Student Loans

Bankruptcy News Briefs 8/7

Today’s News…

Court Upholds Rules for Debt Collection Lawyers

Education Department Plan Is an ‘Incursion’ into Banking, Industry Says

Increased Regulation is on the Horizon for Healthcare Collections

Electronic Signatures: A Key Component to Streamline Receivables Efforts

The ABI Commission on Business Bankruptcy Reform: The Sale of All or Substantially All of the Debtor’s Assets and Proposed Creation of “Section 363(x)” – Will Congress Finally Act?

TCEH Bankruptcy: SDNY Transfers Delaware Trust Company v. Wilmington Trust N.A. Intercreditor Dispute to Delaware Bankruptcy Court, Reaffirming Broad View of Bankruptcy Jurisdiction

Debt-Locked: Student Loans Force Millennials to Delay Life Milestones

Hillary Clinton readies student loan reform rollout

Events That Educate

Don’t End Your Week Without Registering Today!

Register for the Effective (And Ethical) Online Marketing For Law Firms on Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

Catch Up With Your Reading This Weekend…

The Consumer Bankruptcy Journal features timely information, practice management, tech tips on a quarterly basis. Take a moment to read the summer edition of The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage Myths, Non Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/6

In Bankruptcy News Today…

CFPB Urges Industry to Quickly Adopt Electronic Closings

Senators Call for Review of Education Department’s Student Loan Report

Total Bankruptcy Filings for July Since 2009

Credit Repair Scheme Operators Settle Charges

Gallup Settles TCPA Lawsuit

CFPB Files Lawsuit Against Canada-Based Payday Lender

CFPB Updates Plain Language Guidelines in Report for Consumers

July Commercial Chapter 11 Filings Increase 77 Percent from 2014

CFPB Seeks More Information To Support Rulemaking

Deceased Account Collections Requires A Specialized and Compliance-Based Approach

Arizona Leads Nation in Defaulting on Student Loans

Events That Educate

Register Today! Free Webinar for all NACBA Members on August 26th!

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

When you are a member of NACBA you’ll receive the NACBA’s Newsletter. The newsletter features timely articles regarding important legislative matters and court decisions, as well as technology tips and other information important to bankruptcy practitioners.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/4

We Find the News So You Don’t Have To

Gallup Agrees to Settlement for Alleged TCPA Violation

Collection Envelope Rulings Send Mixed Messages

Are Big Changes Coming to Student Loan Bankruptcy Rules?

Courts Rule No FDCPA Violations in Separate Cases

Report: Consumers Favor Overall CFPB Framework to Regulate Payday Lending

The Viability of the Equitable Mootness Doctrine in the Third Circuit: A Moot Point?

Former Law Student’s Loan Debt Not Dischargeable in Bankruptcy, Court Says

Puerto Rico Defaults on Bond Payment

Inspector General Issues Recommendations for CFPB Complaint Database Security

There’s a bipartisan new approach to curbing student loan debt, but it’s pretty controversial

Citibank investigated over student loan servicing

NACBA Events

Free Webinar for all NACBA Members on August 26th!

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA’s Consumer Bankruptcy Journal

Take a moment to read the latest edition of The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage Myths, Non Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

Membership Benefits

Amicus Brief Project and Litigation Support

NACBA files amicus briefs in selected appellate and Supreme Court cases that could significantly impact consumer bankruptcy rights. The program has achieved national recognition and has influenced many important judicial decisions, some of which have specifically cited NACBA’s briefs. As a NACBA member you have access to all amicus briefs as well as model briefs on numerous issues arising under the 2005 bankruptcy amendments.

NACBA Membership…What’s Your Status?

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 8/3

Get All Your Bankruptcy News!

Amici NCLC and NACBA Argue Brunner Test Outdated

Americans Support CFPB’s Payday Lending Rules

Bankruptcy fears as interest rates are set to rise

Why the FCC’s Robo-Call Ruling Is Unfair to Banks

New Study Compares Millennials’ Credit Characteristics, Average Debt with Other Generations

CAC Launches Grassroots Campaign Against California Wage Garnishment Bill

Consumer Survey Underscores Issue of Mis-placed Regulatory Focus

What General Counsel Should Know When a Company’s Tenant Files for Bankruptcy

Bankruptcy Law News: Recoupment or Setoff? – A Distinction with a Difference

Student loan debtors using Chapter 13 bankruptcy to buy time on payments

Consumer debts amid flat wages as rising rates loom

What growing credit card debt means for the Greater Washington economy

Bostonians have less credit card debt than most other Americans

NACBA Events

Free Webinar for all NACBA Members on August 26th!

