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Bankruptcy News Briefs 7/27

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Court Unexpectedly Revives Constitutional Challenge to CFPB

Bill Could Revive IRS Use of Private Collection Agencies

Contributions to Retirement Plan Excluded from CMI

HOA Super Priority Legal Battles Continue in the Silver State: What Senate Bill 306 Means for Nevada HOAs, Lenders and Homeowners

Taxpayers may owe billions in student loans

Bankruptcy Court Wants to Discharge Spousal Consolidation Student Loans. Educational Credit Management Corporation Says, “Not So Fast.”

Wes Moss: Average American holds more debt than Greece

Phillip Shrotman: Parents’ student loan trap

Sen. Ted Cruz introduces bill to abolish CFPB

 

Upcoming Events

NACBA Webinars Web Banner (1)     Free Webinar to All NACBA Members!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure.

The Presentation Will Cover:

– Establishing your branding and striking imagery to powerfully resonate with prospects, clients and colleagues
– Overview of how search engines can increase your online exposure, keywords to consider and tips on enhancing search performance.
– Turning your website into a potent resource How to use legal content to convey credibility
– Overview of blogging, its benefits and best practices
– Utilizing effective top of mind marketing tools to supercharge referrals
– Criteria for selecting a provider

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

USI Affinity is the NACBA’s exclusive member benefit insurance administrator of group insurance programs for qualified NACBA members. Check out USI Affinity  for competitively priced medical insurance programs, professional liability, RxCut® Prescription Discount Card, Auto and Homeowners insurance, travel insurance, pet insurance and more.

NACBA’s Consumer Bankruptcy Journal

Read what NACBA Member David Leibowitz says about protecting your client against aggressive debt collectors in “Building a Better Automatic Stay Violation Claim,” featured in this edition of the The Consumer Bankruptcy Journal.

NACBA Membership

Don’t Allow Your NACBA Membership to Lapse, Renew Today!

Take Advantage of All NACBA Offers, Join Today!

Bankruptcy News Briefs 7/24

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The Costs of the Dodd-Frank Act for Financial Service Industries

Naked Liens – Stripping Prohibited

CentsAbility: Creditors’ Rights Law Update – If you Have an Objection, Speak Now or Forever Hold Your Peace

The Education Department Is Failing Students Who Got Defrauded

Chase stops collecting from half-million consumers

Student Lending Company Fined for Alleged Billing Scheme

Discover Bank Fined for Illegal Collections

CFPB Files Complaint Against Student Financial Aid Services, Inc.

Another Reason For Collectors To Be Cautious When Calling Consumer Cell Phones

Upcoming Events

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. Free to All NACBA Members!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Fastcase

Each NACBA member receives FREE, as part of his/her membership, access to Fastcase’s bankruptcy database. In addition, NACBA members are eligible to purchase Fastcase’s “Premium Plan,” which includes access to a database of opinions of the supreme courts and courts of appeal of all 50 states, at an annual rate of just $195 compared to the non-member annual price of $995.

NACBA’s Consumer Bankruptcy Journal

NACBA Member Steve Berken gives seven ways to cultivate a mental attitude of peace and happiness when dealing with the sometimes stressful world of consumer bankruptcy in his article,“The Myth of Pandora.”

NACBA Membership

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network  with your peers and comprehensive benefits!

Bankruptcy News 7/23

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CFPB Issues Consent Order Against Discover Bank for Student Loan Servicing Practices

Department of Defense Issues Final Military Lending Rule

Ex-Corinthian Students Seek $2.5 Billion Bankruptcy Claim

Encore Partners With U.S. Reps. Peters and Hunter On Bill To Exempt Forgiven Debt From Federal Taxation

Chase to pay Conn. $2 million to settle ‘Robo-Signing’ allegations

United States: Reversing The Trend: Will Congress Act To Except College Tuition Payments From Clawback In Bankruptcy?

Philadelphia Fed Research Shows Impact of Student Loan Debt on Small Business Formation

Eleventh Circuit’s Mistaken Interpretation Likely to Expose Attorneys to Increased FDCPA Liability

Claim Amount: It Pays To Pay Attention

 

Upcoming Events

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. Free to All NACBA Members!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Did you read the latest edition of the Consumer Bankruptcy Journal?

NACBA Member Max Gardner reveals the Top 25 Mortgage Myths,” in the summer edition of the Consumer Bankruptcy Journal.

First impressions make a lasting impression and Ruby® Receptionists ensures that your client’s first contact with your firm is stellar! Visit Ruby® Receptionists  and receive a 5% discount on any of the 3 plans  including free setup ($95 value).

NACBA Membership

Don’t Allow Your NACBA Membership to Lapse, Renew Today!

Take Advantage of All NACBA Offers, Join Today!

