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Bankruptcy News Briefs 8/11

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In the News Today…

Mortgage Lender Receives Stay of $109.2M CFPB Fine

June Consumer Borrowing Surpasses Economists’ Predictions

PRA Group Reports Slower Growth

CUs Taking Larger Market Share of Mortgage, Auto Loan Originations

Look Beyond Hard Numbers to Define Creditworthiness

Chapter 7 Trustee Fee Application Denied

There’s a big problem with the government’s offer to ‘forgive’ your mountain of student-loan debt

The 10 Worst States for Student Loan Debt

NACBA Events Educate!

Free Webinar for NACBA Members!

NACBA Webinars Web Banner (1)

  • Are you struggling to establish a powerful online presence for your law firm?
  • Have a website that looks nice but doesn’t bring in new business for your firm?
  • Not sure what kind of web presence you need since you get all of your business through referrals?

Then you definitely want to Register for the Effective (And Ethical) Online Marketing  For Law Firms  Webinar, Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct.

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media  as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

SF Marriott

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

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Invest in your professional development with exclusive savings! NACBA members are entitled to a 15% discount off all CLE courses and bundles with Attorney Credits.com .

Don’t Forget…

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join  NACBA to take advantage of education opportunities , the ability to network  with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/10

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What’s Happening This Week …

Collection Attorneys In New York Dealt A Blow

Hillary Clinton’s $350 billion plan to kill college debt

Senators Introduce Bipartisan Bill to Improve Quality of College Education

Mortgage Lender Receives Stay Against Fine Issued by CFPB

What Trump didn’t say about his four big business bankruptcies

Americans are doing better but has progress plateaued?

Connecticut Ranked 3rd Worst For Student Loan Debt

Watchdog: Consumers ‘More Responsible’ With Credit Card Debt

New Proposed Bankruptcy Rules: Focus on Periodic Statements

Debt Collectors Fined $12M in Mexico

Events That Educate

NACBA Webinars Web Banner (1)

  • Are you struggling to establish a powerful online presence for your law firm?
  • Have a website that looks nice but doesn’t bring in new business for your firm?
  • Not sure what kind of web presence you need since you get all of your business through referrals?

Then you definitely want to Register for the Effective (And Ethical) Online Marketing  For Law Firms  Webinar Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. You’ll learn how to establish a comprehensive online presence that will increase your exposure, enhance your credibility and foster referrals while following the Rules of Professional Conduct.

Join Fred J. Cohen, JD the founder and CEO of Amicus Creative Media  as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

SF Marriott

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

Increase Your Business with  NACBA’s Attorney Finder

Recently featured on Fox Business, NACBA members can increase their business with a free listing in NACBA’s on-line Attorney Finder, which is prominently featured for consumers looking for a bankruptcy attorney. The Attorney Finder profile includes a link to the member’s own website, a profile of the member and other features.

What’s Your NACBA Status?

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

 

 

Bankruptcy News Briefs 8/6

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In Bankruptcy News Today…

CFPB Urges Industry to Quickly Adopt Electronic Closings

Senators Call for Review of Education Department’s Student Loan Report

Total Bankruptcy Filings for July Since 2009

Credit Repair Scheme Operators Settle Charges

Gallup Settles TCPA Lawsuit

CFPB Files Lawsuit Against Canada-Based Payday Lender

CFPB Updates Plain Language Guidelines in Report for Consumers

July Commercial Chapter 11 Filings Increase 77 Percent from 2014

CFPB Seeks More Information To Support Rulemaking

Deceased Account Collections Requires A Specialized and Compliance-Based Approach

Arizona Leads Nation in Defaulting on Student Loans

Events That Educate

NACBA Webinars Web Banner (1)

Register Today! Free Webinar for all NACBA Members on August 26th!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits That Add Value

When you are a member of NACBA you’ll receive the NACBA’s Newsletter. The newsletter features timely articles regarding important legislative matters and court decisions, as well as technology tips and other information important to bankruptcy practitioners.

What’s Your NACBA Status?

Your NACBA Membership is an investment in you! Renew your membership today!

Join  NACBA to take advantage of education opportunities , the ability to network  with your peers and comprehensive benefits!

