Stephen Fairley

Bankruptcy News Briefs 10/20

Let’s Kick Off The Weekend With New Headlines…

From the Web: ‘A Look at the Nation’s Credit Scores by State’

Acting OCC Comptroller Keith Noreika and CFPB Director Richard Cordray Spar Over Arbitration Rule

Could CFPB’s Data Sharing Principles Make Debt Collection Better Too?

Retiree Can’t Wipe Out Loans for Son’s College in Bankruptcy

Should ‘No Money Down’ Chapter 7s Be Allowed?

Bankruptcy Filings Hit 10-year Low, May Rise Again

U.S. Consumer Bureau Offers Rules for Financial Data Collection

CFPB Student Loan Ombudsman Issues Sixth Annual Report

FTC Obtains $4.1 Million Judgment Against Seller of Fake Payday Loans

District Court Finds that Bankruptcy Court Misapplied Law Regarding Tenancy by the Entireties, Remands Case for Factual Findings

Chapter 13 Debt Limits Should be Raised or Eliminated, Some Say

Register for October’s Webinar!

Top 10 Ways to Drastically Increase Lead Conversion

Date: Thursday, October 26th, 3:00 PM – 4:00 PM Eastern
Presented By: Stephen Fairley, Founder & CEO of The Rainmaker Institute
Cost:  Member Benefit – No Cost for NACBA Members
Register: HERE

What’s New at NACBA?

NACBA Membership Promotion! 

Renew your NACBA membership this month for a chance to be entered to win not one but 2 amazing resources! Here’s what you can win!

  • NCLC’s Quick Guide to Federal Evidence and Objections(value $35). An essential practice tool for federal (and even state) court litigation, facilitating objection by rule number, and including common objections and motions at every stage of a case.
  • In addition to the Quick Guide to Evidence, winners will also receive the guide inside a NACBA logo portfolio (value $50). This portfolio even includes a protective space for your tablet!

Just renew your membership for a chance at winning!  Two (2) winners will be chosen at random each month.

Save The Date!

 

  • Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver! Registration opens November 13,2017!
  • NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! 
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Bankruptcy News Briefs 10/18

Midweek Headlines…

Consumer Litigation Filings Under FCRA Continue Growth

Debtors Who Placed Extravagant Lifestyle Ahead of Paying Down Massive Tax Debt Were Not Entitled to Discharge Income Taxes

Survey: The Impact of a College Degree on Financial Health

Washington District Court Adopts Seventh Circuit Analysis Regarding Collection of Time-Barred Debts

Reminder: Timely Notice of Appeal Is Jurisdictional

After Equifax breach and ahead of 2018 filing season, IRS lays out plans to defend against tax frauds

IRS suspends $7.25 million contract with Equifax after complaints from lawmakers, including Sen. Ben Sasse

Don’t Rely on U.S. Consumers to Power Global Growth

How to Reverse Medicare Surcharges When Your Income Changes

Southern District Judges Preside Over Record High Bankruptcy Cases

Register for October’s Webinar!

Top 10 Ways to Drastically Increase Lead Conversion

Date: Thursday, October 26th, 3:00 PM – 4:00 PM Eastern
Presented By: Stephen Fairley, Founder & CEO of The Rainmaker Institute
Cost:  Member Benefit – No Cost for NACBA Members
Register: HERE

NACBA Membership Promotion! 

Renew your NACBA membership this month for a chance to be entered to win not one but 2 amazing resources! Here’s what you can win!

  • NCLC’s Quick Guide to Federal Evidence and Objections(value $35). An essential practice tool for federal (and even state) court litigation, facilitating objection by rule number, and including common objections and motions at every stage of a case.
  • In addition to the Quick Guide to Evidence, winners will also receive the guide inside a NACBA logo portfolio (value $50). This portfolio even includes a protective space for your tablet!

Just renew your membership for a chance at winning!  Two (2) winners will be chosen at random each month.

Save The Date!

 

  • Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver! Registration opens November 13,2017!
  • NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! 

Bankruptcy News Briefs 10/17

Dive Into Tuesday’s Headlines…

Another 1099(c) Disclosure Case Moves Forward in New Jersey

CFPB: Student Loan Complaints Tie to Homeownership

More Details On Finance Industry’s CFPB Arbitration Rule Lawsuit

CFPB Files Lawsuit Against Debt Relief Companies For Alleged Misrepresentation Of Government Affiliation

District Court Provides Successful Road Map for Bona Fide Error Defense

Individuals With Student Loan Debt Are Facing “Unprecedented Financial Challenge,” New Research Finds

Why Wall Street is sticking with Equifax

Register for October’s Webinar!

