FDCPA

Bankruptcy News Briefs 1/17

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CFPB Releases Report on Student Loans Across Older Demographics

SCOTUS to Hear Important FDCPA Creditor Exemption Case

ACA Submits Letter to FCC Urging It to Revise Misleading Consumer Alert

FTC Cracking Down on Dishonest Payday

CFPB Complaint Portal – Analysis of Coming Enhancements

Defendant in Enforcement Action Punches Back – Files for Sanctions Against CFPB

New York Court Rules in Favor of Passive Debt Buyer

Post-Petition Transfers: Sixth Circuit Opines on 11 U.S.C. § 542 versus § 549

Ninth Circuit Holds Debtor Must Pay Default Interest Rate in Order to Cure Under Bankruptcy Plan

How Will the Court’s CFPB Ruling Affect Lending?

Student loan debt owed by Americans over 60 skyrocketing

Consumers say debt collectors defy requests to stop calling

Supreme Court to hear Santander debt collection dispute

Will Court Ruling Bring Changes to the CFPB

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Save the Date! New NACBA Webinar in  March

NACBA Webinars Web Banner (1)

What to do: Post HAMP for Mortgage Borrower Clients
Date: Thursday, March 16, 2017, 3:00 PM Eastern to 4:00 PM Eastern.
Presented by: Marc Dann Esq., and Bobby Rivera Esq.
Registration will be open soon

 

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

Bankruptcy News Briefs 1/12

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New CFPB Research Highlights Need for Strong Regulations to Protect Consumers from Collection Abuses

Bankruptcy Filings Finish 2016 with Upward Turn

CFPB Releases Long Awaited Report on Consumer Debt Collection Survey

Court Rejects Spokeo Argument – Declines to Dismiss FDCPA Envelope Case

Credit Card Borrowing Influences Growth in Total Consumer Credit

Consumers’ Outlook on Credit Access Continues to Improve

Warren Outlines Plan to Save the CFPB

Report: 1-in-4 consumers contacted by debt collectors felt threatened

Tax Procedure: The Impact of Bankruptcy on Refund Claims.

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Save the Date! New NACBA Webinar in  March

What to do: Post HAMP for Mortgage Borrower Clients
Date: Thursday, March 16, 2017, 3:00 PM Eastern to 4:00 PM Eastern.
Presented by: Marc Dann Esq., and Bobby Rivera Esq.
Registration will be open soon

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

Bankruptcy News Briefs 1/11

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Battle Lines Have Been Drawn – Midland v. Johnson

WSJ’s Daily Shot: Americans Are Loading Up on Credit-Card Debt

Allegedly Time-Barred Foreclosures Do Not Form Basis for FDCPA/FCCPA Lawsuits Outside Bankruptcy Context

Call Volume Alone Does Not Necessitate a Violation of the FDCPA

Illinois Federal Court Reaffirms Dismissal of TCPA Claims By Professional Plaintiff

Bankruptcies in Arizona improve again, but will trend last?

CFPB Taps Former Pentagon Legal Official to Head Office of Servicemember Affairs

Confidence in the Economy is Surging

Decline? The Delinquency Rate is ‘Simply Normalizing’

Why Millennials Boomerang Home: It’s Not Student Loans. It’s Worse

Md. Gov. Wants to Cap Tuition, Make Student Loan Debt Fully Deductible

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Save the Date! New NACBA Webinar in  March

What to do: Post HAMP for Mortgage Borrower Clients
Date: Thursday, March 16, 2017, 3:00 PM Eastern to 4:00 PM Eastern.
Presented by: Marc Dann Esq., and Bobby Rivera Esq.
Registration will be open soon

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

Bankruptcy News Briefs 1/10

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Bankruptcy Filings from U.S. Businesses in 2016 Surpass 2015 Total

CFPB Penalizes More Debt Collection

FTC Ends Enforcement Actions Under Operation Collection Protection

Senators Call on Trump to Fire Cordray

FTC Charges Joel Tucker in Fake Debt Sales Scheme; Brother Scott Tucker Ordered to Pay $1.3B in Separate 2016 Case

Judge Denies “Nomorobo” Operator’s Request to Alter Her Prior Opinion Dismissing TCPA Case

Latest CFPB Consent Order Changes the Rules for Collection Law Firms

CFPB Taps Former Pentagon Legal Official to Head Office of Servicemember Affairs

Advocates Applaud CFPB for Highlighting Older Student Loan Borrowers

A Debtor’s Allegedly False Financial Statement Doesn’t, At All, Excuse a Lack of Lender Diligence

Consumers To Receive Over $17 Million, Thanks To CFPB

Credit card spending jumped in November

Medical Debt Collection Firms Must Refund $577K For Threatening Consumers

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Save the Date! New NACBA Webinar in  March

What to do: Post HAMP for Mortgage Borrower Clients
Date: Thursday, March 16, 2017, 3:00 PM Eastern to 4:00 PM Eastern.
Presented by: Marc Dann Esq., and Bobby Rivera Esq.
Registration will be open soon

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

 

Bankruptcy News Briefs 1/6

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CFPB Releases 10th Semiannual Report to Congress

Older Borrowers Struggle With Student Loans

CFPB Updates Rulemaking Agenda

Companies Push to Piggyback on Ruling Against CFPB

Credit Protection Association accused of violating laws in debt-collection field

Debt collectors take on lawyers in what may be N.J.’s least empathetic lawsuit

The number of older Americans with outstanding student debt has quadrupled.