Bankruptcy News Briefs 8/5

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In The World of Bankruptcy…

Offshore Payday Lender Sued for Illegal Collections

Consumer Spending Remains Overall Unchanged Since April

The Latest Curve In CFPB vs. Hanna

Delaware Bankruptcy Court Denies Motion to Sell Free and Clear of Senior Lien

Recent Eleventh Circuit Decision Subjects Debt Collectors to FDCPA Liability for Filing Proofs of Claim as to Time-Barred Debts

Third Circuit Finds Insured v. Insured Exclusion Precludes Recovery of Defense Costs

Bankruptcy Avoidance Litigation Part I — Do I Really Have to Give That Payment Back?

Tacoma, Seattle consumers increase credit card debt to $10.39 billion

80% of Americans Are in Debt

The 5 Cities Where It’s Hardest to Pay Off Credit Card Debt

Events That Educate

NACBA Webinars Web Banner (1)

Free Webinar for all NACBA Members on August 26th!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

Membership Benefits

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The Consumer Bankruptcy Journal

The Consumer Bankruptcy Journal features timely information, practice management, tech tips on a quarterly basis. Take a moment to read the summer edition of  The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage MythsNon Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

NACBA Membership…What’s Your Status?

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

 

Bankruptcy News Briefs 8/4

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We Find the News So You Don’t Have To

Gallup Agrees to Settlement for Alleged TCPA Violation

Collection Envelope Rulings Send Mixed Messages

Are Big Changes Coming to Student Loan Bankruptcy Rules?

Courts Rule No FDCPA Violations in Separate Cases

Report: Consumers Favor Overall CFPB Framework to Regulate Payday Lending

The Viability of the Equitable Mootness Doctrine in the Third Circuit: A Moot Point?

Former Law Student’s Loan Debt Not Dischargeable in Bankruptcy, Court Says

Puerto Rico Defaults on Bond Payment

Inspector General Issues Recommendations for CFPB Complaint Database Security

There’s a bipartisan new approach to curbing student loan debt, but it’s pretty controversial

Citibank investigated over student loan servicing

NACBA Events

NACBA Webinars Web Banner (1)Free Webinar for all NACBA Members on August 26th!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA’s Consumer Bankruptcy Journal

Take a moment to read the latest edition of  The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage MythsNon Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

Membership Benefits

 Amicus Brief Project and Litigation Support

NACBA files amicus briefs in selected appellate and Supreme Court cases that could significantly impact consumer bankruptcy rights. The program has achieved national recognition and has influenced many important judicial decisions, some of which have specifically cited NACBA’s briefs. As a NACBA member  you have access to all amicus briefs as well as model briefs on numerous issues arising under the 2005 bankruptcy amendments.

NACBA Membership…What’s Your Status?

Keep your NACBA Membership current Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

 

Bankruptcy News Briefs 8/3

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Get All Your Bankruptcy News!

Amici NCLC and NACBA Argue Brunner Test Outdated

Americans Support CFPB’s Payday Lending Rules

Bankruptcy fears as interest rates are set to rise

Why the FCC’s Robo-Call Ruling Is Unfair to Banks

New Study Compares Millennials’ Credit Characteristics, Average Debt with Other Generations

CAC Launches Grassroots Campaign Against California Wage Garnishment Bill

Consumer Survey Underscores Issue of Mis-placed Regulatory Focus

What General Counsel Should Know When a Company’s Tenant Files for Bankruptcy

Bankruptcy Law News: Recoupment or Setoff? – A Distinction with a Difference

Student loan debtors using Chapter 13 bankruptcy to buy time on payments

Consumer debts amid flat wages as rising rates loom

What growing credit card debt means for the Greater Washington economy

Bostonians have less credit card debt than most other Americans

NACBA Events

NACBA Webinars Web Banner (1)

Free Webinar for all NACBA Members on August 26th!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

The Presentation Will Cover:
– Establishing your branding and striking imagery to powerfully resonate with prospects, clients and colleagues
– Overview of how search engines can increase your online exposure, keywords to consider and tips on enhancing search performance.
– Turning your website into a potent resource How to use legal content to convey credibility
– Overview of blogging, its benefits and best practices
– Utilizing effective top of mind marketing tools to supercharge referrals
– Criteria for selecting a provider

NACBA’s 24th Annual Convention!

