Bankruptcy Filings

Bankruptcy News Briefs 11/17

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Today’s Headlines…

Illinois County Hires Agency to Pursue $2M in Court Delinquencies

Low Delinquencies, Steady Balance Growth Point to Stable Consumer Credit Market

$95.5M Settlement Reached in For-Profit Education Case

Illinois students of for-profit schools to get $3M in debt relief under settlement

United States: FTC, CFPB, And States Collaborate To Clamp Down On Illegal Debt Collection

CFPB Revises Supervisory Appeals Process

Bad Debt Collectors and Their Prey

Debt Collection Deal Promises to Wipe Out Default Judgments

Ninth Circuit Decision Allows Debtors to Collect Attorney Fees for Enforcing the Automatic Stay in Bankruptcy Cases

Register for NACBA’s Upcoming Webinars!

NOVEMBER WEBINARS

2 Days are Remaining! Did You Register for Thursday’s Webinar? “Modernized Bankruptcy Forms Webinar”

Don’t Miss the Webinar Every Consumer Bankruptcy Attorney Needs to Attend!

Thursday, November 19, 2015
3:00 PM ET/ 2:00 PM CT/1:00 PM MT/12:00 PM PT
Presented by: Norma Hammes, Esq., Carey Ebert, Esq., (United States Chapter 7 & 13 Trustee) &Walter Oney, Esq.

When you register for the “Modernized Bankruptcy Forms Webinar,” you’ll receive a comprehensive overview on what Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015. Register Today!

Give Yourself A Gift and Register for These Upcoming Webinars in December!

Beyond Confidentiality: Bankruptcy Attorneys and Security Best Practices
Wednesday, December 9, 2015
3:00 PM Eastern /2:00 PM Central / 1:00 PM Mountain / 12:00 PM Pacific,
Presented by: Catherine Sanders Reach, Director, Law Practice Management & Technology, Chicago Bar Association
Registration is Open!

Encumbered Property
Tuesday, December 15, 2015
3 PM Eastern / 2 PM Central / 1 PM Mountain / 12 PM Pacific
Presented by: Hon. Eugene R. Wedoff & Tara Twomey, Esq.
Registration is Open!

ATTENTION #NACBASF EXHIBITORS AND SPONSORS! RESERVE YOUR BOOTH TODAY!

Don’t miss out on the opportunity to be an exhibitor or sponsor at the 24th NACBA Convention in San Francisco, CA May 19-22nd 2016 and/or at NACBA”s Fall Workshop, Summit at Sea, October 7-10th 2016! Registration is NOW OPEN! Check out the Prospectus to reserve your booth or become a sponsor today!

THE 24th ANNUAL NACBA CONVENTION IS AROUND THE CORNER!

Save the date we’re heading to the golden coast! Join us in San Francisco, CA on May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention packed with sessions, speakers and networking opportunities you won’t want to miss!

COME SAIL AWAY! SAVE THE DATE FOR NACBA’s SUMMIT AT SEA!

NACBA is pleased and excited to announce the return of our Members-Only Fall Event! On October 7-10, 2016 prepare to set sail on NACBA’s maiden voyage at sea! The Summit at Sea will offer education on a variety of topics that you will not want to miss. NACBA encourages you to bring the family too! The schedule and speakers will be announced shortly.

NACBA MEMBERSHIP

There are so many exciting educational events and networking opportunities on the horizon that you won’t want to miss out one so make sure your NACBA Membership is current, Renew Today!

Not a member of NACBA? Consider Joining and take advantage of all the benefits that NACBA offers!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy News Briefs 11/9

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Monday’s Headlines…

Debt-Buying Giant Reports Q3 Drops in Revenue, Net Income

Landmark TCPA Ruling Turns Focus to Quality Data Over Quantity

Year-Over-Year Bankruptcy Filings Decrease 11 Percent

Details Of The 30 Operation Collection Protection Enforcement Actions

Ohio Attorney General Sues New York Collection Operation

Consumer Credit Up a Record $28.9B

ATTENTION #NACBASF EXHIBITORS AND SPONSORS! RESERVE YOUR BOOTH TODAY!

Start Your Week Out on the Right Foot! Register for NACBA’s Upcoming Webinars!

NOVEMBER WEBINARS

The Webinar Every Consumer Bankruptcy Attorney Needs to Attend!

