debt

Bankruptcy News Briefs 8/2

Check Out Today’s Midweek News…

FTC Announces Initiative to Share Consumers’ Call Complaints In Effort to Reduce the Number of Illegal Robocalls

ED Cancels Student Loan Servicing Solicitation; Announces “Next Generation” Plan

CFPB cracks down on hidden payment fees

Comptroller Backs Down From Fight With CFPB Over Arbitration Rule

Delinquencies Just Keep Declining

Class action denied in ‘misleading’ debt collection case vs Midland Credit Management

Bankruptcy filings rise for 3rd month in a row

This state has the most student loan debt

Navient Ordered to Pay $300,000 For Robocall Harassment

New NACBA Webinars

Check out these upcoming webinars for August and Register Today!

Reverse Mortgages & Bankruptcy
Date: Thursday, August 10, 2017, 12:00 PM Eastern to 1:00 PM Eastern
Presented by: Tara Twomey, Esq.
Cost: $25 NACBA Member / $75 Non Member
Register HERE

LinkedIn for Lawyers: 10 Steps to Unlock the Power of Social Media
Date: Thursday, August 24th, 3:00 PM Eastern to 4:00 PM Eastern
Presented by: Stephen Fairley, Founder and CEO of The Rainmaker Institute
Cost: NACBA Member Benefit, No Cost
Register: HERE

Renew Your Membership For a Chance to Win This Great Resource!

It’s a new month and that means when you renew your membership in July you are automatically entered to win a copy of NCLC Consumer Bankruptcy Law and Practice Volume I & II, Eleventh Edition (Value $130). Two winners will be selected at random each month.

Hot Off the Press! Read the Summer Edition of the Consumer Bankruptcy Journal!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the requirements and start referring today!

Exciting Upcoming Events!

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havan, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!

Hot Off the Press the Summer Edition of the Consumer Bankruptcy Journal!

Hot Off the Press! The 2017 Summer Edition of the Consumer Bankruptcy Journal!

Dive into NACBA’s Consumer Bankruptcy Journal! Get immersed in the many relevant and timely articles in this quarter’s issue. Here’s just a glimpse of what’s in store for you:

Take a Look Back at NACBA’s 25th Annual Convention
US Consumer Law Attorney Fee Survey for 2015-2016
Eating Disorders: A Secret in the Legal Profession
Kearney vs Navient Solutions
NCBRC Cases in Review
Digital Advertising
NACBA 2017 Board of Directors Election Results

In addition to these topics, there are so many more articles that you’ll want to read so take a moment to kick back and read NACBA’s Consumer Bankruptcy Journal!

Bankruptcy News Briefs 8/1

A New Month With New Headline

CFPB Issues Compliance Bulletin on Fees for Phone Payments

Operation Choke Point Lawsuit Requires FDIC to Release Documents

First Party Servicing on Medical Accounts: The Federal and State Landscape Continues to Shift

Debtor Could Not Manipulate Debt Limits for Chapter 13 Eligibility by Making Preferential Pre-petition Payments

Rothfus’ legislation would overturn “anti-consumer” rule

New Bankruptcy Rules Effective December 1, 2017, Will Impact Financial Institutions

The Fair Debt Collection Practices Act: Time for an Update?

OCC sounds alarm on CFPB arbitration rule, welcomes Congressional repeal

46 Year-Old Debtor, who Earned $63,000/year and Supported Adult Child Failed First Prong of Brunner Test and Could Not Discharge Student Loans

Debt Collector Ordered to Pay $25 Million to State of Texas for Illegal Debt Collection Practices

New NACBA Webinars

Check out these upcoming webinars for August and Register Today!

Reverse Mortgages & Bankruptcy
Date: Thursday, August 10, 2017, 12:00 PM Eastern to 1:00 PM Eastern
Presented by: Tara Twomey, Esq.
Cost: $25 NACBA Member / $75 Non Member
Register HERE

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

Exciting Upcoming Events!

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havan, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!

