Mortgage loans

Bankruptcy News Briefs 5/10

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What’s making Headlines?

Nearly Half of Millennials Have Bad Credit: TransUnion

Debt Relief Scam Victims to Receive $1.87M

Online Lenders Queried by Regulators on Referral Fees, Bank Deals

Collection Agency Settles FTC’s Charges

Proposed Rule on Government Collection Calls Released

Consumers’ Perceived Credit Availability Falters, While Income and Spending Confidence Rebound

Pace of Total U.S. Consumer Borrowing Surges Since 2001

FCC Proposes to Protect Student Loan Borrowers and Other Consumers from a Tidal Wave of Robocalls and Texts from Collectors of Federal Debts

Report: HUD’s Sales of FHA-Defaulted Mortgage Loans Benefit the Big Mortgage Servicers and Hedge Funds While Homeowners Lose

Credit Protection Association Pays $72k, Adopts New Policies over FCRA Violations

UPCOMING EVENTS

May 19th-22nd, 2016
NACBA’s 24th Annual Convention, San Francisco, CA

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Register HERE

October 7th-10th, 2016
NACBA’s Summit At Sea Fall Workshop- Members Only Event

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Register HERE

KEEP YOUR NACBA MEMBERSHIP CURRENT

Take advantage of the many exciting educational events like the Annual Convention,  Fall Workshop and  Webinars that are on the horizon by keeping you r membership current.  Don’t miss out on these member only benefits Renew Today! 

Not a member of NACBA?  Join NACBA Today

 

Bankruptcy News Briefs 5/5

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Headlines Making News…

Debtor Benefits from 108(b)’s Extension of Time to Redeem

$5.2M Settlement in Phone Bill Cramming Contempt Case

Survey: Consumers Increase Personal Savings, But Credit Card Balances Remain

CFPB Publishes Proposed Arbitration Rule; Coins a New Phrase

Harvard Study Finds New Regulations Are Affecting Consumer Access to Credit

N.C. Fed. Court Rejects Defendant’s TCPA Arguments as to ‘Revocation of Consent,’ ‘ATDS’

Bankruptcy Filings Reverse Upward Course

Bankruptcy Forms Invite New Questions Nationwide

CFPB Proposes Amendments to Mortgage Servicing Rules Under RESPA and TILA

MARK YOUR SCHEDULE FOR THESE UPCOMING NACBA EVENTS

May 19th-22nd, 2016
NACBA’s 24th Annual Convention, San Francisco, CA

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Register HERE

October 7th-10th, 2016
NACBA’s Summit At Sea Fall Workshop- Members Only Event

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Register HERE

NACBA CARES ABOUT YOUR PROFESSIONAL DEVELOPMENT 

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When you are a NACBA Member you have access to our Career Center! You can apply for a job or you can post a job. Visit our Career Center Today!

KEEP YOUR NACBA MEMBERSHIP CURRENT

Take advantage of the many exciting educational events like the Annual Convention,  Fall Workshop and  Webinars that are on the horizon by keeping you r membership current.  Don’t miss out on these member only benefits Renew Today! 

Not a member of NACBA?  Join NACBA Today

Bankruptcy News Briefs 4/28

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Have You Read…

Latest CFPB Monthly Complaint Report Highlights Mortgages

Consumer Spending Shows Moderate Increase in February

CFPB Complaints Continue to Decline from 2015

Court Finds Amazon Liable for Unauthorized Billing

White House, ED, and CFPB Announce Major Student Loan Initiative; Don’t Address Post-Default Issues

Portfolio Recovery Associates to Pay $18 Million to Settle TCPA Class Action

Bleak House Comes to the Bankruptcy Court

REGISTER FOR TODAY’S FREE MEMBER BENEFIT WEBINAR

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MEMBER BENEFIT WEBINAR
Building a 7-Figure Lifestyle Law Firm:
Upscaling from a Job, to a Practice, to a Business
Thursday, April 28, 2016
3 PM Eastern / 2 PM Central / 1 PM Mountain / 12 PM Pacific
Presented by: Stephen Fairley, CEO of The Rainmaker Institute

FREE for NACBA Members. Register HERE.

There are 3 stages every law firm goes through to break the 7-figure barrier. At each stage there are challenges that must be faced and changes that must be made. The Rainmaker Institute has trained over 18,000 attorneys and helped hundreds of their clients break 7-figures. This webinar will address:

  • What are the 5 key challenges you must face to grow to the next level?
  • The 10 major components of every successful law firm.
  • Specific steps you must take to build a lifestyle law firm that provides the income you want.

