NCBRC

Bankruptcy News Briefs 7/12

What’s Happening in Midweek News? Take a Look…

Dept. of Defense Did Not Violate the Automatic Stay When it Offset Debtor’s Tax Refunds to Pay Non-Dischargeable Pre-Petition Debt

Consumers’ and Businesses’ Bankruptcy Filings Increase in June

Legislation to End Operation Choke Point Expected for Markup After August Recess

Third Circuit Rules Single Phone Call Sufficient to Create Standing in TCPA Claim

Deadline for Revocation of Discharge Not Jurisdictional

Democrats Ask FTC to Review IRS Private Debt Collection Scripts

Betsy DeVos Sued Again for ‘Devastating’ Suspension of Student Loan Protections

Things That Go Down, Must Go Up?

U.S. Consumer Borrowing Posts Biggest Increase In Six Months

Don’t Miss These Informative Webinars This Summer!

July’s Webinar

Is there Life After HAMP? Now what?
The End of HAMP: Understanding Proprietary Modifications
Date: Thursday, July 20, 2017, 3:00 PM Eastern to 4:00 PM Eastern
Presented by: O. Max Gardner III, Roberto (Bobby) Rivera
Cost: $25 NACBA Member / $75 Non-Member
Register HERE

August’s Webinar

Reverse Mortgages & Bankruptcy
Date: Thursday, August 10, 2017, 12:00 PM Eastern to 1:00 PM Eastern
Presented by: Tara Twomey, Esq.
Cost: $25 NACBA Member / $75 Non-Member
Register HERE

Renew Your Membership For a Chance to Win This Great Resource!

It’s a new month and that means when you renew your membership in July you are automatically entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners will be selected at random each month.

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out theRequirements and start referring today!

PlayBack NACBA

Can you believe it’s been a month since the 2017 Convention? Was there a session you wanted to attend, but couldn’t? We understand! There were so many incredible sessions available and you can only be in one place at one time, but don’t fret! There is a way that you can relieve NACBA25 visit Playback NACBA and access your 3 Month Pass if you were an attendee!

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

Bankruptcy News Briefs 7/11

CFPB Rule Restores Consumers’ Day in Court Over Financial Misconduct

Calls to Consumer Prior to Processing Cease & Desist Letter Do Not Violate FDCPA

U.S. Banking Group Anticipates Modest Growth in Economy in 2018

Appellate Court Reignites Single-Call TCPA Case

Equity Does Not Permit Court to Fix Congress’ Mistake Nearly 40 Years Ago Regarding Exemptability of Personal Injury Awards

Debtors Entitled to Attorneys Fees for Defending Adversary Proceeding Brought by Creditor That Failed to Properly Investigate the Facts and was Not Substantially Justified in Bringing Action

CFPB issues executive summary of TRID Rule amendments

CFPB’s long-awaited arbitration rule may be a short-lived victory for consumers

Credit Agencies To Ease Up On Medical Debt Reporting

Consumer Credit Rose $18.4 Billion in May, Most in 6 Months

Richmond widow fights to get around advisor’s bankruptcy

Don’t Miss These Informative Webinars This Summer!

July’s Webinar

August’s Webinar

Reverse Mortgages & Bankruptcy
Date: Thursday, August 10, 2017, 12:00 PM Eastern to 1:00 PM Eastern
Presented by: Tara Twomey, Esq.
Cost: $25 NACBA Member / $75 Non-Member
Register HERE

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

PlayBack NACBA

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

Bankruptcy News Briefs 7/10

News Kicking Off Your Week…

Fifth Circuit Rules Consumer’s § 1692e(8) FDCPA Claim Not Foreclosed by Consumer’s Failure to Timely Dispute Debt

Section 707(b) Applies to Converted Cases

National Consumer Law Center Advocates Condemn U.S. Department of Education Blocking Important Protections against For-Profit School Fraud

NCLC Attorney to Testify at U.S. Department of Education In Support of Important Protections against For-Profit School Fraud

Court Found Cause to Grant Ex-Wife Relief from the Stay in Order to Have a State Court Issue a QDRO

Creditor’s Subrogation Lien that Arose by Operation of State Law Post-petition was Not a Violation of the Automatic Stay since the Creditor had not Taken “Any Act” to Create the Lien

Court Finds Condo Association Attorneys’ Fees to be Unreasonable Where COA Referred Debtor to its Attorneys Instead of Dealing with the Debtor’s Concerns Directly

Court Sanctions Debtor’s Counsel under Rule 9011 for Filing Stale, Incomplete Petition for an Improper Purpose

Cold Case: Bankruptcy Reopened More Than 80 Years Later

Don’t Miss These Informative Webinars This Summer!

