Student Debit

Bankruptcy News Briefs- 8/30

This Thursday’s bankruptcy headlines read:

Bipartisan push begins in Senate to expand mortgage access for self-employed borrowers

Puerto Rico Archdiocese files for bankruptcy amid lawsuit

In New Ruling on Insurance in Bankruptcy, 5th Circuit Decides Proceeds Were Property of Debtor’s Estate

These States Have The Most Student Loan Debt

IRS Ruling Allows Company To Match Employees’ Student Loan Payments Into Their 401(k)

House hopes to tame student loan crisis with financial literacy bill

This 28-year-old unintentionally accrued $50,000 in debt—here’s how he’s paying it off

8th Circuit: Notice of Garnishment, Consumer-Initiated Inquiry After Cease Communication Request Not FDCPA Violation

How The Trump Administration Is Screwing Over Debt-Saddled Students

REGISTER FOR NACBA’S LIVE WEBINARS!

How to Value Assets in Bankruptcy
Date: September 27, 2018
Time: 4:00 PM Eastern / 1:00 PM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-NACBA
Presenters: Gene Melchionne, Esq. & Jim Haller, Esq.

Register HERE

What are the fastest least expensive methods to get accurate values for your client’s assets? Gene and Jim will discuss time tested methods to determine values on real estate, vehicles, and other property. Join us to learn how to save time and money while increasing the accuracy of your information.

Review of Ethical issues when Using, or Acting as, Coverage Counsel
in Bankruptcy Court and 341 Meetings.
Available On Demand
Cost: $25 Members / $75 Non-NACBA
Presenters: Derek Lofland, Esq.

Register HERE

Have you ever used coverage (or appearance) counsel to represent your clients? Have you ever stepped in to help a colleague who can’t attend Court? Mr. Lofland routinely appears as coverage counsel in hundreds of cases and has spoken about this issue in April 2017 for the Chicago Bar Association. He will outline and discuss the legal and ethical requirements for appearance counsel.

Improve Your Bottom Line with Fillable PDFs
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: ON DEMAND
Time: ON DEMAND
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

 

Bankruptcy News Briefs- 5/17

This Thursday we check out the following headlines …

Is The Student Loan Crisis Over?

Finance 101: Changes from the Consumer Financial Protection Bureau

Ending Disparate Enforcement at Consumer Financial Protection Bureau

Mulvaney’s CFPB Rebranding Influenced by Democrat, Emails Reveal

Lenghty auto loans are on the rise

CFPB Revises TRID Guides to Reflect Black Hole Fix

Congress Passes Repeal of CFPB Guidance on Indirect Auto Lender Liability for Discriminatory Lending

Register for NACBA’s Webinars!

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Review of Ethical issues when Using, or Acting as, Coverage Counsel
in Bankruptcy Court and 341 Meetings.
Date: July 26, 2018
Time: 4:00 PM Eastern / 1:00 PM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-NACBA
Presenters: Derek Lofland, Esq.

Register HERE

Have you ever used coverage (or appearance) counsel to represent your clients? Have you ever stepped in to help a colleague who can’t attend Court? Mr. Lofland routinely appears as coverage counsel in hundreds of cases and has spoken about this issue in April 2017 for the Chicago Bar Association. He will outline and discuss the legal and ethical requirements for appearance counsel.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Bankruptcy News Briefs- 4/24

This Tuesday’s headlines read…

Consumer Watch: Student loan debt affecting American workforce

Why you shouldn’t co-sign your grandkid’s student loan

Letters to the editor: Break the cycle of disengagement; student loan servicers should be licensed

House bill seeks to limit punitive effect of CFPB guidance process

Bill to Require Issuance of Guidance by CFPB Introduced in House

The Trump Administration Is Letting Wells Fargo Get Away With Grand Theft Auto

Mulvaney Changes Name of Consumer Financial Protection Bureau

Register for NACBA’s Webinars!

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Review of Ethical issues when Using, or Acting as, Coverage Counsel
in Bankruptcy Court and 341 Meetings.
Date: July 26, 2018
Time: 4:00 PM Eastern / 1:00 PM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-NACBA
Presenters: Derek Lofland, Esq.

Register HERE

Have you ever used coverage (or appearance) counsel to represent your clients? Have you ever stepped in to help a colleague who can’t attend Court? Mr. Lofland routinely appears as coverage counsel in hundreds of cases and has spoken about this issue in April 2017 for the Chicago Bar Association. He will outline and discuss the legal and ethical requirements for appearance counsel.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

We hope everyone had a great time at #NACBADEN!

Login to your PlaybackNACBA account to retrieve recorded sessions

Bankruptcy News Briefs- 3/28

Wednesday’s headlines read…

CFPB Issues FAQs on Mortgage Servicing Rules on the Eve of Compliance Deadline

Congress must act before America falls into a student loan debt crisis

Student Loan Forgiveness Program Receives New Life With $350 Million Concession

United States: CFPB Issues RFI On Inherited Regulations

Senate Democrats warn Mick Mulvaney against repealing payday loan rule

Elizabeth Warren wants to grill likely New York Fed president on Wells Fargo oversight

7th Circuit Holds Verification Requirement is of Debt Collector’s Records, not Creditor’s

House Committee Okays Bill to Amend FDCPA to Exclude Law Firms from Definition of “Debt Collector”

CFPB’s payday loan rule would be tossed under Lindsey Graham resolution

Senate Resolution Would Weaken Protections In Auto Lending Discrimination

This Democratic Senator Has a Plan to Make College Debt-Free for All

Senate banking bill would aid mobile housing, and the House wants to add to it

Have you read the Consumer Bankruptcy Journal?

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Attending #NACBADEN? Download the CONVENTION APP!

