collection complaints

Bankruptcy News Briefs 2/15

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NY Fed Reports Moderate Increase in Household Debt

Federal Payday Loan Regulations Expected to Be Finalized by April

A Fresh Start For Millennials: The Case For Forgiving Student Loans

Turning A Blind Eye Cost Lender Hundreds Of Millions Of Dollars; Inquiry Notice Spoils Lender’s Good Faith Defense In Fraudulent Transfer Case

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Registration is Open for March’s Webinar

Regulation of X & Z Enforcement Powerful New Tools for Consumer Bankruptcy Attorneys

  • Wednesday, March 2, 2016, 60 minutes
  • 3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
  • Presented by: Marc Dann, Former Ohio Attorney General
  • Registration deadline: 3/2/16 at 2PM Eastern.
  • $25 Member / $75 Non Member
  • Register HERE

“Regulation X & Z Enforcement,” provides an overview of federal Regulation X and Regulation Z and demonstrates how these laws can empower consumers and their counsel. The presentation outlines specific errors prohibited by these regulations.During this webinar, Marc will walk participants through examples of actual Requests for Information and Notices of Error used daily by The Dann Law Firm. Marc will explore these regulations with case studies highlighting real-life scenarios faced by clients. Attendees can expect to gain a solid understanding of Regulation X and Z and how these statutes could benefit their clients.

If you are unable to participate in webinar at scheduled time, register by 3/2/16 at 2 PM Eastern and you will receive recording, materials and discounted pricing. After 3/2/16, the webinar will be available in the NACBA Store.

ARE YOU READY FOR THE 2016 #NACBASF CONVENTION?

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NACBA is excited to bring you a lineup of Speakers and Sessions that are relevant to  you! #NACBASF brings dynamic Keynote Speakers, Fireside Chats, 2 Pre-C0nvention Sessions, and an opportunity to have some fun with your peers at the Baseball Group Event  where you can catch the  San Francisco Giants take on the Chicago Cubs at AT&T Park.

Only 93 days remain until #NACBASF 2016! Register today and receive the Early Bird Rate for savings and for a convention you won’t want to miss.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

2016 never looked better!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

MEMBERSHIP BENEFITS WITH VALUE

Looking for new opportunities? Time for a change? One of the benefits NACBA offers to enhance your professional development is our Career Center. Check out the current job listings today!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA  Members receive? Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

 

Bankruptcy News Briefs 2/11

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Thursday’s Headlines…

Lenders Turn to Alternative Credit Data Amid More Competition

CFPB Warns About Financial Scam Targeting Older Consumers

Ed Announces New Student Aid Enforcement UnitSixth Circuit BAP to Address Impact of Caulkett in Chapter 13

Motion Granted for Debt Collector in FDCPA Bona Fide Error Case

Delaware Bankruptcy Judge Rejects Effort to Circumvent Supreme Court’s Asarco Decision

U.S. Bank, Santander Fines End OCC Mortgage Enforcement Actions

25 State Attorneys General Lend Support to HANGUP Act

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Save the Date for March’s Webinar

Regulation of X & Z Enforcement Powerful New Tools for Consumer Bankruptcy Attorneys

  • Wednesday, March 2, 2016, 60 minutes
  • 3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
  • Presented by: Marc Dann, Former Ohio Attorney General

Description and Registration Link coming soon.

NACBASF IS A CONVENTION YOU WON’T WANT TO MISS!

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Student loans are one of the most pressing issues facing our nation and at #NACBASF we tackle the hot topics! Join Edward Boltz, J. Erik Heath, and John Rao with moderator Jenny Doling for their session, “Student Loan Basics.” Hear what the experts have to say!

There’s only 97 days remaining until #NACBASF 2016 Register today and receive the Early Bird Rate for savings!

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

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2016 never looked better!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

LOOKING FOR A VALENTINES DAY GIFT?

NACBA is pleased to announce a National Purchasing Partners (NPP) exclusive!  Save 20% sitewide when you purchase Valentine’s flowers and gifts from 1-800flowers.com. Use the promo code NPP20 and find that special arrangement today for either Business Purchases orPersonal Purchases. Happy Valentines Day!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA  Members receive? Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

 

Bankruptcy News Briefs 2/10

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Midweek Headlines…

Louisiana’s Office of Debt Recovery in Full Swing

Tax Refund Anticipation Loans Return, But Who’s Paying the Cost?