FASTCASE TRAINING AT #NACBASF

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Want to learn how to make the most out of one of your benefits as a NACBA Member? Attend the Fastcase Training at #NACBASF on Saturday, May 21st from 7:30 AM-8:15 AM. 

REGISTER FOR NACBASF TODAY !

KEEP YOUR NACBA MEMBERSHIP CURRENT

NACBA wants you to take advantage of the many exciting educational events like the Fall Workshop or our Webinars that are on the horizon, but for you to do this your membership has to be current.  Don’t miss out on these member only benefits Renew Today! 

Not a member of NACBA?  Join NACBA Today!

 

Bankruptcy News Briefs 4/22

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Headlines Leading Into the Weekend…

Judge Rules Against CFPB in College Accreditor Case

Home Sellers Experience Highest Price Gains in More Than Eight Years

CFPB Sues Co-Founders of Lead Aggregator

CFPB Readies a Proposal to Let Consumers Sue Banks

Bank Overdraft Fees Hit Younger Adults Hardest, Pew Says

HAVE YOU READ THE NEWEST EDITION OF NACBA’S CONSUMER BANKRUPTCY JOURNAL ?

Spring 2016 CBJ

The latest edition of the CBJ is full of relevant and timely articles that you won’t want to miss! Kick back and check out these articles that matter to you and your firm!

26 DAYS UNTIL #NACBASF! 

Experience the NACBA Convention! Don’t take our word for it, watch bankruptcy attorneys from across the country describe the NACBA Convention

 

UPCOMING NACBA EVENTS

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Thursday, April 28, 2016
NACBA  WEBINAR

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Building a 7-Figure Lifestyle Law Firm:
Upscaling from a Job, to a Practice, to a Business
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
Presented by: Stephen Fairley, CEO of The Rainmaker Institute
FREE for NACBA Members. Register HERE

May 19th-22nd, 2016
NACBA’s 24th Annual Convention, San Francisco, CA

sanfran
Register HERE

October 7th-10th, 2016
NACBA’s Summit At Sea Fall Workshop- Members Only Event

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Register HERE

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon don’t forget to renew your NACBA Membership! Renew Today! 

Not a member of NACBA? Take advantage of all the benefits NACBA Members receive and Join  NACBA Today!

Bankruptcy News Briefs 4/18

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Headlines Kicking Off the New Week…

Lawsuits Surge After Nonprofit Health System Outsources ER Services

Collection Agency Pitches Services in Mississippi

Foreclosure Filings at Lowest Mark in Nearly a Decade

BBB Issues Alert Over Fraudulent Debt Collection Operation

White House Makes a ‘Moral Case’ for Stopping Payday Abuse

Florida Better Business Bureau Issues Alert on Fraudulent Debt Collection Calls

Eleventh Circuit Adds its Voice to Late-Filed Return Issue

Ninth Circuit: Conditional Tender Does Not Moot Putative Class Action

UPCOMING NACBA EVENTS

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Thursday, April 28, 2016
NACBA  WEBINAR
Building a 7-Figure Lifestyle Law Firm:
Upscaling from a Job, to a Practice, to a Business
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
Presented by: Stephen Fairley, CEO of The Rainmaker Institute
FREE for NACBA Members. Register HERE

May 19th-22nd, 2016
NACBA’s 24th Annual Convention, San Francisco, CA
Register HERE

October 7th-10th, 2016
NACBA’s Summit At Sea Fall Workshop- Members Only Event
Register HERE

30 DAYS REMAIN UNTIL NACBASF! HAVE YOU REGISTERED?

There are so many perks when you attend NACBASF! One of those is you will have access to the Exclusive Screening of the Student Loan Documentary, Broke, Busted and Disgusted. This film examines the higher education system and the way it is funded. Created by a group of passionate filmmakers and storytellers with accurate accounts that could change the course of history. Director Adam Carroll will do a post-screening Q&A with attendees.

Join your colleagues and Register Today!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon don’t forget to renew your NACBA Membership! Renew Today! 

Not a member of NACBA? Take advantage of all the benefits NACBA Members receive and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically

Subscribe Today!

Bankruptcy News Briefs 4/12

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Headlines in Today’s News…

Lawsuit Targets Fees Collected by College

Mortgage Balances, Originations Jump in 2015

Court Case Against the CFPB Hinges on These Four Issues

CFPB Office of Consumer Response Highlights Complaint Trends in Annual Report

March Bankruptcy Filings Show Year-Over-Year Decline

4th Cir. Confirms Entity Is Not FDCPA ‘Debt Collector’ Merely Because It Purchases Defaulted Debt

THERE ARE ONLY 36 DAYS LEFT UNTIL NACABSF!

