debt settlement

Bankruptcy News Briefs 7/25

nacbapicture

What’s New This Week?

Consumer Credit Default Rates Steady in June

CFPB Complaints Center Generates Results, and Controversy

Contact Frequency Is Key as CFPB Pursues Debt Collection Rules

CFPB again finds loan servicers routinely violate federal laws causing injury to homeowners

Are Those Taxes Owing On Your Late-Filed Tax Return Dischargeable? Maybe, But You Better Be In The Right Circuit

Caught in the Cross-Fire: Student Loan Lenders and Servicers’ Risks in the Bankruptcy Fight over College Tuition Clawbacks

Payday Loan Limits May Cut Abuse but Leave Some Borrowers Looking

Student Debt Helps, Not Harms, the U.S. Economy, White House Says

NACBA EVENTS

Register for The Summit at Sea’s Pre -Cruise Events on October 6th!

shelborne-wyndham-grand-outdoor-pool-area

In addition to the Summit at Sea, NACBA is offering a pre-cruise session at the Shelborne Wyndham Grand Hotel, in South Beach Miami. on Thursday, October 6th, from 1:00 p.m. to 5:00 p.m.  Kent Anderson and Larry Heinkel will talk Tax Problem Resolution for Bankruptcy Lawyers: Adding IRS Representation to your Portfolio of Skills

Plan to join us for this special session and earn some extra CLE before the cruise departs.  To register for the sessions on land and sea, CLICK HERE! Afterwards join us for a Launch Party!

NACBA Membership Benefit

NACBA Webinars Web Banner (1)

Summer is a perfect time to catch up on the many Webinars available in our NACBA Store! Take a look at what’s available to you!

  • Lesson from Harris v. Viegelagn  (More Info)
  • Regulation X & Z Enforcement: New Tools for Consumer Attorneys (More Info)
  • New Proof of Claim & Mortgage Attachment: Other Form Changes (More Info)
  • Getting Rid of Encumbered Property in Consumer Cases (More Info)
  • “Modernized” Bankruptcy Forms Part I Webinar (More Info)
  • “Modernized” Bankruptcy Forms Part II: Live Q&A (More Info)
  • Student Loans in Bankruptcy Workshop (More Info)
  • 2015 Supreme Court Decisions & What They Mean For Your Practice (More Info)
  • Security Clearances & Bankruptcy (More Info)
  • Taxes In Bankruptcy, 2014 Virtual Fall Workshop (More Info)
  • Family Law & Bankruptcy (More Info)
  • Getting Paid: Collecting Reasonable Attorneys’ Fees in Chap 7 & Chap 13
  • Dealing with Debt Buyer Claims

Member Benefit webinars (Free to NACBA Members) are located on the Member Dashboard page.

Save The Date!

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

Invest in Yourself! Join NACBA Today!

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

 

Bankruptcy News Briefs 7/22

nacbapicture

Headlines Leading Into the Weekend…

Connecticut Department of Banking Takes “No Action” Position on Student Loan Servicer Requirement for Licensed Consumer Collection Agencies

Healthcare Spending Expected to Increase as Share of Economy

Ninth Circuit Rules That Law Firm Collector Can’t Rely On Validation Notice From Previous Collector

CFPB Settles With Affiliates of Debt Settlement Company For $107 Million

Bankruptcy Courts Lack Subject Matter Jurisdiction Over Medicare Issues, Eleventh Circuit Rules

FDCPA Victory in Class Action Letter Case: What It Means for the Industry

Uncertainty in Securitization of Consumer Debt Continues After Supreme Court Denies Certiorari in Madden v. Midland Funding

MARK YOUR CALENDARS

NACBA MEMBER ONLY FALL WORKSHOP- OCTOBER 7th-10th

Sail-Away-1024x551 (1)

Join us to set sail for NACBA’s Summit at Sea (#NACBASEA) setting sail from October 7th-10th with a a Pre-Cruise event on October 6th. Early Bird Rate Ends, September 2nd! Check out theSchedule and Register Today!

ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 7/14

nacbapicture

Headlines Relevant to You…

District Court Judge Delays Decision in State National Bank’s Case Against CFPB

Congress Seeks Clarity on TCPA at Hearing on FCC Oversight

Survey: Refinancing Rates are Low Among Student Loan Borrowers

Massachusetts Court Finds Unanswered Telephone Calls Are Communications

House Financial Services Committee Holds Hearing on Financial CHOICE Act

Modification Based on Increased Ability to Pay

Another New Twist in the ongoing Department of Education Debt Collection Contract Saga – Two Firms Win Appeal of Denied Protest

FDCPA Case Law Review for June 2016

More Commercial Collection Agencies Collecting Younger Debts as Clients’ Ancillary AR Departments

Federal Jury Convicts Owner of Defunct “Collection Firm” for Fraudulent Scheme

Filing Proof of Claim on Time-Barred Debt Not an FDCPA Violation, 8th Circuit Court Rules

U.S. Supreme Court to Weigh in on Structured Dismissals and Settlements Circumventing the Bankruptcy Code’s Priority Scheme

MARK YOUR CALENDARS

NACBA MEMBER ONLY FALL WORKSHOP- OCTOBER 7th-10th

Sail-Away-1024x551 (1)

Join us to set sail for NACBA’s Summit at Sea (#NACBASEA) setting sail from October 7th-10th with a a Pre-Cruise event on October 6th. Early Bird Rate Ends, September 2nd! Check out the Schedule and Register Today!

ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 7/12

nacbapictureToday’s News…

Consumers’ Income Growth Expectations Improve from May

Private Student Loan Management Improves

Consumer Borrowing Picks Up in May

Minnesota’s Automatic Dialing Statute: You May be Liable for Calling a Wrong Number in Minnesota

$9.25 Million TCPA Class Action Settlement by American Express Preliminarily Approved in Illinois Federal Court

ACA Industry Advancement Support Helps Secure Victory for Collection Industry in 8th Circuit FDCPA Case

Ohio Supreme Court Finds a Bank Has Standing to Enforce the Mortgage Even If It Cannot Collect From the Borrower on the Underlying Debt

Share of Student Loan Debt-Laden Borrowers Rising

GET READY TO SET SAIL WITH NACBA AND TAKE THE KIDS WITH YOY

RCI_Enchant_KidsBridge_4

NACBA is pleased and excited to announce the return of our Members-Only Fall Event! We love that this is an event that the whole family can enjoy! Check out what the kids can do while you’re learning and earning CLE!

  • NEW!  Royal Babies and Tots NurserySM
  • Complimentary Adventure Ocean® Youth Program
  • Expanded teen-only hangout areas
  • Splash Deck with interactive play fountain
  • Bungee trampoline area for kids ages 6 and up
  • Family-friendly activities including games, contests, enrichment classes and lectures

Get a great deal with our Early Bird Rate, but hurry it ends July 29th! Mark your calendars, save the dates and Register Today! 

LOOK BACK AT NACBASF

Check out the moments that made #NACBASF a success by visiting the NACBASF Album on our Facebook page!

KEEP YOUR NACBA MEMBERSHIP CURRENT

Take advantage of the many exciting educational events on the horizon along with the invaluable resources NACBA provides you won’t want to miss out on these member only benefits Renew Today! 

Not a member of NACBA? Join Today!

Bankruptcy News Briefs 7/6

nacbapicture

Midweek Headlines…

CFPB Proposes Gramm-Leach-Bliley Act Amendment to Reflect Recent Legislation

Court Determines Consumer Did Not Prove Revocation of Consent in TCPA Case

Supreme Court Reverses Fifth Circuit’s Interpretation of “Actual Fraud”

Consumer finance industry weighs options as CFPB encourages class actions

CFPB Returns More Than $24 Million to 257,000-Plus Consumers

In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve

REGISTER FOR UPCOMING NACBA EVENTS

ONLY 1 DAY LEFT TO REGISTER FOR JULY’S WEBINAR! 

NACBA Webinars Web Banner (1)

Leveraging the Power of Social Media:
Using Facebook and Content Marketing to Get More Leads

DATE: Tuesday, July 7, 2016
COST: Free to NACBA Members
PRESENTER: Stephen Fairley, The Rainmaker Institute
REGISTER HERE

In this information-packed session you will discover:

  • The 3 biggest mistakes lawyers make with social media and how to avoid them
  • 7 key strategies to tap into the power of Facebook
  • How to get qualified leads on Facebook for 90% less than with Google PPC
  • How to use content marketing to position yourself as an industry thought leader
  • Insider secrets to getting more leads from your blog
  • The Rainmaker Social Media Marketing Blueprint®

REGISTER FOR NACBA’S FALL WORKSHOP

Early Bird Rate Ends July 29th!