Report: Average Credit Card Debt Increases Among Consumers

Consumers’ Earnings and Spending Expectations Increase in January

Student Debt May Have Growing Impact on Households’ Retirement

Judge Grants Mixed Ruling in Yet Another Example of FDCPA Ambiguity

Advocates Commend Dept. of Education Plan to Protect Student Borrowers from Predatory School Practices

REGISTER FOR NACBASF! A CONVENTION YOU WON’T WANT TO MISS!

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#NACBASF 2016 is bringing sessions to you that are relevant and practical to your practice. Join David Phillips and John Steinkamp for their session, “Debt Collection Violations in Bankruptcy,” as they look at FDCPA claims arising before, during and after bankruptcy.

Register today for #NACBASF and receive the Early Bird Rate for savings!

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

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2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

LOOKING FOR A VALENTINES DAY GIFT?

NACBA is pleased to announce a National Purchasing Partners (NPP) exclusive!  Save 20% sitewide when you purchase Valentine’s flowers and gifts from 1-800flowers.com. Use the promo code NPP20 and find that special arrangement today for either Business Purchases orPersonal Purchases. Happy Valentines Day!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA  Members receive? Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/8

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Headlines Kicking Off This Week…

Lawsuit Against Tribal Lender Can Proceed

Minnesota Hospitals Report More Bad Debt

Are Lenders Ready to Give Strategic Defaulters a Second Chance?

FCC Hints at Questions in Upcoming Proposed Rulemaking for New TCPA Amendment

Total Bankruptcy Filings Continue to Decrease

Failure to Inform a Consumer That a Partial Payment Revives an Out-of-Stat Debt Could Be an FDCPA Violation, Court Says

11th Circuit Says Assignee Cannot File Bankruptcy for Company

100 DAYS REMAIN UNTIL  NACBASF!

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Only 100 days left until #NACBASF 2016! NACBA is so excited to host its convention in beautiful San Francisco! Not only will you enjoy this picturesque city you will also find value in the informative and relevant sessions that are offered. Take a look at the speakers, topics, and sessions that you’ll have the opportunity to attend at http://nacbacon.com/lawyer/Schedule_cp15466.htm.

Register today and receive the Early Bird Rate!

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

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2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

VALENTINES DAY IS AROUND THE CORNER AND NACBA HAS JUST THE GIFT

NACBA is pleased to announce a National Purchasing Partners (NPP) exclusive!  Save 20% sitewide when you purchase Valentine’s flowers and gifts from 1-800flowers.com. Use the promo code NPP20 and find that special arrangement today for either Business Purchases or Personal Purchases. Happy Valentines Day!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA Membersreceive? Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/5

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Friday’s News…

Ninth Circuit TCPA Ruling Viewed as Industry Win

Bankers Push Back Against CFPB Checking Initiative

Home Sale Gains at Eight-Year High

House of Representatives Passes Legislation to End Operation Choke Point

InsideARM FDCPA Caselaw Grid updated through January 30, 2016

Bankruptcy Law News: Reclamation or Section 503(b)(9) Claim? – A Potential Trap

CFPB Ignores Complaint Data in Targeting Payday Lenders

United States: CFPB Argues Statute Of Limitations Not Applicable In Certain UDAAP Actions

REGISTER FOR THE NACBASF CONVENTION TODAY AND RECEIVE THE EARLY BIRD RATE!

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Looking for another reason to attend #NACBASF? You receive Free Access to Video Stream Convention Presentations. Convention registration will once again include three months access to replay many presentations in the comfort of your own home or office.

Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco! Register today at http://nacbacon.com/

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

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2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

NEW MEMBER BENEFIT! NACBA PARTNERS WITH COSMOLEX

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CosmoLex is the only total solution that let’s solo attorneys & small law firms manage their practice, billing AND accounting in one single login. Law firms running on CosmoLex can eliminate the need to maintain multiple programs because CosmoLex does it all, including time tracking, billing, business accounting, trust (IOLTA) accounting, calendaring, task & document management, in one web-based application.  CosmoLex also provides case status, performance & financial data in one dashboard, so you can focus on what really matters every day. It’s a simple proposition: CosmoLex takes care of your entire practice, so you can take care of your clients. Try CosmoLex free for 1-month (no credit card required). NACBA membership entitles you to a 10% lifetime discount.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA Membersreceive? Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/3

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Midweek Headlines…

Alabama Pushes for Payday Lending Reform Amid Growth

Connecticut Lawmakers Seek Crackdown on Abusive Collections

Retailer Faces Class-Action TCPA Lawsuit

Report Shows Steady Subprime Mortgage Growth

How CFPB Reshapes Market with Enforcement Actions — Not Rules

Report: Dodd-Frank Impacts Access to Consumer Credit

Illinois Enacts Bill Making Corrections and Clarifications to Illinois Collection Agency Act

Student Loan Associations Urge FCC to Allow for Reasonable, Responsible Wireless Calls

Misconduct by HAMP Servicers Examined

REGISTER FOR THE NACBASF CONVENTION TODAY AND RECEIVE THE EARLY BIRD RATE!