Modernized” Bankruptcy Forms Webinar

Thursday, November 19, 2015
3:00 PM ET/ 2:00 PM CT/1:00 PM MT/12:00 PM PT
Presented by: Norma Hammes, Esq., Carey Ebert, Esq., (United States Chapter 7 & 13 Trustee) &Walter Oney, Esq.

Description: Full overview on what Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015. Register Today!

DECEMBER WEBINARS

Beyond Confidentiality: Bankruptcy Attorneys and Security Best Practices,
Wednesday, December 9, 2015
3:00 PM Eastern /2:00 PM Central / 1:00 PM Mountain / 12:00 PM Pacific,
Presented by: Catherine Sanders Reach, Director, Law Practice Management & Technology, Chicago Bar Association
Registration is Open!

Encumbered Property
Tuesday, December 15, 2015
3 PM Eastern / 2 PM Central / 1 PM Mountain / 12 PM Pacific
Presented by: Hon. Eugene R. Wedoff & Tara Twomey, Esq.
Registration is Open!

BENEFIT SPOTLIGHT!

Step into Fall in style! All NACBA members have the opportunity to enroll for the Brooks Brothers Corporate Membership Card. This benefit was initiated to provide you with enjoyable incentives and great savings when shopping for your wardrobe needs. As a Brooks Brothers Corporate Member, you receive an everyday 15% savings on regular priced merchandise. Your Brooks Brothers Corporate Membership benefit is valid at all Brooks Brothers U.S. and Canadian stores, by phone and online at BrooksBrothers.com.

NACBA MEMBERSHIP

There are so many exciting educational events and networking opportunities on the horizon that you won’t want to miss out one so make sure your NACBA Membership is current, Renew Today!

Not a member of NACBA? Consider Joining and take advantage of all the benefits that NACBA offers!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy Filers Continue to be Targeted by Scammers

The National Association of Consumer Bankruptcy Attorneys (NACBA) is urging members to remain in communication with present and past clients regarding bankruptcy “con-artists” posing as attorneys.

Over the past few weeks, NACBA has issued a consumer bulletin and been in contact with the courts and media regarding this well orchestrated scam. Warnings have been issued by the Office of the Attorney General in New Hampshire and by Virginia Eastern District bankruptcy clerk William C. Redden. The warning in Virginia has been posted on the websites of both the Eastern and Western District Bankruptcy Courts.

Despite warnings being issued to the general public, incidents continue to be reported and it is likely this fraudulent activity will spread to other states.

Members of the NACBA Legislative Committee will soon approach the Department of Justice to not only request a deeper investigation into how consumer information is being compromised but also recommend steps that can be taken to further protect the identity of those going through the bankruptcy process.

NACBA is requesting all Consumer Bankruptcy Attorneys to warn current and past clients about this scam and to urge these clients not to turn over money to anyone who calls by phone.

Please post the consumer bulletin prepared by NACBA to your law firm website and blog. Also, please send out the warning via email to all current clients.

If any clients report being a target of this scam, please send the basic information to admin@nacba.org. NACBA will compile all info and present to the Department of Justice to further illustrate the need for immediate action.

To see a copy of the consumer bulletin issued by NACBA, please visit: HERE

To see a copy of the consumer bulletin issued by the New Hampshire Attorney General, please visit: HERE

To see a copy of the consumer bulletin issued by the United States Courts, please visit: HERE

To see a copy of the consumer bulletin issued by the Eastern District of Virginia, please visit: HERE

Educate. Advocate. Litigate.

Bankruptcy News Briefs 11/6

Friday’s News…

Auto Loans Hit Highest Level Ever

Small Business Borrowing is on the Rise

Will Federal Push to “Ban the Box” Affect Debt Collection Hiring Practices?

FTC, State, and Federal Authorities Announce New Actions Targeting Illegal Practices Including Phony Debt Collection

How Long Is Too Long To Reopen A Bankruptcy Case?

Wells Fargo to pay $81 million for mortgage violations

Wisconsin Man Challenges Discharging Student Loans in Bankruptcy

TCF Faces Possible CFPB Action Tied to Overdraft Opt-Ins

FTC Shuts Down 12 ‘Rogue’ Debt Collectors

ATTENTION #NACBASF EXHIBITORS AND SPONSORS!