Bankruptcy News Briefs 7/22

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Consumer Advocates Applaud DOD Move to Protect Troops from Predatory Lending,

Funds from Consent Order Not Estate Property

Dodd-Frank Anniversary Celebrated with More Fighting

Consumer Credit Default Rates Increase

Regulators Fine Citigroup $770M Over Credit Card Add-On Products

LifeLock Allegedly Violated FTC Settlement

CFPB Issues Consent Order and Penalty Against CitiBank for Credit Card Practices

U.S. Rep. Jeb Hensarling Speaks Out Against Dodd-Frank Act

Department Stores National Bank To Pay $23.8M For Charging Fees on Collection Accounts

Taxpayers Could Lose Billions If Students Walk Away From Loans

Medicare Jurisdictional Bar Limits Bankruptcy Court Authority in Health Care Bankruptcy

Reversing the Trend: Will Congress Act to Except College Tuition Payments from Clawback in Bankruptcy? – Congress Weighs Legislation that May Preclude Suit by Bankruptcy Trustees Against Colleges and Universities to Recover a Bankrupt Parent’s Tuition Payments for a Student

Upcoming Events

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. Free to All NACBA Members!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Did you read the latest edition of the Consumer Bankruptcy Journal?

NACBA Member Jay Fleischman gives an insightful look into “Non Bankruptcy Options for Student Loan Debtors,” in the summer edition of the Consumer Bankruptcy Journal.

Spend a summer evening under the stars watching the Yankees! NACBA Members receive special rates to attend Yankee home games as one of their member benefits. Check out the different levels of discounts and the games available!

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/21

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Predatory Lending Lawsuits Dismissed

Regulator Launches Monthly Complaint Report

Fixing errors on Ohioans’ credit reports

An Emerging Trend: Bankruptcy Trustees Seeking to Claw Back Tuition Payments Made by Unsuspecting Parents

California Supreme Court Grants Review of Homeowner’s Wrongful Foreclosure Claims

Reform the CFPB to Better Protect Consumers

Five Years Ago Congress Tried to Fix Wall Street. How is That Going?

Credit Reporting Companies Top CFPB List of Consumer Complaints

Upcoming Events

Register for Today’s Webinar!

There is still time to Register for today’s Webinar, “Security Clearances & Bankruptcy,” at 3 PM ET/ 12 PST. If you represent federal employees, government contractors, or members of the military has most likely been asked what impact bankruptcy will have on a debtor’s security clearance you don’t want to miss hearing what Michael Jones Esq., Judge Advocate, U.S. Army, Ron Sykstus Esq., and Tara Twomey Esq. have to say about different types of security clearances, the impact of bankruptcy, and how the client might mitigate potential effects.

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. Free to All NACBA Members!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Check Out The Latest Edition of the Consumer Bankruptcy Journal

Read NACBA Member’s Nancy Clark’s latest article in the Consumer Bankruptcy Journal, “The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13 .”

As a NACBA member you can receive discounted mailing services! NACBA and www.certificateofservice.com have teamed up to offer every user of the NACBA/COS mailing system the benefit of reduced pricing on per page copy costs, reduced postage, as well as the same reliability and timeliness of the www.certificateofservice.com mailing system.

NACBA Membership

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

 

 

Bankruptcy News Briefs 7/20

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Presidential candidates ducking student loan problem

Eighth Circuit BAP Gets it Wrong in FDCPA Case

Judges Rebuke Limits on Wiping Out Student Loan Debt

The Zombie Lurking in Your Last Debt Payment

North Dakota Announces Debt Collection License Changes

CFPB’s First Monthly Complaints Report Could Use More Context

Lawsuits Against the Industry Up Across the Board

FDCPA and FCRA Year-to-Date Consumer Litigation Statistics Continue to Increase

USA Funds Sues U.S. Department of Education Over Requirements for Student Loan Guarantors

Washington State Medical Lien Requirements Take Effect This Month

Upcoming Events

Webinars

Register for Tomorrow’s Webinar Security Clearances & Bankruptcy at 3 PM ET/12PST.  Hear Featured Presenters: Michael Jones Esq., Judge Advocate, U.S. Army,U.S. Army, Ron Sykstus Esq., and Tara Twomey Esq. review different types of security clearances, the impact of bankruptcy, and how the client might mitigate potential effects.

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. Free to All NACBA Members!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Check Out The Latest Edition of the Consumer Bankruptcy Journal

Fred J. Cohen, JD shares his  strategies on creating an effective newsletter in “The Science Behind Effective E-Newsletters,” featured in the Consumer Bankruptcy Journal.

