consumers

Bankruptcy News Briefs- 5/30

Wednesday’s News Briefs include …

The Washington Post Reports that DOE will Stop Using ARM Companies to Recover Student Loan Debts

ED Data Shows 109% Increase in Student Loan Defaults Over Last 4 Years; Says Small Businesses Can Handle

Bankruptcy Guide: What Debt Can You Discharge?

Courts halt DeVos’s partial student debt relief plan

The Days of 1 Million in Student Debt are Here

Consumer Financial Bureau’s restructure is a step in the right direction

The Spring 2018 Consumer Bankruptcy Journal is here!

Don’t miss this issue which includes:

  • “IRS Shake Up Happening in Bankruptcy Court”
  • “Be Wary of Private Debt Collectors”
  • “Brunner Test Does Not Require that Debtor Take Advantage of IBR”
  • “NACBA Board of Directors 2018 Election Results”

REGISTER FOR NACBA’s LIVE WEBINAR!

Review of Ethical issues when Using, or Acting as, Coverage Counsel
in Bankruptcy Court and 341 Meetings.
Date: July 26, 2018
Time: 4:00 PM Eastern / 1:00 PM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-NACBA
Presenters: Derek Lofland, Esq.

Register HERE

Have you ever used coverage (or appearance) counsel to represent your clients? Have you ever stepped in to help a colleague who can’t attend Court? Mr. Lofland routinely appears as coverage counsel in hundreds of cases and has spoken about this issue in April 2017 for the Chicago Bar Association. He will outline and discuss the legal and ethical requirements for appearance counsel.

Bankruptcy News Briefs- 5/24

This Thursday we read …

The Changing Makeup of Consumer Debt

Americans are in blistering debt — and banks are targeting the most vulnerable

How the just-passed banking overhaul bill affects consumers

Consumer Watch: College debt affects housing market

Democratic Lawmaker Wants to Repeal GOP Tax Cuts to Alleviate Student Loan Debt

Congress just approved a bill to dismantle parts of the Dodd-Frank banking rule

President Trump signs joint resolution disapproving CFPB Bulletin concerning discretionary pricing by auto dealers

REGISTER FOR TODAY’S LIVE WEBINAR!

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

What are potential webinar users are looking to learn? Take the webinar survey HERE

There is still time to register for NACBA’s Member Only Summit at Sea!

Nov. 29-Dec. 3, 2018. Learn more and register HERE

Bankruptcy News Briefs- 5/9

Wednesday’s headlines include…

College loan debt has risks for students and taxpayers alike

Student debt just hit $1.5 trillion

House votes to kill CFPB auto-lending guidelines

Republicans Find a New Way to Target Obama’s Rulemaking Legacy

Department of Education Cancels Two Debt Collection Contracts

Mick Mulvaney does not want you to see complaints against banks that bankrolled his campaigns, report says

U.S. House overturns rule meant to curb car loan bias

UPCOMING LIVE NACBA WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Review of Ethical issues when Using, or Acting as, Coverage Counsel
in Bankruptcy Court and 341 Meetings.
Date: July 26, 2018
Time: 4:00 PM Eastern / 1:00 PM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-NACBA
Presenters: Derek Lofland, Esq.

Register HERE

Have you ever used coverage (or appearance) counsel to represent your clients? Have you ever stepped in to help a colleague who can’t attend Court? Mr. Lofland routinely appears as coverage counsel in hundreds of cases and has spoken about this issue in April 2017 for the Chicago Bar Association. He will outline and discuss the legal and ethical requirements for appearance counsel.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

NACBA’s Summit at Sea – Members Only
November 29 – December 3, 2018

Register today!

Bankruptcy News Briefs- 4/25

Today’s Midweek Briefs read…

Invitation for Comment to Restyle the Federal Rules of Bankruptcy Procedure

Consumer watchdog becomes alphabet soup of controversy

Mulvaney, Watchdog Bureau’s Leader, Advises Bankers on Ways to Curtail Agency

Consumer Financial Protection Bureau fines Wells Fargo $1 billion

House Introduces Bill To Increase CFPB Guidance Transparency

ABA Urges CFPB to Consider Cost, Burden of Civil Investigative Demands

Eighth Circuit Joins Five Other Circuits in Applying a Materiality Requirement to FDCPA Claims

CFPB Considers Ending Public Access to Complaints About Banks

Register for NACBA’s Webinars!

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Don’t forget to login to your PlaybackNACBA account to retrieve recorded sessions from #NACBADEN

 

Bankruptcy News Briefs- 4/9

Starting off this week with a few headlines…

Class-action lawsuit against student loan giant brings hope to borrowers in bankruptcy

Op-ed: Don’t Let the G.O.P. Dismantle Obama’s Student Loan Reforms

Government scrutiny of state student loan regulations are unlikely to help borrowers, experts say

Economic Impact: What occupations should have the smallest student loan default rate?

The Debt Dilemma

Reform, add oversight to consumer bureau

Wells Fargo Looks Further Under the Hood at Auto-Lending Issues

Op-ed: Judd Gregg: The GOP abandons fiscal responsibility

Register for NACBA’s Webinars!

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

11 Days until the start of #NACBADEN!

Don’t forget to download the CONVENTION APP and sign up to attend NACBA’s first ever Circuit Caselaw Breakout Sessions! NACBA’s convention will offer a separate breakout session to review the latest key caselaw developments in each Circuit.

Sign up today to participate in your Circuit Breakout Session. Your circuit leader has prepared an informative review of recent case law, and will lead a discussion of these important cases.