And stay up to date on the convention schedule. Visit the Annual Convention site for more on convention speakers, pre-convention sessions and more! Register today!

NACBADEN for Google Play

NACBADEN for Apple

Bankruptcy News Briefs- 3/23

Wrapping up this week with the following bankruptcy related news…

How to Get Student Loans for Your Child When You Have Credit Card Debt

How The Fed Rate Increase Impacts Credit Card Debt

CFPB Seeks Applicants for Advisory Boards and Councils

Exclusive: Trump official quietly drops payday loan case, mulls others – sources

FTC and New York Attorney General Reach Settlements in Long-Running Debt Collection Scheme

House Financial Services Committee Approves Bill to Exclude Attorneys from FDCPA

House Financial Services Committee Approves Change to Payday Lending Rule

Study: Medical Expenses Cause Close to 4% of Personal Bankruptcies—not 60%

Check out the Consumer Bankruptcy Journal

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Attending #NACBADEN? Download the CONVENTION APP!

And stay up to date on the convention schedule. Visit the Annual Convention site for more on convention speakers, pre-convention sessions and more! Register today!

NACBADEN for Google Play

NACBADEN for Apple

Bankruptcy News Briefs- 3/22

Thursday’s headlines read…

How often do medical problems lead to bankruptcy?

Retailers filing for bankruptcy or going out of business in 2018

House Committee Approves Legislation to Amend FDCPA and Regulations of Debt Collection Attorneys

Debt collection still a big source of consumer complaints

Get ready for most competitive spring home buying season since the Great Recession

CFPB handled over 84K debt collection complaints last year: Report

How today’s Fed rate hike will affect your finances

Read this quarter’s issue of the Consumer Bankruptcy Journal

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

UPCOMING LIVE WEBINARS

Improve Your Bottom Line with Fillable PDFs.
Tips, Tricks & Little Known Tools in Using Acrobat Efficiently
Date: May 24, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: No Cost – Member Benefit Webinar
Presenters: Rachel Foley, Esq. & John Colwell, Esq.

Register HERE

Fillable PDFs can dramatically improve your bottom line by decreasing the turnaround time to receive information from your client while improving the accuracy of that information. Fillable PDFs are fast and easy to use, reduce/eliminate costly errors, provide 100% legible text, increase workflow and productivity, and are easy to update and archive. Learn from our experts how to create fillable PDFs to improve your bankruptcy practice!

Attending #NACBADEN? Download the CONVENTION APP!

And stay up to date on the convention schedule. Visit the Annual Convention site for more on convention speakers, pre-convention sessions and more! Register today!

NACBADEN for Google Play

NACBADEN for Apple

Bankruptcy News Briefs 3/15

Extra, Extra! Read all about Thursday’s headlines…

Over 14,000 individuals discharged from bankruptcy status between 2013 and 2017 (Updated)

Is bankruptcy an option when illness wrecks finances?

Q&A: Student Loan Borrowers With Seized Tax Refunds

American women hold two-thirds of all student debt—here’s why

Most couples plan to start married life with this costly ball and chain

Student Loan Debtors Getting Kicked Out of Income Driven Plans in Bankruptcy

2nd Circuit finds bankruptcy claim non-arbitrable

South Dakota bankruptcy filings on the rise

Community bankers say Senate bill will not impact HDMA reporting

Judge Refuses to Put Debt Collector “Between a Rock and a Hard Place”

Court Of Appeal Finds Mortgage Servicer To Be A Debt Collector

National credit card debt hits $1 trillion

 Have you read the latest edition of the Consumer Bankruptcy Journal?

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

TODAY: Escrow Shortage Claims
Date: March 15, 2018

Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Register HERE

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention?!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive and we don’t want you to miss out on this awesome Annual Convention!

Bankruptcy News Briefs 3/14

Take a look at today’s midweek headlines…

Fifth Circuit, in Bankruptcy Ruling, Lets Convicted Businessman Pay Criminal Defense Counsel with House Sale Proceeds

Court Granted Credit Union Stay Relief in order to Set-off Children’s “Lil’ Sweet Pea” Savings Accounts, on which Debtor was Co-owner

What the Battle Over Student Loan Servicers Means for Borrowers

CFPB Provides Some Relief to Mortgage Servicers Communicating with Borrowers, But Questions Remain

Senate bill would diminish mortgage disclosures by banks

Dodging the Issue: The Supreme Court “Weighs” In On Bankruptcy Law

 

Kick Back and Read the Latest Edition of the Consumer Bankruptcy Journal!

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

TOMORROW: Escrow Shortage Claims
Date: March 15, 2018

Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Register HERE

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive and we don’t want you to miss out on this awesome Annual Convention!

Bankruptcy News Briefs 3/2

End of the Week Headlines…

11 USC 521(e) allows the Debtor to Avoid Dismissal of Case if the Failure to Provide Required Tax Return is Attributable to Circumstances Beyond her Control

Reasonable Voluntary Retirement Contributions are Not Disposable Income when the Debtor has made those Contributions on a Consistent Basis Prior to the Filing of the Chapter 13

Appellate Court Reignites TCPA Case Over Debt Collection Calls

CFPB Advisory Committee Meets; Emphatic Agreement that Debt Collection Rules are Needed

CFPB invites comments on “usefulness” of consumer complaint database, reports

Equifax says it’s still under CFPB investigation

Equifax says hackers stole more than previously reported

Court reinstates TCPA suit in case of 300 debt collection calls

Collection Industry Requests Guidance from Mass AG Regarding Longstanding Interpretation of Validation Requirements

Supreme Court Limits Scope of Safe Harbor Protection for Avoidance Actions

New Fed chair doesn’t understand why student debt can’t be discharged in bankruptcy

Massachusetts can sue federal student loan servicer, judge rules

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!