Bankruptcy

Bankruptcy News Briefs 1/9

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The CFPB and the FTC Should Divide Up Debt Collection Enforcement

Collection Agency Wins FDCPA Case Against Plaintiff Without an Account

Why NOT to reaffirm a mortgage in bankruptcy!

Courts Split on Definition of a “Return” for Tax Discharge

Ninth Circuit Rules Lease Damages Cap Does Not Apply to Damages Independent of Termination

Borrowers are Getting Back Into the Black

Arizona bankruptcy filings fell 10% in 2016

10-Year Low for Consumer Bankruptcy Filings

FCC Denies Exemption Under TCPA for Mortgage Servicers

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Save the Date! New NACBA Webinar in  March

What to do: Post HAMP for Mortgage Borrower Clients
Date: Thursday, March 16, 2017, 3:00 PM Eastern to 4:00 PM Eastern.
Presented by: Marc Dann Esq., and Bobby Rivera Esq.
Registration will be open soon

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

Bankruptcy News Briefs 1/6

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CFPB Releases 10th Semiannual Report to Congress

Older Borrowers Struggle With Student Loans

CFPB Updates Rulemaking Agenda

Companies Push to Piggyback on Ruling Against CFPB

Credit Protection Association accused of violating laws in debt-collection field

Debt collectors take on lawyers in what may be N.J.’s least empathetic lawsuit

The number of older Americans with outstanding student debt has quadrupled.

New Jersey paves way for student debt discharge after death

The Student Loan Crisis Of Older Americans

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

Bankruptcy News Briefs 1/5

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Agency Seeking Attorney Fees in FDCPA Case Gets Mixed Result

NYDFS Issues Revised Cybersecurity Requirements for Financial Services, Effective March 1, 2017

Kansas District Court Provides No Clarity on Payment/Revival Disclosures

Nice Win for Debtors on Means Test Expense Issue

US Lenders – Missing Parenthesis Could Cost You a Bundle

It’s Not Just Actual Fraud: Intent to Hinder, Delay, or Defraud Can Be Present Even with the Best of Intentions

TransUnion, Equifax broke federal law by misrepresenting credit scores, CFPB says

Social Security checks reduced for student loan debt

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

 

Bankruptcy News Briefs 1/3

Happy New Year!

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Seventh Circuit Discusses Application of Co-Debtor Stay

CFPB files SCOTUS amicus brief in FDCPA case on filing bankruptcy proof of claim on time-barred debt

Requesting Attorneys’ Fees in Court Summons Does Not Misrepresent Amount of Debt

Fed Study: Credit and Debit Card Payments Increase in Recent Years

CFPB December 2016 complaint report highlights debt collection complaints, complaints from Arizona consumers

Transunion fined $16.9 million by CFPB for advertising practices: Will repay $13.9 million to consumers

What research says about erasing credit card debt

Consumer alleges Credit Corp. misrepresented debt amount

Former students fight for a stake in ITT Educational Services bankruptcy

Upcoming NACBA Events

tnacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

 

 

 

 

 

 

Bankruptcy News Briefs 12/29

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NCBRC and NACBA Weigh In on Midland v. Johnson

Debt Collection Practices No. 1 Consumer Complaint In November

Holiday Hangover: Credit Card Rates Are About to Rise

The Rocky Road Ahead for the CFPB in 2017

Looking Forward: New California Laws for Public Agencies

In Real Life the Bad Guy Sometimes Gets Away: Adding Judgment Debtors to a Judgment

Obama Administration Contends That CFPB Structure is Constitutional

NJ lawmakers focus on student loan debt

Student loan debt hit another record high in 2016

Wisconsin Student Loan Debt at Staggering Level

A Closer Look at the Final TLAC Rule’s Requirements for IHCs

CFPB Focuses on Debt Collection in Final Complaint Report of 2016

Upcoming NACBA Events

nacba25

 

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings! You can also receive $100.00 discount on registration when you support the #NCBRC. Offer Ends 12/31.

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

 

Hot Off the Press! The 2016 Winter Edition of the Consumer Bankruptcy Journal!

