Member Benefit

Bankruptcy News Briefs 2/13

Dive Into Today’s Headlines…

Congress Would Control CFPB Under White House Budget Proposal

CFPB and White House Strategic Plans Appear to be Aligned

Litigation Filed (Again) in New Chapter of ED Private Collection Agency Contract

Southern District of Florida Finds Telephone Dialing System Not an ATDS Under the TCPA

A Cold, Drafty Valentine for Low Income and Working Families in President Trump’s Proposed Budget

Debtors who Claim Excessive or Ambiguous Exemptions should Not be able to Confirm Chapter 13 Plan Without Providing 100% Payment to Unsecured Creditors

Condo Ass’n was Bound by Terms of Confirmed Chapter 13 which Not Only Surrendered the Condo but also Vested Title to Condo in Lender

It’s time to audit the CFPB

Falls debt collector collected debts, not once, but twice

3rd Circuit revives lawsuit over collection of time-barred debt

Here are the cities with the most credit card debt

Register for NACBA’s Webinars!

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/9

End of the Week Headlines…

Court Not Required to Dismiss Case Exceeding Debt Limits

NCLC and Legal Aid Foundation of Los Angeles File Lawsuit Challenging U.S. Department of Education’s Refusal to Discharge Loans of Students Defrauded by Marinello Schools of Beauty

Senators demand answers from CFPB on Equifax probe

Mulvaney can’t just kill CFPB payday rule, but here’s what he can do

Oklahoma’s State Debt Collection Practices Are Extortion, Suit Claims As It Moves Toward Class Action Status

America’s consumer debt keeps skyrocketing

CONSUMER BORROWING STRONG THROUGH DECEMBER

Millennials’ Spending Weighed Down by Student Debt, Expert Warns

Sharing of Convenience Fees Spells Trouble Under the FDCPA

10th Circuit Rules FDCPA Does Not Apply to Non-Judicial Foreclosure Proceedings

The case for erasing every last penny of student debt

Register for NACBA’s Webinars!

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/8

Headlines in the Briefs…

Will 2018 Be the Year States Shore Up Balance Billing Legislation?

The Steady, Alarming Destruction of the Consumer Financial Protection Bureau

CFPB requests information on its own enforcement process

Massachusetts Sues Equifax Amid Questions About CFPB’s Investigation

Consumers are biggest losers of Trump’s ongoing war on regulations

Appeals Court Gives Rogue Agency A Stay Of Execution; The Supreme Court Should Pull The Switch

Woman in lawsuit says Norfolk debt collector robocalled her 1,500 times

City collection lawyer sued over foreclosure

Ameritech Financial on What Makes Student Debt Unique

Register for February’s Webinars!

Don’t Miss Today’s Webinar!

Circuit Case Law Update
Date: Thursday, February 8, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/7

Check Out the Midweek Headlines…

District Court Reassesses Evidence of Undue Hardship

Consumer Advocates Explain Crucial Public Interest in a Strong Consumer Financial Protection Bureau

New Jersey: Including a Phone Number on Initial Letter Does Not Violate the FDCPA

Debtor Awarded $5,000 for each Day he was Incarcerated Where Ex-Wife Proceeded with Post-petition Civil Contempt Action in Family Law Action

Connecticut Won’t Require Mortgage Servicer Licenses for Licensed Collection Agencies

Chapter 13 Debtors Must Pay All Payments under a Plan to Receive a Discharge, Including Post-petition Mortgage Payments Made Directly to Mortgagee

FTC Report Highlights Financial Issues Affecting Military Consumers

CFPB Mnuchin Presses CFPB For Answers On Equifax Hack

These US cities have the highest credit card debt

From the Web: Appeals Court to Hear Oral Arguments in Leandra English Case April 12

Canceling $1.4 trillion in student debt could have major benefits for the economy

Why Reform Is Necessary At The CFPB

Credit Reporting of “non-consumer” Debt Beginning Soon: Are you Ready?

