Mortgage loans

Bankruptcy News Briefs 9/8

In Today’s Headlines…

Debt Relief Firm Banned by FTC

DOJ, CFPB Officials Warn More ‘Redlining’ Cases on

ACA, CAC Launch Local Grassroots Campaign Against Wage Garnishment Bill

Research Shows Shift in Hospitals’ Financial Risk

Broken Chain of Title and Disallowed Claims

U.S. Chamber of Commerce Joins the Growing List of Petitions Against FCC For TCPA Ruling

Soaring student loan debt poses risk to nation’s future economic growth

Malloy signs legislation to help ease college debt

‘Zombie debts’ harm Ohioans’ credit reports

Plano man sues Houston collections agency regarding collection letter

NACBA Events Educate

We’re Counting Down the Days Until the 24th Annual NACBA Convention!

NACBA is gearing up for the 24th Annual Convention being held in the beautiful city of San Francisco on May 19-22nd in 2016! Mark your calendar and save the date you won’t want to miss this awesome event!

The Perks of Being a NACBA Member

Summer is over, but you can still catch up on the Summer Edition of the National Consumer Bankruptcy Journal.
Want a recap of the 23rd Annual Convention? Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago for access to session recordings.
Do you want your firm’s website to stand out? Amicus Creative Media offers bankruptcy attorneys a comprehensive website solution that increases visibility, generates new business and supercharges referrals. As the Preferred Website Developer for NACBA, all members can receive a semi-custom website package for only $1199 (usually $2250).
Through National Purchasing Partners (NPP) NACBA Members receive discounted rates on essential products and services from prominent industry companies, including Verizon, Staples, Fastenal, John Deere, Sprint, Wesco and Expedia.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Subscribe to NACBA Now to Receive Relavent News Every Week

Bankruptcy News Briefs 9/3

Today’s News…

Consumers Share Views About CFPB Oversight, Structure

Student Lending Giant’s Shares Fall to Record Low

Autos Lead Growth in Consumer Loan Demand: Fed

FHA Hopes to Spur Lending to Risky Mortgage Borrowers

Company Ordered to Stop Collection Efforts

CBA Joins ACA’s Suit Against The FCC’s New TCPA Rules

Poll Tracks Consumers’ Sentiment on the CFPB

Consumers’ New Phone Numbers Present Additional Challenges in Debt Collections

Settlement Proceeds: When Does Cash Become Quasi Real Estate?

Students Ask Education Department to Discharge College Debt

NACBA Events Educate

We’re Counting Down the Days Until the 24th Annual NACBA Convention!

The Perks of Being a NACBA Member

Summer may be coming to a close, but there are still plenty of hot topics to read in the Summer Edition of the National Consumer Bankruptcy Journal.
Want a recap o the 23rd Annual Convention? Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago for access to session recordings.
Professional development is simple and affordable with Continuing Legal Education: On Demand with Attorney Credits.com. NACBA members are entitled to a 15% discount off allCLE courses and bundles and processes CLE credits in over 30 U.S. States.
In the market for new opportunities? Visit the Career Center today.

What’s Your NACBA Status?

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 8/25

In Today’s News..

Debt Collectors Help Alert Students to Identity Theft

Southern District of New York Recognizes Bondholders’ Rights Under Section 316(b) of the Trust Indenture Act

Tenth Circuit Confirms That a Single Payment on New Purchase Contract May Satisfy Ordinary Course Defense Under 11 U.S.C. § 547(c)(2)

Student loan debt poses bigger threat than did the “housing bubble”

Third Circuit Holds Debt Collector Bears Burden of Proving FDCPA Exception to Third Party Contact

Government Agencies Object to Corinthian Colleges Liability Releases

CFPB Considers Suing Student Loan Giant Navient For Cheating Borrowers

School-Loan Reckoning: 7 Million Are in Default

Events That Educate!

Only 1 Day Left to Register!

Don’t miss out on Registering for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. It’s Free for NACBA Members!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

Did you enjoy NACBA’s Convention in Chicago? Then you won’t want to miss the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016! Make sure you Save the Date!

The Perks of Being a NACBA Member

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.
Professional development is simple and affordable with Continuing Legal Education: On Demand with Attorney Credits.com. NACBA members are entitled to a 15% discount off allCLE courses and bundles and processes CLE credits in over 30 U.S. States.
NACBA Listserv – One of the most popular features of NACBA membership is the ability of NACBA members to pose bankruptcy questions and get real time responses from their colleagues around the country.

What’s Your NACBA Status?

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 8/21

Today’s Headlines…

Regulators Sue Pension Advance Firms for Deceptive Loan Fees

Bank Repossessions of Distressed Homes Soar

Fair Credit Reporting Act cases also increased in the last month and year-to-date, while Telephone Consumer Protection Act litigation continues to decline.