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We are quickly approaching #NACBASF! There are so many reasons to attend this year’s convention! Not only is it in beautiful San Francisco, the sessions and speakers are top notch! You’ll have the opportunity to network with your colleagues, dive into deep discussions at the Fireside Chats and visit the many exhibitors in this years’s exhibit hall. Not to mention you can earn up to 15 CLEs (depending on your state)! This is an event that matters to you and your firm.Have you Registered? Take a moment to Register Today and get ready for an awesome #NACBA experience!

UPCOMING WEBINAR

NACBA Webinars Web Banner (1)

MEMBER BENEFIT WEBINAR
Building a 7-Figure Lifestyle Law Firm:
Upscaling from a Job, to a Practice, to a Business
Thursday, April 28, 2016
3 PM Eastern / 2 PM Central / 1 PM Mountain / 12 PM Pacific
Presented by: Stephen Fairley, CEO of The Rainmaker Institute

FREE for NACBA Members. Register HERE.

There are 3 stages every law firm goes through to break the 7-figure barrier. At each stage there are challenges that must be faced and changes that must be made. The Rainmaker Institute has trained over 18,000 attorneys and helped hundreds of their clients break 7-figures. This 60 minute webinar will show you strategies specifically for attorneys looking to build a lifestyle law firm.

  • What are the 5 key challenges you must face to grow to the next level?
  • The 10 major components of every successful law firm.
  • Specific steps you must take to build a lifestyle law firm that provides the income you want.

THE SPRING EDITION OF THE NATIONAL CONSUMER BANKRUPTCY JOURNAL IS HOT OFF THE PRESS 

Robert C. Meyer

Today’s #CBJ’s highlight is from Robert C. Meyer, “ACB Assignee Banned From Filing a Voluntary Bankruptcy Petition.”

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon don’t forget to renew your NACBA Membership! Renew Today! 

Not a member of NACBA? Take advantage of all the benefits NACBA Members receive and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically

Subscribe Today!

 

Bankruptcy News Briefs 3/28

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Monday’s Headlines…

Second Circuit Court of Appeals Rules Collection Letter Showing a “Static” Current Balance is Misleading

Judge Says Bankrupt Law Grads Can Cancel Bar Loans

CFPB Warns Of Elderly Financial Exploitation

For Servicemembers, Debt Collection Is Top Consumer Complaint

AG orders debt collector to stop its efforts in WV

Home equity credit lines boom 20% in 2015 in borrowing binge

Menendez Bill Seeks Protections for Consumers Overwhelmed by Medical Debt

Education Department to Forgive Debt of Former Corinthian Colleges Students

REGISTRATION IS OPEN FOR NABCA’S APRIL’S WEBINAR

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Lessons from Harris v. Viegelahn
Monday, April 11, 2016, 60 minutes
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific

Presented by: Chief Judge Melvin S. Hoffman of the U.S. Bankruptcy Court for the District of Massachusetts, Tara Twomey of NCBRC and Brett Weiss, Esq. of Chung & Press, LLC

Registration deadline: 4/11/16 at 2PM Eastern.
$25 Member / $75 Non Member
Registration HERE

In Harris v. Veigelhan, the Supreme Court resolved a disagreement among courts over the question of whether a debtor or his creditors should receive funds derived from the debtor’s post-petition wages held by the trustee under a confirmed chapter 13 plan when the case is converted to chapter 7 in good faith. In a clear, concise, and narrowly focused decision the Court ruled in the debtor’s favor. Subsequently, some courts have applied Harris broadly to deny payment of debtor’s counsel in other circumstances.

This webinar will review the various post-Harris cases that have been decided and offer practical suggestions for ways in which debtor’s counsel can get paid in unsuccessful chapter 13 cases.

If you are unable to participate in webinar at scheduled time, register by 4/11/16 at 2 PM Eastern and you will receive recording, materials and discounted pricing. After 4/11/16, the webinar will be available in the NACBA Store.

51 DAYS REMAIN UNTIL #NACABSF 2016! HAVE YOU REGISTERED?

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Free Access to Video Stream Convention Presentations

Time is winding down and soon we will be at #NACBASF experiencing a convention like no other with prominent keynote speakers, timely and informative sessions and plenty of networking while enjoying the beautiful city of San Francisco. Then too soon it will be over! But, we want you to go home, reminisce and catch any sessions you may have missed. This is why once again your Convention registration will  include three months access to replay many presentations in the comfort of your own home or office.