Don’t miss out on the opportunity to be an exhibitor or sponsor at the 24th NACBA Convention in San Francisco, CA May 19-22nd 2016 and/or at NACBA”s Fall Workshop, Summit at Sea, October 7-10th 2016! Registration is NOW OPEN! Check out the Prospectus to reserve your booth or become a sponsor today!

Register Today for NACBA’s Upcoming Webinars!

NOVEMBER WEBINARS

The Webinar Every Consumer Bankruptcy Attorney Needs to Attend!

Modernized” Bankruptcy Forms Webinar

Thursday, November 19, 2015
3:00 PM ET/ 2:00 PM CT/1:00 PM MT/12:00 PM PT
Presented by: Norma Hammes, Esq., Carey Ebert, Esq., (United States Chapter 7 & 13 Trustee) &Walter Oney, Esq.

Description: Full overview on what Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015. Register Today!

DECEMBER WEBINARS

Encumbered Property
Tuesday, December 15, 2015
3 PM Eastern / 2 PM Central / 1 PM Mountain / 12 PM Pacific
Presented by: Hon. Eugene R. Wedoff & Tara Twomey, Esq.
Registration is Open!

NACBA Membership

Start November by ensuring that your NACBA Membership is current, Renew Today! Not a member of NACBA? Consider Joining and take advantage of the educational opportunities, events, networking and benefits that NACBA offers!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Register Today for NACBA’s Webinar, “Modernized Bankruptcy Forms” …A Must Attend Event!

A WEBINAR FOR CONSUMER BANKRUPTCY ATTORNEYS PRESENTED BY CONSUMER BANKRUPTCY ATTORNEYS

Most Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015. The revised forms were approved by the Judicial Conference on September 17, 2015. The National Association of Consumer Bankruptcy Attorneys (NACBA) is presenting the webinar “Modernized Bankruptcy Forms,” on November 19, 2015 ( 3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific) that will provide a complete and comprehensive overview of how these forms will impact your practice.

These new forms are part of a forms modernization project that was begun by the Advisory Committee on Bankruptcy Rules in 2008. Among other things, the new forms introduce different versions of case opening forms for individual debtors and non-individual debtors. The new forms are easier for debtors to understand and complete and are designed to work with scheduled enhancements to the federal courts’ case opening and electronic case management system.

You won’t want to miss this must attend event, presented by Norma Hammes, Esq., Carey Ebert, Esq., (United States Chapter 7 & 13 Trustee) & Walter Oney, Esq.

REGISTER TODAY!

Bankruptcy News Briefs 10/26

Check Out This Week’s Headlines…

Court Puts TCPA Case Filed Against Member On Hold Until D.C. Circuit Rules In ACA’s TCPA Appeal Against FCC

Members of Congress Push to Ban Social Security Garnishment for Student Loan Debt

New Call Data to be Released as Part of an FCC Effort Could Harm Legitimate Businesses and Prevent Consumers from Receiving Important Information

CFPB Consumer Advisory Board Discusses Proposed Arbitration Overhaul

FTC Bans Scammers from Advance Fee Recovery Business

Why Student Loans Are So Difficult To Discharge In Bankruptcy

Could Social Security be immune from student loan debt collection?

Republican Lawmakers Blast CFPB for Investigation Involving Accreditor

Washington AG Resolves Debt Collection, Deceptive Advertising Probe

Check Out These Upcoming Webinars!

REGISTER TODAY!

Modernized” Bankruptcy Forms Webinar
Thursday, November 19, 2015
3:00 PM ET/ 2:00 PM CT/1:00 PM MT/12:00 PM PT
Presented by: Norma Hammes, Esq., Carey Ebert, Esq., (United States Chapter 7 & 13 Trustee) &Walter Oney, Esq.

Description: Full overview on what Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015. Register Today!

Beyond Confidentiality: Bankruptcy Attorneys and Security Best Practices,
Wednesday, December 9, 2015
3:00 PM Eastern /2:00 PM Central / 1:00PM Mountain / 12:00 PM Pacific,
Presented by: Catherine Sanders Reach, Director, Law Practice Management & Technology, Chicago Bar Association
Registration is Open!

Encumbered Property
Tuesday, December 15, 2015
3 PM Eastern / 2PM Central / 1PM Mountain / 12 PM Pacific
Presented by: Hon. Eugene R. Wedoff & Tara Twomey, Esq.
Registration is Open!

