
Another Awesome Session at NACBA25!

Another Awesome Session at NACBA25!

CFPB fines Experian $3 million for lying about consumers’ credit scores
FCC Adopts Proposed Rules and a Notice of Inquiry on Blocking Unlawful Robocalls
Consumer Spending Slows Since December
CFPB preps to review major mortgage rules
The New Administration’s Plans for the CFPB Take Shape
Portfolio Recovery hit with debt collection lawsuit
Study: 73% of consumers die with outstanding debt
The Latest–And Surprising–Victims of the Student-Loan Debt Crisis: Older Americans
Supreme Court Narrows Use of Structured Dismissals
Upcoming NACBA Events

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!
Receive a $25 Amazon Gift Card!
In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!
NACBA Membership Promotion!
Renew your membership this month and be entered to win a copy of
NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

Revisiting Dodd-Frank; Its Design May Make Next Crisis Even Worse
More Twists in ED’s ‘Dear Colleague’ Collection Fee Matter
Court Dismisses CFPB Complaint Against Payment Processor For Ignoring Red Flags
DOJ Brief Opposing CFPB Brings More Uncertainty
CFPB’s Next Move in Processor Case Bears Watching
Student loan collector pledges not to charge high fees permitted by Education Department
Confessions of a bankruptcy attorney: What people get wrong about bankruptcy
A First Look At February Delinquency Data
Judicial Foreclosure Sales are Immune to Preference Challenges
Upcoming NACBA Events

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!
Receive a $25 Amazon Gift Card!
In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!
NACBA Membership Promotion!
Renew your membership this month and be entered to win a copy of
NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

Federal Court Nixes CFPB Enforcement Action that Claimed a Payment Processor Ignored Fraud
American Bankruptcy Institute Forms Commission on Consumer Bankruptcy
Judge Rules For Servicer in TCPA Case Regarding Calls to Number Provided for Subsequent Loan
Trump’s ED Dept Withdraws Position Prohibiting Collection Fees on FFEL Defaults
No Personal Liability for Post-Petition HOA Fees
CFPB Takes on Credit Reporting Problems
Tensions escalate at House hearing on constitutionality of the CFPB
Pocan introduces bipartisan bill in effort to alleviate student loan debt
Filing for bankruptcy more expensive under Trump budget
More Consumers Seek Loan Modifications
Upcoming NACBA Events

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!
Receive a $25 Amazon Gift Card!
In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!
NACBA Membership Promotion!
Renew your membership this month and be entered to win a copy of
NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

Stay Updated on the CFPB Rules That Will Have an Impact on Your Bankruptcy Firm
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Sarah Mancini
Sarah Bolling Mancini is Of Counsel for NCLC half-time, focusing on foreclosures and mortgage lending, and works half-time as an attorney in the Home Defense Program of Atlanta Legal Aid. She has experience representing homeowners in bankruptcy cases and litigating in state, federal district, and bankruptcy courts. She also clerked for the Honorable Amy Totenberg, U.S. District Court for the Northern District of Georgia. Sarah is a member of the Georgia Bar. She received her B.A. in public policy from Princeton University and her J.D. from Harvard Law School.
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John Rao
John Rao is an attorney with the National Consumer Law Center, Inc. Mr. Rao focuses on consumer credit and bankruptcy issues and has served as a panelist and instructor at numerous bankruptcy and consumer law trainings and conferences. He has served as an expert witness in court cases and has testified in Congress on consumer matters. Mr. Rao is a contributing author and editor of NCLC’s Consumer Bankruptcy Law and Practice; co-author of NCLC’s Foreclosures; Bankruptcy Basics; Guide to Surviving Debt; and NCLC Reports: Bankruptcy and Foreclosures Edition, and contributing author to NCLC’s Student Loan Law. He is also a contributing author to Collier on Bankruptcy and the Collier Bankruptcy Practice Guide. Mr. Rao serves as a member of the federal Judicial Conference Advisory Committee on Bankruptcy Rules, appointed by Chief Justice John Roberts in 2006. He is a conferee of the National Bankruptcy Conference, fellow of the American College of Bankruptcy, vice-president for the National Association of Consumer Bankruptcy Attorneys, and former board member for the American Bankruptcy Institute. He is an adjunct faculty member at Boston College School of Law. Mr. Rao is a graduate of Boston University and received his J.D. in 1982 from the University of California (Hastings).