Register Today for the Early Bird Rate! Only 2 weeks left to receive this special rate. 

EXHIBITOR AND SPONSORSHIP OPPORTUNITIES

NACBASF and NACBA’s Fall Workshop Summit is the perfect opportunity to be an exhibitor or sponsor to showcase your product. Learn more about how you can participate in the 2016 Prospectus.

VACATION AND EDUCATION!

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Why not mix a little work with a little play! Earn CLE while you have some fun at NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016. The location might be unexpected, but the education provided aboard will be what NACBA members have come to expect from our educational programs.  Save the Date and come sail away with NACBA!

NACBA MEMBER BENEFITS

Discovery Health Exchange

Offering a marketplace for NACBA members to shop for health insurance through a selection of insurance carriers and also offering other insurance options, such as dental, vision, life, disability, critical illness etc. For more information, please contact Vice President Irene M. Walton at Irene_Walton@ajg.comor call (215) 351-4765. Please note, coverage is for individuals, not group. Also, the following states are not yet available:  VT, WV, WY, SD, RI, MT, MA, DC.

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 don’t forget to renew your NACBA Membership! Renew Today! 

Not a member of NACBA? Take advantage of all the benefits NACBA Members receive and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically

Subscribe Today!

 

 

Bankruptcy News Briefs 3/18

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Headlines Leading Into the Weekend…

Collection Agency Loses Appellate Court Ruling

Payday Loan Bill Approved by Alabama House Committee

Mounting Fears in Subprime Auto Lending Recall ’90s-Era Bubble

TCPA Case Filings Continue at Strong Rate in 2016

Credit Checks Can Go a Long Way in Determining Consumers’ Ability to Pay

Consumer Credit Default Rates Remain Stable

Bank of America Hit With Class Action Over Debt Collection Litigation on Securitized Accounts

Payday Lending, Exemption for Community Banks, Arbitration and Ally Were the Hot Topics During CFPB Director Cordray’s Testimony Before Congress

Intent to Reside Necessary to California Homestead Exemption

UPCOMING  LIVE WEBINAR

NACBA Webinars Web Banner (1)

Lessons from Harris v. Viegelahn
Monday, April 11, 2016, 60 minutes
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific

Presented by: Chief Judge Melvin S. Hoffman of the U.S. Bankruptcy Court for the District of Massachusetts, Tara Twomey of NCBRC and Brett Weiss, Esq. of Chung & Press, LLC

Registration deadline: 4/11/16 at 2PM Eastern.
$25 Member / $75 Non Member
Registration HERE

In Harris v. Veigelhan, the Supreme Court resolved a disagreement among courts over the question of whether a debtor or his creditors should receive funds derived from the debtor’s post-petition wages held by the trustee under a confirmed chapter 13 plan when the case is converted to chapter 7 in good faith. In a clear, concise, and narrowly focused decision the Court ruled in the debtor’s favor. Subsequently, some courts have applied Harris broadly to deny payment of debtor’s counsel in other circumstances.

This webinar will review the various post-Harris cases that have been decided and offer practical suggestions for ways in which debtor’s counsel can get paid in unsuccessful chapter 13 cases.

If you are unable to participate in webinar at scheduled time, register by 4/11/16 at 2 PM Eastern and you will receive recording, materials and discounted pricing. After 4/11/16, the webinar will be available in the NACBA Store.

61 DAYS UNTIL #NACBASF!

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DEADLINE FOR THE  HENRY J. SOMMER LEGAL AID SCHOLARSHIP IS TODAY!

Today is the last day to apply for the Henry J. Sommer Legal Aid Scholarship. One scholarship is awareded to a legal aid attorney who attends the Convention and is a first-time attendee at an NACBA educational program. This scholarship has been created in recognition of the extraordinary contributions to NACBA by President Emeritus Henry J. Sommer, who served on NACBA’s Board from 1992 to 2011 and as President from 2005 to 2008. The scholarship covers the registration fee and materials for the Convention.

Submit by email a cover letter and resume to admin@NACBA.org today. 

Register for NACBASF Today!

EXHIBITOR AND SPONSORSHIP OPPORTUNITIES

NACBASF and NACBA’s Fall Workshop Summit is the perfect opportunity to be an exhibitor or sponsor to showcase your product. Learn more about how you can participate in the 2016 Prospectus.

VACATION AND EDUCATION!

