student loan debt

Bankruptcy News Briefs 9/1

In the Headlines..

CFPB Hears Growing Calls to Draft Business Loan Data Rule

Illinois Collec tion Agency Act Updates Are Material, And Have Already Taken Effect

Payday Lenders Balk at CFPB’s Proposed Rules

Post-Discharge Agreement to Pay Unenforceable

NYDFS Amendments Take Effect Sept. 9, And New FAQs Released

New TransUnion Analysis Finds Enriched Data Boosts Recovered Dollars in Collections

Medical debt collectors up in arms over FCC ruling

NACBA Events Educate

Are You Ready for the 24th Annual NACBA Convention?

NACBA is gearing up for the 24th Annual Convention being held in beautiful San Francisco on May 19-22nd in 2016! Mark your calendar and save the date you won’t want to miss this awesome event!

The Perks of Being a NACBA Member

Summer may be coming to a close, but there are still plenty of hot topics to read in the Summer Edition of the National Consumer Bankruptcy Journal.
Want a recap o the 23rd Annual Convention? Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago for access to session recordings.
Need a change of wardrobe? Do some end of the season shopping at Brooks Brothers. All NACBA members have the opportunity to enroll for the Brooks Brothers Corporate Membership Card. As a Brooks Brothers Corporate Member, you will receive an everyday 15% savings on regular priced merchandise.
September is a perfect time to catch a baseball game! The New York Yankees are pleased to offer the members of the National Association of Consumer Bankruptcy Attorneys the opportunity to attend Yankees home games for special prices. Click HERE for more information

Do You Know Your NACBA Status?

Don’t start September, without renewing your NACBA Membership. Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/31

What’s Happening Today…

The Student-Loan Siphon

Consensual Debt Collection Calls in the Sixth Circuit

Student Loans 2016

Ohio residents score high marks on most debt, but one type is piling up

Another Step Forward Under the Student Aid Bill of Rights

Elder Law | Know your rights with debt collectors

Eleventh Circuit Examines “Debt Collector” Under the FDCPA

CBE Group Defeats Motion for Class Action Certification in TCPA Case

NACBA Events Educate

Are You Ready for the 24th Annual NACBA Convention?

NACBA is gearing up for the 24th Annual Convention being held in beautiful San Francisco, May 19-22nd in 2016! Mark your calendar and save the date you won’t want to miss this awesome event!

The Perks of Being a NACBA Member

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.
NACBA members can increase their business with a free listing in NACBA’s on-line Attorney Finder, which is prominently featured for consumers looking for a bankruptcy attorney. The Attorney Finder profile includes a link to the member’s own website, a profile of the member and other features.
Get noticed! Amicus Creative Media offers bankruptcy attorneys a comprehensive website solution that increases visibility, generates new business and supercharges referrals. As the Preferred Website Developer for NACBA, all members can receive a semi-custom website package for only $1199 (usually $2250).

Do You Know Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/25

In Today’s News..

Debt Collectors Help Alert Students to Identity Theft

Southern District of New York Recognizes Bondholders’ Rights Under Section 316(b) of the Trust Indenture Act

Tenth Circuit Confirms That a Single Payment on New Purchase Contract May Satisfy Ordinary Course Defense Under 11 U.S.C. § 547(c)(2)

Student loan debt poses bigger threat than did the “housing bubble”

Third Circuit Holds Debt Collector Bears Burden of Proving FDCPA Exception to Third Party Contact

Government Agencies Object to Corinthian Colleges Liability Releases

CFPB Considers Suing Student Loan Giant Navient For Cheating Borrowers

School-Loan Reckoning: 7 Million Are in Default

Events That Educate!

Only 1 Day Left to Register!

Don’t miss out on Registering for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. It’s Free for NACBA Members!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

Did you enjoy NACBA’s Convention in Chicago? Then you won’t want to miss the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016! Make sure you Save the Date!

The Perks of Being a NACBA Member

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.
Professional development is simple and affordable with Continuing Legal Education: On Demand with Attorney Credits.com. NACBA members are entitled to a 15% discount off allCLE courses and bundles and processes CLE credits in over 30 U.S. States.
NACBA Listserv – One of the most popular features of NACBA membership is the ability of NACBA members to pose bankruptcy questions and get real time responses from their colleagues around the country.

What’s Your NACBA Status?

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 8/24

It’s a New Week! What’s Happening?