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Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco.

Do you represents federal employees, government contractors, or members of the military? Then you’ll want to attend the Security Clearances & the SCRA session presented by Ronald Sykstus. This session will review types of security clearances, the impact of bankruptcy,  mitigate of potential effects, and special protections under the Service Members Civil Relief Act.

Register by March 25th to Receive the Early Bird Rate!  Visit http://nacbacon.com/  to register and learn more about the sessions, keynote speakers and a few new things NACBA has in store for you!

REGISER FOR TOMORROW’S WEBINAR

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New Proof of Claim and Mortgage Attachment: The Other Form Changes

We all know that all of the bankruptcy filing forms were revised as of December 1, 2015.  But did you know that major changes were also made to the Proof of Claim form (Form 410) and the Mortgage Proof of Claim Attachment form (Form 410A), with the same effective on Dec. 1, 2015? Learn from two bankruptcy and consumer law experts how these form changes can help you in representing clients.  This webinar will help you to understand the new forms and what to look for in figuring out whether the creditor’s claim is accurate and whether the servicer may have misapplied payments or made other servicing errors before the bankruptcy was filed.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive?Make a resolution and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/2

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In the News…

Lawsuit Alleges Loan Company Violated Securities Laws

What’s Behind the Surge in Personal Loans

Debt Collection Complaints Ranked Third by Tennessee Consumers

Who’s Watching You?

House Financial Services Committee Offers a Model on Assessing Disparate Impact via Report

Bankruptcy & Creditors’ Rights News: Secured Lender Forced, under Bankruptcy Code Section 506(c), to Pay Trustee’s Expenses of Preserving Collateral…for 14 Months

TIME IS WINDING DOWN! REGISTER FOR THE 2016#NACBASF CONVENTION

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Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco where you can engage with your peers in a comfortable and informal setting…like a Fireside Chat. What’s that you ask?

Fireside Chats were designed to bring Americans together to listen to President Roosevelt discuss the banking crisis, the recession and his New Deal. NACBA is bringing this tradition to San Francisco. Attendees can gather around in our “living room” with bankruptcy experts and engage in an informal conversation about some of the hottest topics such as:

  • New Bankruptcy Forms
  • Income Driven Repayment Plans
  • Intersection of Consumer Law and Bankruptcy
  • Stump the Chumps

Register by March 25th to Receive the Early Bird Rate!  Visit http://nacbacon.com/  to register and learn more about the sessions, keynote speakers and a few new things NACBA has in store for you!

2 DAYS REMAIN TO REGISTER FOR THIS WEEK’S WEBINAR

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New Proof of Claim and Mortgage Attachment: The Other Form Changes

We all know that all of the bankruptcy filing forms were revised as of December 1, 2015.  But did you know that major changes were also made to the Proof of Claim form (Form 410) and the Mortgage Proof of Claim Attachment form (Form 410A), with the same effective on Dec. 1, 2015? Learn from two bankruptcy and consumer law experts how these form changes can help you in representing clients.  This webinar will help you to understand the new forms and what to look for in figuring out whether the creditor’s claim is accurate and whether the servicer may have misapplied payments or made other servicing errors before the bankruptcy was filed.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive?Make a resolution and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/1

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A New Month and New Headlines…

Hospital Chain Sued for Alleged TCPA Violations

Lawmakers Review Bills Supporting Telecommuting Collection Agents

New Ed Senior Adviser Rohit Chopra Talks Student Debt Crisis

FTC Unveils New Tools for Consumers to Combat Identity Theft

CFPB Monthly Complaints Snapshot Highlights Debt Settlement, Credit Repair Services

Operation Choke Point Legislation Could Head to the House Floor This Week

A Minefield of Risks for Taxpayers

NCLC Advocates Applaud Department of Education Crack Down of Student Debt Relief Companies

TIME IS WINDING DOWN! REGISTER FOR #NACBASF

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Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco. Listen to how previous attendees describe the NACBAC Convention Experience!

Register by March 25th to Receive the Early Bird Rate!  Visit http://nacbacon.com/  to register and learn more about the sessions, keynote speakers and a few new things NACBA has in store for you!