Springstone Financial Settles with Consumer Financial Protection Bureau

CFPB Seeks Student Loan Servicers’ Input on Federal Loan Repayment Plans

Where They Stand: Democratic Presidential Candidates On Student Loans

Uptick in Year-to-Date FDCPA Consumer Litigation Cases Continues

Debtors’ Failure to Mitigate Dooms Contempt Action

Student-Loan Borrowers Flock to Payment-Relief Programs

NACBA’s Events Educate

Don’t Miss NACBA’s Upcoming Webinar!

There is still time to Register for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. It’s Free for NACBA Members!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

NACBA is gearing up for the next Annual Convention! Make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

More Perks!

Read timely topics that are relevant to your practice in the new Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.
In the market for new opportunities? Visit the Career Center today.
NACBA members can increase their business with a free listing in NACBA’s on-line Attorney Finder, which is prominently featured for consumers looking for a bankruptcy attorney. Make sure your profile is updated.

What’s Your NACBA Status?

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 8/17

Here’s What’s Happening…

State Lawmakers Again Plan Payday Loan Reform Push

Overall Debt Remains Flat; Student Loan Delinquencies Rise

Mortgage Lenders Still Shunning Subprime Borrowers

New Jersey Senate Passes Bill Regulating Debt Collection from Victims of Identity Theft

CFPB Investigates Lending Practices at World Acceptance Corporation

Special Alert: Second Circuit Will Not Rehear Madden Decision That Threatens to Upset Secondary Credit Markets

Revised Program Will Reduce Student Loan Repayments

Events That Educate

Register Today!

Register for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. It’s Free for NACBA Members!

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

Mark Your Calendars for NACBA’s 24th Annual Convention!

If you enjoyed #NACBACHI, then you’ll absolutely want to Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits…An Investment in You

Each NACBA member receives FREE, as part of his/her membership, access to Fastcase’s bankruptcy database. In addition, NACBA members are eligible to purchase Fastcase’s “Premium Plan,” which includes access to a database of opinions of the supreme courts and courts of appeal of all 50 states, at an annual rate of just $195. This is a significant discount from the non-member annual price of $995.

Don’t Forget…

Read timely topics that are relevant to your practice in the new Summer Edition of theNational Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/13

Did You Know…

FCC Fines Marketer Nearly $3M for Robocall Violations

Regulator Wins Default Judgment; Company Ordered to Cease Collections

Data Brokers Charged in $7M Payday Loan Scam

CFPB, FDIC and OCC Issue Fines Against Citizens Bank

Serious Delinquency Rate for Single-Family Mortgages Reaches Record Low

Attorney Insight: The FCC’s TCPA Consent Order

Why the Debate Over College Costs Is About More Than College

Student loan debt hits $1.27 trillion, grows $3,055 every second

United States: What’s Next? Recent Actions Highlight CFPB’s Focus On Student Loans

Events That Educate

Free Webinar for NACBA Members!

Are you struggling to establish a powerful online presence for your law firm?
Have a website that looks nice but doesn’t bring in new business for your firm?
Not sure what kind of web presence you need since you get all of your business through referrals?

Then you definitely want to Register for the Effective (And Ethical) Online Marketing For Law Firms Webinar, Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct.

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

Get Connected with NACBA’s Listserv

Do you want to connect with your peers? Pose bankruptcy questions and get real time responses ? As a NACBA member you have access to one of the most popular features of NACBA membership the NACBA Listserv. Participants enjoy the unparalleled ability to post both the easy and hard questions to some of the best consumer bankruptcy attorneys in the nation.

Don’t Forget…

The Summer Edition of the National Consumer Bankruptcy Journal is full of timely topics that are are relevant to your practice. Take some time to read it today!
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.

What’s Your NACBA Status?

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 8/11

In the News Today…

Mortgage Len der Receives Stay of $109.2M CFPB Fine

June Consumer Borrowing Surpasses Economists’ Predictions

PRA Group Reports Slower Growth

CUs Taking Larger Market Share of Mortgage, Auto Loan Originations

Look Beyond Hard Numbers to Define Creditworthiness

Chapter 7 Trustee Fee Application Denied

There’s a big problem with the government’s offer to ‘forgive’ your mountain of student-loan debt

The 10 Worst States for Student Loan Debt

NACBA Events Educate!

Free Webinar for NACBA Members!

Are you struggling to establish a powerful online presence for your law firm?
Have a website that looks nice but doesn’t bring in new business for your firm?
Not sure what kind of web presence you need since you get all of your business through referrals?

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

Invest in your professional development with exclusive savings! NACBA members are entitled to a 15% discount off all CLE courses and bundles with Attorney Credits.com .

