Consumer

Bankruptcy News Briefs 8/21

Today’s Headlines…

Regulators Sue Pension Advance Firms for Deceptive Loan Fees

Bank Repossessions of Distressed Homes Soar

Fair Credit Reporting Act cases also increased in the last month and year-to-date, while Telephone Consumer Protection Act litigation continues to decline.

Springstone Financial Settles with Consumer Financial Protection Bureau

CFPB Seeks Student Loan Servicers’ Input on Federal Loan Repayment Plans

Where They Stand: Democratic Presidential Candidates On Student Loans

Uptick in Year-to-Date FDCPA Consumer Litigation Cases Continues

Debtors’ Failure to Mitigate Dooms Contempt Action

Student-Loan Borrowers Flock to Payment-Relief Programs

NACBA’s Events Educate

Don’t Miss NACBA’s Upcoming Webinar!

There is still time to Register for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. It’s Free for NACBA Members!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

NACBA is gearing up for the next Annual Convention! Make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

More Perks!

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.
In the market for new opportunities? Visit the Career Center today.
NACBA members can increase their business with a free listing in NACBA’s on-line Attorney Finder, which is prominently featured for consumers looking for a bankruptcy attorney. Make sure your profile is updated.

What’s Your NACBA Status?

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 8/20

Did You Know…

Mortgage Delinquency and Foreclosure Rates Reach Lowest Levels Since 2007

Collection Agency Act Amended in Illinois

CFPB Takes Action against Springstone Financial, LLC; Collectors Should Take Note

Second Circuit Holds Servicing Transfer Notice Not Exempt from FDCPA

Sale of Assets Results in Disposable Income

Grad-School Loan Binge Fans Debt Worries

Loan relief eyed for students hurt by Corinthian Colleges bankruptcy

Can Litigation Funding Thrive on Bankruptcy?

STUDENT LOANS: Attorney general warns against paying fees to consolidate debt

Events That Educate

Don’t Miss NACBA’s Upcoming Webinar!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

NACBA is gearing up for the next Annual Convention! Make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

More Perks!

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.
Visit NACBA’s Action Center and take action on CA Senate Bill 308
Looking for new opportunities? Visit the Career Center for job opportunities.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your

Bankruptcy News Briefs 8/14

Today’s Headlines…

CFPB Investigates Lending Practices at World Acceptance Corporation

Household Debt Balances Remain Flat in 2015

Uninsured Rates Continue to Decline Throughout U.S.

Survey: Consumers Delay Savings and Retirement to Support Family

4 Collection Agencies File Motion to Intervene in Support of Appeals of FCC’s July 10, 2015 Declaratory Ruling

CFPB: “F” is for “Foreclosure,” “FDCPA”

Our customer has filed bankruptcy but demands that we continue to extend trade credit! Are we obligated to do so?

Another Bankruptcy Court Confirms Plan Reference to “Surrender” Means Not Defending a Lender’s Foreclosure

Congressman proposes help for people struggling with student loans

Why the growth in student loan debt slowed last year

3-pack of consumer debt bills should ease financial pain

Auto Loan Debt Tops $1 Trillion For First Time; All Consumer Debt Nearing $12 Trillion

This is what $11.85 trillion worth of household debt looks like

Events That Educate

Don’t Miss Out On Registering for This Webinar!

Register for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. It’s Free for NACBA Members!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

sanfran

If you enjoyed #NACBACHI, then you’ll absolutely want to Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits…An Investment

Certificate of Service

NACBA members receive discounted mailing services! Every user of the NACBA/COS mailing system gets the benefit of reduced pricing on per page copy costs, reduced postage, as well as the same reliability and timeliness of the www.certificateofservice.com mailing system.

Don’t Forget…

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/7

Today’s News…

Court Upholds Rules for Debt Collection Lawyers

Education Department Plan Is an ‘Incursion’ into Banking, Industry Says

Increased Regulation is on the Horizon for Healthcare Collections

Electronic Signatures: A Key Component to Streamline Receivables Efforts

The ABI Commission on Business Bankruptcy Reform: The Sale of All or Substantially All of the Debtor’s Assets and Proposed Creation of “Section 363(x)” – Will Congress Finally Act?

TCEH Bankruptcy: SDNY Transfers Delaware Trust Company v. Wilmington Trust N.A. Intercreditor Dispute to Delaware Bankruptcy Court, Reaffirming Broad View of Bankruptcy Jurisdiction

Debt-Locked: Student Loans Force Millennials to Delay Life Milestones

Hillary Clinton readies student loan reform rollout

Events That Educate

Don’t End Your Week Without Registering Today!