FTC Halts Business Opportunity Scheme

CFPB Takes Action Over Allegedly Deceptive Credit Enrollment Tactics

Bona Fide Error Defense Shields Debt Collectors From Liability For Mistaken Interpretation Of Statute Of Limitations

Consumer Credit Default Rates Stabilize in July

New Data Shows Popularity of Income-Driven Repayment Plans with Student Loan Borrowers

FDCPA Lawsuits Up Sharply YTD in 2015 vs. 2014

Debtors May Want To Take It All Off, But The Supreme Court Says Junior Liens Can’t Be Stripped

Student loan debt: America’s next big crisis

How the attempt to fix student loans got bogged down by the middlemen

Fact Check: Is Refinancing Student Debt Really Good Policy?

Commentary: Mitch Daniels op-ed: A fix for student loan debt

NACBA’s Events Educate

Only 2 Days Left to Register!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

NACBA is gearing up for the next Annual Convention! Make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

More Perks of Being a Member of NACBA

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.
NACBA members can increase their business with a free listing in NACBA’s on-line Attorney Finder, which is prominently featured for consumers looking for a bankruptcy attorney. Make sure your profile is updated.
Professional development is simple and affordable with Continuing Legal Education: On Demand with Attorney Credits.com. NACBA members are entitled to a 15% discount off all CLE courses and bundles and processes CLE credits in over 30 U.S. States.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/21

Today’s Headlines…

Regulators Sue Pension Advance Firms for Deceptive Loan Fees

Bank Repossessions of Distressed Homes Soar

Fair Credit Reporting Act cases also increased in the last month and year-to-date, while Telephone Consumer Protection Act litigation continues to decline.

Springstone Financial Settles with Consumer Financial Protection Bureau

CFPB Seeks Student Loan Servicers’ Input on Federal Loan Repayment Plans

Where They Stand: Democratic Presidential Candidates On Student Loans

Uptick in Year-to-Date FDCPA Consumer Litigation Cases Continues

Debtors’ Failure to Mitigate Dooms Contempt Action

Student-Loan Borrowers Flock to Payment-Relief Programs

NACBA’s Events Educate

Don’t Miss NACBA’s Upcoming Webinar!

There is still time to Register for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. It’s Free for NACBA Members!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

NACBA is gearing up for the next Annual Convention! Make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

More Perks!

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.
In the market for new opportunities? Visit the Career Center today.
NACBA members can increase their business with a free listing in NACBA’s on-line Attorney Finder, which is prominently featured for consumers looking for a bankruptcy attorney. Make sure your profile is updated.

What’s Your NACBA Status?

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 8/20

Did You Know…

Mortgage Delinquency and Foreclosure Rates Reach Lowest Levels Since 2007

Collection Agency Act Amended in Illinois

CFPB Takes Action against Springstone Financial, LLC; Collectors Should Take Note

Second Circuit Holds Servicing Transfer Notice Not Exempt from FDCPA

Sale of Assets Results in Disposable Income

Grad-School Loan Binge Fans Debt Worries

Loan relief eyed for students hurt by Corinthian Colleges bankruptcy

Can Litigation Funding Thrive on Bankruptcy?

STUDENT LOANS: Attorney general warns against paying fees to consolidate debt

Events That Educate

Don’t Miss NACBA’s Upcoming Webinar!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

NACBA is gearing up for the next Annual Convention! Make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

More Perks!

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.
Visit NACBA’s Action Center and take action on CA Senate Bill 308
Looking for new opportunities? Visit the Career Center for job opportunities.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your

Bankruptcy News Briefs 8/17

Here’s What’s Happening…

State Lawmakers Again Plan Payday Loan Reform Push

Overall Debt Remains Flat; Student Loan Delinquencies Rise

Mortgage Lenders Still Shunning Subprime Borrowers

New Jersey Senate Passes Bill Regulating Debt Collection from Victims of Identity Theft

CFPB Investigates Lending Practices at World Acceptance Corporation

Special Alert: Second Circuit Will Not Rehear Madden Decision That Threatens to Upset Secondary Credit Markets

Revised Program Will Reduce Student Loan Repayments

Events That Educate

Register Today!

Register for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. It’s Free for NACBA Members!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

If you enjoyed #NACBACHI, then you’ll absolutely want to Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits…An Investment in You

Each NACBA member receives FREE, as part of his/her membership, access to Fastcase’s bankruptcy database. In addition, NACBA members are eligible to purchase Fastcase’s “Premium Plan,” which includes access to a database of opinions of the supreme courts and courts of appeal of all 50 states, at an annual rate of just $195. This is a significant discount from the non-member annual price of $995.

