NACBA25

Bankruptcy News Briefs 4/28

Statement of National Consumer Law Center’s Lauren Saunders Regarding the Regulatory Accountability Act of 2017

Order On Liability But Not Damages Is Interlocutory

Federal regulator ratchets up effort to regulate tribal lenders, suing four in California

Senate Banking Chair Sets Bipartisan Goal, Expects Clash on CFPB

UPDATED: CFPB hits SNAAC with another $1.25M penalty

Treasury secretary praises GOP Dodd-Frank rewrite, doesn’t endorse it

As Consumers Take On More Debt, Credit Card Losses Rise

Supreme Court Hears Oral Argument In Significant FDCPA Case

Arizona Provides Consumers Relief From Surprise Medical Bills

Foreclosure hell: Sacramento judge says Bank of America stalked and bullied family into losing home

A Glimpse Into the Consumer Bankruptcy Journal

Robert Hoglund, President and Founder of Hoglund Advertising & Analytics

Digital advertising can be lucrative and effective for attorneys if done correctly and that’s what Robert Hoglund’s article, “Digital Advertising for Lawyers, Part I” discusses in the newest edition of the Consumer Bankruptcy Journal. This informative article is one of a series, that will appear in the CBJ. In Part 1, Robert looks at warning signs to look for when approached by a digital ad agencies and what to look for as well.

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

NACBA25 is Couple Weeks Away! There’s Still Time to Register!

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!

 It’s a New Month! Renew Your Membership to Enter This Awesome Giveaway!

Renew your membership in April and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

Bankruptcy News Briefs 4/26

Filling the Void: New CFPB Collection Could Help Protect Student Loan Borrowers

Ocwen Files Motions Against CFPB

CFPB Snapshot Highlights Biggest Student Loan Complaints

Credit rating agencies ding Ocwen over CFPB, state regulator charges

Litigating Debt Collections May Subject You to Liability

Ocwen Asks Federal Court for Expedited Decision That the CFPB Is Unconstitutional and Seeks Participation of the Department of Justice

Recapping crucial debt collection case before Supreme Court

FDCPA Ban on Deceptive Collections Practices Extends to Conduct by Lawyers in Court

Trump can help forgotten Americans with a change to the tax code that would help relieve debt

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

NACBA25 is Couple Weeks Away! There’s Still Time to Register!

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!

 It’s a New Month! Renew Your Membership to Enter This Awesome Giveaway!

Renew your membership in April and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

Bankruptcy News Briefs 4/25

Federal Court Orders Collection Agency President to Pay $2 Million Civil Penalty

Governmental Regulatory Exception to Automatic Stay Applies to Contempt Proceeding

Colorado’s FDCPA Adds Media Requirements, Removes its Collection Agency Board

House Financial Services Committee to Discuss CFPB Reform Bill

Former Regulator Details CFPB’s Secret History of Stonewalling

West Virginia Law Revises Terms for Debt Collections

The IRS is outsourcing debt collection, expect tax collection scams to get worse

Borrowers Dealt Blow After Devos Rolls Back Reform Guidelines for Student Loan Borrowers

The Week Ahead: FSC to Hold Financial CHOICE Hearing

Second Circuit Holds that District Court Orders Determining Restitution Credits are Final, Appealable Orders

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

NACBA25 is Couple Weeks Away! There’s Still Time to Register!

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!

 It’s a New Month! Renew Your Membership to Enter This Awesome Giveaway!

Renew your membership in April and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

NACBA Awards Henry J. Sommer Scholarship to Nate Juster of Atlanta Legal Aid

Attorney Nate Juster

Each year, one bankruptcy attorney who demonstrates outstanding contributions in his or her community is granted a scholarship from National Association of Consumer Bankruptcy Attorneys (NACBA) to attend its national convention at no cost. This year, NACBA’s coveted Henry J. Sommer Legal Aid Scholarship goes to Nate Juster, attorney, with the Home Defense Program at Atlanta Legal Aid Society, for his dedication to representing low-income homeowners who are at risk of losing their homes, many of whom were victims of predatory lending or abusive servicing.