The Presentation Will Cover:
– Establishing your branding and striking imagery to powerfully resonate with prospects, clients and colleagues
– Overview of how search engines can increase your online exposure, keywords to consider and tips on enhancing search performance.
– Turning your website into a potent resource How to use legal content to convey credibility
– Overview of blogging, its benefits and best practices
– Utilizing effective top of mind marketing tools to supercharge referrals
– Criteria for selecting a provider

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA’s Consumer Bankruptcy Journal

Membership Benefits

Did you know that as a NACBA Member you receive discounted rates on essential products and services from prominent industry companies, including Verizon, Staples, Fastenal, John Deere, Sprint, Wesco and Expedia through National Purchasing Partners (NPP)? Take advantage of these discounts today!

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/31

Mortgage Firm Allegedly Blocked Consumers’ Efforts to Save Their Homes

FTC Closes Illegal Credit Card Interest Rate Case

IRS Uncollected Tax Debts Rise to $380B as Collection Staff Declines

Identity Theft, Auto-Related Issues Dominate State-Level Consumer Complaints

The Story of Debt in the U.S.

Economic Confidence Tracked by Gallup Continues to Decline

Report: State Installment Loan Laws Leave Borrowers Vulnerable in New Wave of Predatory Lending

Philadelphia Fed: Massive student loan debt is hampering entrepreneurship, hurting economy

Where each of the 2016 candidates stand on the student-loan crisis

Metro Atlanta consumers’ credit card debt rises 7.4% to $10.9 billion in Q2

Is Credit Card Debt the New Way to Survive in America?

Free Webinar for all NACBA Members on August 26th!

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Membership Benefits

Listen in on relevant topics that will improve your practice and your knowledge of current technologies through NACBA’s Webinars. NACBA educates its members through the various free and discounted webinars that they and their partners provide as one of the benefits of membership. Register for one today!

NACBA’s Consumer Bankruptcy Journal

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/30

What’s Happening in the World of Bankruptcy?

State Regulator Seeks to Collect Unpaid CashCall Judgment

Robocall Rules Questioned at House Hearing

ACA-Backed Legislation to End Operation Choke Point Clears House Committee

Economic Confidence Tracked by Gallup Continues to Decline

Annual Health Spending Growth Surpasses Levels During Recession

POC Violates Discharge Injunction

Credit Bidding: Not An Absolute Right (And What Does That Mean?)

Bankruptcy: A Fresh Start, But at What Cost?

10 Years Later: What Have We Learned from BAPCPA?

House Democrats Spar Over CFPB’s Auto-Lending Rules

We Just Got Some New Data on America’s Student Loan Burden

Events

Free Webinar for all NACBA Members!

Register for the Effective (And Ethical) Online Marketing For Law Firms on Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure.

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Looking to spruce up your wardrobe? Brooks Brothers and Macy’s can meet your shopping needs and because you are a NACBA Member you can shop smartly when you enroll in the Brooks Brothers Corporate Membership Card that will save you 15% on regular priced merchandise. In addition Macy’s will offer NACBA members their Business Smart Pass, which is free of charge and will save you 15% twice a year.

NACBA’s Consumer Bankruptcy Journal

Read NACBA Member Nancy E. Clark’s insightful and informative article on, “The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,” in this Summer’s Edition of The Consumer Bankruptcy Journal.

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/29

Mortgage Firms Fined $38M for Allegedly Deceptive Program

Race Car Driver Works on Settling FTC’s Lending Charges

Morning Scan: Faulty Credit Reports Targeted; Merchants Seek Dismissal of $6B Credit Card Settlement

House and Senate Committees Approve Fiscal Bills Including Changes for CFPB

Contributions to Retirement Plan Excluded from CMI

The 986 Words That Have Guided First Party Outsourcing for 15 years

QR Codes Mean FDCPA Trouble Says PA Federal Court

Good News In Debt Collection “Benign Language” Envelope Case

New York Appellate Court Confers Standing on Assignee of Note Previously Discharged in Bankruptcy

A Law to Kill Zombie Debts That Outlasted Bankruptcy

Teacher Discharges Loads of Student Loans in Bankruptcy. ECMC Fights Back

Regulators Want More Details on Insurers’ Living Wills for Bankruptcy

Bill Would Allow Consumers To Sue When Bankrupt Debt Isn’t Removed From Credit Reports

Federal Lawmakers Propose Credit Reporting Changes

NACBA Events

Free Webinar for all NACBA Members!

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

The NACBA Listserv is one of most popular features of NACBA membership. It gives NACBA Members the ability to pose bankruptcy questions and get real time responses from their colleagues around the country. When you join NACBA you have the opportunity to enjoy the unparalleled ability to post both the easy and hard questions to some of the best consumer bankruptcy attorneys in the nation.

NACBA’s Consumer Bankruptcy Journal

Your staff contributes to your firm’s success.What are the behaviors that matter to you most when hiring and retaining employees? ? NACBA Member Ken Chern addresses these issues in, “The Behavior Selection Business,” by giving you suggestions on how to get out of the behavior modification business and into the behavior selection process.