Don’t Forget…

Read timely topics that are relevant to your practice in the new Summer Edition of theNational Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/14

Today’s Headlines…

CFPB Investigates Lending Practices at World Acceptance Corporation

Household Debt Balances Remain Flat in 2015

Uninsured Rates Continue to Decline Throughout U.S.

Survey: Consumers Delay Savings and Retirement to Support Family

4 Collection Agencies File Motion to Intervene in Support of Appeals of FCC’s July 10, 2015 Declaratory Ruling

CFPB: “F” is for “Foreclosure,” “FDCPA”

Our customer has filed bankruptcy but demands that we continue to extend trade credit! Are we obligated to do so?

Another Bankruptcy Court Confirms Plan Reference to “Surrender” Means Not Defending a Lender’s Foreclosure

Congressman proposes help for people struggling with student loans

Why the growth in student loan debt slowed last year

3-pack of consumer debt bills should ease financial pain

Auto Loan Debt Tops $1 Trillion For First Time; All Consumer Debt Nearing $12 Trillion

This is what $11.85 trillion worth of household debt looks like

Events That Educate

Don’t Miss Out On Registering for This Webinar!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

sanfran

If you enjoyed #NACBACHI, then you’ll absolutely want to Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits…An Investment

Certificate of Service

NACBA members receive discounted mailing services! Every user of the NACBA/COS mailing system gets the benefit of reduced pricing on per page copy costs, reduced postage, as well as the same reliability and timeliness of the www.certificateofservice.com mailing system.

Don’t Forget…

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/13

Did You Know…

FCC Fines Marketer Nearly $3M for Robocall Violations

Regulator Wins Default Judgment; Company Ordered to Cease Collections

Data Brokers Charged in $7M Payday Loan Scam

CFPB, FDIC and OCC Issue Fines Against Citizens Bank

Serious Delinquency Rate for Single-Family Mortgages Reaches Record Low

Attorney Insight: The FCC’s TCPA Consent Order

Why the Debate Over College Costs Is About More Than College

Student loan debt hits $1.27 trillion, grows $3,055 every second

United States: What’s Next? Recent Actions Highlight CFPB’s Focus On Student Loans

Events That Educate

Free Webinar for NACBA Members!

Are you struggling to establish a powerful online presence for your law firm?
Have a website that looks nice but doesn’t bring in new business for your firm?
Not sure what kind of web presence you need since you get all of your business through referrals?

Then you definitely want to Register for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct.

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

Get Connected with NACBA’s Listserv

Do you want to connect with your peers? Pose bankruptcy questions and get real time responses ? As a NACBA member you have access to one of the most popular features of NACBA membership the NACBA Listserv. Participants enjoy the unparalleled ability to post both the easy and hard questions to some of the best consumer bankruptcy attorneys in the nation.

Don’t Forget…

The Summer Edition of the National Consumer Bankruptcy Journal is full of timely topics that are are relevant to your practice. Take some time to read it today!
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.

What’s Your NACBA Status?

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 8/12

Today’s News…

Here’s One Thing the CFPB Gets Right

ICYMI: Philadelphia Fed Research Shows Impact of Student Loan Debt on Small Business Formation

Report: Millennials Are Still Living at Home Despite Economic Recovery

Survey: Consumers Report Expectations for Slower Growth in Household Spending

Debt Collection Agencies Enter Fray Against FCC

New York Rules Could Strengthen the Relationship Between Collection Agencies and Creditors

Correction: The 1,517 Words That Have Guided First Party Outsourcing for 13 Years

Hillary Clinton Proposes Debt-Free Tuition at Public Colleges

New York Ranked 7th Worst For Student Loan Debt

Retirement Plagued By Debt? Gen X-ers, Baby Boomers Face a Cloudy Future

NACBA Events Educate!

Free Webinar for NACBA Members!

Are you struggling to establish a powerful online presence for your law firm?
Have a website that looks nice but doesn’t bring in new business for your firm?
Not sure what kind of web presence you need since you get all of your business through referrals?

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

Make Receiving Payments Simple and Compliant

NACBA Members receive up to 25% off processing fees by accepting debit and credit card payments through the LawPay Merchant program. LawPay is the payment solution recommended by over 60 national, state and local bar associations because it complies with ABA and state requirements for managing client funds. Visit Lawpay today to get started.

Don’t Forget…

Check out the Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!