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Bankruptcy News Briefs 2/15

Today’s Headlines…
U.S. House Votes to Weaken State Limits on High-Cost Loans
No Excuses for Student Loan Servicer’s Failure to Comply with Plan
N.D. Illinois Makes Reasonable Ruling on Interest Disclosure Requirements
CFPB Continues Search for Evidence with Supervision RFI
Regulatory Reform Panel Raises Important Discussion
IRS Issues Scam Alert on Fraudulent Callers Impersonating Debt Collection Agencies
Third Circuit Holds “Settlement Language” in Collection Letter Can Be Misleading
How the CFPB Plans to Scale Back Its Regulatory Mission
No letup to CFPB investigation into Equifax, Mulvaney says
US Household Debt Spikes In Q4 2017
FTC Accuses Student Loan Debt Relief Operation of Deceiving Consumers
Trump May End Student Loan Forgiveness Program
Register for NACBA’s Webinars!
Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer
Register HERE
Who’s Ready for the 2018 NACBA Annual Convention!
Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Bankruptcy News Briefs 2/13

Dive Into Today’s Headlines…
Congress Would Control CFPB Under White House Budget Proposal
CFPB and White House Strategic Plans Appear to be Aligned
Litigation Filed (Again) in New Chapter of ED Private Collection Agency Contract
Southern District of Florida Finds Telephone Dialing System Not an ATDS Under the TCPA
A Cold, Drafty Valentine for Low Income and Working Families in President Trump’s Proposed Budget
Falls debt collector collected debts, not once, but twice
3rd Circuit revives lawsuit over collection of time-barred debt
Here are the cities with the most credit card debt
Register for NACBA’s Webinars!
Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer
Register HERE
Who’s Ready for the 2018 NACBA Annual Convention!
Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Bankruptcy News Briefs 2/9

End of the Week Headlines…
Court Not Required to Dismiss Case Exceeding Debt Limits
Senators demand answers from CFPB on Equifax probe
Mulvaney can’t just kill CFPB payday rule, but here’s what he can do
America’s consumer debt keeps skyrocketing
CONSUMER BORROWING STRONG THROUGH DECEMBER
Millennials’ Spending Weighed Down by Student Debt, Expert Warns
Sharing of Convenience Fees Spells Trouble Under the FDCPA
10th Circuit Rules FDCPA Does Not Apply to Non-Judicial Foreclosure Proceedings
The case for erasing every last penny of student debt
Register for NACBA’s Webinars!
Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer
Register HERE
Who’s Ready for the 2018 NACBA Annual Convention!
Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Bankruptcy News Briefs 2/7

Check Out the Midweek Headlines…
District Court Reassesses Evidence of Undue Hardship
Consumer Advocates Explain Crucial Public Interest in a Strong Consumer Financial Protection Bureau
New Jersey: Including a Phone Number on Initial Letter Does Not Violate the FDCPA
Connecticut Won’t Require Mortgage Servicer Licenses for Licensed Collection Agencies
FTC Report Highlights Financial Issues Affecting Military Consumers
CFPB Mnuchin Presses CFPB For Answers On Equifax Hack
These US cities have the highest credit card debt
From the Web: Appeals Court to Hear Oral Arguments in Leandra English Case April 12
Canceling $1.4 trillion in student debt could have major benefits for the economy
Why Reform Is Necessary At The CFPB
Credit Reporting of “non-consumer” Debt Beginning Soon: Are you Ready?
Decision upholds Connecticut lawyer’s suspension from practicing law in Maine
This 1 Thing Could Change How Student Loans Work For Millions Of People
Register for February’s Webinars!
Don’t Miss Tomorrow’s Webinar!
Circuit Case Law Update
Date: Thursday, February 8, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.
Register HERE
Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer
Register HERE
Who’s Ready for the 2018 NACBA Annual Convention!
Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Bankruptcy News Briefs 2/5