The Henry J. Sommer Scholarship recognizes exceptional attorneys who show the same dedication of service to their clients that President Emeritus Henry J. Sommer (2005 to 2008 and Board of Directors member 1992 to 2011) gave to NACBA. The 2017 Annual Convention will be held May 4-7, 2017 in Orlando, FL. Along with being awarded convention registration and materials, Juster will take part in celebrating NACBA’s 25th Anniversary in Disney.

NACBA Executive Director Dan LaBert said: “We are pleased to provide this esteemed scholarship to Nate. It gives him the opportunity to gain invaluable resources to enhance his profession and the ability to connect with a vast network of consumer bankruptcy attorneys.”

Nate Juster said: “I am honored to receive a scholarship from NACBA recognizing the importance of legal aid work and the many contributions Henry Sommer made to the practice of bankruptcy law. I look forward to attending NACBA’s Annual Convention, where I hope meet and learn from other consumer bankruptcy practitioners and develop techniques to help struggling homeowners.”

Juster graduated with honors from Emory Law School. While in law school he served as the Director of the Emory Law School Supreme Court Advocacy Program, a student-run clinic providing pro bono legal representation before the United States Supreme Court. Prior to joining the Atlanta Legal Aid Society, he clerked for the Honorable Mary Grace Diehl, U.S. Bankruptcy Court for the Northern District of Georgia.

Bankruptcy News Briefs 4/24

Bank Card Default Rates Increase for Fifth Consecutive Month

U.S. Supreme Court Hears Oral Arguments over Whether Debt Buyers are Debt Collectors under FDCPA

11th Circuit Gives Debtor Another Chance to Prove She Met All Three Prongs of Brunner Test to Discharge Student Loans

CFPB Issues Final Rule on Prepaid Card Rule Extension

Report: Medical debt collections draw scrutiny

Attention lenders: The CFPB is now focusing more on fair lending in mortgages

Lawsuits allege mortgage servicer Ocwen’s mistakes cost some borrowers their homes

U.S. Consumer Debt Rises Overall, Housing Debt Drops

Medical Debt Cited As Leading Cause For Bankruptcy

A Glimpse Into the Consumer Bankruptcy Journal

Stephen Fairley, Rainmaker Institute, LLC

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Best selling author and CEO, Stephen Fairley understands how vital it is for  legal professionals to connect with their clients so they can best serve them. In his article, “4 Ways Attorneys Can Connect with Today’s Legal Consumers,” he gives four  concise tips on how to connect with consumers that is beneficial for them and for the growth of your firm.

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

NACBA25 is Couple Weeks Away! There’s Still Time to Register!

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!

 It’s a New Month! Renew Your Membership to Enter This Awesome Giveaway!

Renew your membership in April and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

NACBA25 Session Highlight

 

The preparation of the schedules should act as a road map so your Trustee doesn’t get lost. Receive tips from a Trustee and Debtors Counsel on how to best build schedules, prepare your client and communicate with the trustee to make the 341 meeting and administration of the estate a seamless endeavor.

Your Presenters:

Robert Colliersmith

avatar for Robert Colliersmith

Mr. Colliersmith received his undergraduate degree from Emory University and his J.D. from Mercer Unversity, Walter F. George School of Law. He has practiced bankruptcy law in the Northern District of Georgia since 1980.  He practices with his wife and partner, Carol A. Colliersmith, exclusively in the area of small business and consumer bankruptcy. Mr. Colliersmith has presented at prior NACBA Conventions, ABI Conventions, State Bar Conventions and local bar presentations and was a member of the State Bench and Bar in Georgia.   He and Carol Colliersmith were former Co-Chairs of NACBA in the State of Georgia and Mr. Colliersmith received the Colleen Nunnelly Memorial Award from NACBA. He volunteers to represent clients pro bono under a program of Georgia State School of Law which mentors law students regarding the actual practice of bankruptcy law in which the law students assist in the preparation and procedure of the filing and process of consumer bankruptcy and has testified in Bankruptcy Court as an expert witness regarding the process of consumer bankruptcy petition preparation.