Did you enjoy #NACBACHI? Then make sure you Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA’s Consumer Bankruptcy Journal

Take a moment to read the latest edition of  The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage MythsNon Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

Membership Benefits

Did you know that as a NACBA Member you receive discounted rates on essential products and services from prominent industry companies, including Verizon, Staples, Fastenal, John Deere, Sprint, Wesco and Expedia through National Purchasing Partners (NPP)? Take advantage of these discounts today!

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/31

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Mortgage Firm Allegedly Blocked Consumers’ Efforts to Save Their Homes

FTC Closes Illegal Credit Card Interest Rate Case

IRS Uncollected Tax Debts Rise to $380B as Collection Staff Declines

Identity Theft, Auto-Related Issues Dominate State-Level Consumer Complaints

The Story of Debt in the U.S.

Economic Confidence Tracked by Gallup Continues to Decline

Report: State Installment Loan Laws Leave Borrowers Vulnerable in New Wave of Predatory Lending

Philadelphia Fed: Massive student loan debt is hampering entrepreneurship, hurting economy

Where each of the 2016 candidates stand on the student-loan crisis

Metro Atlanta consumers’ credit card debt rises 7.4% to $10.9 billion in Q2

Is Credit Card Debt the New Way to Survive in America?

NACBA Webinars Web Banner (1)Free Webinar for all NACBA Members on August 26th!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he provides examples of effective websites, a list of concrete strategies to follow as well as common pitfalls to avoid.

The Presentation Will Cover:
– Establishing your branding and striking imagery to powerfully resonate with prospects, clients and colleagues
– Overview of how search engines can increase your online exposure, keywords to consider and tips on enhancing search performance.
– Turning your website into a potent resource How to use legal content to convey credibility
– Overview of blogging, its benefits and best practices
– Utilizing effective top of mind marketing tools to supercharge referrals
– Criteria for selecting a provider

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Membership Benefits

Listen in on relevant topics that will improve your practice and your knowledge of current technologies through NACBA’s Webinars.  NACBA educates its members through the various  free and discounted webinars that they and their partners provide as one of the benefits of membership. Register for one today!

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NACBA’s Consumer Bankruptcy Journal

Take a moment to read the latest edition of  The Consumer Bankruptcy Journal. This edition covers relevant topics such as; The Top 25 Mortgage MythsNon Bankruptcy Options for Student Loan Debtors, Building a Better Automatic Stay Violation Claim, The Behavior Selection Business,The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,When Filing Proof of Claim Violates the FDCPA, The Myth of Pandora and Scenes From #NACBACHI.

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

 

 

 

Bankruptcy News Briefs 7/30

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What’s Happening in the World of Bankruptcy?

State Regulator Seeks to Collect Unpaid CashCall Judgment

Robocall Rules Questioned at House Hearing

ACA-Backed Legislation to End Operation Choke Point Clears House Committee

Economic Confidence Tracked by Gallup Continues to Decline

Annual Health Spending Growth Surpasses Levels During Recession

POC Violates Discharge Injunction

Credit Bidding: Not An Absolute Right (And What Does That Mean?)

Bankruptcy: A Fresh Start, But at What Cost?

10 Years Later: What Have We Learned from BAPCPA?

House Democrats Spar Over CFPB’s Auto-Lending Rules

We Just Got Some New Data on America’s Student Loan Burden

Events

NACBA Webinars Web Banner (1)Free Webinar for all NACBA Members!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure.

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Looking to spruce up your wardrobe? Brooks Brothers and Macy’s can meet your shopping needs and because you are a NACBA Member you can shop smartly when you enroll in the Brooks Brothers Corporate Membership Card that will save you 15% on regular priced merchandise. In addition Macy’s will offer NACBA members their Business Smart Pass, which is free of charge and will save you 15% twice a year.

NACBA’s Consumer Bankruptcy Journal

Read NACBA Member Nancy E. Clark’s insightful and informative article on, “The Necessity of Filing Proofs of Claim For Secured Creditors in Chapter 13,” in this Summer’s Edition of The Consumer Bankruptcy Journal.

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!

