Mortgage loans

Bankruptcy News Briefs 10/20

Tuesday’s Headlines….

Fannie to Mandate Use of Broader Credit-Profiling Data

Rare Regulatory Support Offered to Payday Lending Industry

Tracking Bank Customers Online: Necessary, Stalkerish, or Both?

Next Two Months are Critical for Perkins Loan Program

Expectations for Income Growth and Household Spending Decline in September

Portfolio Recovery Associates Motion Denied in FDCPA Class Action Case

Dept. of Ed.: Undue Hardship = Certainty of Hopelessness or Total Incapacity

Undisbursed Funds Go To Debtor upon Dismissal

Report: Account Screening Consumer Reporting Agencies Impede Access for Millions

“2 DAYS LEFT UNTIL NACBA’S VIRTUAL FALL WORKSHOP!!!”

Student Loans in Bankruptcy Virtual Fall Workshop

October 22-23rd 2015
12:00 PM Eastern to 3:00 PM Eastern
$199.00 NACBA Members
$349.00 Non-Members
Visit the Workshop Agenda for a complete list of speakers.
Register Here

NACBA WEBINARS

November 19th Webinar

Modernized” Bankruptcy Forms Webinar
Thursday, November 19, 2015
3:00 PM ET/ 2:00 PM CT/1:00 PM MT/12:00 PM PT
Presented by: Norma Hammes , Esq., Carey Ebert , Esq., (United States Chapter 7 & 13 Trustee) &Walter Oney , Esq.

Description: Full overview on what Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015. Register Today!

24th ANNUAL NACBA CONVENTION

Save the date we’re heading to the golden coast! Join us in San Francisco, CA on May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

COME SAIL AWAY! SAVE THE DATE FOR NACBA’s SUMMIT AT SEA!

NACBA is pleased and excited to announce the return of our Members-Only Fall Event! On October 7-10, 2016 prepare to set sail on NACBA’s maiden voyage at sea!The Summit at Sea will offer education on a variety of topics that you will not want to miss. NACBA encourages you to bring the family too! The schedule and speakers will be announced soon.

NATIONAL PURCHASING PARTNERS HAS NOW ADDED BEST BUY TO THEIR LIST!

Through NACBA’s partnership with National Purchasing Partners (NPP) you can now access top tier pricing at Best Buy. This is a great way to save on your office supply needs! Make sure you can take advantage of this benefit and other NACBA opportunities by keeping your membership updated by Renewing today! If you are not a member consider Joining and take advantage of the educational opportunities, the ability to network with your peers and comprehensive benefits NACBA offers!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy News Briefs 10/19

Find Out What’s Making Headlines Today?

Portfolio Recovery Associates Faces Class-Action Lawsuit

Bankruptcy Reform Worked, But Didn’t Go Far Enough

Consumer Confidence Stalls Amid Concerns About Greater Economy

Obama Administration Announces Support of Automated Calls to Student Loan Borrowers

CFPB Student Loan Ombudsman Issues Fourth Annual Report on Student Loans

CFPB Issues Final HMDA Expansion Rule

Third Circuit Reverses District Court Order in TCPA “Called Party” Case Against Bank of America

Upcoming NACBA Events

“3 DAYS LEFT TO REGISTER FOR NACBA’S FALL WORKSHOP!!!”

Student Loans in Bankruptcy Virtual Fall Workshop

October 22-23rd 2015
12:00 PM Eastern to 3:00 PM Eastern
$199.00 NACBA Members
$349.00 Non-Members
Visit the Workshop Agenda for a complete list of speakers.
Register Here

November 19th Webinar

Description: Full overview on what Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions effective December 1, 2015. Register Today!

24th ANNUAL NACBA CONVENTION

Save the date we’re heading to the golden coast! Join us in San Francisco, CA on May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

COME SAIL AWAY! SAVE THE DATE FOR NACBA’s SUMMIT AT SEA!

Your NACBA MEMBERSHIP IS AN INVESTMENT IN YOU!

Are you utilizing all the benefits that NACBA offers? Take a moment to review what your NACBA Membership offers you, visit Membership Benefits for the comprehensive list of perks you get as a member. Make sure your NACBA Membership is active, Renew today! If you are not a member consider Joining and take advantage of the educational opportunities, the ability to network with your peers and comprehensive benefits NACBA offers!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy News Briefs 10/6

What’s Making News Today?