Chuck Moore

avatar for Chuck Moore

Charles G. Moore “Chuck” is a 1987 graduate of The University of Florida where he earned a Bachelor of Science Degree in Business Administration. In 1990 Chuck graduated from Stetson University College of Law with a Juris Doctorate Degree. Soon after graduating from Law School he accepted a position as a Criminal Prosecuting Attorney with the Sixth Judicial Circuit of the State of Florida where he gained extensive litigation experience. Chuck’s practice is now limited to the representation of consumer debtors in Chapter 7 and Chapter 13 bankruptcies. Being actively engaged in the practice of law in excess of 25 years, Chuck has handled more than 2,300 bankruptcy petitions. He is an active member of the American Bankruptcy Institute, The National Association of Consumer Bankruptcy Attorneys, The Tampa Bay Bankruptcy Bar Association and the National Association of Chapter Thirteen Trustees. Chuck has served as the Florida State Chair for the National Association of Consumer Bankruptcy Attorneys in the Middle and Northern Districts of Florida since 2012. He also regularly performs numerous hours of continuing legal education, all of which are specifically limited to current issues facing Consumer Bankruptcy Debtors. Chuck represents clients in the Tampa Bay area including St. Petersburg, Clearwater, Largo, South Pasadena, St. Pete Beach, Gulfport, Seminole, Pinellas Park, Kenneth City, Treasure Island, Tampa, Sarasota and Bradenton.

Traci Stevenson

avatar for Traci Stevenson, Chapter 7 Trustee

Traci K. Stevenson is a 1982 graduate of Rollins College in Winter Park, Florida where she earned a Bachelor of Science with Honors in Business Administration. Before attending law school, she was a police officer and labor negotiator among other things. In 1991 Traci graduated cum laude from Stetson University College of Law with a Juris Doctorate degree. Soon after graduating she was appointed by the Office of United States Trustee as a chapter 7 bankruptcy panel trustee and has been a panel trustee for twenty five years.  Traci is also a consumer bankruptcy attorney representing debtors. Her third area of practice is as a State of Florida Supreme Court Certified Civil Circuit mediator. She was involved in developing the Mortgage Modification Mediation program in the bankruptcy court in all the districts of Florida and has participated in over Three thousand mediations thus far.  She is a member of National Association of Consumer Bankruptcy Attorneys and of the Tampa Bay Bankruptcy Bar Association.

Register Today for this Great Session & More!

Bankruptcy News Briefs 4/21

House Committee Sets Hearing on Revised Financial CHOICE Act

Consumers’ Perceptions of Debt Payments, Credit Availability Improve

Regulators Are Suing Subprime Mortgage Servicer Ocwen for Years of ‘Deceptive Practices’

Ocwen Responds to Suit from CFPB, 21 States

Orchard Park debt collection mastermind faces prison for $31 million scam

Free Pass for Taxes Owed to Pennsylvania?

11th Circuit Clarifies FDCPA/FCCPA Issues Re Periodic Mortgage Statements After Bankruptcy

Supreme Court hears arguments on SEC suit time limits, debt collector status

The Average Student Loan Debt in Every State

Should DeVos Block an Embattled Student Loan Giant’s Attempt to Expand?

Delinquency Rates, Foreclosures Dip to Historic Lows

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

NACBA25 is Couple Weeks Away! There’s Still Time to Register!

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!

 It’s a New Month! Renew Your Membership to Enter This Awesome Giveaway!

Renew your membership in April and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

 

Bankruptcy News Briefs 4/20

U.S. Secretary of Education Withdraws Memos on Student Loan Servicing

Experian Makes Debt Collection Easier for Consumers

Prior Express Consent Defeats TCPA Claim, But Jury May Find 87 Calls Over 19 Days to be FDCPA Violation

Bona Fide Error Defense Comes Through For Collector With Strong Processes

Mortgage Defaults Climb Slightly

Decline in bankruptcy filings slowing

Judge Issues 30-Day Halt To Proceedings in ED Contract Debacle

Americans have lodged thousands of mortgage complaints with the agency Republicans want to gut

CFPB Prepaid Card Rule Again Targets a Product Popular With the Masses

U.S. recoups $63M in student loans after hiring private debt collection lawyers

WASHINGTON STATE SENATE PASSES BILL TO INCREASE TRANSPARENCY FOR STUDENT LOAN BORROWERS

NACBA25 is Less Than A  Month Away! Are You Registered?

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!