Sail-Away-1024x551 (1)

NACBA is pleased and excited to announce the return of our Members-Only Fall Event! Take a moment to look at the line up of Speakers that will be presenting the sessions on #NACBA’s Summit at Sea.

Mark your calendars, save the dates and Register Today! 

LOOK BACK AT NACBASF

Check out the moments that made #NACBASF a success! Visit the NACBASF Album on ourFacebook page  and make sure to like us so you can keep up to date on all our offerings!

MEMBERSHIP BENEFIT

USE THE NACBA LOGO TO YOUR BENEFIT

NACBA membership enhances your credibility among your colleagues, clients and the legal profession.  Showcase your advanced training and reinforce your commitment to educate, advocate and litigate with the only national organization dedicated to serving the needs of consumer bankruptcy attorneys and protecting the rights of consumer debtors in bankruptcy by downloading and using the NACBA Logo.

*Please note, to use the logo your membership must be current.

KEEP YOUR NACBA MEMBERSHIP CURRENT

Take advantage of the many exciting educational events on the horizon along with the invaluable resources NACBA provides you won’t want to miss out on these member only benefits Renew Today! 

Not a member of NACBA? Join Today!

Bankruptcy News Briefs 6/14

nacbapicture

Tuesday’s Headlines…

Lawsuit Filed in Alleged $15M Mortgage Scam

Medicaid Growth Reduces Debt Sent to Collections: Research

State’s Payday Loan Rollover Ban Safe from CFPB Rules: Officials

TransUnion Ranks Among Tops in Identity Protection

FCC Consumer Advisory Committee Reviews TCPA Proposed Rule

ACA Submits Comments on CFPB’s Student Loan Borrower Communications RFI

House Committee Approves Bill to Restructure CFPB

Federal Judge Rules in Favor of Debt Buyer in FDCPA Entrapment Case

New Credit Bureau Reporting Requirements for Debt Collection Agencies and Debt Buyers Become Effective This Week

Will Inherited IRAs Be Used As A Tool for Protecting An Inheritance from Creditors?

Congress to consider changes to controversial CFPB complaint database

How the war on debt collectors has begun to mirror the war on drugs

Student loan debt is hurting the housing market, survey finds

UPCOMING EVENTS

FREE WEBINAR FOR MEMBERS!

NACBA Webinars Web Banner (1)

Leveraging the Power of Social Media:
Using Facebook and Content Marketing to Get More Leads

DATE: Tuesday, July 7, 2016
COST: Free to NACBA Members
PRESENTER: Stephen Fairley, The Rainmaker Institute
REGISTER HERE

Facebook and content marketing are two of the most cost effective ways to generate high quality leads to your law firm. Many law firms have tried social media and failed because they didn’t have a proven blueprint that shows them exactly how to do it…until now! In this information-packed session you will discover:

  • The 3 biggest mistakes lawyers make with social media and how to avoid them
  • 7 key strategies to tap into the power of Facebook
  • How to get qualified leads on Facebook for 90% less than with Google PPC
  • How to use content marketing to position yourself as an industry thought leader
  • Insider secrets to getting more leads from your blog
  • The Rainmaker Social Media Marketing Blueprint®

HAVE YOU REGISTERED FOR NACBA’S FALL WORKSHOP?

Sail-Away-1024x551 (1)

Did You Know You Can Attend a Pre-Cruise Session?

In addition to the Summit at Sea, NACBA will be offering a pre-cruise session at the Shelborne Wyndham Grand Hotel, in South Beach Miami. on Thursday, October 6th, from 1:00 p.m. to 5:00 p.m.  Kent Anderson and Larry Heinkel will talk Taxes for Non Bankruptcy & Bankruptcy Attorneys 101:What You Need to Know. Plan to join us for this special session and earn some extra CLE before the cruise departs. Afterward, relax while you attend our Launch Party!  To register for the sessions on land and sea, CLICK HERE!

Early Bird Rate Ends July 29th!