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/17

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Minnesota Fines Collection Agency for Alleged Harassment

Foreclosure Starts at 10-Year Low

Cordray Testifies About CFPB’s Report

CFPB Deputy Director Announces Resignation

CFPB Focuses on Debt Collection in First Monthly Complaint Report

Consumers Cautiously Optimistic about the U.S. Economy Outlook

Proposed law would require creditors to show a zero balance for debt discharged in bankruptcy

Congress may have to protect consumers from the Consumer Financial Protection Bureau

TCPA Post-Mortem – Don’t Restart Your ATDS Yet

Upcoming NACBA Events

Register for the July 21st Webinar: Security Clearances & Bankruptcy.  Hear Featured Presenters: Michael Jones Esq., Judge Advocate, U.S. Army, Tara Twomey Esq. review different types of security clearances, the impact of bankruptcy, and how the client might mitigate potential effects.

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits 

Read NACBA Member David Levin’s article, When Filing Proof of Claim Violates the FDCPA,” in the latest edition of the Consumer Bankruptcy Journal.

‘Don’t fall behind in your CLE’s! NACBA members are entitled to a 15% discount off all CLE courses and bundles with Continuing Legal Education: On Demand with Attorney Credits.com

NACBA Membership

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network  with your peers and comprehensive benefits!

 

 

Bankruptcy News Briefs 7/16

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NCLC & NACA Statement Regarding Fair Consumer Reporting in Bankruptcy Act of 2015

County to Use Collection Agency to Recover Delinquencies

Battle Against the FCC’s TCPA Declaratory Ruling and Order Has Just Begun

Senators Question CFPB Director about Data Collection Initiatives

Federal Court Denies Law Firm’s Motion to Dismiss CFPB Lawsuit

Senate Democrats Urge CFPB to Write Small-Business Loan Reporting Rule

Texas-Based Commerical Debt Collector Faces Penalty and Consent Order From Minnesota

Payday Lender Prepaid Cards: Overdraft and Junk Fees Hit Cash-Strapped Families Coming and Going,

Ohio Senator Introduces Bill to Improve Accuracy of Consumer Credit Reporting

Debtors Unfairly Excluded From Protection

UPDATE 4-U.S. senators introduce bankruptcy bill for Puerto Rico

Upcoming NACBA Events

Register for the July 21st Webinar: Security Clearances & Bankruptcy.  Hear Featured Presenters: Michael Jones Esq., Judge Advocate, U.S. Army, Tara Twomey Esq. review different types of security clearances, the impact of bankruptcy, and how the client might mitigate potential effects.

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits 

Are you Navigating through the hiring process at your firm? Read The Behavior Selection Business by NACBA Member Kevin Chern in NACBA’s Consumer Bankruptcy Journal.

Summer vacation doesn’t have to break the budget. NACBA Members receive special rates at the Walt Disney World Swan and Dolphin Resort as a membership benefit when they enter the NACBA promotion code. 

Don’t Allow Your NACBA Membership to Lapse, Renew Today!

Take Advantage of All NACBA Offers, Join Today!

 

 

 

Bankruptcy News Briefs 7/15

NACBA/ NCLC: Comments to the Consumer Financial Protection Bureau on Information Regarding Student Loan Servicing

Appeals Court Rules Against Debt Collector

Florida AG Warns About Scams Rising

Department of Education and Corinthian Student Committee Reach Debt Relief Agreement

Judge Issues Order Denying Defendant’s Motion to Dismiss in CFPB v. Hanna Debt Collection Litigation

Payday Lender Prepaid Cards: Overdraft and Junk Fees Hit Cash-Strapped Families Coming and Going,

Growing Consensus Permits Lien Strip in Chapter 20

AG: Chase to pay $136 million settlement, correct unlawful credit card debt collection practices

Read Building a Better Automatic Stay Violation Claim by NACBA Member David Leibowitz in the Summer Edition of the Consumer Bankruptcy Journal

Benefit Alert! NACBA Members save up to 25% off processing fees by accepting debit and credit card payments through the LawPay: Credit and Debit Card Processing! 

Bankruptcy News Briefs 7/13

TCPA Ruling Released by FCC

House Financial Services Committee Starts Series of Hearings on Dodd-Frank Act

CFPB Issues Guiding Principles for Faster Payment Networks

ACA International Files Lawsuit Against FCC Citing that a Recent Ruling on the Telephone Consumer Protection Act is at Odds with the Original Intent of the Law

New York Court of Appeals Reverses Lower Court Decision and Upholds Local Law 15

Must Read – Why Filing Stale Claims in Bankruptcy Violates the FDCPA

Student Loan Co-Signers Face a Tangled Path to a Release

Arizona bankruptcies down sharply

Student Loan Consolidation Could Be Next Growth Opportunity

Register for Next Week’s Webinar, ‘Security Bankruptcy & Clearances’ on July 21st!

Renew Your NACBA Membership and Reap the Benefits!

Join Your Colleagues and Become a NACBA Member Today