Bankruptcy News Briefs 7/31

Let’s Kick Off a New Week with Fresh Headlines…

FDCPA Case Law Review for June and July 2017

Trump Confidant Lewandowski Calls for CFPB’s Cordray to Be Fired

JP Morgan Chase Could Not Impute Trustee’s Disbursement Delay to Debtor to establish “Cause” to Lift the Stay on Debtor’s Home.

Court Treats Creditor’s Objection to Chapter 13 Plan, Filed within 60 days of 341 Meeting, as a Timely Filed Complaint Objecting to Discharge

Automatic Stay Did Not Protect Putative Debtor who was Determined to be Ineligible to be a Debtor on Filing Date

Bankruptcy Filings at Historic Lows But Expected to Rise

How to Make Lawsuits Work for Consumers

2017’s Top Five Consumer Complaints to the CFPB (So Far)

Special Report: Student loan borrowers herded into default, then hounded to repay

Citi just drew an ‘eerily reminiscent’ parallel between student loans and the subprime mortgage crisis

Why the Consumer Keeps Chugging Along

New NACBA Webinars

Check out these upcoming webinars for August and Register Today!

Reverse Mortgages & Bankruptcy
Date: Thursday, August 10, 2017, 12:00 PM Eastern to 1:00 PM Eastern
Presented by: Tara Twomey, Esq.
Cost: $25 NACBA Member / $75 Non Member
Register HERE

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

Exciting Upcoming Events!

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havan, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!

Bankruptcy News Briefs 7/28

Headlines Leading Into the Weekend…

Debt Collection Complaints Decline; Consumer Litigation Filings Slow Compared to May

Credit Card Market Continues Growth in First Quarter; Including Record Number of New Accounts

Court Granted Chapter 13 Trustee Motion to Modify Plan to Include Non-Exempt Portion of Personal Injury Settlement Received Post-Petition

Chapter 7 Debtors with $400/month Disposable Income Failed the Totality of the Circumstances Test for Abuse

Creditor Did Not Violate the Automatic Stay Where it Released its Pre-Petition Garnishment and Did Not Garnish any Wages Post-Petition

Discovery Rule Applies to Accrual of Cause of Action

Massachusetts Attorney General Announces Consent Agreement with Debt Collection Law Firm

Who is killing the CFPB’s arbitration rule?

SCOTUS Limits Reach of Fair Debt Collection Practices Act

Here’s the No. 1 consumer complaint in America

New NACBA Webinars

Check out these upcoming webinars for August and Register Today!

Reverse Mortgages & Bankruptcy
Date: Thursday, August 10, 2017, 12:00 PM Eastern to 1:00 PM Eastern
Presented by: Tara Twomey, Esq.
Cost: $25 NACBA Member / $75 Non Member
Register HERE

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

Exciting Upcoming Events!

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havan, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!

Bankruptcy News Briefs 7/27

What’s Making Headlines…

Midland Dodges Class Certification Request in Illinois Letter Case

Congress is Set to Protect Consumers from the CFPB

Attorney general announces $1m settlement with debt collector

Debtor’s Personal Injury Proceeds Remained Exempt Even After Commingled with Other Funds

Trump administration is sitting on tens of thousands of student debt forgiveness claims

Client Services Inc. accused of misrepresentation in debt collection

Mississippians are drowning in medical debt

Third Circuit Serves Up Double Fault in FDCPA, TCPA Decision

Supreme Court Issues Two Rulings Interpreting FDCPA

Henson v. Santander: What’s next?

Register for NACBA’s August Webinar

Get ready for another stellar webinar in August! Register Today!

Exciting Upcoming Events!

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havan, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!

Bankruptcy News Briefs 7/26

Midweek Headlines…

House GOP Passes Congressional Review Act Resolution Against CFPB Mandatory Arbitration Rule

Oregon Debt Collection Bill Passes House and Senate

From Collector: The Question of Rule 68

Plaintiff May Get Rehearing in TCPA Revocation of Consent Case

Bankr SD Fla.: Bank Could Not Compel Debtors to Surrender Home Where Bank Dismissed Foreclosure and Entered Into Loan Modification Negotiation with Debtors

Debtor’s Personal Injury Proceeds Remained Exempt Even After Commingled with Other Funds

House Votes to Strip Americans’ Right to Their Day in Court

Objections to Claims Must have a Factual or Legal Basis; Merely Alleging Non-compliance with FRBP 3001 is Not Sufficient

Do Americans Really Support the CFPB?