Eighth Circuit Court of Appeals Rejects “Reasonably Foreseeable” Standard for Extent of Notice to Creditors

Decision upholds Connecticut lawyer’s suspension from practicing law in Maine

This 1 Thing Could Change How Student Loans Work For Millions Of People

Register for February’s Webinars!

Don’t Miss Tomorrow’s Webinar!

Circuit Case Law Update
Date: Thursday, February 8, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

 

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/1

Kicking Off a New Month With New Headlines…

D.C. Circuit Court of Appeals Rules in PHH v. CFPB

From the Web: In-Depth Analysis of President Trump’s State of the Union Speech

Congress Holds Fintech Hearing; 77 Million in Collections Left Out of Discussion

Trump administration strips consumer watchdog office of enforcement powers in lending discrimination cases

Another Major Staff Appointment in ED’s Federal Student Aid Office

Court Affirms Consumer Watchdog’s Independence; Trump Must Appoint an Independent Director

Lawmakers Demand Answers From CFPB On Payday Rule

Experts, industry leaders and lawmakers dissect appeals court action over CFPB

New York AG Moves to Compel Debt Collector to Hand Over Documents

Ending the Cycle of Wrong Number Collection Calls

Stay Violation? Beware Of Escalating Attorneys’ Fees

Register for February’s Webinar!

Circuit Case Law Update
Date: Thursday, February 8, 2018
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 Minutes)
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM Pacific (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Hang Out at the Watercooler

Dive into Ruby Receptionist newsletter, the Watercooler to get tips that you can implement in your day to day business!

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

 

Hang Out at The Watercooler for Great Tips You Can Implement in Your Firm!

 

Useful information gets spread around at the water cooler in the office, but fortunately, Ruby® Receptionist brings you tips, news and juicy tidbits that don’t require you to leave the comfort of your home in their newsletter, The WaterCooler!

This Edition of the Watercooler features handy articles such as:

  • How to (Milk)Shake Up Your Market Research: Find out how the McDonald’s milkshake surprized researchers—and how to apply what they learned.
  • Building a Culture of Service: In this article for Small Giants, Ruby Founder and CEO Jill Nelson reflects on company milestones and discusses strategies for creating a service-driven work culture.
  • Content Marketing 101: Blog posts, social media updates, videos, white papers, case studies, and even newsletters like this one are all “content,” and they’re great tools for connecting with customers.

You’ll also want to catch the webinars they host such as Work Smarter, Not Harder and How to Flex Your Customer Service Muscle! Take a moment to dig through the Watercooler and get great tips you can implement in your practice!

Did you know that as a member of NACBA  you can get Ruby’s legendary live service and a comprehensive suite of features for a fraction of the cost of an on-site hire—plus save 5% off monthly plans!  Learn more at www.callruby.com/nacba.

Bankruptcy News Briefs 1/30

Check Out the News Making Headlines…

Report: End-of-Year Consumer Litigation Filings Decline

NCLC / CFA 2018 Consumer Advisory: Tax Time Consumer Issues: New Risks, Old Problems

The CFPB Approach to Regulation Has It Backward

CFPB Requests Comments on its CID Process

While Mulvaney Plans To Change Philosophy Of CFPB, Debt Collection Industry May Remain Under Scrutiny

ABA to CFPB: Protect Accommodation Loan Exemption in Small-Dollar Loan Rule

Decline in Student Loan Borrowing

U.S. consumer confidence rises in January

Confirmation from Pennsylvania Superior Court: The Fair Share Act Applies to Strict Liability Cases Involving Asbestos Exposure

Right to Attorneys’ Fees for Stay Violations Extends to Appeals

Register for February’s Webinar!

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM PACIFIC (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 1/29

New Week Fresh Headlines…

Consumers’ Outlook on Finances, Credit Availability Improves

7th Cir. Holds Debt Collector Violated FDCPA Despite Using Miller Safe Harbor Language

District Court Reverses Bankruptcy Court’s Discharge of Student Loans Since Debtor Failed to show that it is more likely than not that she’ll be Unable to Maintain a Minimal Standard of Living for a Significant Portion of her Loan Term

Court used FRBP 9006, Not Equitable Power, to Strike Debtors’ Amended Schedules (which had Exempted Previously Undisclosed Lawsuit)

SCOTUS: State Statute of Limitations Pauses for Federal Court

CFPB Finalizes Changes to Prepaid Accounts Rule and Extends Effective Date

Industry Groups File Responses to FCC Call Blocking Notice

President Trump Submits Four FTC Nominations to U.S. Senate

Personal finance: Is there such a thing as a debtor’s prison?

