Fall Workshop

Bankruptcy News Briefs 8/23

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Start Your Day With These Headlines…

ACA Submits Comments Opposing CFPB’s Proposed Rule on Arbitration

Consumer Litigation for FDCPA, FCRA Declines in July, While TCPA Cases Increase

CFPB Flooded With Thousands of Comments Over Arbitration Rule

CFPB: Unnecessary Obstacles for Lower Loan Payments

Proposed Bankruptcy Rule Changes: Word Counts to HELOCs

Will CFPB Move to Limit Arbitration Undermine Alternative Finance?

When banks play unfairly, consumers want chance to be heard in court

Apple and Google join ‘strike force’ to crack down on robocalls

U.S. District Court in Georgia Grants Initial Approval of Wells Fargo $30 Million TCPA Settlement

UPCOMING WEBINARS

7 Keys to Building a Referral-based Law Firm

DATE: Thursday, September 14, 2016, 3:00 PM EST / 12:00 PM PST
COST: FREE for NACBA Members
PRESENTER: Stephen Fairley, CEO, The Rainmaker Institute
REGISTER: HERE

Avoiding Judicial Estoppel, Standing and Claim Preclusion Problems
with Non-Bankruptcy Causes of Action
DATE: Thursday, September 22, 2016 – 3:00 PM EST / 12:00 PM PST
COST: $25 NACBA Member, $75 Non-Member
PRESENTERS:
Judge Paul W. Bonapfel, Northern District of Georgia
J. Erik Heath, Esq., Consumer Bankruptcy Attorney, San Francisco, CA
John Rao, Esq., National Consumer Law Center, Inc.
REGISTER: HERE

GET READY TO SET SAIL!

Enter to Win!

Deadline August 26th!

Free Registration to NACBA’s 2016 Fall Workshop Members-Only Cruise (Miami, FL – Nassau, Bahamas)

October 6-10, 2016

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Visit the NACBA Facebook page and enter to Win a Free Registration to the Fall Workshop Members Only Cruise! Just LIKE the Post & SHARE on your page for a chance of winning one (1) FREE Registration (total value $594) to NACBA’s 2016 Fall Workshop Members Only Cruise (Miami, FL – Nassau, Bahamas), October 6-10, 2016. This prize package includes registration to the Pre-Cruise Tax Session.

Contest Expires August 26th, 2016 Winner Announced August 29th, 2016 . Non-Transferable. One (1) winner selected. Current Membership in NACBA Required. Good luck!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 8/18

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Take a Look at These Headlines…

New York Fed: Consumer Spending Growth ‘Robust’ in June

DOR Collection Violates Confirmation Order

NCLC and 39 Others Urge Department of Education to Address Racial Disparities in Student Loans

Judge Cites “Zone of Interests” Protections, Dismisses “Nomorobo” TCPA Lawsuit

Mystery Shoppers’ for Home Loans: CFPB Uses Undercover Techniques on Bank

Group Challenges CFPB Arbitration Rule As ‘Arbitrary’ And Unsupported By Data

CFPB Proposed Arbitration Rules Vital to Consumers: Pew Research

Over Four Hundred Years of Law on Fraudulent Transfers, Flushed Down the Drain

UPCOMING WEBINARS

Register for Today’s Webinar!

CFPB Proposed Rule on Payday & Car Title Lending
DATE: Thursday, August 18, 2016 – 3:00 PM EST / 12:00 PM PST
COST: Free to NACBA Members
PRESENTERS:
– Ms. Ellen Harnick, Senior Policy Counsel & Western States Director, CRL
– Ms. Lisa Stifler, Deputy Director of State Policy, CRL
REGISTER HERE

Payday lenders purposefully ensnare people in debt they can’t escape. Payday and car title lenders drain more than $8 billion in fees annually. They collect 75 percent of their fees from people stuck in more than 10 loans a year by charging 300 percent APR. It’s a debt trap. Payday loan borrowers are more likely to fall behind on other bills and to file for bankruptcy.

In June, the CFPB proposed new rules to address the payday car title lending debt trap. Learn from experts at the Center for Responsible Lending about the payday loan debt trap, the proposed regulations, and how you can take action to strengthen the proposed rule.

7 Keys to Building a Referral-based Law Firm
DATE: Thursday, September 14, 2016, 3:00 PM EST / 12:00 PM PST
COST: FREE for NACBA Members
PRESENTER: Stephen Fairley, CEO, The Rainmaker Institute
REGISTER: HERE

Every attorney wants a referral-based practice, but most attorneys struggle to consistently get enough referrals. We have uncovered the secrets of referrals and will teach you:

The 3 biggest reasons why you’re not getting more referrals…and what to do about it
Creating a plan to double your referrals in the next 6 months
The 4 most commonly overlooked places to increase your referrals

GET READY TO SET SAIL!