Register for the Effective (And Ethical) Online Marketing For Law Firms on Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

Catch Up With Your Reading This Weekend…

The Consumer Bankruptcy Journal features timely information, practice management, tech tips on a quarterly basis. Take a moment to read the summer edition of The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage Myths, Non Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/5

In The World of Bankruptcy…

Offshore Payday Lender Sued for Illegal Collections

Consumer Spending Remains Overall Unchanged Since April

The Latest Curve In CFPB vs. Hanna

Delaware Bankruptcy Court Denies Motion to Sell Free and Clear of Senior Lien

Recent Eleventh Circuit Decision Subjects Debt Collectors to FDCPA Liability for Filing Proofs of Claim as to Time-Barred Debts

Third Circuit Finds Insured v. Insured Exclusion Precludes Recovery of Defense Costs

Bankruptcy Avoidance Litigation Part I — Do I Really Have to Give That Payment Back?

Tacoma, Seattle consumers increase credit card debt to $10.39 billion

80% o f Americans Are in Debt

The 5 Cities Where It’s Hardest to Pay Off Credit Card Debt

Events That Educate

Free Webinar for all NACBA Members on August 26th!

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits

The Consumer Bankruptcy Journal

NACBA Membership…What’s Your Status?

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/31

Mortgage Firm Allegedly Blocked Consumers’ Efforts to Save Their Homes

FTC Closes Illegal Credit Card Interest Rate Case

IRS Uncollected Tax Debts Rise to $380B as Collection Staff Declines

Identity Theft, Auto-Related Issues Dominate State-Level Consumer Complaints

The Story of Debt in the U.S.

Economic Confidence Tracked by Gallup Continues to Decline

Report: State Installment Loan Laws Leave Borrowers Vulnerable in New Wave of Predatory Lending

Philadelphia Fed: Massive student loan debt is hampering entrepreneurship, hurting economy

Where each of the 2016 candidates stand on the student-loan crisis

Metro Atlanta consumers’ credit card debt rises 7.4% to $10.9 billion in Q2

Is Credit Card Debt the New Way to Survive in America?

Free Webinar for all NACBA Members on August 26th!

The Presentation Will Cover:
– Establishing your branding and striking imagery to powerfully resonate with prospects, clients and colleagues
– Overview of how search engines can increase your online exposure, keywords to consider and tips on enhancing search performance.
– Turning your website into a potent resource How to use legal content to convey credibility
– Overview of blogging, its benefits and best practices
– Utilizing effective top of mind marketing tools to supercharge referrals
– Criteria for selecting a provider

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Membership Benefits

Listen in on relevant topics that will improve your practice and your knowledge of current technologies through NACBA’s Webinars. NACBA educates its members through the various free and discounted webinars that they and their partners provide as one of the benefits of membership. Register for one today!

NACBA’s Consumer Bankruptcy Journal

Take a moment to read the latest edition of The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage Myths, Non Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/29

Mortgage Firms Fined $38M for Allegedly Deceptive Program

Race Car Driver Works on Settling FTC’s Lending Charges

Morning Scan: Faulty Credit Reports Targeted; Merchants Seek Dismissal of $6B Credit Card Settlement

House and Senate Committees Approve Fiscal Bills Including Changes for CFPB

Contributions to Retirement Plan Excluded from CMI

The 986 Words That Have Guided First Party Outsourcing for 15 years

QR Codes Mean FDCPA Trouble Says PA Federal Court

Good News In Debt Collection “Benign Language” Envelope Case

New York Appellate Court Confers Standing on Assignee of Note Previously Discharged in Bankruptcy

A Law to Kill Zombie Debts That Outlasted Bankruptcy

Teacher Discharges Loads of Student Loans in Bankruptcy. ECMC Fights Back

Regulators Want More Details on Insurers’ Living Wills for Bankruptcy

Bill Would Allow Consumers To Sue When Bankrupt Debt Isn’t Removed From Credit Reports

Federal Lawmakers Propose Credit Reporting Changes

NACBA Events

Free Webinar for all NACBA Members!

Register for the Effective (And Ethical) Online Marketing For Law Firms on Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure.

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

The NACBA Listserv is one of most popular features of NACBA membership. It gives NACBA Members the ability to pose bankruptcy questions and get real time responses from their colleagues around the country. When you join NACBA you have the opportunity to enjoy the unparalleled ability to post both the easy and hard questions to some of the best consumer bankruptcy attorneys in the nation.

NACBA’s Consumer Bankruptcy Journal

Your staff contributes to your firm’s success.What are the behaviors that matter to you most when hiring and retaining employees? ? NACBA Member Ken Chern addresses these issues in, “The Behavior Selection Business,” by giving you suggestions on how to get out of the behavior modification business and into the behavior selection process.