Read the Winter Edition of NACBA’s Consumer Bankruptcy Journal

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2016…What a year it has been! So many changes, surprises and more. Now it’s time to kick and back wait for 2017 to roll in, but while you’re waiting read the latest winter edition of the Consumer Bankruptcy Journal. Here’s what you can expect:

  • #NACBA25: Is Your Business a Force to Be Reckoned With?
  • 8 Proven Steps to Double Your Referrals
  • The Gap Between Judges and Attorneys Over Fees
  • The Private Right of Action
  • NCBRC Cases in Review
  • NACBA Takes on 11th Circuit Judicial Estoppel Doctrine
  • Business From Chapter 7 Bankruptcy Estate

There’s much more so make sure you  take a few minutes to read these timely and relevant articles brought to you in this month’s CBJ.

 

Bankruptcy News Briefs 12/27

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CFPB Will Likely Issue Rule Targeting Arbitration Before Trump Takes Over, Attorney Says

Here’s Why Consumer Spending Dropped in November

Bankruptcy Becomes an Option for Some Borrowers Burdened by Student Loans

Consumer Credit Card Debt Inches Toward $1 Trillion

Feds refuse to stop taxing the canceled student debt of severely disabled people

Plan Proponents Beware of “Death Trap” Traps in Chapter 11 Plans and Disclosure Statements

The next victims of the student debt crisis: Mom and dad

Unpaid Student Debt Sending Seniors Below Poverty Line

As Obama Steps Aside, Banks See New Opportunity in Student-Lending Business

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings! You can also receive $100.00 discount on registration when you support the #NCBRC. Offer Ends 12/31.

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

 

Bankruptcy News Brief 12/22

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November Debt Collection Complaints Decline

Garnishment for student-loan debt is leaving people below the povery line, GAO says

Path for Consumer Litigation Records Changes in November

Trump Nominee to Head OMB Could Create Hurdles for CFPB Regulations

National Civil Rights Groups Back Cordray and CFPB

CFPB Faces Challenges in Courts, Congress in 2017

Consumer Financial Protection Bureau takes second action against Military Credit Services for improper contract disclosures

Are American Consumers Taking On Too Much Debt?

3 Numbers: U.S. Consumer Spending Growth To Hold Steady

Social Security Checks Are Shrinking Due to Unpaid Student Loans

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings! You can also receive $100.00 discount on registration when you support the #NCBRC. Offer Ends 12/31.

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

Bankruptcy News Briefs 12/21

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Incorrect 1099-A Form Not Objectively Coercive

Consumer Advisory: Delays & Risks Await Many Taxpayers

The Tragic Downfall of the Consumer Financial Protection Bureau

Proposed CFPB Regulations Seek to Expand Agency’s Disclosure Opportunities

Decision of U.S. Appeals Court and Election of Donald Trump Could Spell Doom for Power of CFPB

Consumer Spending Grows at Healthy Pace in Third Quarter

Debt collection practices lawsuit against Ohio law firm headed to Third Circuit

Consumer alleges debt collector damaged credit rating on paid debt

How to Eliminate IRS Tax Debt in Arizona

Amendments to California PACE Financing Statutes Become Effective January, 1 2017

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings! You can also receive $100.00 discount on registration when you support the #NCBRC. Offer Ends 12/31.

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

Bankruptcy News Briefs 12/20

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Mid-Week Headlines…

FTC Fails to Rein in Unrepaired Recalled Used Cars

National Consumer Law Center Advocates Applaud New Rules Designed to Better Protect Online Students from Predatory Schools

Improper Service Precludes Default Judgment

CFPB Launches Data Tool Tracking Consumer Credit Markets

Report: Consumers’ Debt Increases as Cost of Living Outpaces Income Growth

Illinois Federal Judge Rules Collection Agency is Liable for Law Firm’s FDCPA Violation

Is RIP Really a Way Out for Some with Medical Debt?

CFPB Acts Against Deceptive Pawn Companies

New from the CFPB: Here are the latest credit trends in mortgages

Is it Déjà Vu All Over Again with Delinquencies?

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings! You can also receive $100.00 discount on registration when you support the #NCBRC. Offer Ends 12/31.

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!