NACBA Membership

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News Briefs 7/27

Court Unexpectedly Revives Constitutional Challenge to CFPB

Bill Could Revive IRS Use of Private Collection Agencies

Contributions to Retirement Plan Excluded from CMI

HOA Super Priority Legal Battles Continue in the Silver State: What Senate Bill 306 Means for Nevada HOAs, Lenders and Homeowners

Taxpayers may owe billions in student loans

Bankruptcy Court Wants to Discharge Spousal Consolidation Student Loans. Educational Credit Management Corporation Says, “Not So Fast.”

Wes Moss: Average American holds more debt than Greece

Phillip Shrotman: Parents’ student loan trap

Sen. Ted Cruz introduces bill to abolish CFPB

Upcoming Events

Free Webinar to All NACBA Members!

The Presentation Will Cover:

– Establishing your branding and striking imagery to powerfully resonate with prospects, clients and colleagues
– Overview of how search engines can increase your online exposure, keywords to consider and tips on enhancing search performance.
– Turning your website into a potent resource How to use legal content to convey credibility
– Overview of blogging, its benefits and best practices
– Utilizing effective top of mind marketing tools to supercharge referrals
– Criteria for selecting a provider

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

USI Affinity is the NACBA’s exclusive member benefit insurance administrator of group insurance programs for qualified NACBA members. Check out USI Affinity for competitively priced medical insurance programs, professional liability, RxCut® Prescription Discount Card, Auto and Homeowners insurance, travel insurance, pet insurance and more.

NACBA’s Consumer Bankruptcy Journal

Read what NACBA Member David Leibowitz says about protecting your client against aggressive debt collectors in “Building a Better Automatic Stay Violation Claim,” featured in this edition of the The Consumer Bankruptcy Journal.

NACBA Membership

Don’t Allow Your NACBA Membership to Lapse, Renew Today!

Take Advantage of All NACBA Offers, Join Today!

Bankruptcy News Briefs 7/24

The Costs of the Dodd-Frank Act for Financial Service Industries

Naked Liens – Stripping Prohibited

CentsAbility: Creditors’ Rights Law Update – If you Have an Objection, Speak Now or Forever Hold Your Peace

The Education Department Is Failing Students Who Got Defrauded

Chase stops collecting from half-million consumers

Student Lending Company Fined for Alleged Billing Scheme

Discover Bank Fined for Illegal Collections

CFPB Files Complaint Against Student Financial Aid Services, Inc.

Another Reason For Collectors To Be Cautious When Calling Consumer Cell Phones

Upcoming Events

Register for the Effective (And Ethical) Online Marketing For Law Firms on Wednesday, August 26, 2015 at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct. Free to All NACBA Members!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Fastcase

Each NACBA member receives FREE, as part of his/her membership, access to Fastcase’s bankruptcy database. In addition, NACBA members are eligible to purchase Fastcase’s “Premium Plan,” which includes access to a database of opinions of the supreme courts and courts of appeal of all 50 states, at an annual rate of just $195 compared to the non-member annual price of $995.

NACBA’s Consumer Bankruptcy Journal

NACBA Member Steve Berken gives seven ways to cultivate a mental attitude of peace and happiness when dealing with the sometimes stressful world of consumer bankruptcy in his article,“The Myth of Pandora.”

NACBA Membership

Your NACBA Membership is an investment in you! Renew your membership today!

Join NACBA to take advantage of education opportunities , the ability to network with your peers and comprehensive benefits!

Bankruptcy News 7/23

CFPB Issues Consent Order Against Discover Bank for Student Loan Servicing Practices

Department of Defense Issues Final Military Lending Rule

Ex-Corinthian Students Seek $2.5 Billion Bankruptcy Claim

Encore Partners With U.S. Reps. Peters and Hunter On Bill To Exempt Forgiven Debt From Federal Taxation

Chase to pay Conn. $2 million to settle ‘Robo-Signing’ allegations

United States: Reversing The Trend: Will Congress Act To Except College Tuition Payments From Clawback In Bankruptcy?

Philadelphia Fed Research Shows Impact of Student Loan Debt on Small Business Formation

Eleventh Circuit’s Mistaken Interpretation Likely to Expose Attorneys to Increased FDCPA Liability

Claim Amount: It Pays To Pay Attention

Upcoming Events

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Did you read the latest edition of the Consumer Bankruptcy Journal?

NACBA Member Max Gardner reveals the “Top 25 Mortgage Myths,” in the summer edition of the Consumer Bankruptcy Journal.

First impressions make a lasting impression and Ruby® Receptionists ensures that your client’s first contact with your firm is stellar! Visit Ruby® Receptionists and receive a 5% discount on any of the 3 plans including free setup ($95 value).

NACBA Membership

Don’t Allow Your NACBA Membership to Lapse, Renew Today!

Take Advantage of All NACBA Offers, Join Today!

NACBA Now

National Association of Consumer Bankruptcy Attorneys

Student Loans

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