Mortgage loans

Bankruptcy News Briefs 11 /10

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From Healthcare To Financial Protection: How Will The Trump White House Affect Consumers?

Court Ruling Is an Unexpected Win for the CFPB

Foreclosures See an Increase After Months of Decline

Credit Blemishes May be Constricting Economic Growth

Americans are swimming in debt

Consumer Credit Increases By $19.3 Billion

What will the student loan system look like under President Trump?

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

There are 6 critical numbers every bankruptcy lawyer running and growing a business needs to understand and review every month. Unfortunately, many attorneys don’t have the systems in place to obtain these numbers nor do they know which numbers are the most critical to their success. If you don’t know your numbers you cannot build a financially successful law firm! This webinar will provide you with the tools you need to accurately gauge the financial stability and health of your business.

In this information-packed webinar you will discover:

  • The 6 key metrics you need to track.
  • How to determine your cash flow so you can plan for future growth.
  • 5 areas you need to upgrade to take your law firm to the next level.

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 11/8

What’s Making Headlines Today?

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Department of Education Releases Student Loan Servicing Requirements

Report: Growing Personal Loan Balances Fuel Consumer Credit Markets

Debt Collector Wins Summary Judgment in 11th Circuit Envelope Case with Spokeo Assist

Fla. App. Court Holds FCCPA’s Notice of Assignment Requirement Applies to Mortgagees, But Not Condition Precedent to Foreclosure

District Court Oversteps on Issue of Sovereign Immunity in Section 362

Department of Education Adopts Rules Increasing Student Loan Risk for Schools

Could the election stall progress on student loan debt relief?

The Ninth Circuit Holds That Enforcing A Security Interest Is Not Necessarily Debt Collection

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

There are 6 critical numbers every bankruptcy lawyer running and growing a business needs to understand and review every month. Unfortunately, many attorneys don’t have the systems in place to obtain these numbers nor do they know which numbers are the most critical to their success. If you don’t know your numbers you cannot build a financially successful law firm! This webinar will provide you with the tools you need to accurately gauge the financial stability and health of your business.

In this information-packed webinar you will discover:

  • The 6 key metrics you need to track.
  • How to determine your cash flow so you can plan for future growth.
  • 5 areas you need to upgrade to take your law firm to the next level.

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

Interested in Sponsorship Opportunities at #NACBA25? Check out the Prospectus and join us in 2017!

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 11/2

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Report: Credit Card Market Continues to Grow

FDCPA Case Law Review for October 2016

FTC Granted Summary Judgment and Permanent Injunction Against Buffalo Debt Collectors

CFPB Issues Fall 2016 Supervisory Highlights Report

CFPB Wants DC Circuit to Revive Probe of For-Profit College Accreditor

CFPB Updates Procedures for Examining Reverse Mortgage Servicers

The Harmonious Coexistence (or not) of the FDCPA and the BAPCPA

Obama’s Student Loan Pardon

 

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 11/1

New Month…New Headlines…

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California Enacts Student Loan Servicer Licensing Requirement

FCC’s Industry-Led “Robocall Strike Force” Holds Second Meeting to Highlight Progress

CFPB Debt Collection Meeting Long on Nightmare Anecdotes, Short on Data, Detail

Student Loans Show Surge in CFPB October Complaints Report

HAMP Deadline Is Fast Approaching

CFPB: Student loan companies are illegally denying borrowers right to make lower payments

CFPB says 4 dozen mortgage companies may be violating disclosure requirements

1 wrong move can bring ‘zombie’ debt back from the grave

Client Alert: Federal Appeals Court Rules That Bankrupt Debtors’ Choice to “Surrender” Real Property Waives Their Right to Contest Foreclosure

Bankruptcy is Romantic: Maine Bankruptcy Court Holds That a Debtor’s Interest in Her Engagement Ring is Exempt

Consumer Bankruptcy Journal Highlight

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Have you heard about the new tools NACBA offers our members?  Executive Director, Dan LaBert’s article, “What is Network NACBA?”  in today’s CBJ Highlight will highlight our exciting new platform with Higher Logic that allows you to build community, collaborate with peers, and so much more!

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 10/28

Let’s Jump Into the Weekend With These Headlines…

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NetSpend Plans Evasions of CFPB Prepaid Rules to Preserve $80 Million in Overdraft Fees

CFPB Issues New Guidance on Supervision of Service Providers

FCC’s Robocall Strike Force Hasn’t Impressed Chairman Wheeler Yet

CFPB puts 44 mortgage lenders and brokers on notice over HMDA requirements

TCPA Case Law Review for October 2016

SDNY Bankruptcy Court Publishes Proposed Amendments to Local Rules

CFPB Mortgage Servicing Rules Published

New federal rules could make it easier to have student loans forgiven

Understanding the Statute of Limitations on Student Loans

AG Cooper Announces Student Loan Debt Forgiveness Program for 10K NC Students

Ninth Circuit Holds Non-Judicial Foreclosure of Deed of Trust Is Not Debt Collection under the FDCPA

