FDCPA

Bankruptcy News Briefs 8/20

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Did You Know…

Mortgage Delinquency and Foreclosure Rates Reach Lowest Levels Since 2007

Collection Agency Act Amended in Illinois

CFPB Takes Action against Springstone Financial, LLC; Collectors Should Take Note

Second Circuit Holds Servicing Transfer Notice Not Exempt from FDCPA

Sale of Assets Results in Disposable Income

Grad-School Loan Binge Fans Debt Worries

Loan relief eyed for students hurt by Corinthian Colleges bankruptcy

Can Litigation Funding Thrive on Bankruptcy?

STUDENT LOANS: Attorney general warns against paying fees to consolidate debt

Events That Educate

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Don’t Miss NACBA’s Upcoming Webinar!

There is still time to Register for the Effective (And Ethical) Online Marketing  For Law Firms  Webinar, Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. It’s Free for NACBA Members!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media  as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

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NACBA is gearing up for the next Annual Convention!  Make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

More Perks!

 

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What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join  NACBA to take advantage of education opportunities , the ability to network  with your

Bankruptcy News Briefs 8/5

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In The World of Bankruptcy…

Offshore Payday Lender Sued for Illegal Collections

Consumer Spending Remains Overall Unchanged Since April

The Latest Curve In CFPB vs. Hanna

Delaware Bankruptcy Court Denies Motion to Sell Free and Clear of Senior Lien

Recent Eleventh Circuit Decision Subjects Debt Collectors to FDCPA Liability for Filing Proofs of Claim as to Time-Barred Debts

Third Circuit Finds Insured v. Insured Exclusion Precludes Recovery of Defense Costs

Bankruptcy Avoidance Litigation Part I — Do I Really Have to Give That Payment Back?

Tacoma, Seattle consumers increase credit card debt to $10.39 billion

80% of Americans Are in Debt

The 5 Cities Where It’s Hardest to Pay Off Credit Card Debt

Events That Educate

NACBA Webinars Web Banner (1)

Free Webinar for all NACBA Members on August 26th!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits

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The Consumer Bankruptcy Journal

The Consumer Bankruptcy Journal features timely information, practice management, tech tips on a quarterly basis. Take a moment to read the summer edition of  The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage MythsNon Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

NACBA Membership…What’s Your Status?

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

 

Bankruptcy News Briefs 8/4

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We Find the News So You Don’t Have To

Gallup Agrees to Settlement for Alleged TCPA Violation

Collection Envelope Rulings Send Mixed Messages

Are Big Changes Coming to Student Loan Bankruptcy Rules?

Courts Rule No FDCPA Violations in Separate Cases

Report: Consumers Favor Overall CFPB Framework to Regulate Payday Lending

The Viability of the Equitable Mootness Doctrine in the Third Circuit: A Moot Point?

Former Law Student’s Loan Debt Not Dischargeable in Bankruptcy, Court Says

Puerto Rico Defaults on Bond Payment

Inspector General Issues Recommendations for CFPB Complaint Database Security

There’s a bipartisan new approach to curbing student loan debt, but it’s pretty controversial

Citibank investigated over student loan servicing

NACBA Events

NACBA Webinars Web Banner (1)Free Webinar for all NACBA Members on August 26th!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA’s Consumer Bankruptcy Journal

Take a moment to read the latest edition of  The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage MythsNon Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

Membership Benefits

 Amicus Brief Project and Litigation Support

NACBA files amicus briefs in selected appellate and Supreme Court cases that could significantly impact consumer bankruptcy rights. The program has achieved national recognition and has influenced many important judicial decisions, some of which have specifically cited NACBA’s briefs. As a NACBA member  you have access to all amicus briefs as well as model briefs on numerous issues arising under the 2005 bankruptcy amendments.

NACBA Membership…What’s Your Status?

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

 

Bankruptcy News Briefs 7/29

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Mortgage Firms Fined $38M for Allegedly Deceptive Program

Race Car Driver Works on Settling FTC’s Lending Charges

Morning Scan: Faulty Credit Reports Targeted; Merchants Seek Dismissal of $6B Credit Card Settlement

House and Senate Committees Approve Fiscal Bills Including Changes for CFPB

Contributions to Retirement Plan Excluded from CMI

The 986 Words That Have Guided First Party Outsourcing for 15 years

QR Codes Mean FDCPA Trouble Says PA Federal Court

Good News In Debt Collection “Benign Language” Envelope Case

New York Appellate Court Confers Standing on Assignee of Note Previously Discharged in Bankruptcy

A Law to Kill Zombie Debts That Outlasted Bankruptcy

Teacher Discharges Loads of Student Loans in Bankruptcy. ECMC Fights Back

Regulators Want More Details on Insurers’ Living Wills for Bankruptcy

Bill Would Allow Consumers To Sue When Bankrupt Debt Isn’t Removed From Credit Reports

Federal Lawmakers Propose Credit Reporting Changes

NACBA Events

NACBA Webinars Web Banner (1) 

Free Webinar for all NACBA Members!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure.