Debt Relief Operation Agrees to $7.9M Judgment

Experian Breach Is Worse than Bankers May Realize

RGS Financial Receives Mistaken Consumer Complaints About Company with Similar Name

U.S. Consumer Spending Remains Stable During Fall Season

Bankruptcy Filings Through Sept. 30 Decline Compared to Same Period in 2014

Debt Relief Scam Ends With $7.9 Million Judgment to Settle FTC Charges

Student Loan Debt, Homeownership, And Millennials. It’s Complicated.

Two firms, two lawsuits and a twisted tale of consumer debt settlement

11th Circuit Opinion – FDCPA Does Not Apply to Debt Acquirers if Not ‘Debt Collectors

Don’t Miss These Upcoming NACBA Events

Register Today!

Family Law and Bankruptcy Webinar
Speaker: Ian M. Falcone with The Falcone Law Firm
Wednesday, October 7th 2015,
3:00 pm EST, 12:00 pm PST
$25 NACBA Members
$75 Non-Members
Register Here

Student Loans in Bankruptcy Virtual Fall Workshop
October 22-23rd 2015
12:00 PM Eastern to 3:00 PM Eastern
$199.00 NACBA Members
$349.00 Non-Members
Visit the Workshop Agenda for a complete list of speakers.
REGISTER HERE

MARK YOUR CALENDAR FOR THE 24th ANNUAL NACBA CONVENTION

Save the date! Join us in San Francisco, CA on May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

Your NACBA Membership Is An Investment In You

The Consumer Bankruptcy Journal features timely information, practice management, tech tips and discounted member advertising on a quarterly basis. We keep you up to date on hot topics that are relevant to you and your practice. Look for the Fall Edition coming soon!

Stay On Top of Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy News Briefs 10/1

Today’s Headlines…

Collection Agency Target of Seizure Complaint for Alleged Fraud

Feds Near Creation of Student Loan Servicing Regime

CFPB Reports Widespread Student Loan Servicing Problems

Study: Over-Regulation of Debt Collectors by CFPB Could Harm Consumers and Credit Economy

7th Cir. Confirms FDCPA Is Not Enforcement Mechanism for Matters Governed by Other Federal or State Laws

Congress Grills CFPB Director over New Rules, Bureau Methods

Senator Elizabeth Warren to Join Call to Alter Sales of Distressed Loans

Ayotte introduces legislation to refinance federal student loans

NACBA Events Educate

Don’t miss out on these dynamic events in October!

Family Law and Bankruptcy Webinar
Speaker: Ian M. Falcone with The Falcone Law Firm
Wednesday, October 7th 2015,
3:00 pm EST, 12:00 pm PST
$25 NACBA Members
$75 Non-Members
Register Here

MARK YOUR CALENDAR FOR THE 24th ANNUAL NACBA CONVENTION

Save the date! Join us in San Francisco, CA May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

The Perks of Being a NACBA Member

Looking to make a change in your career? Or maybe you’re thinking about adding staff to your firm, whatever the case visit NACBA’s Career Center. You can view jobs, post a resume, set up an email job alert, post a job, and view resumes of potential employees.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!

Bankruptcy News Briefs 9/29

Making Headlines Today…

Fifth Third Bank Reaches Settlement with CFPB, DOJ after Auto Financing Review

Payday Lending Association’s Operation Choke Point Lawsuit Moves Forward

Devious Device Disables Debtors’ Car

Judge Drills Down on Tuition Payments in Parents’ Bankruptcy

Tough News for Lenders – Major NC Supreme Court Decision on Collection of Post-Foreclosure Deficiencies

ACCT Report Presents New View of Student Loan Debt

Central State students carry most student loan debt in nation

NACBA Events Educate

Don’t miss out on these dynamic events in October!

Family Law and Bankruptcy Webinar
Speaker: Ian M. Falcone with The Falcone Law Firm
Wednesday, October 7th 2015,
3:00 pm EST, 12:00 pm PST
$25 NACBA Members
$75 Non-Members
Register Here

MARK YOUR CALENDAR FOR THE 24th ANNUAL NACBA CONVENTION

Save the date! Join us in San Francisco, CA May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

The Perks of Being a NACBA Member

NACBA has partnered with Google! Through our Attorney Finder, when you enhance your marker, you will get an official Google Maps Street View virtual tour of your business establishment that is displayed in Google, in the Attorney Finder, and you can embed it on your own website and Facebook page. Professional **YouTube for business videos are also available through our Google partnership.