Consumer Bankruptcy Journal Highlight

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Greg Ray Fraley give us insight into, “The Top 12 Malpractice Mistakes Made by Bankruptcy Attorneys,” in today’s CBJ Highlight

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 10/26

Headlines for Wednesday…

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CFPB Complaint Snapshot Shows Slight Increase in Average Debt Collection Complaints

SCOTUS to Resolve Circuit Split on Interplay of FDCPA and Bankruptcy Code

Bankruptcy Court Assesses Sanctions on Mortgage Servicer for Failure to File Notices Relating to Residential Mortgage Loans

CFPB head Cordray: Here are the next 3 priority areas for enforcement actions

Self-Pay Collections is a Whole New Animal

Eastern District of N.Y. Rules Fee May Be Collected with Principal Balance, Requesting Prompt Contact is Permissible

CFPB Gives Upbeat Assessment of Fintech in ‘Project Catalyst’ Report

Tuition bills up, but borrowing down

The Hidden Benefit of Student Loan Debt to Homebuying

Consumer Bankruptcy Journal Highlight

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Catch up on all the Washington Updates since September in today’s #CBJ Highlight!

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

Celebrate 25 Years of NACBA!

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 10/14

It’s Friday! Dive Into These End of the Week Headlines!nacbapicture

FDCPA Case Law Review for September 2016

Court Finds that Parents Convicted of Ponzi Scheme Received Value from Tuition Payments

Bankruptcy Avoidance Litigation Part II – Do I Really Have To Give That Payment Back?

CFPB announces several leadership changes

D.C. Circuit Brings CFPB under Presidential Control

Top 10 States for Foreclosure

A Look at What’s in Store for the CFPB

Supreme Court Agrees to Hear Debt-Collections Case

ADVOCATES WANT LEGISLATIVE LEADERS TO CURB SURPRISE MEDICAL BILLS

Treasury Finalizes New Regulations to Limit ‘Earnings Stripping’

Hot Off the Press

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The Fall Edition of the Consumer Bankruptcy Journal is hot off the press with articles and topics that are relevant to you! Start off by reading NACBA’s President’s Report by Edward Boltz as he talks about the impact NACBA has had in the last 25 years.

Upcoming NACBA Events

NACBA Webinars Web Banner (1)

6 Key Numbers Every Bankruptcy Attorney Must Know

Date: November 17, 2016
Time: 3:00 PM Eastern / 12:00 PM Pacific (60 minutes)
Presenter: Stephen Fairley, CEO of The Rainmaker Institute
Cost: No Cost to NACBA Members – Member Benefit

Register HERE

Save the Date for NACBA’s Silver Anniversary Annual Convention

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 9/30

News Leading Into the Weekend…

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CFPB Complaint Snapshot Shows Little Change in 2015/16 Average Debt Collection Complaints

U.S. District Court Rules Letter with Internal Reference Number Does Not Violate FDCPA

Cert. Petitions Filed in FDCPA Cases

Advocates Disappointed Private Debt Collectors Will Begin Collecting Federal Tax Debts

 CFPB Finds Consumers Save When Incentivized

Warren joins complaints against debt collection practices

Couple accuses debt collection agency of violating phone laws

Massachusetts AG Settles Abusive Debt Collection Claims Against Mortgage Servicer

Bankruptcy Procedure in the Context of Turnover and Preference Law

How student loan debt causes a chain reaction in the housing market

Upcoming NACBA Events

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NACBA’s 2016 Fall Workshop is Only Days Away!

Pack your bags and set sail for the 2016 NACBA Fall Workshop on October 6th-9th for stellar sessions, excellent presenters, CLE, networking and a little relaxation!  Get all the details and register today!

Save the Date for NACBA’s Silver Anniversary Annual Convention

2017 NACBA’s 25th Annual Convention
Thursday, May 4’th – Sunday, May 7’th, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 9/22

Thursday’s Headlines…

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“Equivalent Report” Workaround Fails in First Circuit

Advocates Urge CFPB to Strengthen Outlined Debt Collection Rules to Better Protect Consumers

Update: House Subcommittee Announces Witnesses for TCPA Hearing

U.S. Reps Ask CFPB to Include Safe Harbor in Arbitration Rule

Military veterans are losing GI Bill benefits because of ITT bankruptcy

CFPB to credit unions: New mortgage regulations level the lending playing field

Defending A Preference Action – Can You Setoff Post-Petition Amounts Owed by the Debtor Against Your Preference Liability?

D.C. would have more oversight over student loan debt collectors under council proposal

REGISTER FOR TODAY’S WEBINAR BY 2:00 PM

NACBA Webinars Web Banner (1)

Don’t miss your chance to listen in on today’s webinar and to be entered to receive a copy of the Chapter 13 Practice and Procedure, 2nd, 2016 Ed. worth $408.00!