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Why not mix a little work with a little play! Earn CLE while you have some fun at NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016. The location might be unexpected, but the education provided aboard will be what NACBA members have come to expect from our educational programs.  Save the Date and come sail away with NACBA!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 don’t forget to renew your NACBA Membership! Renew Today! 

Not a member of NACBA? Take advantage of all the benefits NACBA Members receive and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically

Subscribe to NACBA NOW!

 

 

Bankruptcy News Briefs 3/17

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So Many Headlines Making News Today…

Biloxi Settles ‘Debtors’ Prison’ Lawsuit

Lack of Retirement Savings Spans Several Generations: Survey

CFPB Seeks to Shut Down Student Loan Debt Relief Firm

Unregulated Shadow Banks Are a Ticking Time Bomb

Scammer Banned from Debt, Mortgage Relief

Consumers’ Expectations Improve in February: Fed

CFPB Examines Problems in Student Loan Collections, Servicing

Collector Accused of Stealing $1M in Dubious Debts

CFPB’s Cordray Hints at Extended Debt Collection Rulemaking Timeline at House Hearing

FCC’s Proposed Rule Includes Limits on Calls, Autodialer Restrictions

FTC Expands List of Banned Debt Collectors; Is There Any Connection to Legitimate Firms?

Chapter 7 Trustee Suspended

62 DAYS UNTIL #NACBASF!

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DEADLINE FOR THE  HENRY J. SOMMER LEGAL AID SCHOLARSHIP TOMORROW MARCH 18TH

One scholarship is available to a legal aid attorney who attends the Convention and is a first-time attendee at an NACBA educational program. This scholarship has been created in recognition of the extraordinary contributions to NACBA by President Emeritus Henry J. Sommer, who served on NACBA’s Board from 1992 to 2011 and as President from 2005 to 2008. The scholarship covers the registration fee and materials for the Convention. Interested candidates should submit by email a cover letter and resume to admin@NACBA.org no later than Friday, March 18, 2016.

EXHIBITOR AND SPONSORSHIP OPPORTUNITIES

NACBASF and NACBA’s Fall Workshop Summit is the perfect opportunity to be an exhibitor or sponsor to showcase your product. Learn more about how you can participate in the 2016 Prospectus.

VACATION AND EDUCATION!

Sail-Away-1024x551 (1)

Why not mix a little work with a little play! Earn CLE while you have some fun at NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016. The location might be unexpected, but the education provided aboard will be what NACBA members have come to expect from our educational programs.  Save the Date and come sail away with NACBA!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 don’t forget to renew your NACBA Membership! Renew Today! 

Not a member of NACBA? Take advantage of all the benefits NACBA Members receive and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically

Subscribe to NACBA NOW!

 

Bankruptcy News Briefs 3/11

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Friday’s Headlines…

Top Democrat Pushes for More Restrictions on Debt Collection Calls

Credit Card Accounts Continue to Increase: ABA Report

First Mortgage Debt Hits $8.3 Trillion

Subprime Auto Loans Aren’t Looming Crisis: Report

CFPB Director Slated to Appear at House Financial Services Committee Hearing

Court Rules Express Consent Passes from Creditor to Collector

THE COUNTDOWN IS ON! ONLY 68 DAYS REMAIN UNTIL THE #NACBASF CONVENTION!

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Haven’t Registered Yet? It isn’t too late to receive the Early Bird Rate, Register today. Early Bird Rate Ends Friday, April 8th.

 EXHIBITOR AND SPONSORSHIP OPPORTUNITIES
Want to attend as an Exhibitor or Sponsor? NACBASF and NACBA’s Fall Workshop Summit is the perfect opportunity to be an exhibitor or sponsor to showcase your product. Learn more about how you can participate in the 2016 Prospectus.

VACATION AND EDUCATION!

Sail-Away-1024x551 (1)

Why not mix a little work with a little play! Earn CLE while you have some fun at NACBA’s Fall Workshop Summit at Sea, October 7th-10th, 2016. The location might be unexpected, but the education provided aboard will be what NACBA members have come to expect from our educational programs.  Save the Date and come sail away with NACBA!

KEEP YOUR NACBA MEMBERSHIP CURRENT

With so many exciting educational events and networking opportunities on the horizon in 2016 don’t forget to renew your NACBA Membership! Renew Today! 

Not a member of NACBA? Take advantage of all the benefits NACBA Members receive and Join  NACBA Today!

Receive NACBA’s Bankruptcy News Briefs Automatically

Subscribe to NACBA NOW!