Student Loans

Bankruptcy News Briefs 12/5

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Credit Cards, Auto and Student Loans Cause ‘Modest’ Increase in Household Debt

NACBA Takes On 11th Circuit Judicial Estoppel Doctrine

Consumer and Small Business Advocates Oppose OCC’s Plan to Offer Fintech Lending Charters

Advocates Applaud Bill to Give Fake Account Victims Their Day in Court

CFPB Issues Fact Sheet on Prepaid Card Rule Effective Dates

Reporting Medical Debt, Consumer Driven Health Plans and more in December Pulse

Class-action lawsuit against Nebraska debt collector settled for $198K

Ninth Circuit finds foreclosure trustee isn’t debt collector under federal law

What’s In A Barcode?: District Court In Eleventh Circuit Adopts Benign Language Exception For Debtor’s Account Number

FCC Reiterates Its Position that Robotexts are Subject to TCPA

Creditors Committees’ Members May Not Be Sued Absent Bankruptcy Court’s Permission

Bankruptcy When You Are on Disability

From Federal Procedure Rules to State Bar Association Rules —Lawyers Need Tech Skills to Remain Competent

Long Anticipated Bankruptcy Law Goes Into Effect

Upcoming NACBA Events

2016 VIRTUAL BANKRUPTCY WORKSHOP

A two (2) day overview of cutting edge consumer bankruptcy education in a virtual format presented by some of the top bankruptcy experts in the United States.

DATES: Friday, December 9, 2016 & Friday, December 16, 2016

TIMES:
Friday, December 9: 12:00 PM – 3:30 PM EASTERN and
Friday, December 16: 12:00 PM – 3:00 PM EASTERN

Schedule conflict? No worries at all.
Register by 12/8/16 and the recordings will be emailed to you upon request.


COST:
$99 NACBA Members, $199 Non Members

INCLUDES:
All Materials, Certificate of Attendance, Seminar Recordings, Live Q&A

REGISTER HERE

NACBA Webinars Web Banner (1)

Give yourself a gift and register for December’s Webinar!

Growing Your Bankruptcy Practice in 2017 and Beyond

Date: Wednesday, December 14, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Richard James, CEO, Office of Richard James
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

If you want to build a law firm that supports your lifestyle, instead of undermining it, then join Richard James on Wednesday, December 14th at 3 PM ET. If you want 2017 to be the year that you finally build the law firm of your dreams, then you have to be on this webinar training. Learn the key strategies that hundreds of Richard James’ clients are using to grow like never before. This is real world, in the trenches advice you can put to practice right away.

Celebrate 25 Years of NACBA!

Save the Date for NACBA’s Silver Anniversary Annual Convention

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

 

Bankruptcy News Briefs 11/30

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What Might a Trump Administration Mean for Bankruptcy Lawyers?

Eleventh Circuit Decides Surrender Means Just That

Consumers Complaining About Debt Settlement, Check Cashing, Says CFPB

Consumer Financial Protection Bureau in jeopardy under Donald Trump

U.S. to Forgive at Least $108 Billion in Student Debt in Coming Years

Under Trump, proposed rules on consumer debt collection are uncertain

Pending Changes in the Bankruptcy Forms

Trump Treasury Choice Steven Mnuchin Vows to ‘Strip Back’ Dodd-Frank

Upcoming NACBA Events

2016 VIRTUAL BANKRUPTCY WORKSHOP

A two (2) day overview of cutting edge consumer bankruptcy education in a virtual format presented by some of the top bankruptcy experts in the United States.

DATES: Friday, December 9, 2016 & Friday, December 16, 2016

TIMES:
Friday, December 9: 12:00 PM – 3:30 PM EASTERN and
Friday, December 16: 12:00 PM – 3:00 PM EASTERN

Schedule conflict? No worries at all.
Register by 12/8/16 and the recordings will be emailed to you upon request.


COST:
$99 NACBA Members, $199 Non Members

INCLUDES:
All Materials, Certificate of Attendance, Seminar Recordings, Live Q&A

REGISTER HERE

NACBA Webinars Web Banner (1)

Give yourself a gift and register for December’s Webinar!

Growing Your Bankruptcy Practice in 2017 and Beyond

Date: Wednesday, December 14, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Richard James, CEO, Office of Richard James
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

If you want to build a law firm that supports your lifestyle, instead of undermining it, then join Richard James on Wednesday, December 14th at 3 PM ET. If you want 2017 to be the year that you finally build the law firm of your dreams, then you have to be on this webinar training. Learn the key strategies that hundreds of Richard James’ clients are using to grow like never before. This is real world, in the trenches advice you can put to practice right away.