Avoiding Judicial Estoppel, Standing and Claim Preclusion Problems with Non-Bankruptcy Causes of Action
DATE: Thursday, September 22, 2016 – 3:00 PM EST / 12:00 PM PST
COST: $25 NACBA Member, $75 Non-Member
PRESENTERS:
Judge Paul W. Bonapfel, Northern District of Georgia
J. Erik Heath, Esq., Consumer Bankruptcy Attorney, San Francisco, CA
John Rao, Esq., National Consumer Law Center, Inc.
REGISTER: HERE

BONUS: One (1) attendee/ registrant will be chosen at random to receive a copy of Chapter 13: Practice And Procedure, 2d, 2016 Ed.. The new second edition is a guide to virtually everything you need to know about practicing law under Chapter 13 of the Bankruptcy Code.(Value $408)

This webinar will cover a variety of standing, judicial estoppel and claim preclusion issues and offer practical suggestions for ways to ensure that debtors’ non-bankruptcy causes of action can be litigated. Topics will include debtor’s standing during and after Chapter 7 and 13 cases, determining whether a cause of action is property of the estate, proper scheduling and disclosure of claims including whether a duty exists for post-petition claims in Chapter 13 cases, avoiding and responding to judicial estoppel arguments, plan treatment of prosecution and settlement of litigation, employment and compensation of counsel to litigate debtor’s legal claims, effect of plan confirmation on debtor’s right to bring causes of action post-confirmation; impact of stating an intent to surrender collateral on post-bankruptcy claims and defenses; using waiver and estoppel arguments against mortgage creditors.

If you are unable to attend the live webinar, please register by September 22, 2016 at 2:00 PM Est. to receive the webinar recording, materials (copy of presentation and Non Bankruptcy Causes of Action exert from Chapter 13: Practice And Procedure, 2d, 2016 Ed) and be registered for drawing.

Events

NACBA’s  Fall Workshop

EARLY BIRD RATE IS EXTENDED! REGISTER TODAY FOR SAVINGS!

Sail-Away-1024x551 (1)

Pack your bags and set sail for the 2016 NACBA Fall Workshop on October 6th-9th for stellar sessions, excellent presenters, CLE, networking and a little relaxation!  Get all the details and register today!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!

Bankruptcy News Briefs 9/20

Tuesday’s News…

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Title Pawn Loan Not “Ownership Cost”

Overdraft Rule Remains in the Slow Lane as CFPB Juggles Priorities

How seniors, disabled can keep debt collectors at bay

Fed Rate Increase Would Make It Harder for Some to Pay Debt

Consumer Credit Defaults Up Slightly According To The S&P/Experian Consumer Credit Default Indices

Student loan debt soars in New York over last decade

The Right To Countersecurity From A Debtor In Bankruptcy

REGISTER FOR THIS WEEK’S UPCOMING WEBINAR

NACBA Webinars Web Banner (1)

Avoiding Judicial Estoppel, Standing and Claim Preclusion Problems with Non-Bankruptcy Causes of Action
DATE: Thursday, September 22, 2016 – 3:00 PM EST / 12:00 PM PST
COST: $25 NACBA Member, $75 Non-Member
PRESENTERS:
Judge Paul W. Bonapfel, Northern District of Georgia
J. Erik Heath, Esq., Consumer Bankruptcy Attorney, San Francisco, CA
John Rao, Esq., National Consumer Law Center, Inc.
REGISTER: HERE

BONUS: One (1) attendee/ registrant will be chosen at random to receive a copy of Chapter 13: Practice And Procedure, 2d, 2016 Ed.. The new second edition is a guide to virtually everything you need to know about practicing law under Chapter 13 of the Bankruptcy Code.(Value $408)

This webinar will cover a variety of standing, judicial estoppel and claim preclusion issues and offer practical suggestions for ways to ensure that debtors’ non-bankruptcy causes of action can be litigated. Topics will include debtor’s standing during and after Chapter 7 and 13 cases, determining whether a cause of action is property of the estate, proper scheduling and disclosure of claims including whether a duty exists for post-petition claims in Chapter 13 cases, avoiding and responding to judicial estoppel arguments, plan treatment of prosecution and settlement of litigation, employment and compensation of counsel to litigate debtor’s legal claims, effect of plan confirmation on debtor’s right to bring causes of action post-confirmation; impact of stating an intent to surrender collateral on post-bankruptcy claims and defenses; using waiver and estoppel arguments against mortgage creditors.

If you are unable to attend the live webinar, please register by September 22, 2016 at 2:00 PM Est. to receive the webinar recording, materials (copy of presentation and Non Bankruptcy Causes of Action exert from Chapter 13: Practice And Procedure, 2d, 2016 Ed) and be registered for drawing.

Events

NACBA’s  Fall Workshop

EARLY BIRD RATE IS EXTENDED! REGISTER TODAY FOR SAVINGS!

Sail-Away-1024x551 (1)

Pack your bags and set sail for the 2016 NACBA Fall Workshop on October 6th-9th for stellar sessions, excellent presenters, CLE, networking and a little relaxation!  Get all the details and register today!

SAVE THE DATE FOR THE NEXT ANNUAL CONVENTION

2017 NACBA’s 25th Annual Convention – Silver Anniversary
Thursday, May 4 – Sunday, May 7, 2017
Orlando, Florida

JOIN NACBA TODAY

Become a member of NACBA! Join today and take advantage of the benefits, networking opportunities and resources NACBA has to offer!