Don’t Forget…

Check out the Summer Edition of the National Consumer Bankruptcy Journal.
Sign up for one of the Playback NACBA packages from the 2015 NACBA Convention in Chicago to have access to session recordings.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/10

What’s Happening This Week …

Collection Attorneys In New York Dealt A Blow

Hillary Clinton’s $350 billion plan to kill college debt

Senators Introduce Bipartisan Bill to Improve Quality of College Education

Mortgage Lender Receives Stay Against Fine Issued by CFPB

What Trump didn’t say about his four big business bankruptcies

Americans are doing better but has progress plateaued?

Connecticut Ranked 3rd Worst For Student Loan Debt

Watchdog: Consumers ‘More Responsible’ With Credit Card Debt

New Proposed Bankruptcy Rules: Focus on Periodic Statements

Debt Collectors Fined $12M in Mexico

Events That Educate

Are you struggling to establish a powerful online presence for your law firm?
Have a website that looks nice but doesn’t bring in new business for your firm?
Not sure what kind of web presence you need since you get all of your business through referrals?

Then you definitely want to Register for the Effective (And Ethical) Online Marketing For Law Firms Webinar Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct.

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

Increase Your Business with NACBA’s Attorney Finder

Recently featured on Fox Business, NACBA members can increase their business with a free listing in NACBA’s on-line Attorney Finder, which is prominently featured for consumers looking for a bankruptcy attorney. The Attorney Finder profile includes a link to the member’s own website, a profile of the member and other features.

What’s Your NACBA Status?

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/31

Mortgage Firm Allegedly Blocked Consumers’ Efforts to Save Their Homes

FTC Closes Illegal Credit Card Interest Rate Case

IRS Uncollected Tax Debts Rise to $380B as Collection Staff Declines

Identity Theft, Auto-Related Issues Dominate State-Level Consumer Complaints

The Story of Debt in the U.S.

Economic Confidence Tracked by Gallup Continues to Decline

Report: State Installment Loan Laws Leave Borrowers Vulnerable in New Wave of Predatory Lending

Philadelphia Fed: Massive student loan debt is hampering entrepreneurship, hurting economy

Where each of the 2016 candidates stand on the student-loan crisis

Metro Atlanta consumers’ credit card debt rises 7.4% to $10.9 billion in Q2

Is Credit Card Debt the New Way to Survive in America?

Free Webinar for all NACBA Members on August 26th!

Register for the Effective (And Ethical) Online Marketing For Law Firms on Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

The Presentation Will Cover:
– Establishing your branding and striking imagery to powerfully resonate with prospects, clients and colleagues
– Overview of how search engines can increase your online exposure, keywords to consider and tips on enhancing search performance.
– Turning your website into a potent resource How to use legal content to convey credibility
– Overview of blogging, its benefits and best practices
– Utilizing effective top of mind marketing tools to supercharge referrals
– Criteria for selecting a provider

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Membership Benefits

Listen in on relevant topics that will improve your practice and your knowledge of current technologies through NACBA’s Webinars. NACBA educates its members through the various free and discounted webinars that they and their partners provide as one of the benefits of membership. Register for one today!

NACBA’s Consumer Bankruptcy Journal

Take a moment to read the latest edition of The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage Myths, Non Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/29

Mortgage Firms Fined $38M for Allegedly Deceptive Program

Race Car Driver Works on Settling FTC’s Lending Charges

Morning Scan: Faulty Credit Reports Targeted; Merchants Seek Dismissal of $6B Credit Card Settlement

House and Senate Committees Approve Fiscal Bills Including Changes for CFPB

Contributions to Retirement Plan Excluded from CMI

The 986 Words That Have Guided First Party Outsourcing for 15 years

QR Codes Mean FDCPA Trouble Says PA Federal Court

Good News In Debt Collection “Benign Language” Envelope Case

New York Appellate Court Confers Standing on Assignee of Note Previously Discharged in Bankruptcy

A Law to Kill Zombie Debts That Outlasted Bankruptcy

Teacher Discharges Loads of Student Loans in Bankruptcy. ECMC Fights Back

Regulators Want More Details on Insurers’ Living Wills for Bankruptcy

Bill Would Allow Consumers To Sue When Bankrupt Debt Isn’t Removed From Credit Reports

Federal Lawmakers Propose Credit Reporting Changes

NACBA Events

Free Webinar for all NACBA Members!

Register for the Effective (And Ethical) Online Marketing For Law Firms on Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure.

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

The NACBA Listserv is one of most popular features of NACBA membership. It gives NACBA Members the ability to pose bankruptcy questions and get real time responses from their colleagues around the country. When you join NACBA you have the opportunity to enjoy the unparalleled ability to post both the easy and hard questions to some of the best consumer bankruptcy attorneys in the nation.

NACBA’s Consumer Bankruptcy Journal

Your staff contributes to your firm’s success.What are the behaviors that matter to you most when hiring and retaining employees? ? NACBA Member Ken Chern addresses these issues in, “The Behavior Selection Business,” by giving you suggestions on how to get out of the behavior modification business and into the behavior selection process.

NACBA Membership

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!