Court Applied Chapter 11 Principle to Deny Chapter 13 Debtor a Second Chance to Cure Balloon Mortgage

Opinions: How Mick Mulvaney is dismantling a federal agency

Court Won’t Let Bank of America “Buy and Bury” Judgment Against It

CFPB Retrospective—Five Enduring Lessons, Even After Cordray’s Departure

Instead of ‘pushing the envelope,’ Mulvaney is mailing it in at CFPB

How Student Loans Are Killing Homeownership

Western District of Wisconsin Ranks 1st in the Nation in Chapter 12 Farm Bankruptcy Filings in 2017.

Limiting Ponzi Scheme Recoveries in Bankruptcy: United States Supreme Court Declines to Review Fraudulent Transfer Ruling in Favor of Bank

Register for February’s Webinar!

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM PACIFIC (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 1/25

Take a Look at the Headlines Making News…

CFPB to Prioritize Debt Collection Rulemaking

President Announces Intent to Nominate FTC Acting Chairman as Federal Judge

Debtor Could Not Strip-off Liens Where all of Bank’s Liens were part of a Larger Single Mortgage, Secured by a Debtor’s Principal Residence

CFPB Asks for Feedback About its Investigative Process

CFPB Likely to Focus on Debt Collection Rather Than Payday Loans

The CFPB Is Now the Predatory Lender Protection Bureau

Cashcall To Pay Only $10 Million Of $287 Million Sought By CFPB

Student loan debt: Not just for kids anymore

Register for February’s Webinar!

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM PACIFIC (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 1/24

Check Out Midweek Headlines…

Court Denied Debtor’s Motion to Reopen Case to Add Omitted Creditors since it would be Futile and a Waste of Judicial Resources

Debtor’s Product Liability Claim Arising out of Pre-petition Hip Replacement was Not Property of the Estate

U.S. Supreme Court Declines to Hear Case Challenging the Seventh Circuit’s Treatment of Letters Seeking Collection of Out-of-Statute Debt

FTC Acting Chairman Reports on Small Business Guidance, Regulatory Reform Efforts

Three key changes for bankruptcy procedures in 2018

U.S. Department of Justice Responds to CFPB Deputy Director’s Motion

The IRS’s ability to deny or revoke the Passports of Taxpayers with significant tax debts is one of the Most Serious Problems Encountered by Taxpayers

CFPB Appeal To Unseat Mulvaney Gets Expedited

7th Circuit says debt collectors cannot simply copy and paste safe harbor language

Bankruptcy Court Holds Credit Union Policy Does Not Violate Discharge Injunction

U.S. District Court for the Southern District of Florida Narrows the Definition of Borrower Under RESPA

Mulvaney Suggests Debt Collection Rules May Be Coming

Under Trump Appointee, Consumer Protection Agency Seen Helping Payday Lenders

Harris, Democratic Colleagues Raise Concerns Over Private Debt Collectors in Higher Education

Getting Private Collection Agencies Out of Federal Student Loans

Is the US consumer in big trouble?

Don’t Miss Today’s Webinar!

How to Raise and Support a Request to Increase the Chapter 13 Flat Fees in Your District.
Date: Thursday, January 25, 2018
Time: 3:00 PM Eastern / 12:00 PM PACIFIC (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Pam Stewart and Edward Boltz

Register HERE

Set Yourself Apart & Make Money: Use Non-Standard Provisions in Local Chapter 13 Plan
Date: Thursday, February 22, 2018
Time: 2:00 PM Eastern / 11:00 AM PACIFIC (90-120 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: O. Max Gardner and Henry Sommer

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!