Consumer Bankruptcy Journal

Bankruptcy News Briefs 11/15

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Consumer Spending on the Rise in September

NY Judge Sanctions Plaintiff Attorney for Making Mountain Out Of Molehill

Election Implications For The CFPB

Future of CFPB in Play as Warren Digs In

November Surprise? Ninth Circuit Resurrects Post-Default Interest

Consumers battered by financial crisis getting their credit back

November Surprise? Ninth Circuit Resurrects Post-Default Interest

Exclusive: Audit of U.S. stress test ready, may aid Dodd Frank overhaul fight

Federal Watchdog Agency Steps Up Inquiry Into Home

Upcoming NACBA Events

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

There are 6 critical numbers every bankruptcy lawyer running and growing a business needs to understand and review every month. Unfortunately, many attorneys don’t have the systems in place to obtain these numbers nor do they know which numbers are the most critical to their success. If you don’t know your numbers you cannot build a financially successful law firm! This webinar will provide you with the tools you need to accurately gauge the financial stability and health of your business.

In this information-packed webinar you will discover:

The 6 key metrics you need to track.
How to determine your cash flow so you can plan for future growth.
5 areas you need to upgrade to take your law firm to the next level.

Post Election: Now What?

Date: November 18, 2016
Time: 12:00 PM Eastern / 12:45 PM Pacific (45 minutes)
Presenters:
– Maureen Thompson, NACBA Legislative Director
– Jonathan Yarowsky, NACBA Advocate
– Ike Shulman, NACBA Legislative Committee Chair
– Ed Boltz, NACBA President
Cost: No Cost to NACBA Members – Member Benefit

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 11/1

New Month…New Headlines…

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California Enacts Student Loan Servicer Licensing Requirement

FCC’s Industry-Led “Robocall Strike Force” Holds Second Meeting to Highlight Progress

CFPB Debt Collection Meeting Long on Nightmare Anecdotes, Short on Data, Detail

Student Loans Show Surge in CFPB October Complaints Report

HAMP Deadline Is Fast Approaching

CFPB: Student loan companies are illegally denying borrowers right to make lower payments

CFPB says 4 dozen mortgage companies may be violating disclosure requirements

1 wrong move can bring ‘zombie’ debt back from the grave

Client Alert: Federal Appeals Court Rules That Bankrupt Debtors’ Choice to “Surrender” Real Property Waives Their Right to Contest Foreclosure

Bankruptcy is Romantic: Maine Bankruptcy Court Holds That a Debtor’s Interest in Her Engagement Ring is Exempt

Consumer Bankruptcy Journal Highlight

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Have you heard about the new tools NACBA offers our members? Executive Director, Dan LaBert’s article, “What is Network NACBA?” in today’s CBJ Highlight will highlight our exciting new platform with Higher Logic that allows you to build community, collaborate with peers, and so much more!

Upcoming NACBA Events

6 Key Numbers Every Bankruptcy Attorney Must Know

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 10/27

What’s Making the News…

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Plan May Provide for Balloon Payment

FCC, task force working on ways to end robocalls

Familiar Territory: Foreclosures Return to Pre-Crisis Levels

CFPB Revises Compliance Bulletin on Service Providers

Banks are issuing credit cards like it’s 2007

U.S. FCC chairman wants more industry action on robocalls

Consumer Bankruptcy Journal Highlight

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This is a perfect day to kick back and read the fall edition of the Consumer Bankruptcy Journal. Catch up on relevant and timely articles like, “Clawback Periods May Extend Six to Ten Years,” by Robert C. Meyers in today’s #CBJ Highlight!

Upcoming NACBA Events

6 Key Numbers Every Bankruptcy Attorney Must Know

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 10/25

Making the News…

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Will Hensarling Letter to Cordray Do More Than Prolong Rulemaking?

CFPB Publishes Report Entitled “Project Catalyst” on Financial Innovation

Debt Collection Complaints Decline in September

CFPB Touts Innovation, But Not in Debt Collection

Proposed CFPB Rules Allow for Wide Disclosure of Confidential Material

Creditors Beware: Fifth Circuit Court of Appeals Expands Purview Of Potential FDCPA Violations And Furthers Circuit Split

California Amends Identity Theft Requirements for Debt Collectors

Credit card worries weighing on consumers

Consumer Bankruptcy Journal Highlight

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The job of a mortgage servicer seems pretty straight forward, but when a loan modification is thrown into the mix it isn’t always that simple. Read today’s CBJ Highlight by Cathy Moran, “Loan Modification, the 100 k Mistake?”

Upcoming NACBA Events

6 Key Numbers Every Bankruptcy Attorney Must Know

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 10/20

What’s Happening Today?

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D.C. Circuit Court Hears Oral Argument in ACA Lawsuit Appealing FCC’s TCPA Order

CFPB Student Loan Ombudsman Issues Fifth Annual Report

CFPB Previews Appeal Of Ruling That Its Structure Is Unconstitutional

Is the Consumer Financial Protection Bureau constitutional? The D.C. Circuit says no. Here’s why.