Bankruptcy News Briefs 7/29

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Mortgage Firms Fined $38M for Allegedly Deceptive Program

Race Car Driver Works on Settling FTC’s Lending Charges

Morning Scan: Faulty Credit Reports Targeted; Merchants Seek Dismissal of $6B Credit Card Settlement

House and Senate Committees Approve Fiscal Bills Including Changes for CFPB

Contributions to Retirement Plan Excluded from CMI

The 986 Words That Have Guided First Party Outsourcing for 15 years

QR Codes Mean FDCPA Trouble Says PA Federal Court

Good News In Debt Collection “Benign Language” Envelope Case

New York Appellate Court Confers Standing on Assignee of Note Previously Discharged in Bankruptcy

A Law to Kill Zombie Debts That Outlasted Bankruptcy

Teacher Discharges Loads of Student Loans in Bankruptcy. ECMC Fights Back

Regulators Want More Details on Insurers’ Living Wills for Bankruptcy

Bill Would Allow Consumers To Sue When Bankrupt Debt Isn’t Removed From Credit Reports

Federal Lawmakers Propose Credit Reporting Changes

NACBA Events

NACBA Webinars Web Banner (1) 

Free Webinar for all NACBA Members!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure.

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

The NACBA Listserv is one of most popular features of NACBA membership. It gives NACBA Members the ability to pose bankruptcy questions and get real time responses from their colleagues around the country. When you join NACBA you have the opportunity to enjoy the unparalleled ability to post both the easy and hard questions to some of the best consumer bankruptcy attorneys in the nation.

NACBA’s Consumer Bankruptcy Journal

Your staff contributes to your firm’s success.What are the  behaviors that matter to you most when hiring and retaining employees? ? NACBA Member Ken Chern addresses these issues in, “The Behavior Selection Business,” by giving you suggestions on how to get out of the behavior modification business and into the behavior selection process.

NACBA Membership

Your NACBA Membership is an investment in you! Renew your membership today!

Join  NACBA to take advantage of education opportunities , the ability to network  with your peers and comprehensive benefits!

 

Bankruptcy News Briefs 7/28

 

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Finance Company Faces Possible TCPA Class Action

Scammers in Account Data Theft Reach Settlements

Appeals Court Reopens Lawsuit Against CFPB

Operation Choke Point Bill Set for Committee Mark Up

House Financial Services Committee Holds Final Dodd-Frank Anniversary Hearing

Credit Card Debt Burdens Vary Across Largest 25 Cities in the U.S.

Press Release Opposing Section 52106 in Senate Highway Trust Fund Bill Mandating IRS to Use Private Debt Collectors,

Drop in Commodity Pricing, Liquidity Drives ‘Upstream’ Bankruptcy Filings

People Fare Better After Filing Bankruptcy

Fitch: U.S. Consumer Bankruptcies Set to Fall to Eight-Year Low

NACBA Events

NACBA Webinars Web Banner (1)  Free Webinar to All NACBA Members!

Register for the Effective (And Ethical) Online Marketing  For Law Firms on Wednesday, August 26, 2015  at 2:00 PM EST/11:00 AM PST. Join Fred J. Cohen, JD, is the founder and CEO of Amicus Creative Media as he discusses how to establish a comprehensive online presence that will increase your exposure.

The Presentation Will Cover:

– Establishing your branding and striking imagery to powerfully resonate with prospects, clients and colleagues
– Overview of how search engines can increase your online exposure, keywords to consider and tips on enhancing search performance.
– Turning your website into a potent resource How to use legal content to convey credibility
– Overview of blogging, its benefits and best practices
– Utilizing effective top of mind marketing tools to supercharge referrals
– Criteria for selecting a provider

NACBA’s 24th Annual Convention!

Save the Date for the 24th Annual NACBA Convention in San Francisco, May 19-22, 2016!

NACBA Benefits

Amicus Creative Media

Does your firm need a comprehensive website  that increases visibility, generates new business and supercharges referrals? Amicus Creative Media is the solution. As the Preferred Website Developer for NACBA, all members can receive a semi-custom website package for only $1199 (usually $2250). These powerful websites include:

– Captivating designs
– Professional content written exclusively for NACBA Members
– Integrated site tools such as click to call technology, e-newsletter management and an online consultation request tool
– Unparalleled white glove support to help you every step of the way

NACBA’s Consumer Bankruptcy Journal

As NACBA gears up for the 24th Annual Convention in San Francisco we can’t help but to reminisce on the success of NACBACHI! Walk back down memory lane with us in “Sweet Home Chicago: Scenes From #NACBACHI,” in The Consumer Bankruptcy Journal.

NACBA Membership

Stay connected and up to date on the relevant topics through your NACBA Membership. Renew Today!

Join NACBA and take advantage of the networking, education and resources NACBA offers!