A Glimpse Into the Consumer Bankruptcy Journal

Brian Cuban, Esq. 

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In Brian Cuban’s article, “Why Are Lawyers So Afraid To Ask for Help?” he gives some honest insight into the stigma and fear lawyers have of  career consequences when seeking help, especially through the Legal Assistance Program. Brian discusses this culture of fear and gives ideas on how to dispel this myth so that those who need help will seek it freely.

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

 It’s a New Month! Renew Your Membership to Enter This Awesome Giveaway!

Renew your membership in April and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

Bankruptcy News Briefs 4/18

Seventh Circuit Court of Appeals Rules that Agency Acting Under a “Safe Harbor” Provision of Wisconsin Statute Did Not Violate FDCPA

CFPB Sues Ohio Law Firm Over Debt-Collection Practices

Attorney Fee Application Filed Too Late

Attorney’s Failure to Conduct Reasonable Investigation of Debtor’s Income & Expenses Led to Dismissal of Case & Sanctions against Lawyer

CFPB Proposal Aims to Clarify Home Mortgage Disclosure Act Rule

Individuals Account for More Than a Quarter of All Chapter 11 Filings, ABI

Yes, all debt is bad debt

The Bureau of Resistance

Credit card debt enslaving the American consumer

Report: Medical Debt Agencies Aggressively Go After Debts That Aren’t Owed

District Court Takes Perplexing View on FDCPA Standing

IRS Just Hired Private Debt Collection Agencies to Chase Down Your Debt

Student debt: America’s 1.3 trillion issue

NACBA25 is Less Than A  Month Away! Are You Registered?

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!

A Glimpse Into the Consumer Bankruptcy Journal

Gene Melchionne, Esq.

 

 

 

 

 

 

 

 

 

Maybe you missed National World Back Up Day on March 31st, but don’t despair! Eugene Melchionne’s article, “Technology Inner Sanctum,” provides practical tips and advice on creating a back up process that will give you peace of mind and a way to keep your client’s data secure!

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

 It’s a New Month! Renew Your Membership to Enter This Awesome Giveaway!

Renew your membership in April and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

NACBA25 Checklist! Get Ready for An Awesome Convention!

Are you as excited for the 25th Annual Convention as we are? It’s right around the corner and we want you to be prepared and ready to enjoy what promises to be a memorable convention for everyone who attends! Here’s a quick checklist for you, so that you’re rearing to go to learn, network, and celebrate 25 years of NACBA!

  • Are You Registered? If you’re still haven’t registered that’s number one. But, no worries! Visit NACBA Registration it’s quick and seamless!
  • Have You Made Your Travel Arrangements? Although Walt Disney Dolphin Resort Hotel is sold out, there are still rooms available nearby, check out our hotel and travel section for a list of hotels. Also, get a discount on United, Delta, and Southwest airlines. Discount codes are available.
  • Choose The Sessions You’ll Attend: This is probably the hardest thing you’ll do at NACBA25 because there are so many informative and relevant sessions with incredible presenters! But none the less, you can’t be in two places at one time. So check out the schedule beforehand so you can plan your days.
  • Interested in a Pre-Convention Session? We have two pre-conventions sessions in 2017! The Student Loan Workshop and FDCPA Extreme will take place on Thursday, May 3rd. These are all day workshops at an additional rate. Make sure you register if you plan on attending.
  • Get to Know Our Sponsors and Exhibitors: NACBA couldn’t be more pleased with the Sponsors and Exhibitors at this year’s convention. Take a look at who will be there and make it a point to visit their booths.
  • Make a Mental Note to Visit our Sponsor BK Billing: Why? Because all convention attendees will receive a FREE copy of the 2017 United States Bankruptcy Code and Rules Booklet, 2017 Edition, but you’ll need to visit convention sponsor BK Billing exhibitor area.
  • Experience Disney Magic and Discounts! Don’t forget to get those discounted tickets for Disney Park, Universal Park and Sea World tickets! You’ll score big with the kiddos and your wallet will like you too!
  • Clear Your Schedule for Friday, May 5th from 6-9 pm: Why? So you can attend NACBA’s 25th Anniversary Party!

See you on May 4th-7th in Orlando, Florida!