REPORT: Student loan debt increased for 2015 graduates

Student Loan Programs Fail Those Who Need Them Most, Consumer Watchdog Charges

United States: TCPA Health Care Exceptions Properly Applied In California

CFPB Predicts DC Circuit Ruling Won’t Survive Challenge

Consumer Bankruptcy Journal Highlight

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Irinia Bobrova gives you a list of factors to consider when trying to discharge tax liabilities in bankruptcy, in today’s CBJ Highlight, “When Tax Resolution is Better Than Bankruptcy.”

Upcoming NACBA Events

6 Key Numbers Every Bankruptcy Attorney Must Know

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 10/19

Midweek Headlines…

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Overall Consumer Spending is Stable in Third Quarter

Demand for Full Payment Does Not Accelerate Mortgage Maturity Date

CFPB Predicts DC Circuit Ruling Won’t Survive Challenge

Creditors and Debt Collectors Should Pay Close Attention to the CFPB’s Consent Order with Navy Federal Credit Union

SDNY Bankruptcy Rules Are About to Change: What You Need to Know About the @USBCSDNY Proposed Amendments

Supreme Court Watch 2016-2017 – Part I: Structured Dismissals and Insider Claims

Student Loan Debt Hits Another Record High

Federal watchdog sees major cracks in program to help student loan defaulters

Consumer Bankruptcy Journal Highlight

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Save yourself and your client time when preparing their bankruptcy petition by following these suggestions by David P. Leibowitz, Esq. in his informative article, “The Importance of Due Diligence. “

Upcoming NACBA Events

6 Key Numbers Every Bankruptcy Attorney Must Know

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 10/18

Tuesday’s News…

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FCC’s Strike Force to Discuss Action Plan for Illegal Automated Telephone Calls

CFPB Report Shows Student Loan Rehabilitation Fails Many Borrowers

Court ruling highlights need for new CFPB structure

Maryland Appeals Case Upholds FDCPA

Bonds Backed by Student Loans Come Under Pressure

One More Way Student Loans Are Crippling the Economy

Student Loans Hurting Workers’ Ability to Save for Retirement

Consumer Bankruptcy Journal Highlight

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Read today’s highlight from John Rao and Geoffry Walsh’s brief, “NACBA and the NCLC Seek Rejection of Brunner Test.”

Upcoming NACBA Events

6 Key Numbers Every Bankruptcy Attorney Must Know

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 10/17

New Headlines Kicking Off the Week…

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Update: Supreme Court to Hear Important Case Challenging FDCPA Liability for Time-Barred Claims

Navy Federal Credit Union Enters Into Consent Order With CFPB

Study: Growth in Younger Generations Changes Spending Patterns in U.S.

Debt Collection Industry Experts Consider Ramifications of Court Decision That Declared CFPB Structure Unconstitutional

Holding the line on consumer debt in Buffalo-Niagara

White House rejects Warren call to remove leader of SEC

The CFPB Picked The Wrong Fight And PHH Hit Back Hard

Supreme Court Update: Bosse V. Oklahoma (15-9173) And Order List

Prohibited Transactions for Retirement Plans

Hot Off the Press

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Read Brian Cuban’s riveting article, “The Addicted Lawyer Silence is Deadly,” in the fall edition of the Consumer Bankruptcy Journal. Brian gives a personal account of his own struggle that is poignant, honest and will leave you wanting to read more and you can! Visit his website at http://www.briancuban.com/ .

Upcoming NACBA Events

6 Key Numbers Every Bankruptcy Attorney Must Know

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Member Benefit Highlight! NACBA’s Consumer Bankruptcy Journal

cbj-fall-2016 Hot Off the Press! The Fall Edition of the CBJ!

The Consumer Bankruptcy Journal is the official publication of the National Association of Consumer Bankruptcy Attorneys. Our quarterly publication showcases consumer bankruptcy related material, Supreme Court updates, profiles of NACBA members and programs, previews of NACBA events, as well as, commentary on topics of interest to bankruptcy attorneys.

Take a moment this weekend to kick back and read our latest Fall Edition of the Consumer Bankruptcy Journal. Here is a glimpse of what you’ll find:

The President’s Report
Washington Update
The Addicted Lawyer: Silence is Deadly
NACBA and NCLC Seek Rejection of Brunner Test
Court Rejects McCoy and Sticks with Beard
More About Federal and State Tax Discharge
Clawback Periods May Extend to Six or Ten Years
The Importance of Due Diligence
Loan Modification, the 100K Mistake
NACBA and NCLC Enter Fair Credit Reporting Area
Countdown of Top 10 Malpractice Mistakes
A Franchise Considering Bankruptcy
When Tax Resolution is Better than Bankruptcy

Open up the Consumer Bankruptcy Journal today and dive in! Have an idea or article you’d like to write contact us and visit NACBA.org for more information on deadlines and production schedules.