NACBA Membership

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 7/24

The Costs of the Dodd-Frank Act for Financial Service Industries

Naked Liens – Stripping Prohibited

CentsAbility: Creditors’ Rights Law Update – If you Have an Objection, Speak Now or Forever Hold Your Peace

The Education Department Is Failing Students Who Got Defrauded

Chase stops collecting from half-million consumers

Student Lending Company Fined for Alleged Billing Scheme

Discover Bank Fined for Illegal Collections

CFPB Files Complaint Against Student Financial Aid Services, Inc.

Another Reason For Collectors To Be Cautious When Calling Consumer Cell Phones

Upcoming Events

Register for the Effective (And Ethical) Online Marketing For Law Firms on Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. Free to All NACBA Members!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Fastcase

Each NACBA member receives FREE, as part of his/her membership, access to Fastcase’s bankruptcy database. In addition, NACBA members are eligible to purchase Fastcase’s “Premium Plan,” which includes access to a database of opinions of the supreme courts and courts of appeal of all 50 states, at an annual rate of just $195 compared to the non-member annual price of $995.

NACBA’s Consumer Bankruptcy Journal

NACBA Member Steve Berken gives seven ways to cultivate a mental attitude of peace and happiness when dealing with the sometimes stressful world of consumer bankruptcy in his article,“The Myth of Pandora.”

NACBA Membership

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News 7/23

CFPB Issues Consent Order Against Discover Bank for Student Loan Servicing Practices

Department of Defense Issues Final Military Lending Rule

Ex-Corinthian Students Seek $2.5 Billion Bankruptcy Claim

Encore Partners With U.S. Reps. Peters and Hunter On Bill To Exempt Forgiven Debt From Federal Taxation

Chase to pay Conn. $2 million to settle ‘Robo-Signing’ allegations

United States: Reversing The Trend: Will Congress Act To Except College Tuition Payments From Clawback In Bankruptcy?

Philadelphia Fed Research Shows Impact of Student Loan Debt on Small Business Formation

Eleventh Circuit’s Mistaken Interpretation Likely to Expose Attorneys to Increased FDCPA Liability

Claim Amount: It Pays To Pay Attention

Upcoming Events

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Did you read the latest edition of the Consumer Bankruptcy Journal?

NACBA Member Max Gardner reveals the “Top 25 Mortgage Myths,” in the summer edition of the Consumer Bankruptcy Journal.

First impressions make a lasting impression and Ruby® Receptionists ensures that your client’s first contact with your firm is stellar! Visit Ruby® Receptionists and receive a 5% discount on any of the 3 plans including free setup ($95 value).

NACBA Membership

Don’t Allow Your NACBA Membership to Lapse, Renew Today!

Take Advantage of All NACBA Offers, Join Today!

Bankruptcy News Briefs 7/21

Predatory Lending Lawsuits Dismissed

Regulator Launches Monthly Complaint Report

Fixing errors on Ohioans’ credit reports

An Emerging Trend: Bankruptcy Trustees Seeking to Claw Back Tuition Payments Made by Unsuspecting Parents

California Supreme Court Grants Review of Homeowner’s Wrongful Foreclosure Claims

Reform the CFPB to Better Protect Consumers

Five Years Ago Congress Tried to Fix Wall Street. How is That Going?

Credit Reporting Companies Top CFPB List of Consumer Complaints

Upcoming Events

Register for Today’s Webinar!

There is still time to Register for today’s Webinar, “Security Clearances & Bankruptcy,” at 3 PM ET/ 12 PST. If you represent federal employees, government contractors, or members of the military has most likely been asked what impact bankruptcy will have on a debtor’s security clearance you don’t want to miss hearing what Michael Jones Esq., Judge Advocate, U.S. Army, Ron Sykstus Esq., and Tara Twomey Esq. have to say about different types of security clearances, the impact of bankruptcy, and how the client might mitigate potential effects.

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Check Out The Latest Edition of the Consumer Bankruptcy Journal

Read NACBA Member’s Nancy Clark’s latest article in the Consumer Bankruptcy Journal, “The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13 .”

As a NACBA member you can receive discounted mailing services! NACBA and www.certificateofservice.com have teamed up to offer every user of the NACBA/COS mailing system the benefit of reduced pricing on per page copy costs, reduced postage, as well as the same reliability and timeliness of the www.certificateofservice.com mailing system.

NACBA Membership

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

NACBA Now

National Association of Consumer Bankruptcy Attorneys

Consumer

Bankruptcy News Briefs 8/21

Bankruptcy News Briefs 8/20

Bankruptcy News Briefs 8/14

Bankruptcy News Briefs 8/7

Bankruptcy News Briefs 8/5

Bankruptcy News Briefs 7/31

Bankruptcy News Briefs 7/29

Bankruptcy News Briefs 7/24

Bankruptcy News 7/23

Bankruptcy News Briefs 7/21