July’s Webinar

August’s Webinar

Reverse Mortgages & Bankruptcy
Date: Thursday, August 10, 2017, 12:00 PM Eastern to 1:00 PM Eastern
Presented by: Tara Twomey, Esq.
Cost: $25 NACBA Member / $75 Non-Member
Register HERE

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

PlayBack NACBA

Not A Member of NACBA? Join today and receive membership benefits that will enhance your professional endeavors!

Bankruptcy News Briefs 7/7

Headlines Leading Into the Weekend…

Oregon Passes New Debt Buyer Legislation

What Happens to Faxed Revocation of Consent?

Direct Payments to Mortgagee are “Payments under the Plan”

Court Sanctions Debtor’s Counsel under Rule 9011 for Filing Stale, Incomplete Petition for an Improper Purpose

Trustee Could Not Reopen Chapter 7 Case to Administer Assets Which he Abandoned Over a Year Ago After He Was Unable to Sell Tem

NJ borrowers can sue lawyer over debt collection letter-ruling

Jefferson County couple claims HSBC violated debt collection, credit reporting laws

Lawsuits accuse feds of illegally delaying Obama-era student loan rules

McWatters to CFPB: Give Us Consumer Protection Authority Over Big CUs

Debtor Maintaining Expenses for Two Houses Not Abuse of Ch. 7

Don’t Miss These Informative Webinars This Summer!

July’s Webinar

August’s Webinar

Reverse Mortgages & Bankruptcy
Date: Thursday, August 10, 2017, 12:00 PM Eastern to 1:00 PM Eastern
Presented by: Tara Twomey, Esq.
Cost: $25 NACBA Member / $75 Non Member
Register HERE

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

PlayBack NACBA

Not A Member of NACBA? Join today and receive membership benefits that will enhance your professional endeavors!

Bankruptcy News Briefs 7/5

Midweek Headlines..

Survey: American Households Still Face Lingering Economic Challenges from Great Recession

Some Federal Student Loans Cancelled in New Jersey

Life Insurance Proceeds that Debtor Received More than 180 Days After Filing Chapter 13 Case were Property of the Estate

Change how CFPB is run

Proposals to change student loan rules could upend industry

Attorney for Chapter 13 Debtors Not Entitled Fees Above the Local “No Look” Fee Where the Disclosure of Compensation Conflicted With Plan Provision on Fees

Court rules that debtors may claim exemption for HSAs

District Court of New Jersey Holds No Duty Under FDCPA to Warn of Tax Consequences for Debt Settlement

Study: Debt collection complaints from CT military members low

Consumers on a healthier credit footing but unsure on their scores

Don’t Miss These Informative Webinars This Summer!

July’s Webinar

August’s Webinar

Reverse Mortgages & Bankruptcy
Date: Thursday, August 10, 2017, 12:00 PM Eastern to 1:00 PM Eastern
Presented by: Tara Twomey, Esq.
Cost: $25 NACBA Member / $75 Non Member
Register HERE

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

PlayBack NACBA

Not A Member of NACBA? Join today and receive membership benefits that will enhance your professional endeavors!

Bankruptcy News Briefs 6/29

In Thursday’s News…

Are Significant Changes To Class Actions On The Horizon? (Part Two)

Court Says Calls to VoIP Number Did Not Violate TCPA

Older Residents in These States Complained the Most to the CFPB

Treasury plan could change U.S. consumer financial oversight, despite obstacles

FTC Brings Suit Against Debt Collector for “Phantom Debts”

Equitable Estoppel vs. Right to Amend Schedules

Debt-collection exec sentenced to more than 4 years in prison

Economic Data: Recent Interest Rate Hike Ups Concern for Consumers

Your credit score could jump in July, but it’s no cure-all

Register for July’s Webinar!

Renew Your Membership For a Chance to Win This Great Resource!

Only two more days to renew your membership in June to be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month.

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

PlayBack NACBA

Not A Member of NACBA? Join today and receive membership benefits that will enhance your professional endeavors!

Bankruptcy News Briefs 6/14

Midweek Happenings…

Consumer Borrowing Shows Marginal Increase in April

Federal Reserve Survey: Consumers’ Overall Financial Well-Being Improves

SCOTUS Issues Landmark Precedent for FDCPA in Case Supported by ACA’s Industry Advancement Program

Treasury Department Issues Long Awaited Report on Regulatory Reform for the Financial Services Industry

WV Supreme Court Rules in Favor of Debt Collector on Call Volume

Grace Period to Cure Arrearage Beyond Five-Year Plan Period

NCLC Leads Consumer Groups in Urging FCC to Initiate Enforcement Action Against Navient for Violations of the TCPA

Chapter 7 Debtors had to Turnover Pre-petition Payments made for Daughter’s Ballet Courses, as well as Paid Time Off

Treasury: Gut CFPB, overhaul residential mortgage lending regulation

U.S. Supreme Court Excludes Banks Collecting Purchased Delinquent Debt from Definition of “Debt Collector” under the FDCPA

Feds revising rule covering third-party debt collectors

It’s time to get realistic about the debt ceiling

Upcoming NACBA Webinar!