KEEP YOUR NACBA MEMBERSHIP CURRENT

Take advantage of the many exciting educational events on the horizon along with the invaluable resources NACBA provides you won’t want to miss out on these member only benefits Renew Today! 

Not a member of NACBA?  Join NACBA Today!

Bankruptcy News Briefs 6/8

nacbapicture

Midweek Headlines…

FTC Issues Annual Enforcement Report to CFPB

U.S. Rep. Jeb Hensarling Announces GOP Proposal to Replace Dodd-Frank Act

Survey: Consumers Rank Health Coverage High Overall, but Cost Concerns Remain

Reminder: New Data Furnisher Reporting Requirements Effective Soon

ABA and CBA Argue FCC Proposed Rule Conflicts with Congressional Intent

CFPB Files Lawsuit Against Payment Processor and Executives

Bankruptcy Petition Costs Litigant Right to Appeal State Court

5 Bankruptcy Myths Dispelled

CFPB Proposes Underwriting And Payment Processing Requirements For Payday, Title, And High-Rate Installment Loans

SET SAIL FOR NACBA’S SUMMIT AT SEA, OCTOBER 6th-10th! REGISTER BY JULY 29th FOR THE EARLY BIRD RATE!

Sail-Away-1024x551 (1)

NACBA is pleased and excited to announce the return of our Members-Only Fall Event!  Mark your calendars, save the dates, and prepare to set sail on NACBA’s maiden voyage at sea!  Check out the Schedule and Register Today! Early Bird Rate Ends July 29th!

NACBA MEMBER BENEFIT

Member Map – NACBA has partnered with Google Maps to create the NACBA Member Map. Live on NACBA.org, potential clients using any connected device (desktop, laptop, and mobile) will be shown NACBA member firms near them right now. Using built-in GPS positioning technology, potential clients will be presented with NACBA member firms in their city and region. They will be able to tap the firm’s map markers to get contact information and driving directions to a NACBA Member office. As part of NACBA’s enhanced Membership Benefits, all NACBA members in good standing have basic contact info already listed on this state of the art mapping interface!

KEEP YOUR NACBA MEMBERSHIP CURRENT

Take advantage of the many exciting educational events on the horizon along with the invaluable resources NACBA provides you won’t want to miss out on these member only benefits Renew Today! 

Not a member of NACBA?  Join NACBA Today

 

Bankruptcy News Briefs 6/6

nacbapicture

Headlines Kicking Off The Top of The Week…

Jury Finds Operation Made More Than 117 Million Illegal Calls

Auto Leasing Rates Reach Record High

CFPB Issues Proposed Rule to End Payday Lending “Debt Traps”

Supreme Court’s discharge exception ruling gives creditors more options

Debt Buyers Settle Collection Violation Charges

John Oliver Buys $15M In Medical Debt, Then Forgives It

NACBA MEMBER

Zola Creative Media offers bankruptcy attorneys a comprehensive website solution that increases visibility, generates new business and supercharges referrals. As the Preferred Website Developer for NACBA, all members can receive a semi-custom website package for only $1199 (usually $2250). These powerful websites include:

Captivating designs:

-Professional content written exclusively for NACBA Members
-Integrated site tools such as click to call technology, e-newsletter management and an online consultation request tool
-Unparalleled white glove support to help you every step of the way

Visit www.zolacreative.com/nacba or call 877-269-0076 to learn more.

SET SAIL FOR NACBA’S SUMMIT AT SEA, OCTOBER 6th-10th! REGISTER BY JULY 29th FOR THE EARLY BIRD RATE!

Sail-Away-1024x551 (1)

NACBA is pleased and excited to announce the return of our Members-Only Fall Event!  Mark your calendars, save the dates, and prepare to set sail on NACBA’s maiden voyage at sea!  Check out the Schedule and Register Today! Early Bird Rate Ends July 29th!

YOU CAN HAVE ACCESS TO #NACBASF ALL OVER AGAIN!

Upgrade to the WORKS

Did you miss NACBA’s 24th Annual Convention in San Francisco? Or do you just want to relive the experience or catch a session you missed? No worries, be sure to visit Playback NACBA for access to a wide array of convention sessions. From Advanced Tax to Student Loans to Chapter 7 Asset Cases to Debt Collection Violations to Chapter 13 Post Petition Issues (just to name a few), we have you covered. Bring ‪#‎NACBASF‬ to comfort of your work or home office.