New Executive Order Aimed at Deregulation Includes CFPB
How we got to $1 trillion in debt: An illustrated history of student loans in America
U.S. House Committee Will Hold Hearing Tomorrow on CFPB’s Unconstitutional Design
U.S. Department of Justice Files Amicus Brief Against CFPB
CFPB Releases Latest RFI to Evaluate the Consumer Credit Card Market
Experian Prevails in FCRA Case where Plaintiff Failed to Introduce Evidence of Actual Damages
Justice Department Calls CFPB’S Structure Unconstitutional
The Feds Just Rolled Back a Rule Protecting You From Overzealous Student Debt Collectors
Consumer claims Midland Funding, others are attempting to collect unauthorized debt
Upcoming NACBA Events

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today!
Receive a $25 Amazon Gift Card!
In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!
NACBA Membership Promotion!
Renew your membership this month and be entered to win a copy of
NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month

Join Stephen Fairley from the Rainmaker Institute as he discusses 3 stages every law firm goes through to break the 7-figure barrier. At each stage there are different challenges that must be faced and overcome to grow to the next level. Since 1999, The Rainmaker Institute has trained over 18,000 attorneys and helped hundreds of their clients break 7-figures. If you’ve struggled to scale to a million dollars or more in your law firm you need to attend and discover:
Read More About Your Presenter:
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Two-time international best-selling author, Stephen Fairley is the Founder and CEO of The Rainmaker Institute, the nation’s largest law firm marketing company specializing in marketing and lead conversion for small to medium law firms. Over 18,000 attorneys nationwide have benefited from learning and implementing the proven Rainmaker Marketing System.
Stephen was academically trained as a clinical psychologist and ran 2 successful small businesses prior to focusing on the legal marketplace.
Since 1999, he has built a national reputation as a legal marketing expert and been named, “America’s Top Marketing Coach.” He has spoken numerous times for over 35 of the nation’s largest state and local bar associations.
Stephen has appeared in Inc and Entrepreneur magazines, has authored 12 books, taken 15 cruises, and traveled to 41 countries. He resides in Phoenix with his wife of 20 years.
Come Celebrate 25 Years of NACBA! Register Today!
It’s the Last Day for the Early Bird Rate!

Preferential Transfer Governed by Date Garnished Wages Earned
CFPB Proposes Six-Month Delay in Prepaid Card Rule Effective Date
CFPB Issues Monthly Complaint Snapshot On Credit Reporting
PHH Files Opening En Banc Brief in Case v. CFPB; So Do 7 Organizations
TCPA Case Law Review for February 2017
CFPB officially hits Nationstar with $1.75 million fine for HMDA violations
IRS Opposes Granting of Certiorari in Cases Addressing Definition of Return
MORE THAN HALF OF PARENTS WHO COSIGNED STUDENT LOANS STRUGGLE FINANCIALLY
Upcoming NACBA Events
1 Day Left to Receive the Early Bird Rate! Register Today!

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today for the Early Bird Rate that ends March 17th, 2017 for savings!
Register for Today’s Webinar!

What to do: Post HAMP for Mortgage Borrower Clients
Date: Thursday, March 16, 2017, 3:00 PM Eastern to 4:00 PM Eastern.
Presented by: Marc Dann Esq., and Bobby Rivera Esq.
Register HERE
Receive a $25 Amazon Gift Card!
In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!
NACBA Membership Promotion!
Renew your membership this month and be entered to win a copy of
NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month
Fed Survey: Consumers’ Financial Outlook Improves
U.S. consumer debt nears record
Trump Picks a Regulator Who Could Help Reshape Dodd-Frank Act
Consumer sues debt collector for alleged violation of FDCPA
Misstated Summons Did Not Create FDCPA Violation
More than 1.1 million borrowers defaulted on their federal student loans last year
The Foreclosure Crisis: A Retrospective
Though the CFPB Faces Major Reform, Few Know What it is
Legislators eye measure to protect IRAs from creditors
Upcoming NACBA Events

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today for the Early Bird Rate that ends March 17th, 2017 for savings!
Register for Tomorrow’s Webinar!

What to do: Post HAMP for Mortgage Borrower Clients
Date: Thursday, March 16, 2017, 3:00 PM Eastern to 4:00 PM Eastern.
Presented by: Marc Dann Esq., and Bobby Rivera Esq.
Register HERE
Receive a $25 Amazon Gift Card!
In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!
NACBA Membership Promotion!
Renew your membership this month and be entered to win a copy of
NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month
New Data: More Than 1.1 Million Federal Student Loan Defaults in 2016
Student Loan Guarantor Agency Not Liable for Collector’s Alleged TCPA Violations
Massachusetts Appellate Division: A Debt Buyer is a Debt Collector Under MA Law
PHH urges Court of Appeals to kill CFPB
Why the Consumer Financial Protection Bureau Is in Danger
Credit Card Debt Tops $15,000 in More Than Half of US Households
Study: Household Credit Card Debt Continues to Approach Post-Recession Records
Upcoming NACBA Events

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today for the Early Bird Rate that ends March 17th, 2017 for savings!

What to do: Post HAMP for Mortgage Borrower Clients
Date: Thursday, March 16, 2017, 3:00 PM Eastern to 4:00 PM Eastern.
Presented by: Marc Dann Esq., and Bobby Rivera Esq.
Register HERE
Receive a $25 Amazon Gift Card!
In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!
NACBA Membership Promotion!
Renew your membership this month and be entered to win a copy of
NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month