COME SAIL AWAY! SAVE THE DATE FOR NACBA’s SUMMIT AT SEA!

THE 24th ANNUAL NACBA CONVENTION IS AROUND THE CORNER!

Save the date we’re heading to the golden coast! Join us in San Francisco, CA on May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention packed with sessions, speakers and networking opportunities you won’t want to miss!

BENEFIT SPOTLIGHT

NACBA is proud partner with Arthur J. Gallagher & Co., one of the world’s leading insurance brokerages and risk management firms. Check out the three different types of insurance they are offering:

Discovery Health Exchange
Sure Path Identity Theft
Lawyers Professional Liability and Business Insurance

Visit NACBA’s Membership Benefits section to learn more about each of these insurance and who you can contact to receive more information.

NACBA Membership

Make sure you can take advantage of your NACBA benefits by Renewing your NACBA membership. Not a member consider Joining and take advantage of the educational opportunities, networking and benefits NACBA offers!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy News Briefs 10/23

Making News This Friday…

Sprint Settles Fair Credit Reporting Act Allegations

Credit Risk Returns to Regulatory Spotlight

Large Q3 Drop in Seriously Underwater Properties

CFPB Consumer Advisory Board Discusses Proposed Arbitration Overhaul

Consumer Credit Default Indices Decrease in September

FCC Will Now Publicly Post Unverified Robocall Complaint Data

Sen. Chuck Schumer Calls out Feds for Charging High Interest on Debt

Pernicious Scam Targets Bankruptcy Filers

COME SAIL AWAY! SAVE THE DATE FOR NACBA’s SUMMIT AT SEA!

NACBA is pleased and excited to announce the return of our Members-Only Fall Event! On October 7-10, 2016 prepare to set sail on NACBA’s maiden voyage at sea!The Summit at Sea will offer education on a variety of topics that you will not want to miss. NACBA encourages you to bring the family too! The schedule and speakers will be announced soon.

NACBA WEBINARS

November Webinars

Modernized” Bankruptcy Forms Webinar
Thursday, November 19, 2015
3:00 PM ET/ 2:00 PM CT/1:00 PM MT/12:00 PM PT
Presented by: Norma Hammes , Esq., Carey Ebert , Esq., (United States Chapter 7 & 13 Trustee) &Walter Oney , Esq.

Description: Full overview on what Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015. Register Today!

24th ANNUAL NACBA CONVENTION

Save the date we’re heading to the golden coast! Join us in San Francisco, CA on May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

NACBA Membership

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy News Briefs 10/19

Find Out What’s Making Headlines Today?

Portfolio Recovery Associates Faces Class-Action Lawsuit

Bankruptcy Reform Worked, But Didn’t Go Far Enough

Consumer Confidence Stalls Amid Concerns About Greater Economy

Obama Administration Announces Support of Automated Calls to Student Loan Borrowers

CFPB Student Loan Ombudsman Issues Fourth Annual Report on Student Loans

CFPB Issues Final HMDA Expansion Rule

Third Circuit Reverses District Court Order in TCPA “Called Party” Case Against Bank of America

Upcoming NACBA Events

“3 DAYS LEFT TO REGISTER FOR NACBA’S FALL WORKSHOP!!!”

Student Loans in Bankruptcy Virtual Fall Workshop

October 22-23rd 2015
12:00 PM Eastern to 3:00 PM Eastern
$199.00 NACBA Members
$349.00 Non-Members
Visit the Workshop Agenda for a complete list of speakers.
Register Here

November 19th Webinar

Modernized” Bankruptcy Forms Webinar
Thursday, November 19, 2015
3:00 PM ET/ 2:00 PM CT/1:00 PM MT/12:00 PM PT
Presented by: Norma Hammes , Esq., Carey Ebert , Esq., (United States Chapter 7 & 13 Trustee) & Walter Oney , Esq.

Description: Full overview on what Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015. Register Today!

24th ANNUAL NACBA CONVENTION

Save the date we’re heading to the golden coast! Join us in San Francisco, CA on May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

COME SAIL AWAY! SAVE THE DATE FOR NACBA’s SUMMIT AT SEA!