Benefits to claiming your listing:

Stand out on the map
Provide a wealth of information to in-market / spend-ready clients when they need it
A free *Google Street View Virtual Tour inside your business establishment
Full, unlimited access to manage your listing 24 / 7
Push offers, announcements, and other communications to prospective clients
Show videos to viewers
Give prospects driving directions, click to call, website link
Create or upload e-fliers and e-brochures in the dashboard
Get viewer and favorited stat reports at your fingertips

Claiming your listing is only $39 per month and includes the Google Street View Indoors Virtual Tour* of your business establishment!

What’s Your NACBA Status?

It’s almost October, is this your renewal month? If so Renew Today!
Not a member of NACBA? Join and receive benefits that will be an investment in you!

Stay current on Bankruptcy News and NACBA News Subscribe Today

Bankruptcy News Briefs 9/25

Start Your Weekend Off Reading These Headlines. ..

Bad Loans Remain Well Above Precrisis Levels

Louisiana Man Allegedly Stole $5M, 300 Identities

CFPB Finalizes Small Creditor Lending Rules

CFPB’s Monthly Complaint Report Highlights National and Denver Area Consumer Complaint Trends

Consumer Debt Rises Faster as Income (and Economic Uncertainty) Climb, Says Freedom Financial Network

Consumer Spending Shows Q2 Growth

The Perks of Being a NACBA Member

NACBA is always looking to enhance the benefits we deliver. Did you know that through National Purchasing Partners -NPP, NACBA has added a number of prominent industry companies which are now offering NACBA members discounts on their services. Visit Membership Benefits for a complete list of companies.

NACBA Events Educate

October is shaping up to be a month of events that you won’t want to miss. Check out the schedule:

Family Law and Bankruptcy Webinar
Wednesday, October 7th 2015,
3:00 pm EST, 12:00 pm PST
$25 NACBA Members
$75 Non-Members
Register Here

Join Ian M. Falcone a Senior Attorney with more than 20 years of legal experience with The Falcone Law Firm, P.C. as he addresses the relevant topics that you need to know about family law and bankruptcy.

Student Loans in Bankruptcy Virtual Fall Workshop
October 22-23rd 2015
12:00 PM Eastern to 3:00 PM Eastern
$199.00 NACBA Members
$349.00 Non-Members
Workshop Agenda

REGISTER HERE

In addition to the Welcome and Washington Brief update from United States Senator Elizabeth Warren (D-MA), sessions will include instruction from the following prominent speakers:

Edward Boltz, Esq. NACBA President & Law Office of John T. Orcutt, Raleigh, NC (Bio)
Joshua Cohen, Esq. The Student Loan Lawyer, West Dover, VT (Bio)
Erik Heath, Esq. Consumer Bankruptcy Attorney, San Francisco, CA (Bio)
Adam Minsky, Esq. Student Loan Law, Boston, MA (Bio)
Richard “Hal” Nemeth, Esq. Nemeth & Associates, Cleveland, OH (Bio)
Richard Parker, Esq. Parker Butte & Lane, Portland, OR (Bio)
John Rao, Esq. National Consumer Law Center, Boston, MA (Bio)
Lewis Roberts, Esq. Orlando Student Loan & Bankruptcy, Orlando, FL (Bio)
Randall Ryder, Esq. Ryder Law / Consumer Rights & Student Loans, Minneapolis, MN (Bio)

MARK YOUR CALENDAR FOR THE 24th ANNUAL NACBA CONVENTION

Save the date! Join us in San Francisco, CA May 19-22, 2016 at the Downtown Marriott Marquis for another dynamic NACBA Convention.

What’s Your NACBA Status?

It’s almost October, is this your renewal month? If so Renew Today!

Not a member of NACBA? Join and receive benefits that will be an investment in you!