Celebrate 25 Years of NACBA!

Save the Date for NACBA’s Silver Anniversary Annual Convention

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 11/29

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9th Cir. Holds Debtor’s Acknowledgement of Debt Does Not Excuse Untimely Proof of Claim

Attorney “On Retainer” for Collection Agency Must Provide his Own Validation Notice When Contacting a Consumer

PHH handed next move in battle with CFPB

CFPB Warns Banks About Risks of Sales Incentives

Court Rightly Set Four-Year Limit on Collection Cases

Bankruptcy May Improve Your Credit Score!

Black Friday and Bankruptcy

Avoiding a Lien Requires that the Lien Exist

Housing Market Health Exemplified by Low Foreclosures and Delinquencies

Maryland’s Misguided Foray Into Student Loan Forgiveness

Upcoming NACBA Events

So you missed the NACBA Cruise?
So did we but here is your chance to catch up!

2016 VIRTUAL BANKRUPTCY WORKSHOP

A two (2) day overview of cutting edge consumer bankruptcy education in a virtual format presented by some of the top bankruptcy experts in the United States.

DATES: Friday, December 9, 2016 & Friday, December 16, 2016

TIMES:
Friday, December 9: 12:00 PM – 3:30 PM EASTERN and
Friday, December 16: 12:00 PM – 3:00 PM EASTERN

Schedule conflict? No worries at all.
Register by 12/8/16 and the recordings will be emailed to you upon request.


COST:
$99 NACBA Members, $199 Non Members

INCLUDES:
All Materials, Certificate of Attendance, Seminar Recordings, Live Q&A

REGISTER HERE

NACBA Webinars Web Banner (1)

Give yourself a gift and register for December’s Webinar!

Growing Your Bankruptcy Practice in 2017 and Beyond

Date: Wednesday, December 14, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Richard James, CEO, Office of Richard James
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

If you want to build a law firm that supports your lifestyle, instead of undermining it, then join Richard James on Wednesday, December 14th at 3 PM ET. If you want 2017 to be the year that you finally build the law firm of your dreams, then you have to be on this webinar training. Learn the key strategies that hundreds of Richard James’ clients are using to grow like never before. This is real world, in the trenches advice you can put to practice right away.

Celebrate 25 Years of NACBA!

Save the Date for NACBA’s Silver Anniversary Annual Convention

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

 

Bankruptcy News Briefs 11/23

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FCC Enforcement Bureau Issues Advisory on Text Message Compliance with TCPA

Fed Survey Shows Decline in Consumers’ Experiences in the Credit Market

FCC Releases TCPA Enforcement “Reminder” as Speculation Continues About Trump Effect

Student Loan Servicer Reaches $2.4 Million Settlement with State of Massachusetts

Texas Court Addresses Post-Petition Sale of Homestead in Chapter 7

Chris Lazarini Analyzes Right to Jury Under Section 4 of Federal Arbitration Act

Ninth Circuit Holds Trustees Performing Non-Judicial Foreclosures Are Not Debt Collectors Pursuant To FDCPA

Upcoming NACBA Events

So you missed the NACBA Cruise?
So did we but here is your chance to catch up!

2016 VIRTUAL BANKRUPTCY WORKSHOP

A two (2) day overview of cutting edge consumer bankruptcy education in a virtual format presented by some of the top bankruptcy experts in the United States.

DATES: Friday, December 9, 2016 & Friday, December 16, 2016

TIMES:
Friday, December 9: 12:00 PM – 3:30 PM EASTERN and
Friday, December 16: 12:00 PM – 3:00 PM EASTERN

Schedule conflict? No worries at all.
Register by 12/8/16 and the recordings will be emailed to you upon request.


COST:
$99 NACBA Members, $199 Non Members

INCLUDES:
All Materials, Certificate of Attendance, Seminar Recordings, Live Q&A

REGISTER HERE

NACBA Webinars Web Banner (1)

Give yourself a gift and register for December’s Webinar!

Growing Your Bankruptcy Practice in 2017 and Beyond

Date: Wednesday, December 14, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Richard James, CEO, Office of Richard James
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

If you want to build a law firm that supports your lifestyle, instead of undermining it, then join Richard James on Wednesday, December 14th at 3 PM ET. If you want 2017 to be the year that you finally build the law firm of your dreams, then you have to be on this webinar training. Learn the key strategies that hundreds of Richard James’ clients are using to grow like never before. This is real world, in the trenches advice you can put to practice right away.