NACBA is pleased and excited to announce the return of our Members-Only Fall Event! On October 7-10, 2016 prepare to set sail on NACBA’s maiden voyage at sea!The Summit at Sea will offer education on a variety of topics that you will not want to miss. NACBA encourages you to bring the family too! The schedule and speakers will be announced soon.

Your NACBA MEMBERSHIP IS AN INVESTMENT IN YOU!

Are you utilizing all the benefits that NACBA offers? Take a moment to review what your NACBA Membership offers you, visit Membership Benefits for the comprehensive list of perks you get as a member. Make sure your NACBA Membership is active, Renew today! If you are not a member consider Joining and take advantage of the educational opportunities, the ability to network with your peers and comprehensive benefits NACBA offers!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy News Briefs 10/7

Today’s Headlines…

Collection Agencies Settle North Carolina Investigation

Lower Interest Rates, Higher Filing Costs Influence Bankruptcies

Debt Relief Operation Agrees to $7.9M Judgment

Study Shows Role Debt Collectors Play in Alerting Consumers to Identity Theft

Convenience Fees at Heart of Debt Collection Settlement

Harsh McCoy Rule Rejected in Late Tax Return Cases

Collection Agencies Play Role in ID Theft Alerts: Report

NACBA’s 2016 FALL WORKSHOP

Need a Vacation? Need some CLE? Members Can Have it All Aboard NACBA’s Summit at Sea!

NACBA is pleased and excited to announce the return of our Members-Only Fall Event! Mark your calendars for October 7-10, 2016 and prepare to set sail on NACBA’s maiden voyage at sea!The Summit at Sea will offer education on a variety of topics that you will not want to miss. Schedule and speakers will be announced soon.

Don’t Miss These Upcoming NACBA Events

TODAY’S WEBINAR! REGISTER TODAY!

Family Law and Bankruptcy Webinar
Speaker: Ian M. Falcone with The Falcone Law Firm
Wednesday, October 7th 2015,
3:00 pm EST, 12:00 pm PST
$25 NACBA Members
$75 Non-Members
Register Here

October Schedule

Student Loans in Bankruptcy Virtual Fall Workshop
October 22-23rd 2015
12:00 PM Eastern to 3:00 PM Eastern
$199.00 NACBA Members
$349.00 Non-Members
Visit the Workshop Agenda for a complete list of speakers.
Register Here

November Schedule

Modernized” Bankruptcy Forms Webinar
Thursday, November 19, 2015
3:00 PM ET/ 2:00 PM CT/1:00 PM MT/12:00 PM PT
Presented by: John Rao, Esq., NACBA Board of Directors and attorney with the National Consumer Law Center
Description: Full overview on what Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015.

More information coming soon…

24th ANNUAL NACBA CONVENTION

Save the date! Join us in San Francisco, CA on May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

Your NACBA Membership Is An Investment In You

Stay On Top of Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy News Briefs 10/6

What’s Making News Today?

Debt Relief Operation Agrees to $7.9M Judgment

Experian Breach Is Worse than Bankers May Realize

RGS Financial Receives Mistaken Consumer Complaints About Company with Similar Name

U.S. Consumer Spending Remains Stable During Fall Season

Bankruptcy Filings Through Sept. 30 Decline Compared to Same Period in 2014

Debt Relief Scam Ends With $7.9 Million Judgment to Settle FTC Charges

Student Loan Debt, Homeownership, And Millennials. It’s Complicated.

Two firms, two lawsuits and a twisted tale of consumer debt settlement

11th Circuit Opinion – FDCPA Does Not Apply to Debt Acquirers if Not ‘Debt Collectors

Don’t Miss These Upcoming NACBA Events

Register Today!

Family Law and Bankruptcy Webinar
Speaker: Ian M. Falcone with The Falcone Law Firm
Wednesday, October 7th 2015,
3:00 pm EST, 12:00 pm PST
$25 NACBA Members
$75 Non-Members
Register Here

MARK YOUR CALENDAR FOR THE 24th ANNUAL NACBA CONVENTION

Save the date! Join us in San Francisco, CA on May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

Your NACBA Membership Is An Investment In You

The Consumer Bankruptcy Journal features timely information, practice management, tech tips and discounted member advertising on a quarterly basis. We keep you up to date on hot topics that are relevant to you and your practice. Look for the Fall Edition coming soon!

Stay On Top of Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!