Headlines Kicking Off the New Week…
Debtor’s Obligation Related to First-time Home-buyer Tax Credit was Dischargeable Debt
Hard Lessons From the Federal Student-Loan Program’s Coming $36 Billion Shortfall
CFPB Is Constitutional But Makes $100 Million Mistake in Interpreting the Law
NY Court Dismisses Credit Union Suit Against Mulvaney
Mulvaney to Move CFPB’s Consumer Response; ACA Puts Complaints in Perspective
House Subcommittee Examines Fintech
More Than Half of Americans Fear Medical Bills as Much as Health Issues Themselves
Consumer Financial Protection Bureau appears to shed its aggressive reputation
Seventh Circuit Rejects Use of Miller “Safe Harbor” Language When a Debt Cannot Increase
Tenth Circuit Joins the Fray Regarding Whether Foreclosures Are Debt Collection Activity
Opinion: Is consumer debt the bubble that finally ends the economy’s strong run?
Register for February’s Webinar!
Circuit Case Law Update
Date: Thursday, February 8, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.
Register HERE
Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer
Register HERE
Hang Out at the Watercooler

Dive into Ruby Receptionist newsletter, the Watercooler to get tips that you can implement in your day to day business!
Who’s Ready for the 2018 NACBA Annual Convention!
Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Bankruptcy News Briefs 1/31

Midweek Headlines Making News…
Bank Card Default Rate Continues to Increase
Congress Holds Hearing on Fintech; 77 Million Left Out of Discussion
TCPA Case Law Review for December 2017
Court Ruling on CFPB Director Deals Blow to Trump Administration
Appeals Court Rules CFPB Structure Is Constitutional
COLLEGE LOAN DEFAULT RATES RISE 20 YEARS AFTER ENROLLMENT
Utah District Court says FDCPA does not bar state law claims
Fifth Circuit rules that loan-modification discussions resulting in foreclosure do not violate TDCA
Jared Kushner Act’ aims to curb use of arrests for debts in Maryland
Register for February’s Webinar!
Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM PACIFIC (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer
Register HERE
Hang Out at the Watercooler

Dive into Ruby Receptionist newsletter, the Watercooler to get tips that you can implement in your day to day business!
Who’s Ready for the 2018 NACBA Annual Convention!
Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Bankruptcy News Briefs 1/30

Check Out the News Making Headlines…
Report: End-of-Year Consumer Litigation Filings Decline
NCLC / CFA 2018 Consumer Advisory: Tax Time Consumer Issues: New Risks, Old Problems
The CFPB Approach to Regulation Has It Backward
CFPB Requests Comments on its CID Process
ABA to CFPB: Protect Accommodation Loan Exemption in Small-Dollar Loan Rule
Decline in Student Loan Borrowing
U.S. consumer confidence rises in January
Right to Attorneys’ Fees for Stay Violations Extends to Appeals
Register for February’s Webinar!
Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM PACIFIC (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer
Register HERE
Who’s Ready for the 2018 NACBA Annual Convention!
Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Bankruptcy News Briefs 1/29

New Week Fresh Headlines…
Consumers’ Outlook on Finances, Credit Availability Improves
7th Cir. Holds Debt Collector Violated FDCPA Despite Using Miller Safe Harbor Language
SCOTUS: State Statute of Limitations Pauses for Federal Court
CFPB Finalizes Changes to Prepaid Accounts Rule and Extends Effective Date
Industry Groups File Responses to FCC Call Blocking Notice
President Trump Submits Four FTC Nominations to U.S. Senate
Personal finance: Is there such a thing as a debtor’s prison?
Opinions: How Mick Mulvaney is dismantling a federal agency
Court Won’t Let Bank of America “Buy and Bury” Judgment Against It
CFPB Retrospective—Five Enduring Lessons, Even After Cordray’s Departure
Instead of ‘pushing the envelope,’ Mulvaney is mailing it in at CFPB
How Student Loans Are Killing Homeownership
Western District of Wisconsin Ranks 1st in the Nation in Chapter 12 Farm Bankruptcy Filings in 2017.
Register for February’s Webinar!
Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM PACIFIC (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer
Register HERE
Who’s Ready for the 2018 NACBA Annual Convention!
Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Bankruptcy News Briefs 1/25

Take a Look at the Headlines Making News…
CFPB to Prioritize Debt Collection Rulemaking
President Announces Intent to Nominate FTC Acting Chairman as Federal Judge
CFPB Asks for Feedback About its Investigative Process
CFPB Likely to Focus on Debt Collection Rather Than Payday Loans
The CFPB Is Now the Predatory Lender Protection Bureau
Cashcall To Pay Only $10 Million Of $287 Million Sought By CFPB
Student loan debt: Not just for kids anymore
Register for February’s Webinar!
Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM PACIFIC (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer
Register HERE
Who’s Ready for the 2018 NACBA Annual Convention!
Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!