Have not yet registered for NACBADEN? There’s still time! Register directly online now.

NACBADEN for Google Play

NACBADEN for Apple

Bankruptcy News Briefs- 4/4

Take a look at the midweek news briefs below…

America’s debt load is reaching a tipping point

What Happens if You Don’t Pay a Debt?

Why Consumer Spending Growth Is Slowing

Rising Rates Sound Alarm for Debt-Laden U.S. Consumers

Here’s Why Student Loan Debt Is So High – and What It’s Doing to the Economy

Sen. Merkley Announces Debt-Free College Act

Poll: Majority of millennials are in debt, hitting pause on major life events

Second Circuit Confirms Interest Disclaimer Not Required on Collection Notices Not Accruing Interest

Ninth Circuit Rules That Bankruptcy Filing Does Not Affect District Court’s In Rem Jurisdiction Over Vessel and Adopts Burden-Shifting Approach to Pretrial Awards of Maintenance Payments

Lawmakers support payday lending rule

Don’t miss NACBA’s first ever Circuit Caselaw Breakout Sessions!

We are looking forward to NACBA’s 26th Annual Convention in Denver.   NACBA is excited to bring to you for the first time Circuit Caselaw Breakout Sessions!  NACBA’s convention will offer a separate breakout session to review the latest key caselaw developments in each Circuit.

Sign up today to participate in your Circuit Breakout Session. Your circuit leader has prepared an informative review of recent case law, and will lead a discussion of these important cases.

Have not yet registered for NACBADEN? There’s still time! Register directly online now.

Register for NACBA’s Webinars!

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Bankruptcy News Briefs- 3/28

Wednesday’s headlines read…

CFPB Issues FAQs on Mortgage Servicing Rules on the Eve of Compliance Deadline

Congress must act before America falls into a student loan debt crisis

Student Loan Forgiveness Program Receives New Life With $350 Million Concession

United States: CFPB Issues RFI On Inherited Regulations

Senate Democrats warn Mick Mulvaney against repealing payday loan rule

Elizabeth Warren wants to grill likely New York Fed president on Wells Fargo oversight

7th Circuit Holds Verification Requirement is of Debt Collector’s Records, not Creditor’s

House Committee Okays Bill to Amend FDCPA to Exclude Law Firms from Definition of “Debt Collector”

CFPB’s payday loan rule would be tossed under Lindsey Graham resolution

Senate Resolution Would Weaken Protections In Auto Lending Discrimination

This Democratic Senator Has a Plan to Make College Debt-Free for All

Senate banking bill would aid mobile housing, and the House wants to add to it

Have you read the Consumer Bankruptcy Journal?

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Attending #NACBADEN? Download the CONVENTION APP!

And stay up to date on the convention schedule. Visit the Annual Convention site for more on convention speakers, pre-convention sessions and more! Register today!

NACBADEN for Google Play

NACBADEN for Apple

Bankruptcy News Briefs- 3/22

Thursday’s headlines read…

How often do medical problems lead to bankruptcy?

Retailers filing for bankruptcy or going out of business in 2018

House Committee Approves Legislation to Amend FDCPA and Regulations of Debt Collection Attorneys

Debt collection still a big source of consumer complaints

Get ready for most competitive spring home buying season since the Great Recession

CFPB handled over 84K debt collection complaints last year: Report

How today’s Fed rate hike will affect your finances

Read this quarter’s issue of the Consumer Bankruptcy Journal

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Attending #NACBADEN? Download the CONVENTION APP!

And stay up to date on the convention schedule. Visit the Annual Convention site for more on convention speakers, pre-convention sessions and more! Register today!

NACBADEN for Google Play

NACBADEN for Apple

Bankruptcy News Briefs 3/15

Extra, Extra! Read all about Thursday’s headlines…

Over 14,000 individuals discharged from bankruptcy status between 2013 and 2017 (Updated)

Is bankruptcy an option when illness wrecks finances?

Q&A: Student Loan Borrowers With Seized Tax Refunds

American women hold two-thirds of all student debt—here’s why

Most couples plan to start married life with this costly ball and chain

Student Loan Debtors Getting Kicked Out of Income Driven Plans in Bankruptcy

2nd Circuit finds bankruptcy claim non-arbitrable

South Dakota bankruptcy filings on the rise

Community bankers say Senate bill will not impact HDMA reporting

Judge Refuses to Put Debt Collector “Between a Rock and a Hard Place”

Court Of Appeal Finds Mortgage Servicer To Be A Debt Collector

National credit card debt hits $1 trillion

 Have you read the latest edition of the Consumer Bankruptcy Journal?

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

TODAY: Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Register HERE

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention?!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive and we don’t want you to miss out on this awesome Annual Convention!

Bankruptcy News Briefs 3/14

Take a look at today’s midweek headlines…

Fifth Circuit, in Bankruptcy Ruling, Lets Convicted Businessman Pay Criminal Defense Counsel with House Sale Proceeds

Court Granted Credit Union Stay Relief in order to Set-off Children’s “Lil’ Sweet Pea” Savings Accounts, on which Debtor was Co-owner

What the Battle Over Student Loan Servicers Means for Borrowers

CFPB Provides Some Relief to Mortgage Servicers Communicating with Borrowers, But Questions Remain

Senate bill would diminish mortgage disclosures by banks

Dodging the Issue: The Supreme Court “Weighs” In On Bankruptcy Law

 

Kick Back and Read the Latest Edition of the Consumer Bankruptcy Journal!

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

TOMORROW: Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Register HERE

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive and we don’t want you to miss out on this awesome Annual Convention!