Top 10 Ways to Drastically Increase Lead Conversion

Date: Thursday, October 26th, 3:00 PM – 4:00 PM Eastern
Presented By: Stephen Fairley, Founder & CEO of The Rainmaker Institute
Cost:  Member Benefit – No Cost for NACBA Members
Register: HERE

NACBA Membership Promotion! 

Renew your NACBA membership this month for a chance to be entered to win not one but 2 amazing resources! Here’s what you can win!

  • NCLC’s Quick Guide to Federal Evidence and Objections(value $35). An essential practice tool for federal (and even state) court litigation, facilitating objection by rule number, and including common objections and motions at every stage of a case.
  • In addition to the Quick Guide to Evidence, winners will also receive the guide inside a NACBA logo portfolio (value $50). This portfolio even includes a protective space for your tablet!

Just renew your membership for a chance at winning!  Two (2) winners will be chosen at random each month.

Save The Date!

 

  • Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver! Registration opens November 13,2017!
  • NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! 

Bankruptcy News Briefs 10/13

Headlines Kicking Off the Weekend…

House Financial Services Committee Passes Legislation Against Operation Choke Point

Perkins Loan Federal Student Aid Program Expires

Latest Deadline Passes in Dept of ED Collection Case; Judge Sets New Deadline

Court Takes a Hard Line on Curing Direct Mortgage Payment Default

Help the CFPB Stop Predatory Loans From Ruining Lives

3 District Court Decisions Highlight Limits To CFPB Claims

Payday Debt Collector, Servicer Must Forgive $12M

Mortgage Abuses Against Seniors Top List Of Consumer Complaints

Debt Collector Defeats FDCPA Suit with Bona Fide Error Defense

Legislation Would Legalize ‘Valid When Made’ Rule

JPMorgan, Citigroup Expect More Credit-Card Users to Default

Solve the Student Debt Crisis

§523(a)(9) Exception to Discharge for Damage Caused by Drunk Driving Does Not Apply to Debtor Who Allowed Another Person to Driver her Car

Register for October’s Webinar!

Top 10 Ways to Drastically Increase Lead Conversion

Date: Thursday, October 26th, 3:00 PM – 4:00 PM Eastern
Presented By: Stephen Fairley, Founder & CEO of The Rainmaker Institute
Cost:  Member Benefit – No Cost for NACBA Members
Register: HERE

NACBA Membership Promotion! 

Renew your NACBA membership this month for a chance to be entered to win not one but 2 amazing resources! Here’s what you can win!

  • NCLC’s Quick Guide to Federal Evidence and Objections(value $35). An essential practice tool for federal (and even state) court litigation, facilitating objection by rule number, and including common objections and motions at every stage of a case.
  • In addition to the Quick Guide to Evidence, winners will also receive the guide inside a NACBA logo portfolio (value $50). This portfolio even includes a protective space for your tablet!

Just renew your membership for a chance at winning!  Two (2) winners will be chosen at random each month.

Save The Date!

 

  • Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver! Registration opens November 13,2017!
  • NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! 

 

Bankruptcy News Briefs 10/12

Thursday’s Headlines in the Briefs...

Fed Survey: Consumers’ Pessimism About Household Finances, Credit Continues

Pennsylvania Enters into a New Era of Consumer Protection Enforcement: What Financial Services Companies Must Do Now

NCLC Report Finds Discretionary Pricing and Racial Disparities in Auto Add-on Products Sold by Car Dealers

Debtor Loses Argument that “Current Monthly Income” for the Means Test Includes Gross Income Received 60 Days Before Filing Date

OLDER CONSUMERS IN THE FINANCIAL MARKETPLACE

House Financial Services Committee Hears Bill to Exempt Lawyers from FDCPA in Connection with Legal Proceedings and Related Communications

The Sheer Magnitude of Debtor’s Overstatement of Income on Application Supported Inference of Intent to Deceive Under 523(a)(2)

Cutting Off Consumers: A new regulation will burden low- and middle-income Americans reliant on payday loans.

NAFCU supports CFPB TRID proposal to fix “black hole”

Best’s Special Report: Student Loan-Backed Securities: Top of the Class or Not Making the Grade?

New York Federal Court Holds Pre-Foreclosure Notice Is Not Subject to FDCPA

Equifax Website Hacked Again

Key House Republican Plans Bill to Rein In Credit Bureaus After Equifax Hack

Register for October’s Webinar!

Top 10 Ways to Drastically Increase Lead Conversion

Date: Thursday, October 26th, 3:00 PM – 4:00 PM Eastern
Presented By: Stephen Fairley, Founder & CEO of The Rainmaker Institute
Cost:  Member Benefit – No Cost for NACBA Members
Register: HERE

NACBA Membership Promotion! 

Renew your NACBA membership this month for a chance to be entered to win not one but 2 amazing resources! Here’s what you can win!