Bankruptcy News Briefs 2/8

nacbapicture

Headlines Kicking Off This Week…

Lawsuit Against Tribal Lender Can Proceed

Minnesota Hospitals Report More Bad Debt

Are Lenders Ready to Give Strategic Defaulters a Second Chance?

FCC Hints at Questions in Upcoming Proposed Rulemaking for New TCPA Amendment

Total Bankruptcy Filings Continue to Decrease

Failure to Inform a Consumer That a Partial Payment Revives an Out-of-Stat Debt Could Be an FDCPA Violation, Court Says

11th Circuit Says Assignee Cannot File Bankruptcy for Company

100 DAYS REMAIN UNTIL  NACBASF!

sfodt_phototour28

Only 100 days left until #NACBASF 2016! NACBA is so excited to host its convention in beautiful San Francisco! Not only will you enjoy this picturesque city you will also find value in the informative and relevant sessions that are offered. Take a look at the speakers, topics, and sessions that you’ll have the opportunity to attend at http://nacbacon.com/lawyer/Schedule_cp15466.htm.

Register today and receive the Early Bird Rate!

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

Sail-Away-1024x551 (1)

2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

VALENTINES DAY IS AROUND THE CORNER AND NACBA HAS JUST THE GIFT

NACBA is pleased to announce a National Purchasing Partners (NPP) exclusive!  Save 20% sitewide when you purchase Valentine’s flowers and gifts from 1-800flowers.com. Use the promo code NPP20 and find that special arrangement today for either Business Purchases or Personal Purchases. Happy Valentines Day!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA Membersreceive? Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!

Bankruptcy News Briefs 2/3

nacbapicture

Midweek Headlines…

Alabama Pushes for Payday Lending Reform Amid Growth

Connecticut Lawmakers Seek Crackdown on Abusive Collections

Retailer Faces Class-Action TCPA Lawsuit

Report Shows Steady Subprime Mortgage Growth

How CFPB Reshapes Market with Enforcement Actions — Not Rules

Report: Dodd-Frank Impacts Access to Consumer Credit

Illinois Enacts Bill Making Corrections and Clarifications to Illinois Collection Agency Act

Student Loan Associations Urge FCC to Allow for Reasonable, Responsible Wireless Calls

Misconduct by HAMP Servicers Examined

REGISTER FOR THE NACBASF CONVENTION TODAY AND RECEIVE THE EARLY BIRD RATE!

sfodt_phototour146

Join us at the San Francisco Marriott Marquis on May 19th-22nd for the 24th Annual Convention in San Francisco.

Do you represents federal employees, government contractors, or members of the military? Then you’ll want to attend the Security Clearances & the SCRA session presented by Ronald Sykstus. This session will review types of security clearances, the impact of bankruptcy,  mitigate of potential effects, and special protections under the Service Members Civil Relief Act.

Register by March 25th to Receive the Early Bird Rate!  Visit http://nacbacon.com/  to register and learn more about the sessions, keynote speakers and a few new things NACBA has in store for you!

REGISER FOR TOMORROW’S WEBINAR

NACBA Webinars Web Banner (1)

New Proof of Claim and Mortgage Attachment: The Other Form Changes

We all know that all of the bankruptcy filing forms were revised as of December 1, 2015.  But did you know that major changes were also made to the Proof of Claim form (Form 410) and the Mortgage Proof of Claim Attachment form (Form 410A), with the same effective on Dec. 1, 2015? Learn from two bankruptcy and consumer law experts how these form changes can help you in representing clients.  This webinar will help you to understand the new forms and what to look for in figuring out whether the creditor’s claim is accurate and whether the servicer may have misapplied payments or made other servicing errors before the bankruptcy was filed.

SAVE THE DATE! GET READY TO SAIL AWAY WITH NACBA IN 2016!

2016 never looked better especially if you are buried under the snow right now!  Set your sights on sailing the friendly seas! Save the date and get ready to register for NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 begin this year by renewing your NACBA Membership! Renew Today! 

Not a member of NACBA? Want to take advantage of all the benefits NACBA Members receive?Make a resolution and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically!

Subscribe to NACBA NOW!