Enter to Win!

Free Registration to NACBA’s 2016 Fall Workshop Members-Only Cruise (Miami, FL – Nassau, Bahamas)

October 6-10, 2016

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Contest Expires August 26th, 2016 Winner Announced August 29th, 2016 . Non-Transferable. One (1) winner selected. Current Membership in NACBA Required. Good luck!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 8/15

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Top of The Week News…

GAO Releases Report on CFPB’s SBREFA Panels

FCC Clarifies Application of TCPA to Calls Made by Schools and Utilities

A Win for Consumers! FCC Limits Robocalls for Collectors of Federal Student Loan Debt

Late-Filed Return Not Honest and Reasonable Attempt to Comply

CFPB Presents Significant New Regulatory Requirements for Third-Party Debt Collectors

CFPB Seeks Input On Changes To Consumer Complaint Process

College May Keep Tuition Money Paid by Bankrupt Parents, Judge Rules

The medical debt crisis: The prognosis is still dire for Americans struggling to pay off massive health care bills

The stimulus wore off. What now?

UPCOMING WEBINARS

CONSUMER BANKRUPTCY JOURNAL HIGHLIGHT

There are more than articles in the Consumer Bankruptcy Journal. Read the Board Annoucments, All the details on NACBA’s Fall Workshop, Updates on Events such as the 2 Day Law Firm Marketing Bootcamp, and more.

MARK YOUR CALENDARS

Free Registration to NACBA’s 2016 Fall Workshop Members-Only Cruise (Miami, FL – Nassau, Bahamas)

October 6-10, 2016

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Contest Expires August 26th, 2016 Winner Announced August 29th, 2016 . Non-Transferable. One (1) winner selected. Current Membership in NACBA Required. Good luck!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 8/12

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Kicking Off Friday…

District Court Gets it Wrong in Chapter 13 Lien Strip Case

Crawford Case for FDCPA ‘Time-Barred’ Proof of Claim, Case Was Itself ‘Time-Barred’

7th Cir. Deepens Split on FDCPA Liability for ‘Time-Barred’ Claims

FCC Adopts TCPA Rules for Exemption of Federal Government Debt Collection Calls

Colleges Push Back on Student-Debt-Forgiveness Plan

Student debt collectors want to robo-call your cellphone, but FCC says not so fast

New Rules Could Make Robocalls Less of a Nuisance

What You Need To Know About New Rules Allowing Debt Collection Robocalls From Feds

Majority: Attempt to collect stale debt not deceptive

How Long are Arizona Judgments Enforceable?

UPCOMING WEBINARS

CONSUMER BANKRUPTCY JOURNAL HIGHLIGHT

It’s the weekend! A Perfect time to read today’s Consumer Bankruptcy Journal Spotlight, “#NACBA2016: Is Your Business a Force to Be Reckoned With?” by Christine Kieta, P.C.

MARK YOUR CALENDARS

Free Registration to NACBA’s 2016 Fall Workshop Members-Only Cruise (Miami, FL – Nassau, Bahamas)

October 6-10, 2016

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Contest Expires August 26th, 2016 Winner Announced August 29th, 2016 . Non-Transferable. One (1) winner selected. Current Membership in NACBA Required. Good luck!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 8/11

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Thursday’s Headlines…

Credit Card Balances Influence Increase in Household Debt

Consumers’ Household Finance Expectations Continue to Improve

FDCPA Safe Harbor Buried within CFPB Mortgage Rules

Most CFPB Small Business Panelists Disagree with Agency Rules: GAO

CFPB Lawsuit Barred by U.S. Inaction, Payment Firm Says

CFPB debt collection proposal called most significant change in 30 years

Producers Beware: What happens when your movie distributor files bankruptcy?

BNA Insights: Statute of Limitations for Disgorgement Claims in SEC and CFPB Enforcement Actions

UPCOMING WEBINARS

Don’t Miss Today’s Webinar!

How To Build a Thriving Bankruptcy Practice In A Down Market
DATE: Thursday, August 11, 2016 – 3:00 PM EST / 12:00 PM PST
COST: Free to NACBA Members
PRESENTER: Mr. Richard James
REGISTER HERE

CONSUMER BANKRUPTCY JOURNAL HIGHLIGHT

Take a moment to kick back and read, “The President’s Report,” by Edward Boltz in today’s Consumer Bankruptcy Journal Spotlight!