Celebrate 25 Years of NACBA!

Save the Date for NACBA’s Silver Anniversary Annual Convention

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 11/22

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6th Cir. Rejects Debt Collector’s Efforts to Distinguish Campbell-Ewald Following Offer of Judgment Success in Trial Court

CFPB Files Amicus Brief in FDCPA Case About Social Security Benefits

CFPB Requests that a Federal Appeals Court Rehear Its Constitutionality Case

CFPB Seeks Public Input on Consumers’ Access to Financial Records

Poor oversight of a student loan benefit may be hurting military borrowers, GAO says

Federal court says Ohio law firm didn’t violate Fair Debt Collection Practices Act

Black Friday: The Holiday Surge In U.S. Consumer Debt And Spending

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

Give yourself a gift and register for December’s Webinar!

Growing Your Bankruptcy Practice in 2017 and Beyond

Date: Wednesday, December 14, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Richard James, CEO, Office of Richard James
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

If you want to build a law firm that supports your lifestyle, instead of undermining it, then join Richard James on Wednesday, December 14th at 3 PM ET. If you want 2017 to be the year that you finally build the law firm of your dreams, then you have to be on this webinar training. Learn the key strategies that hundreds of Richard James’ clients are using to grow like never before. This is real world, in the trenches advice you can put to practice right away.

Celebrate 25 Years of NACBA!

Save the Date for NACBA’s Silver Anniversary Annual Convention

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 11/18

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TCPA Cases Approach Milestone for 2016: Consumer filings under the Telephone Consumer Protection Act could top 5,000 this year.

Bankruptcy History Creates Inference of Intent to Hinder, Delay

Can Trump Make the TCPA Great Again? A Highly-Speculative Look at the Future of the TCPA under a Trump Presidency 

CFPB Field Hearing Investigates Storage, Use and Transmission of Digital Financial Records

Money 101: Here’s everything we know about Trump’s student debt plans

UDAAP Violations in Consumer Debt Collection

The CFPB must educate as it regulates debt collection

Upcoming NACBA Events

There’s Still Time to Register for Today’s Webinar

NACBA Webinars Web Banner (1)

Post Election: Now What?

Date: November 18, 2016
Time: 12:00 PM Eastern / 12:45 PM Pacific (45 minutes)
Presenters:
– Maureen Thompson, NACBA Legislative Director
– Jonathan Yarowsky, NACBA Advocate
– Ike Shulman, NACBA Legislative Committee Chair
– Ed Boltz, NACBA President
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

Few people predicted that we would wake up on November 9th to a Trump Administration. But, come January 20th Mr. Trump will be in the White House and Republicans will control the Administration, the House of Representatives and the Senate for the first time since 2005.

NACBA invites you to join a webinar on Friday, November 18, 2016 to learn about how NACBA’s Advocacy program intends to respond to the new environment, the opportunities and challenges we see ahead, what the new Administration might mean for your bankruptcy practice, and how you can get involved to help NACBA reach its goals.

Growing Your Bankruptcy Practice in 2017 and Beyond

Date: Wednesday, December 14, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Richard James, CEO, Office of Richard James
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

If you want to build a law firm that supports your lifestyle, instead of undermining it, then join me on Wednesday, December 14th at 3pm ET. If you want 2017 to be the year that you finally build the law firm of your dreams, then you have to be on this webinar training. I am going to share with you the key strategies that hundreds of my clients are using to grow like never before. This is real world, in the trenches advice you can put to practice right away.

Celebrate 25 Years of NACBA!

Save the Date for NACBA’s Silver Anniversary Annual Convention

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 11/17

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Title-Pawned Vehicles Property of Estate

Consumer Advisory: Beware Holiday Shoppers Deferred Interest Promotions Promise 0% Now But Can Cost Big Bucks Later

Overall Consumer Credit Default Rates Increase in October

GOP, Business Groups Launch Campaign to Constrain CFPB

CFPB, Schneiderman team for lawsuit

$5.5 Million TCPA Class Action Settlement Against Debt

Hensarling Says He’s Willing to Tweak Dodd-Frank Overhaul Plan

President Trump’s Impact On Your Student

Upcoming NACBA Events

There’s Still Time to Register for Today’s Webinar

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

There are 6 critical numbers every bankruptcy lawyer running and growing a business needs to understand and review every month. Unfortunately, many attorneys don’t have the systems in place to obtain these numbers nor do they know which numbers are the most critical to their success. If you don’t know your numbers you cannot build a financially successful law firm! This webinar will provide you with the tools you need to accurately gauge the financial stability and health of your business.

