Member. REGISTER HERE

We all know that all of the bankruptcy filing forms were revised as of December 1, 2015. But did you know that major changes were also made to the Proof of Claim form (Form 410) and the Mortgage Proof of Claim Attachment form (Form 410A), with the same effective on Dec. 1, 2015? Learn from two bankruptcy and consumer law experts how these form changes can help you in representing clients. This webinar will help you to understand the new forms and what to look for in figuring out whether the creditor’s claim is accurate and whether the servicer may have misapplied payments or made other servicing errors before the bankruptcy was filed.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive?Make a resolution and Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/2

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In the News…

Lawsuit Alleges Loan Company Violated Securities Laws

What’s Behind the Surge in Personal Loans

Debt Collection Complaints Ranked Third by Tennessee Consumers

Who’s Watching You?

House Financial Services Committee Offers a Model on Assessing Disparate Impact via Report

Bankruptcy & Creditors’ Rights News: Secured Lender Forced, under Bankruptcy Code Section 506(c), to Pay Trustee’s Expenses of Preserving Collateral…for 14 Months

TIME IS WINDING DOWN! REGISTER FOR THE 2016#NACBASF CONVENTION

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Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco where you can engage with your peers in a comfortable and informal setting…like a Fireside Chat. What’s that you ask?

Fireside Chats were designed to bring Americans together to listen to President Roosevelt discuss the banking crisis, the recession and his New Deal. NACBA is bringing this tradition to San Francisco. Attendees can gather around in our “living room” with bankruptcy experts and engage in an informal conversation about some of the hottest topics such as:

New Bankruptcy Forms
Income Driven Repayment Plans
Intersection of Consumer Law and Bankruptcy
Stump the Chumps

2 DAYS REMAIN TO REGISTER FOR THIS WEEK’S WEBINAR

New Proof of Claim and Mortgage Attachment: The Other Form Changes

Thursday, February 4, 2016, 60 minutes
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
Presented by: Max Gardner III Esq. and John Rao, Esq.
$25 Members / $75 Non Member. REGISTER HERE

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive?Make a resolution and Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/1

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A New Month and New Headlines…

Hospital Chain Sued for Alleged TCPA Violations

Lawmakers Review Bills Supporting Telecommuting Collection Agents

New Ed Senior Adviser Rohit Chopra Talks Student Debt Crisis

FTC Unveils New Tools for Consumers to Combat Identity Theft

CFPB Monthly Complaints Snapshot Highlights Debt Settlement, Credit Repair Services

Operation Choke Point Legislation Could Head to the House Floor This Week

A Minefield of Risks for Taxpayers

NCLC Advocates Applaud Department of Education Crack Down of Student Debt Relief Companies

TIME IS WINDING DOWN! REGISTER FOR #NACBASF

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Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco. Listen to how previous attendees describe the NACBAC Convention Experience!

REGISTER FOR THIS WEEK’S WEBINAR

New Proof of Claim and Mortgage Attachment: The Other Form Changes

Thursday, February 4, 2016, 60 minutes
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
Presented by: Max Gardner III Esq. and John Rao, Esq.
$25 Members / $75 Non Member. REGISTER HERE

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today!

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive?Make a resolution and Join NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

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National Association of Consumer Bankruptcy Attorneys

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