New Jersey paves way for student debt discharge after death

The Student Loan Crisis Of Older Americans

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

Bankruptcy News Briefs 1/5

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Agency Seeking Attorney Fees in FDCPA Case Gets Mixed Result

NYDFS Issues Revised Cybersecurity Requirements for Financial Services, Effective March 1, 2017

Kansas District Court Provides No Clarity on Payment/Revival Disclosures

Nice Win for Debtors on Means Test Expense Issue

US Lenders – Missing Parenthesis Could Cost You a Bundle

It’s Not Just Actual Fraud: Intent to Hinder, Delay, or Defraud Can Be Present Even with the Best of Intentions

TransUnion, Equifax broke federal law by misrepresenting credit scores, CFPB says

Social Security checks reduced for student loan debt

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

 

Bankruptcy News Briefs 1/4

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Statement Applauding CFPB for Enforcement Actions against Equifax and TransUnion for Deceptive Marketing of Credit Monitoring Products

ACA International and the CFPB Face Off in FDCPA Out-of-Statute Proof of Claim Case Before the U.S. Supreme Court

CFPB Monthly Report Reveals 39% of Complaints Concern Debt Collection

New York’s free college plan could lead other states to follow suit

From Collector: A Look Ahead: The top 10 industry trends, news and issues to watch in 2017.

Flurry of Activity in the PHH Corp. CFPB Constitutionality Case

States Where Residents Carry The Highest Credit Card Debt Burdens

7th Cir. Holds Judgment Against Bankruptcy Debtor’s Husband Did Not Violate Co-Debtor Stay

Federal Communications Commission Chairman Tom Wheeler Announces Resignation On Dec. 15, 2016, Signaling Potential Reform To The Telephone Consumer Protect Act (TCPA)

FCC Closes Year With Enforcement Advisory on Text Messages

Upcoming NACBA Events

Register Today for the Early Bird Rate!

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

 

#NACBA25 Highlight!

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It’s Never to Early to Learn at #NACBA25!

 Register for the Pre- Convention Session: FDCPA Extreme!

Thursday, May 4th, 9:00 AM-4:00 PM

FDCPA Extreme is a half day workshop that will help your bankruptcy practice add revenue, generate referrals and increase your client satisfaction. This comprehensive workshop will cover a number of topics including:

  • Fair debt collection practices act:
  • History and legislation
  • When FDCPA comes into play for your bankruptcy client,
  • Statute of limitations
  • Unlawful communications,
  • Bankruptcy stay violations,
  • FDCPA violations after bankruptcy
  • Protecting the claim,
  • Various remedies under FDCPA
  • Creating a systematic process so you can add these cases to your practice.

Rates for this pre-convention session is separate from Convention registration, however if you attend #NACBA25 there is a $100.00 savings! Register Today!

Join Our Speakers for this Informative Session!

avatar for Jim Haller

Jim Haller

avatar for Dave Philipps

David J. Philipps

avatar for Craig Shapiro

Craig Shapiro

Learn more about #NABCA25 and don’t miss the Early Bird rate. 

Bankruptcy News Briefs 1/3

Happy New Year!

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Seventh Circuit Discusses Application of Co-Debtor Stay

CFPB files SCOTUS amicus brief in FDCPA case on filing bankruptcy proof of claim on time-barred debt

Requesting Attorneys’ Fees in Court Summons Does Not Misrepresent Amount of Debt

Fed Study: Credit and Debit Card Payments Increase in Recent Years

CFPB December 2016 complaint report highlights debt collection complaints, complaints from Arizona consumers

Transunion fined $16.9 million by CFPB for advertising practices: Will repay $13.9 million to consumers

What research says about erasing credit card debt

Consumer alleges Credit Corp. misrepresented debt amount

Former students fight for a stake in ITT Educational Services bankruptcy

Upcoming NACBA Events

tnacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings!

Receive a $25 Amazon Gift Card!

In honor of NACBA’s 25th Anniversary, we want to reward you with a $25 Amazon Gift Card! Introduce a new member to NACBA and we will send you $25 Amazon Gift Card. Not only will YOU receive a $25 Amazon Gift Card but the NEW MEMBER will also receive a $25 Amazon Gift Card! Check out the Requirements and start referring today!

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!

 

 

 

 

 

 

Bankruptcy News Briefs 12/23

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Former Regulator Offers Extensive and Scathing Details of Life Inside the CFPB

New Audit Shows Where CFPB Civil Penalty Funds Are Going

U.S. Consumer-Spending Gains Slowed in November

Public interest lawyers sue feds over loan forgiveness program

Debtors Who Misuse Collateral Can Lose the Benefit of Discharging their Debt in Bankruptcy

Exercise of Post-Petition Right to Setoff Without Court Permission Violated Automatic Stay

Consumer alleges Vero Beach debt collectors’ timeline demand for payment violates FDCPA

Another Step Down: Foreclosures Hit Near-Decade Low

Upcoming NACBA Events

nacba25

Join us in celebrating 25 years of NACBA on May 4th-7th in Orlando, Florida at the Walt Disney World Swan and Dolphin Resort. Visit NACBA25 for all the details on speakers, sessions, hotel reservations, registration and more!

Register today for the Early Bird Rate that ends March 3rd, 2017 for savings! You can also receive $100.00 discount on registration when you support the #NCBRC. Offer Ends 12/31.

Renew Your NACBA Membership

We want you to have access and the member rate to all of NACBA’s exciting upcoming events in 2017, especially our 25 year celebration at the Annual Convention. Take a moment today to Renew your membership or if your not a member of NACBA there is no better time to Join!