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Bankruptcy News Briefs 5/24

Midweek News…

U.S. Department of Education Unveils Streamlined Student Loan Servicing Plan

Marrama Does Not Prevent Court from Converting Case to Chapter 13 Before Considering Merits of Bank’s Allegations of Bad Faith

Debtor/Plaintiffs Overcome Hurdle to Class Certification

A New Debt Milestone in Q1 2017 (But Not Really)

‘Gordon v. CFPB’ Provides The Supreme Court A Good Vehicle To Rein In Executive Branch Authority

Trump Reverse Robin Hood Budget Would Kill Bipartisan Programs that Protect Vulnerable Seniors, Veterans, Working Families

This court case could have a huge impact on the future of a key consumer watchdog

CFPB Budget Targeted in Trump Budget Proposal

Betsy DeVos announces huge overhaul of federal student loan system

Third Circuit Widens the Circuit Split on Late-Filed Tax Returns

Learn How Your Firm Can Break The 7 Figure Barrier in June’s Upcoming Webinar!

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Don’t miss this informative webinar! Register HERE

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In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

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Bankruptcy News Briefs 5/19

Headlines Leading Into the Weekend

Sens. Tom Udall and Cory BoRecord Consumer Debt Provokes Sleepless Nights, Recession Nightmaresoker Introduce Legislation to Repeal Congressional Review Act

Why Student Loans And Bankruptcy Don’t Always Mix

No False Representation in Loan Acquisition

Rising student debt ‘crippling’ recent graduates, the economy

Americans Are Paying $38 to Collect $1 of Student Debt

Household Debt And Credit Report: Q1 2017 Update

Record Consumer Debt Provokes Sleepless Nights, Recession Nightmares

Consumer claims collection agency attempted to collect despite bankruptcy

Student Debt Is Eating Your Household Budget

Examining Credit State By State

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PlayBack NACBA

Do you wish you could experience the 2017 Convention all over again, is there a session you wanted to attend, but couldn’t? We understand! There were so many incredible sessions available and you can only be in one place at one time, but don’t fret! There is a way that you can relieve NACBA25 ! Visit Playback NACBA and access your 3 Month Pass if you were an attendee!

Bankruptcy News Briefs 5/18

CFPB Director Richard Cordray Meets with House Democrats at Caucus Meeting

No Documented Procedures, No Bona Fide Error Defense

CFPB Issues 5th Annual Servicemember Report: Charting Our Course Through the Military Lifecycle

Man says Progressive Financial misrepresented creditor during debt collection

U.S. Supreme Court: National Collections Agency Not Wrong for Pursuing an Expired Debt

The Consumer Debt Blind Spot

400,000 were promised student loan forgiveness. Now they are panicking

Out of Time, Not Out of Luck: Supreme Court holds POCs for Time-Barred Debt are OK under FDCPA

Opinion analysis: Justices approve filing stale claims in consumer bankruptcies

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PlayBack NACBA

Do you wish you could experience the 2017 Convention all over again, is there a session you wanted to attend, but couldn’t? We understand! There were so many incredible sessions available and you can only be in one place at one time, but don’t fret! There is a way that you can relieve NACBA25! Visit Playback NACBA and access your 3 Month Pass if you were an attendee!

Bankruptcy News Briefs 5/17

Dig Into Today’s Headlines

Consumer Spending Rebounds in March; But First-Quarter Pace Slows Overall

CFPB Makes Somewhat Unsurprising Finding in the Ridiculously Complicated World of Student Loan Repayment

TransUnion Finds Struggling Consumers Pay Off Unsecured Personal Loans First

U.S. Supreme Court Rejects FDCPA Liability in Bankruptcy Proceeding

Bank Sanctioned Under FRBP 3002.1 for Seeking to Recover Fees and Expenses Outside the 180-Day Period

Report Documents How Older Americans are Increasingly Pushed into Poverty Due to Seizure of Social Security Benefits to Pay Defaulted Student Loans

The CHOICE Act is just Dodd-Frank 2.0. We can do better.

Household Debt Makes a Comeback in the U.S.

Delinquencies Drop in First Quarter

This is why the most vulnerable student loan borrowers struggle to get back on track

A “Pro-Creditor” Supreme Court Decision That Does No Favor for Banks

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PlayBack NACBA

Do you wish you could experience the 2017 Convention all over again, is there a session you wanted to attend, but couldn’t? We understand! There were so many incredible sessions available and you can only be in one place at one time, but don’t fret! There is a way that you can relieve NACBA25! Visit Playback NACBA and access your 3 Month Pass if you were an attendee!

Bankruptcy News Briefs 5/10

Student, Auto Loan Borrowing Reaches Highest Level in Five Months

Bankruptcy Filings Decline

Searching For The Meaning Of “Meaningful Involvement”

Lawmakers Push Bill Allowing Student Debt to Be Discharged in Bankruptcy

CFPB Updates Rules on Collecting Ex Parte Rulemaking Input

U.S. Government Officials Play Hardball On Student Loan Defaults

Chapter 20 and Who May Be a Debtor

CFPB: Consumer Prepaid Complaints Drop in Q1

Top 5 complaints against credit card companies

Reps. Katko, Delaney sponsor bill that would let student loan borrowers get bankruptcy discharge

11th Cir. Holds Post-Discharge Monthly Mortgage Statements Not Prohibited

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Bankruptcy News Briefs 5/9

Treasury Awards Contracts for Collection of Non-Tax Debt; Could Student Loans Be Next?