Stay current on Bankruptcy News and NACBA News Subscribe Today

Bankruptcy News Briefs 9/24

Check Out What Headlines are Making News…

Concerns Grow Over Student Loan Repayment Scams

Mortgage Complaints Highlighted in CFPB Report

Consumer Spending Growth Remains Steady

Plan May Vest Surrendered Property in Creditor

Certain Debt Repair Companies Use and Abuse Debt Validation, Collectors Charge

Property Surrender: Surrender Means Surrender – Really

Life After Death for Chapter 7 Corporate Debtors? What Remains After a Corporate Liquidation

Alabama Bankruptcy Court Holds That Filing Proof of Claim for Time-Barred Debt Cannot Give Rise to FDCPA Claim or Sanctions

Debt Relief for Students Snarls Market for Their Loans

Don’t Miss These Upcoming NACBA Events! Register Today!

FAMILY LAW AND BANKRUPTCY
(LIVE) Wednesday, October 7, 2015 – 3:00 pm EST, 12:00 pm PST
$25 NACBA Members
$75 Non-Members
REGISTER HERE

More and more often, bankruptcy cases seem to involve issues of family law. Join Ian M. Falcone a Senior Attorney with more than 20 years of legal experience with The Falcone Law Firm, P.C. as he addresses:

The forms typically used in a divorce case.
Basic topics addressed in a divorce case and the impact on a bankruptcy filing.
The automatic stay and its exceptions as they apply to family law matters.
Dischargeability of common debts in a family law case.
The importance of choosing the right bankruptcy chapter.
How to determine whether a debt is for support or property division, and preference concerns after a divorce.

Read Ian’s blog at http://falconefirm.blogspot.com

Register for the “Student Loans In Bankruptcy,” Fall Virtual Workshop

“Welcome & Brief Washington Update” provided by United States Senator Elizabeth Warren (D-MA)

Student Loans may be one of the most relevant and hottest topics facing consumer bankruptcy lawyers. From evaluating non-bankruptcy options, to litigating undue hardship, to dealing with private student loans, to making use of Chapter 13 relief, and identifying ways to be compensated for your services, this two-day intense virtual workshop will cover it all.

Life is busy so NACBA meets you where your are…wherever that may be because our virtual workshop affords you the convenience to watch in your home, the office or on the go. This is awesome because you won’t want to miss the “Welcome & Brief Washington Update” provided by United States Senator Elizabeth Warren (D-MA), along with a host of other prominent speakers.

Register Today!

Here are the details:

Date: October 22-23rd 2015

Time:
12:00 PM Eastern to 3:00 PM Eastern
11:00 AM Central to 2:00 PM Central
10:00 AM Mountain to 1:00 PM Mountain
9:00 AM Pacific to 12:00 PM Pacific

Cost:
$199.00 NACBA Members
$349.00 Non-Members

This is a workshop for the records just read the Agenda.

The Perks of Being A NACBA Member

When you become a NACBA member you make a personal investment in your professional development. Coupled with that investment you receive a robust benefit package. NACBA is excited to offer new benefits that only add additional value to your membership. Make sure you know your benefits as a NACBA Member visit Membership Benefits today.

What’s Your NACBA Status?

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 9/21

Start Your Week by Catching Up On The News…

CFPB’s Disparate Impact Policies May Go Too Far

New Federal Mortgage Lending Policy Includes Changes for Student Loan Borrowers

Harris Does Not Preclude Attorney Fees Upon Pre-Confirmation Conversion

Bill aims to shed light on ‘shadowy’ board of regulators

Financial Experts Break Down Debt Collection and Social Security Benefits

NACBA Events Educate

NEW WEBINAR!

FAMILY LAW AND BANKRUPTCY
(LIVE) Wednesday, October 7, 2015 – 3:00pm EST, 12:00pm PST
$25 NACBA Members
$75 Non-Members
REGISTER HERE

The forms typically used in a divorce case.
Basic topics addressed in a divorce case and the impact on a bankruptcy filing.
The automatic stay and its exceptions as they apply to family law matters.
Dischargeability of common debts in a family law case.
The importance of choosing the right bankruptcy chapter.
How to determine whether a debt is for support or property division, and preference concerns after a divorce.

24th Annual NACBA Convention

Dynamic, exhilarating, vibrant, and energizing!

These are just a few of the words that attendees have used to describe NACBA’s previous Convention. We are building on the successes of #NACBACHI to bring you the best possible convention experience. Save the dates of May 19-22, 2016 and plan now to join us in San Francisco at the Downtown Marriott Marquis!