Don’t miss NACBA’s comprehensive webinar, “2017 Case Law Updates & Impact on Consumer Bankruptcy Attorneys,” Thursday, June 22nd from 3pm-4pm ET with Henry Sommer and Angela Littiwn. This webinar will discuss recent trends in bankruptcy case law, with analysis of cases decided by the Courts of Appeals and other appellate courts. Take a look at the cases they will be discussing and make sure you Register Today!

Cost is $25 for NACBA Members/$75 For NonMembers

Renew Your Membership For a Chance to Win This Great Resource!

Renew your membership in June to be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month.

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

PlayBack NACBA

Not A Member of NACBA? Join today and receive membership benefits that will enhance your professional endeavors!

Bankruptcy News Briefs 5/19

Headlines Leading Into the Weekend

Sens. Tom Udall and Cory BoRecord Consumer Debt Provokes Sleepless Nights, Recession Nightmaresoker Introduce Legislation to Repeal Congressional Review Act

Why Student Loans And Bankruptcy Don’t Always Mix

No False Representation in Loan Acquisition

Rising student debt ‘crippling’ recent graduates, the economy

Americans Are Paying $38 to Collect $1 of Student Debt

Household Debt And Credit Report: Q1 2017 Update

Record Consumer Debt Provokes Sleepless Nights, Recession Nightmares

Consumer claims collection agency attempted to collect despite bankruptcy

Student Debt Is Eating Your Household Budget

Examining Credit State By State

Building a 7-Figure Lifestyle Law Firm: Moving from a Busiess Operator to a Business Owner
Date: Thursday, June 1, 2017, 3:00 PM Eastern to 4:00 PM Eastern
Presented by: Stephen Fairley, The Rainmaker Institute
Cost: No Fee – NACBA Member Benefit
Register HERE

Receive a $25 Amazon Gift Card!

Renew Your Membership in May to Enter This Awesome Giveaway!

Renew your membership in May and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month.

PlayBack NACBA

Do you wish you could experience the 2017 Convention all over again, is there a session you wanted to attend, but couldn’t? We understand! There were so many incredible sessions available and you can only be in one place at one time, but don’t fret! There is a way that you can relieve NACBA25 ! Visit Playback NACBA and access your 3 Month Pass if you were an attendee!

Bankruptcy News Briefs 5/10

Student, Auto Loan Borrowing Reaches Highest Level in Five Months

Bankruptcy Filings Decline

Searching For The Meaning Of “Meaningful Involvement”

Lawmakers Push Bill Allowing Student Debt to Be Discharged in Bankruptcy

CFPB Updates Rules on Collecting Ex Parte Rulemaking Input

U.S. Government Officials Play Hardball On Student Loan Defaults

Chapter 20 and Who May Be a Debtor

CFPB: Consumer Prepaid Complaints Drop in Q1

Top 5 complaints against credit card companies

Reps. Katko, Delaney sponsor bill that would let student loan borrowers get bankruptcy discharge

11th Cir. Holds Post-Discharge Monthly Mortgage Statements Not Prohibited

Receive a $25 Amazon Gift Card!

Renew Your Membership in May to Enter This Awesome Giveaway!

Subsscribe to NACBA Now Today!

Bankruptcy News Briefs 3/13

CFPB, Justice Department Poised to Square Off in Court

Breaking News: ACA International Files Legal Brief in Pivotal D.C. Circuit Case Challenging CFPB’s Structure and Power Under Dodd-Frank

Consumer Debt Nears Pre-crash Levels

Consumer debt not on trend with economic growth

Granite City man sues debt collector for violation of FDCPA

Nationstar Drags its Feet to the Tune of $49,000

Interactive Tool Examines Lawmaker Student Debt Stance

There’s a huge catch if the federal government forgives your student debt

U.S. Bankruptcy Court Reminds Us to “Get the Note” or File a Financing Statement

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more! Register today for the Early Bird Rate that ends March 17th, 2017 for savings!

Register Today for Two New NACBA Webinars in March!

10 Critical Numbers That Will Determine the Success or Failure of Your Law Firm
Date: Tuesday, March 14, 2017, 2:00 PM-3:00 PM ET
Presented by: Stephen Fairley, The Rainmaker Institute
Cost: No Fee – NACBA Member Benefit
Register HERE

What to do: Post HAMP for Mortgage Borrower Clients
Date: Thursday, March 16, 2017, 3:00 PM Eastern to 4:00 PM Eastern.
Presented by: Marc Dann Esq., and Bobby Rivera Esq.
Register HERE

Receive a $25 Amazon Gift Card!

NACBA Membership Promotion!

Renew your membership this month and be entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners, will be selected at random each month