Government’s “Police Power” Exception to Automatic Stay Does Not Apply to Government’s Enforcement of a Money Judgment Against Debtor

U.S. Supreme Court Rejects “Meaningful Attorney Involvement” Case

How the Affordable Care Act Drove Down Personal Bankruptcy

Nobody Answering the Phone; Student Loan Borrowers (and Taxpayers) Impacted Bigtime

What’s Inside the CFPB Enforcement Policies and Procedures Manual 2.0

Puerto Rico’s Fate Will Come Down to Decisions of a Single Judge

Debt Collection, Made Easier And … Gentler?

WHAT DID THE CFPB DO ABOUT WELLS FARGO OPENING UNAUTHORIZED ACCOUNTS?

This is the No. 1 reason Americans file for bankruptcy

Changes In Attitude, Changes In FinServ Regulatory Latitude

Stop Medical Bills from Driving You into Bankruptcy

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A Glimpse Into the Consumer Bankruptcy Journal

Christine Kieta, gives us the basics in her article“Basics for Non-Bankruptcy Litigation Lawyers,” in NACBA’s Consumer Bankruptcy Journal where she discusses; getting into bankruptcy court, insulating your claim from a potential bankruptcy discharge and envisioning the battle lines for success.

Bankruptcy News Briefs 5/8

NACBA Applauds Bipartisan Effort to Discharge Excessive Student Loan Debt

D.C. Enacts Student Loan Servicer Licensing Requirement

FCC’s O’Rielly Says Legitimate Businesses Haven’t Effectively Told Their Story on TCPA

New Bankruptcy Rules to Take Effect December 1, 2017

Fair Arbitration Now Coalition Urges the House to Reject Legislation Stripping Federal Agencies of Authority to Restrict Forced Arbitration

Eleventh Circuit Disappoints on Undue Hardship Issue

More Companies Fight CFPB’s Enforcement Actions

The System To Collect Defaulted Student Loans Is No Longer Functioning

Millennials owe a record amount of debt, and it could become a huge drag on the economy

Rising Automobile Debt Foreshadows Impending Credit Crisis

Mortgage Default Risk is on the Rise

Trying Times for Secondary Market for Consumer Debts

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Bankruptcy News Briefs 5/4

Monthly Debt Collection Complaints and Consumer Litigation Filings Increase

A Loan Is Not an “Educational Benefit” for Dischargeability Purposes

House panel approves GOP Dodd-Frank rewrite

Court Rules Sending Validation Through CFPB Portal Does Not Satisfy FDCPA

Trump administration welcomes back student debt collectors fired by Obama

Courts Grapple with Fine Line between (Medical) Informational & Telemarketing Calls

CHOICE Act Markup Drags On After GOP Sinks Dem CFPB Amendments

CFPB Attempts to Deny Constitutionality Ruling Fast-Track

HOW HAS THE CFPB HELPED CONSUMERS DEALING WITH DEBT COLLECTORS?

Parent Cosigners Beware: Think Twice Before Taking On Your Child’s College Debt

U.S. Auto Sales Plunge Dramatically As The Consumer Debt Bubble Continues To Collapse

Charge-offs on Consumer Debts: The Kentucky Supreme Court Causes Shaky Ground to Collect Prejudgment Interest

FTC Issues “Advice” on Background Check Disclosure and Authorization Forms

Supreme Court Hears Oral Argument In Significant FDCPA Case

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Bankruptcy News 5/2

Regulatory Accountability Act Puts Wall St. Interests Ahead of Consumers

Escrow, Insurance and Rent Not Additional Collateral in Deed of Trust

Court Dismissed Chapter 13 Case where Debtors Offered No Explanations for Failing to Amend Schedules or Make Payments, and Took “Cavalier” Attitude Toward Bankruptcy

Is It Officially Time To Start Worrying About Consumer Credit?

M.R.S. Associates Inc. accused of harassing consumer with debt collection calls

Operation Collection Protection Secures $2 Million Civil Penalty Against President of Debt Collection Company

US consumer debt is piling up

Illinois’ medical debt spiral injures people, economy

Bill would protect Social Security against student loan debt

Congress Tries To Ban The CFPB From Regulating Payday And Car-title Loans

Free Pass for Taxes Owed to Pennsylvania?

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NACBA25 is Here!

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, and fun events! There’s still time to Register so come see us!

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Bankruptcy News Briefs 4/28

Statement of National Consumer Law Center’s Lauren Saunders Regarding the Regulatory Accountability Act of 2017

Order On Liability But Not Damages Is Interlocutory

Federal regulator ratchets up effort to regulate tribal lenders, suing four in California

Senate Banking Chair Sets Bipartisan Goal, Expects Clash on CFPB

UPDATED: CFPB hits SNAAC with another $1.25M penalty

Treasury secretary praises GOP Dodd-Frank rewrite, doesn’t endorse it

As Consumers Take On More Debt, Credit Card Losses Rise

Supreme Court Hears Oral Argument In Significant FDCPA Case

Arizona Provides Consumers Relief From Surprise Medical Bills

Foreclosure hell: Sacramento judge says Bank of America stalked and bullied family into losing home

A Glimpse Into the Consumer Bankruptcy Journal

Robert Hoglund, President and Founder of Hoglund Advertising & Analytics

Digital advertising can be lucrative and effective for attorneys if done correctly and that’s what Robert Hoglund’s article, “Digital Advertising for Lawyers, Part I” discusses in the newest edition of the Consumer Bankruptcy Journal. This informative article is one of a series, that will appear in the CBJ. In Part 1, Robert looks at warning signs to look for when approached by a digital ad agencies and what to look for as well.

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NACBA25 is Couple Weeks Away! There’s Still Time to Register!

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!

It’s a New Month! Renew Your Membership to Enter This Awesome Giveaway!

Renew your membership in April and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month