The Perks of Being a NACBA Member

NACBA cares about your professional development that’s why NACBA members are entitled to a 15% discount off all CLE courses and bundles with Continuing Legal Education: On Demand with Attorney Credits.com .
Need a new look for your website? One that is polished and efficient? Amicus Creative Media the Preferred Website Developer for NACBA offers bankruptcy attorneys a comprehensive website solution. All members can receive a semi-custom website package for only $1199 (usually $2250).
NACBA Members and partners provide free and discounted webinars for members on many relevant topics that will improve your practice and your knowledge of current technologies. Check NACBA Events so that you won’t miss out on any of these informative webinars. Free webinars can also be found in the Members Section.

What’s Your NACBA Status?

Don’t allow your NACBA Benefits to be interrupted! Renew Today!

Not a member of NACBA? Join today and receive benefits that are an investment in you!

Bankruptcy News Briefs 9/11

What’s Happening?

Rental Company Charged with Illegal Collections

CFPB Widens Scope of Debt Collection Dragnet

Credit Card Debt Surges in Second Quarter

Report: Consumers Open More Credit Card Accounts in First Quarter

Strong Arm Powers: Does Sovereign Immunity Trump a Claim Based on State Law?

Thousands of students seek college debt discharges

Debt Collectors to Pay $61 Million in Consumer Refunds and Amend Their Practices

Report: Fewer Consumers Avoid Obtaining Medical Care Due to Cost

NARCA Applauds CFPB Action Against World Law Group

NACBA Events Educate

The Time is Coming…

NACBA’s 24th Annual Convention will be held in the beautiful city of San Francisco on May 19-22nd in 2016! Mark your calendar and save the date you won’t want to miss this awesome event!

The Perks of Being a NACBA Member

Summer is over, but you can still catch up on the Summer Edition of the National Consumer Bankruptcy Journal.
NACBA and www.certificateofservice.com have teamed up to offer NACBA members discounted mailing services! Every user of the NACBA/COS mailing system gets the benefit of reduced pricing on per page copy costs, reduced postage, as well as the same reliability and timeliness of the www.certificateofservice.com mailing system.
While you’re waiting for the 24th Annual NACBA Convention why not relieve the 23rd Annual Convention? Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago for access to session recordings.
Twice a year, Macy’s will offer NACBA members their Business Smart Pass, which is free of charge and will save you 15%. This savings pass can be used for regular, sale and clearance priced clothing, accessories, outerwear, and footwear. An additional benefit of the Business Smart Pass is that it may be used with any form of payment including gift cards.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Subscribe to NACBA Now to Receive Relevent News Every Week

Bankruptcy News Briefs 9/9

What’s Happening?

Court Blocks Class-Action Lawsuit Against Collection Agency

NYC Quietly Publishes Guidance That Helps to Reconcile Its Debt Collection Rules with Those of New York State

U.S. Consumer Credit Rises $19.1 Billion In July, More Than Expected

Student Loans: Bankrupting The American Dream

Baby boomers burdened by mortgages, credit-card debt in retirement

BBB Data Shows Double-Digit Decline in Debt Collection Complaints

Eleventh Circuit interprets the meaning of “debt collector” under the Federal Debt Collection Practices Act

Mortgage Group Seeks Complaint Database Revamp

NACBA Events Educate

NACBA is gearing up for the 24th Annual Convention being held in the beautiful city of San Francisco on May 19-22nd in 2016! Mark your calendar and save the date you won’t want to miss this awesome event!

The Perks of Being a NACBA Member

Summer is over, but you can still catch up on the Summer Edition of the National Consumer Bankruptcy Journal.
Webinars that are relevant to you! NACBA Members and partners provide free and discounted webinars to members on many topics to improve their practice, their knowledge of current technologies, and to help learn how to fully utilize all features of the benefit being offered.
As a NACBA member you can pose bankruptcy questions and get real time responses from your colleagues around the country! NACBA’s Listserv functions as a virtual community of people doing the same type of work, is a boon for the new practitioner as well as the most sophisticated consumer bankruptcy attorneys.
Want a recap of the 23rd Annual Convention? Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago for access to session recordings.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Receive the Bankruptcy News Briefs Automatically! Subscribe to NACBA NOW Today!