In this information-packed webinar you will discover:

  • The 6 key metrics you need to track.
  • How to determine your cash flow so you can plan for future growth.
  • 5 areas you need to upgrade to take your law firm to the next level.

Post Election: Now What?

Date: November 18, 2016
Time: 12:00 PM Eastern / 12:45 PM Pacific (45 minutes)
Presenters:
– Maureen Thompson, NACBA Legislative Director
– Jonathan Yarowsky, NACBA Advocate
– Ike Shulman, NACBA Legislative Committee Chair
– Ed Boltz, NACBA President
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 11/16

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Consumers’ Spending Expectations Drop After Improvement in September

GOP, Business Groups Launch Campaign to Constrain CFPB

CUNA, credit unions bring debt collection concerns to CFPB

General Revenue Corp. accused of sending debt collection letter with false information

Auto debt climbs fast

Reserve Bank warns need to ‘watch things carefully’ in face of high and rising debts

Here’s What Student Debt Looks Like Across the Country

New Jersey Ranks Ninth in Student Loan Debt

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

There are 6 critical numbers every bankruptcy lawyer running and growing a business needs to understand and review every month. Unfortunately, many attorneys don’t have the systems in place to obtain these numbers nor do they know which numbers are the most critical to their success. If you don’t know your numbers you cannot build a financially successful law firm! This webinar will provide you with the tools you need to accurately gauge the financial stability and health of your business.

In this information-packed webinar you will discover:

  • The 6 key metrics you need to track.
  • How to determine your cash flow so you can plan for future growth.
  • 5 areas you need to upgrade to take your law firm to the next level.

Post Election: Now What?

Date: November 18, 2016
Time: 12:00 PM Eastern / 12:45 PM Pacific (45 minutes)
Presenters:
– Maureen Thompson, NACBA Legislative Director
– Jonathan Yarowsky, NACBA Advocate
– Ike Shulman, NACBA Legislative Committee Chair
– Ed Boltz, NACBA President
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

 

Bankruptcy News Briefs 11/15

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Consumer Spending on the Rise in September

NY Judge Sanctions Plaintiff Attorney for Making Mountain Out Of Molehill

Election Implications For The CFPB

Future of CFPB in Play as Warren Digs In

November Surprise? Ninth Circuit Resurrects Post-Default Interest

Consumers battered by financial crisis getting their credit back

November Surprise? Ninth Circuit Resurrects Post-Default Interest

Exclusive: Audit of U.S. stress test ready, may aid Dodd Frank overhaul fight

Federal Watchdog Agency Steps Up Inquiry Into Home

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

There are 6 critical numbers every bankruptcy lawyer running and growing a business needs to understand and review every month. Unfortunately, many attorneys don’t have the systems in place to obtain these numbers nor do they know which numbers are the most critical to their success. If you don’t know your numbers you cannot build a financially successful law firm! This webinar will provide you with the tools you need to accurately gauge the financial stability and health of your business.

In this information-packed webinar you will discover:

  • The 6 key metrics you need to track.
  • How to determine your cash flow so you can plan for future growth.
  • 5 areas you need to upgrade to take your law firm to the next level.

Post Election: Now What?

Date: November 18, 2016
Time: 12:00 PM Eastern / 12:45 PM Pacific (45 minutes)
Presenters:
– Maureen Thompson, NACBA Legislative Director
– Jonathan Yarowsky, NACBA Advocate
– Ike Shulman, NACBA Legislative Committee Chair
– Ed Boltz, NACBA President
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy New Briefs 11/14

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Monday’s Headlines…

Consumer Financial Services Regulation Will Remain in a Trump Presidency

Ninth Circuit Reverses Itself on Payment of Default Interest in Cure Cases

Credit Union National Association calls on CFPB to freeze new regulations

How you could save under Trump’s student loan repayment plan

Envelope’s Display of Barcode With Embedded Account Number Does Not Violate FDCPA, Court Rules

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

There are 6 critical numbers every bankruptcy lawyer running and growing a business needs to understand and review every month. Unfortunately, many attorneys don’t have the systems in place to obtain these numbers nor do they know which numbers are the most critical to their success. If you don’t know your numbers you cannot build a financially successful law firm! This webinar will provide you with the tools you need to accurately gauge the financial stability and health of your business.

In this information-packed webinar you will discover:

  • The 6 key metrics you need to track.
  • How to determine your cash flow so you can plan for future growth.
  • 5 areas you need to upgrade to take your law firm to the next level.

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!