REGISTER FOR THIS WEEK’S WEBINAR

NACBA Webinars Web Banner (1)

New Proof of Claim and Mortgage Attachment: The Other Form Changes

We all know that all of the bankruptcy filing forms were revised as of December 1, 2015.  But did you know that major changes were also made to the Proof of Claim form (Form 410) and the Mortgage Proof of Claim Attachment form (Form 410A), with the same effective on Dec. 1, 2015? Learn from two bankruptcy and consumer law experts how these form changes can help you in representing clients.  This webinar will help you to understand the new forms and what to look for in figuring out whether the creditor’s claim is accurate and whether the servicer may have misapplied payments or made other servicing errors before the bankruptcy was filed.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive?Make a resolution and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

 

 

Bankruptcy News Briefs 1/29

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Making Headlines Today…

CFPB Highlights Latest Consumer Complaint Data

License Plate Scanners Cast Police in Debt Collecting Role

DeVry Responds to FTC’s Charges

FTC Upgrades ID Theft Services

Judge Denies Class Action Certification in FDCPA Spanish Letter Case Against Portfolio Recovery Associates, LLC

Empirical Evidence Suggests Dodd-Frank Has Led to 14.5 Percent Drop in Consumer Credit

 CFPB’s Complaint Volume is Swelling

CFPB Faces Court Date After Lender Fights Fine

Start Your Weekend Off On a Good Note! Register for NACBASF! 

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Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco. When you’re at #NACBASF you’ll get the latest  national legislative news, an update on the Rules Committee, and the recent work of the National Consumer Bankruptcy Rights Center when you attend theNational Updates and Insights,’ Session presented by Jill Michaux, Henry Sommer, Maureen Thompsonand Jonathan Yarowsky moderated by Ike Shulman.

Register by March 25th to Receive the Early Bird Rate!  Visit http://nacbacon.com/  to register and learn more about the sessions, keynote speakers and a few new things NACBA has in store for you!

UPCOMING NACBA WEBINARS

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New Proof of Claim and Mortgage Attachment: The Other Form Changes

We all know that all of the bankruptcy filing forms were revised as of December 1, 2015.  But did you know that major changes were also made to the Proof of Claim form (Form 410) and the Mortgage Proof of Claim Attachment form (Form 410A), with the same effective on Dec. 1, 2015? Learn from two bankruptcy and consumer law experts how these form changes can help you in representing clients.  This webinar will help you to understand the new forms and what to look for in figuring out whether the creditor’s claim is accurate and whether the servicer may have misapplied payments or made other servicing errors before the bankruptcy was filed.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive?Make a resolution and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

 

Bankruptcy News Briefs 1/26

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Making News…

Federal Hearing Set in Case Challenging CFPB’s Power, Structure

Robocall-Blocking Tech Startup Gets Time Warner Endorsement

Class Certification Rejected in Alleged FDCPA/RICO Suit Against Sherman Financial Group

ACA International Report: Third-Party Debt Collection Keeps Credit-Based Economy Thriving

Bankrupyc Beat: Another Tool in the Toolbox of Bankruptcy Trustees and Debtors in Possession: The Pre-Judgment Asset-Freeze Injunction

Circuit Court Affirms Bankruptcy Order Requiring Creditor to Reimburse Trustee for Maintaining Collateral

REGISTER TODAY FOR NACBASF 2016 AND RECEIVE THE EARLY BIRD RATE!

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Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco. Not only will you have the opportunity to attend informative sessions, hear powerful speakers, network with your peers, and experience San Francisco City depending on state, you may earn up to 15 credits or more (including an Ethics credit in most states). How can you not attend?

Earning Continuing Credit is just another reason to Register by March 25th to Receive the Early Bird Rate

Visit http://nacbacon.com/  to register and learn more about the sessions, keynote speakers and a few new things NACBA has in store for you!

UPCOMING NACBA WEBINARS

NACBA Webinars Web Banner (1)

New Proof of Claim and Mortgage Attachment: The Other Form Changes

We all know that all of the bankruptcy filing forms were revised as of December 1, 2015.  But did you know that major changes were also made to the Proof of Claim form (Form 410) and the Mortgage Proof of Claim Attachment form (Form 410A), with the same effective on Dec. 1, 2015? Learn from two bankruptcy and consumer law experts how these form changes can help you in representing clients.  This webinar will help you to understand the new forms and what to look for in figuring out whether the creditor’s claim is accurate and whether the servicer may have misapplied payments or made other servicing errors before the bankruptcy was filed.

SAVE THE DATE!

Sail-Away-1024x551 (1)

2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas!Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive?Make a resolution and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!