  • NCLC’s Quick Guide to Federal Evidence and Objections(value $35). An essential practice tool for federal (and even state) court litigation, facilitating objection by rule number, and including common objections and motions at every stage of a case.
  • In addition to the Quick Guide to Evidence, winners will also receive the guide inside a NACBA logo portfolio (value $50). This portfolio even includes a protective space for your tablet!

Just renew your membership for a chance at winning!  Two (2) winners will be chosen at random each month.

Save The Date!

 

  • Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver! Registration opens November 13,2017!
  • NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havana, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!

Bankruptcy News Briefs 10/10

Dive Into Today’s Headlines…

Bankruptcy Filings Decline Overall in 2017

Consumer Borrowing Slows on All Fronts in August

Navient Subject of AFL-CIO Call For Insider Trading Probe

Working-Class Americans Face Growing Debt Burdens, Moody’s Says

OCC Reacts To CFPB’s Final Payday Loan Rule By Rescinding Its Deposit Advance Product Guidance

What the CFPB’s New Payday Lending Rule Means for Consumers

CFPB Amends Mortgage Servicing Rule to Facilitate Communications with Borrowers

Sen. Jamie Eldridge promotes Debt Collection Fairness Act

The Saga Continues: Who, Exactly, is a Debt Collector?

CUs Near Record Share of Consumer Loans in August

Bankruptcy Isn’t for Everyone. Maybe It Should Be.

Baby Boomers Are Drowning In Student Loan Debt

Bad Advice Sparks Confusion Over Student Loan Forgiveness Eligibility

In the wake of Equifax, there’s a fourth credit bureau you might want to contact

Register for October’s Webinar!

Top 10 Ways to Drastically Increase Lead Conversion

Date: Thursday, October 26th, 3:00 PM – 4:00 PM Eastern
Presented By: Stephen Fairley, Founder & CEO of The Rainmaker Institute
Cost:  Member Benefit – No Cost for NACBA Members
Register: HERE

NACBA Membership Promotion! 

Renew your NACBA membership this month for a chance to be entered to win not one but 2 amazing resources! Here’s what you can win!

  • NCLC’s Quick Guide to Federal Evidence and Objections(value $35). An essential practice tool for federal (and even state) court litigation, facilitating objection by rule number, and including common objections and motions at every stage of a case.
  • In addition to the Quick Guide to Evidence, winners will also receive the guide inside a NACBA logo portfolio (value $50). This portfolio even includes a protective space for your tablet!

Just renew your membership for a chance at winning!  Two (2) winners will be chosen at random each month.

Save The Date!

 

  • Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver! Registration opens November 13,2017!
  • NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havana, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!

 

Bankruptcy News Briefs 10/9

Monday’s Headlines…

Federal Judge Allows CFPB Case Against Debt Collection Law Firm to Move Forward

Experts React to FDCPA Court Decision on Emailed Validation Notice

Recoupment permits Social Security Administration to Recover its Debt for Prepetition Sick Leave from Debtor’s Postpetition Sick Leave Without Violating Discharge Injunction

Child Support Repayment Can Be Wiped Out in Bankruptcy

Dist. Ct.: 63-Year-Old Suspended Lawyer Could Not Discharge $500,000 in Student Loans Where he Made No Good Faith Effort to Pay them for 31 years

Preliminary Thoughts on the New CFPB Rule

Wife’s Solo Bankruptcy Filing Doesn’t Pass ‘Smell Test’

Lawyer Can’t Recover Costs Advanced in Chapter 13 Case

New payday loan rules: What you need to know

Loan for Medical Prep Course Can Be Wiped Out in Bankruptcy

Dead Debtor Can’t Convert Chapter 13 Case to Chapter 7

Register for October’s Webinar!

Top 10 Ways to Drastically Increase Lead Conversion

Date: Thursday, October 26th, 3:00 PM – 4:00 PM Eastern
Presented By: Stephen Fairley, Founder & CEO of The Rainmaker Institute
Cost:  Member Benefit – No Cost for NACBA Members
Register: HERE

NACBA Membership Promotion! 

Renew your NACBA membership this month for a chance to be entered to win not one but 2 amazing resources! Here’s what you can win!

  • NCLC’s Quick Guide to Federal Evidence and Objections(value $35). An essential practice tool for federal (and even state) court litigation, facilitating objection by rule number, and including common objections and motions at every stage of a case.
  • In addition to the Quick Guide to Evidence, winners will also receive the guide inside a NACBA logo portfolio (value $50). This portfolio even includes a protective space for your tablet!

Just renew your membership for a chance at winning!  Two (2) winners will be chosen at random each month.

Save The Date!

 

  • Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!
  • NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havana, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!