MARK YOUR CALENDARS

Free Registration to NACBA’s 2016 Fall Workshop Members-Only Cruise (Miami, FL – Nassau, Bahamas)

October 6-10, 2016

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Contest Expires August 26th, 2016 Winner Announced August 29th, 2016 . Non-Transferable. One (1) winner selected. Current Membership in NACBA Required. Good luck!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 8/10

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Over the Hump Headlines…

Illinois Governor Bruce Rauner Nixes Bill Connected to His Former Business Life in Debt Collection

Ninth Circuit Court of Appeals Rules – Failure to Specifically State “This Communication is From a Debt Collector” is Not FDCPA Violation

Location, Location, Location – A Brief Overview of Personal Jurisdiction, Forum Selection Clauses, and Why They Matter

Creditors Beware-Automatic Stay Violations Can Lead to Massive Punitive Damages

CFPB Issues 2016 Annual Plain Writing Act Compliance Report

What You Need To Know Now About The CFPB’s Debt Collection Proposal

Slideshow 10 worst states for student loan debt

Foreclosures Drop Sharply from Last Year

UPCOMING WEBINARS

CONSUMER BANKRUPTCY JOURNAL HIGHLIGHT

Creative lawerying may be needed for those who are facing privates student loan lawsuits that are becoming common as student loan debt climbing to astounding figures . Read, “In Spate of Private Student Loan Lawsuits, One Defense Stands Out,” by Richard Gaudreau in NACBA’s Consumer Bankruptcy Journal as he discusses what you can do for your clients.

MARK YOUR CALENDARS

Free Registration to NACBA’s 2016 Fall Workshop Members-Only Cruise (Miami, FL – Nassau, Bahamas)

October 6-10, 2016

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Contest Expires August 26th, 2016 Winner Announced August 29th, 2016 . Non-Transferable. One (1) winner selected. Current Membership in NACBA Required. Good luck!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 8/9

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Today’s Bankruptcy News Briefs…

Eighth Circuit Lets the Fox in the Henhouse

Illinois Governor Vetoes Private Debt Collection Bill

Consumer Borrowing Slows in June

CFPB Amends Servicer Rules

CFPB Considering Debt Collection Reform Proposals

CFPB Issues Final Mortgage Servicing Rules

Rogue debt collectors: Our view

The Real Student Loan Crisis: Debt-Fueled Tuition Inflation

Legislators Take Aim at New Jersey Student Loan Program’s Tough Tactics

UPCOMING WEBINARS

CONSUMER BANKRUPTCY JOURNAL HIGHLIGHT

Take a moment to read the in depth, “NCBRC Report,” in today’s Consumer Bankruptcy Journal Spotlight. Read the Cases in Review such as; Chapter 7 Reaffirmation of Debt, Proof of Claim-Secured Claim-Post Petition Charges, Property of the Estate-Avoidance of lien impairing exemption, and more.

MARK YOUR CALENDARS

Free Registration to NACBA’s 2016 Fall Workshop Members-Only Cruise (Miami, FL – Nassau, Bahamas)

October 6-10, 2016

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Contest Expires August 26th, 2016 Winner Announced August 29th, 2016 . Non-Transferable. One (1) winner selected. Current Membership in NACBA Required. Good luck!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 8/1

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New Month New Headlines…

CFPB Previews Debt Collection Rule in SBREFA Outline

Debt-collection proposals: Fewer calls, easier to dispute

There’s one reason a big chunk of Americans have ‘negative wealth’

CFPB will update Know Before You Owe rule

Wells Fargo Bank Settles TCPA Lawsuit

CONSUMER BANKRUPTCY JOURNAL HIGHLIGHT

Are you looking for ways to grow your law firm? Then you’ll want to read “4 Keys to Breaking the 7 Figure Barrier,” by Stephen Fairley with the Rainmaker Institute. Learn the specific strategies and compelling keys that will help you cross that barrier and make your firm a success!

MARK YOUR CALENDARS

Register Now for the Early Bird Rate!

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Join us to set sail for NACBA’s Summit at Sea (#NACBASEA) setting sail from October 7th-10thwith a a Pre-Cruise event and a Launch Party on October 6th. Get great savings by taking advantage of the Early Bird Rate ending, September 2nd! Check out the Schedule andRegisterToday!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA?