Fees Dropping On State Prepaid Cards for Unemployed Workers

House Republicans Vote To Kill CFPB Rule That Was Called A Gift To Class Action Lawyers

Fair Collections & Outsourcing Inc. accused of misrepresentation in debt collection

U.S. Consumer Confidence Rose in July — Update

Over 600 get debt forgiveness after Attorney General settles with Virginia Beach credit lender

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

Register for NACBA’s August Webinar

Get ready for another stellar webinar in August! Register Today!

Exciting Upcoming Events!

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havan, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!

Bankruptcy News Briefs 7/25

What’s Happening In Bankruptcy News…

FTC Halts Scammers Impersonating Legitimate Debt Collection Businesses

U.S. Rep. Marsha Blackburn Introduces Draft FCC Reauthorization Bill

Student loan borrowers herded into default, face a relentless collector: the U.S.

Federal Court in Indiana Refuses to Dismiss lawsuit over Collection Agency Obtaining a Credit Report While Attempting to Collect Delinquent Rent

CFPB Director Informs Consumer Advisory Board That Bureau Will Not Shy Away From Issuing Debt Collection Proposed Rule

Pennsylvania Establishes Consumer Financial Protection Unit

Secured Creditor Violated Discharge Injunction by Claiming Amount in Excess of its In Rem Claim on Collateral

Don’t Strip Consumers Of Their Right To A Day In Court, Say Advocates, Senators

The Bankruptcies That Would Follow an Obamacare Repeal

Mortgage Deficiency Judgment Liens Are Avoidable

From Forbearance To Garnishments: 5 Things We Learned About Student Loan Debt Collection

CFPB loses court battle over RESPA violations

CFPB enforcement actions plummet

7 facts about CFPB mortgage and debt complaints

Regulatory Alert: Debt Collection

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

Register for NACBA’s August Webinar

Did you enjoy yesterday’s webinar? Well, get ready for another stellar webinar in August! Register Today!

Exciting Upcoming Events!

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havan, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!

Bankruptcy News Briefs 7/24

Monday’s Headlines…

5th Circuit: Funds Held in IRA Lost Exempt Status When Debtor Withdrew Funds but Did Not Complete a Rollover of the Funds into another IRA, as Required by State Law

6th Circuit: Chapter 7 Trustee Could Not Forcefully Evict Debtors from Homestead by Tendering Payment Equal to the Value of their Exemption

After Denying Debtor’s Motion for Sanctions Where Creditor Sold Debtor’s Property at Auction Days After Petition Date, Judge Offers “Best Practices” Advice to Counsel

The CFPB’s Consumer Complaint Database: The Next Battle Between Regulators And Legislators

Court Finds M&T Bank in Contempt for Violating Discharge by Failing to Properly Credit Mortgage Payments Made under Confirmed Plan

Mini-CFPB? Pennsylvania attorney general launches consumer financial protection unit

In a Clear Signal to CFPB and White House, FTC Announces CID Process Improvements

FCC Focuses on Consumer Protection From Robocalling and TCPA Violations

Student loan debt has grown 250% in the last 10 years — here’s where grads owe the most

Don’t celebrate yet: Here’s why that $5 billion in student loan debt won’t be forgiven

Renew Your Membership For a Chance to Win This Great Resource!

Introduce a New Member to NACBA & Receive a $25 Amazon Gift Card!

Register for NACBA’s August Webinar

Did you enjoy yesterday’s webinar? Well, get ready for another stellar webinar in August! Register Today!

Exciting Upcoming Events!

Save the Date for the 2018 NACBA Annual Convention on April 19-22 at the Sheraton in Downtown Denver!

NACBA 2018 Cruise! Get ready to set sail on the Empress of the Sea on November 29th-December 3rd 2018! Visit Havan, Cuba and Nassau, Bahamas while learning with NACBA! Registration is open!