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

The NACBA Listserv is one of most popular features of NACBA membership. It gives NACBA Members the ability to pose bankruptcy questions and get real time responses from their colleagues around the country. When you join NACBA you have the opportunity to enjoy the unparalleled ability to post both the easy and hard questions to some of the best consumer bankruptcy attorneys in the nation.

NACBA’s Consumer Bankruptcy Journal

Your staff contributes to your firm’s success.What are the  behaviors that matter to you most when hiring and retaining employees? ? NACBA Member Ken Chern addresses these issues in, “The Behavior Selection Business,” by giving you suggestions on how to get out of the behavior modification business and into the behavior selection process.

NACBA Membership

Your NACBA Membership is an investment in you! Renew your membership today!

Join  NACBA to take advantage of education opportunities , the ability to network  with your peers and comprehensive benefits!

 

Bankruptcy News Briefs 7/20

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Presidential candidates ducking student loan problem

Eighth Circuit BAP Gets it Wrong in FDCPA Case

Judges Rebuke Limits on Wiping Out Student Loan Debt

The Zombie Lurking in Your Last Debt Payment

North Dakota Announces Debt Collection License Changes

CFPB’s First Monthly Complaints Report Could Use More Context

Lawsuits Against the Industry Up Across the Board

FDCPA and FCRA Year-to-Date Consumer Litigation Statistics Continue to Increase

USA Funds Sues U.S. Department of Education Over Requirements for Student Loan Guarantors

Washington State Medical Lien Requirements Take Effect This Month

Upcoming Events

Webinars

Register for Tomorrow’s Webinar Security Clearances & Bankruptcy at 3 PM ET/12PST.  Hear Featured Presenters: Michael Jones Esq., Judge Advocate, U.S. Army,U.S. Army, Ron Sykstus Esq., and Tara Twomey Esq. review different types of security clearances, the impact of bankruptcy, and how the client might mitigate potential effects.

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. Free to All NACBA Members!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Check Out The Latest Edition of the Consumer Bankruptcy Journal

Fred J. Cohen, JD shares his  strategies on creating an effective newsletter in “The Science Behind Effective E-Newsletters,” featured in the Consumer Bankruptcy Journal.

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/13

TCPA Ruling Released by FCC

House Financial Services Committee Starts Series of Hearings on Dodd-Frank Act

CFPB Issues Guiding Principles for Faster Payment Networks

ACA International Files Lawsuit Against FCC Citing that a Recent Ruling on the Telephone Consumer Protection Act is at Odds with the Original Intent of the Law

New York Court of Appeals Reverses Lower Court Decision and Upholds Local Law 15

Must Read – Why Filing Stale Claims in Bankruptcy Violates the FDCPA

Student Loan Co-Signers Face a Tangled Path to a Release

Arizona bankruptcies down sharply

Student Loan Consolidation Could Be Next Growth Opportunity

Register for Next Week’s Webinar, ‘Security Bankruptcy & Clearances’ on July 21st!

Renew Your NACBA Membership and Reap the Benefits!

Join Your Colleagues and Become a NACBA Member Today

 

Bankruptcy News Briefs 6/22

Firms Charged with Discriminatory Auto Loan Pricing Paying Back $80M

Courts Rule That Disabled Woman Living Below the Poverty Line Must Repay Student Loans

One of Three Illinois Cases Gets it Right in FDCPA Case

SEC Fights Challenges to Its In-House Courts

It’s Nearly Impossible for Student Loan Co-Signers to Get off the Hook

Register for the 2015 Supreme Bankruptcy Court Decisions & What They Mean for Your Practice on June 24th!

Not a Member of NACBA and Want to Take Advantage of Webinars, Resources, Networking and More? Join Today!

Don’t Forget to Renew Your NACBA Membership!

Bankruptcy News Briefs 4/30

National Association of Consumer Advocates and the National Consumer Law Center Support the Court Legal Access & Student Support (CLASS) Act

Child Support Exclusion Not Reduced By Expense Deduction

Global Debt Registry Strikes Partnership with TransUnion

State Bill in North Carolina Would Lift Collection Restrictions for Debt Buyers

Supreme Court to Hear Case on Statutory Damages Without Actual Harm; Could Impact FDCPA Cases

CFPB’s Report to Congress Highlights Enforcement, Rules

Court Disapproves Modification to Pay Outside Plan

Ed Dept. official: Corinthian students affected by closures can automatically get loans erased

Indiana and Pennsylvania District Courts Hold That Filing Proofs of Claim on Time-Barred Debt Does Not Violate FDCPA

Your NACBA membership dues are invested in you! Renew Your Membership Today

Take Advantage of NACBA’s Benefits by Joining Today!