#NACBASEA Spotlight With Kent Anderson and Larry Heinkel

NACBA is thrilled to announce our Summit at Sea Member Only Workshop happening October 6th-10th! When you register for #NACBASEA you will have the opportunity to learn, earn CLE and network on the Royal Caribbean’s Enchantment of the Seas® Each week NACABA will highlight the sessions and speakers that will make this a voyage to remember!

We’re kicking off our spotlight with the Pre-Cruise Session at the Shelborne Wyndham Grand Hotel, in South Beach Miami. on Thursday, October 6th, from 1:00 p.m. to 5:00 p.m. Check it out!

Tax Problem Resolution for Bankruptcy Lawyers: Adding IRS Representation to your Portfolio of Skills.

Need to make more money without really learning another field? Want to provide added value for your clients? Kent & Larry will use a real life example and teach you from beginning to end how to use your existing bankruptcy analytical skills and add Tax Problem Resolution to your practice. Learn how to work out installment agreements (good for letting tax debts “age” for a future bankruptcy!), make Offers in Compromise, address undischarged taxes and liens, use the IRS national standards for your client’s benefit, and more, all while getting paid for it! Don’t miss it!

Presenters:

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Kent Anderson

Kent Anderson has lectured extensively for lawyers, realtors and tax professionals about Tax Liens, Tax Collection Defense, Mortgage Modifications, Chapter 13 Bankruptcy, and other Debtor-Creditor matters. He has been a featured speaker at the IRS National Tax Forum, Northwest Bankruptcy Institute, and the NACBA Annual Meeting. Kent has been active in the NACBA lobbying program for several years and was invited to speak at US Senator Jeff Merkley’s Mortgage and Foreclosure Solutions Summit. He is the current NACBA Oregon chair and continues to consult with the senator’s office on bankruptcy and foreclosure issues.

Kent established his private practice in 1978 and is admitted to practice before the U.S. District Court for the District of Oregon, the US Tax Court, the 9th Circuit Court of Appeals, and the US Supreme Court. Mr. Anderson is board certified in Consumer Bankruptcy by the American Board of Certification. His practice includes tax collection defense, contested audit, and consumer bankruptcy matters.

He is a member of the National Association of Consumer Advocates, the National Association of Consumer Bankruptcy Attorneys, and the Bankruptcy Law Network, LLC, where he currently holds the office of Treasurer. As chair of the Website Committee for the Oregon State Bar Debtor/Creditor Section and member of the local Bankruptcy Pro Bono committee, he contributes his expertise to state bar efforts. Kent has been a public board member of the Oregon Board of Psychologist Examiners since 2009. He is a contributing author on the LexisNexis Bankruptcy Law Center online forum and has worked with Lexis in developing and testing several versions of its software including its new TopForm 11 bankruptcy document assembly program.

Larry Heinkel

Larry Heinkel is a tax and bankruptcy attorney with more than 30 years experience helping businesses and individuals, solve their state and federal tax problems. Mr. Heinkel has been extremely successful in representing his clients before IRS and DOR, and is known throughout Florida as an expert in tax problem resolution.

Larry graduated from the University of Florida with honors in Accounting (B.S.B.A.), Law (J.D.), and Tax Law (LL.M.). He is listed among Florida Trend’s Florida Legal Elite and is a Member of The Law Review, was published twice and has served as an Adjunct Professor in tax and business law at Rollins College and the University of Central Florida MBA Program. Lean more about Larry at taxproblemsolver.com/

Plan to join us for this special session and earn some extra CLE before the cruise departs. To register for the sessions on land and sea, CLICK HERE!

Bankruptcy News Briefs 7/29

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News Leading into the Weekend…

Consumer Litigation Cases on the Rise in June

How new CFPB proposals may affect the way debt collectors contact you

Credit and Collection Industry Makes Voice Heard at CFPB Debt Collection Field Hearing

ACA International Statement on Outline of Proposed Debt Collection Rule Being Considered by the CFPB

Obama and Warren Reflect On Wall Street Reform’s Progress

Treasury Reflects On Six Years of Reform Progress

Serious Delinquencies Continue to Seriously Decline

CONSUMER BANKRUPTCY JOURNAL HIGHLIGHT

2016 is an exciting year with the elections quickly upon us. NACBA continues to work with interested members and staff members on the important issues such as student loans, bankruptcy, privacy protection for consumer debtors, facing our bankruptcy attorneys and their clients. Take a moment to read the Legislative Update, by Maureen Thompson in the summer edition of the Consumer Bankruptcy Journal and get involved on the matters that matter to you.

MARK YOUR CALENDARS

Register Now for the Early Bird Rate!

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SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Not a member of NACBA? Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!