consumer bankruptcy attorney

Bankruptcy News Briefs 3/15

Extra, Extra! Read all about Thursday’s headlines…

Over 14,000 individuals discharged from bankruptcy status between 2013 and 2017 (Updated)

Is bankruptcy an option when illness wrecks finances?

Q&A: Student Loan Borrowers With Seized Tax Refunds

American women hold two-thirds of all student debt—here’s why

Most couples plan to start married life with this costly ball and chain

Student Loan Debtors Getting Kicked Out of Income Driven Plans in Bankruptcy

2nd Circuit finds bankruptcy claim non-arbitrable

South Dakota bankruptcy filings on the rise

Community bankers say Senate bill will not impact HDMA reporting

Judge Refuses to Put Debt Collector “Between a Rock and a Hard Place”

Court Of Appeal Finds Mortgage Servicer To Be A Debt Collector

National credit card debt hits $1 trillion

 Have you read the latest edition of the Consumer Bankruptcy Journal?

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

TODAY: Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Register HERE

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention?!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive and we don’t want you to miss out on this awesome Annual Convention!

Bankruptcy News Briefs 3/8

Thursday’s News…

FCC Continues Consideration of a Reassigned Number Database

Creditors Should Build Trust in Collections by Saying ‘Goodbye’

FDCPA Caselaw Review for January 2018

Senate banking bill would make credit freezes free

How Well Do States Protect Consumers from Unfair and Deceptive Business Practices?

New Sanctions Proposed for Colleges Under Student Loan Rule

Promontory MortgagePath adds former top CFPB lawyer as chief compliance officer

PayThink The CFPB must set aside politics to serve its role

Too much student loan debt? Iowa lawmakers think they have a solution

WHY DOES BANKRUPTCY FAIL SO MANY AMERICANS?

U.S. Household Debt Rose Last Quarter at Fastest Rate Since 2007

Gainful Employment Rule Affects Student Loan Borrowers

Illegal ‘zombie’ debt collections rampant in Florida, advocate says

U.S. Consumers Rack Up $11.9 Billion in Overdue Credit Card Debt

Kick Back and Read the Latest Edition of the Consumer Bankruptcy Journal!

Features in this quarter’s issue include:

  • The President’s Report
  • Six Secrets of the IRS Account Transcripts
  • Court Won’t Let Bank of America “Buy’ and “Bury” Judgment Against It
  • Notice of Elections

Visit the CBJ to read these articles and more!

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive and we don’t want you to miss out on this awesome Annual Convention!

Register Today!

 

Bankruptcy News Briefs 3/6

Stay Updated With Tuesday’s Headlines…

Republican Members of Congress File Amicus Brief in Support of CFPB Acting Director

CFPB Looking for Input on its Controversial Complaint Portal

TransUnion Report Reveals Current Consumer Credit Trends, Including 20.3 Million More Accounts

CFPB Report Reveals Impact Removal Of Public Records Has On Credit Reporting: Did It Make A Difference?

District Court Reverses Bankruptcy Court’s Decision to Deny Attorney’s Fee Application Where Debtor Intended to Convert to Chapter 7

Debt Collection Law Firms Must Follow FDCPA in Foreclosure Cases, Court Says

California braces for battle with Trump administration over student loans

DC tops national credit card debt list, Baltimore ranks 6th

Number of FDCPA and TCPA Lawsuits Filed in 2017 Decreases; CFPB, BBB Complaints, and FCRA Lawsuits on the Rise

Court Finds Mini-Miranda Not Necessary for Consumer-Initiated Call

Sixth Circuit Dismisses FDCPA Claim Based On Letter For Lack Of Standing

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

 

Bankruptcy News Briefs 3/2

End of the Week Headlines…

11 USC 521(e) allows the Debtor to Avoid Dismissal of Case if the Failure to Provide Required Tax Return is Attributable to Circumstances Beyond her Control

Reasonable Voluntary Retirement Contributions are Not Disposable Income when the Debtor has made those Contributions on a Consistent Basis Prior to the Filing of the Chapter 13

Appellate Court Reignites TCPA Case Over Debt Collection Calls

CFPB Advisory Committee Meets; Emphatic Agreement that Debt Collection Rules are Needed

CFPB invites comments on “usefulness” of consumer complaint database, reports

Equifax says it’s still under CFPB investigation

Equifax says hackers stole more than previously reported

Court reinstates TCPA suit in case of 300 debt collection calls

Collection Industry Requests Guidance from Mass AG Regarding Longstanding Interpretation of Validation Requirements

Supreme Court Limits Scope of Safe Harbor Protection for Avoidance Actions

New Fed chair doesn’t understand why student debt can’t be discharged in bankruptcy

Massachusetts can sue federal student loan servicer, judge rules

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Bankruptcy News Briefs 2/28

Midweek Headlines…

Stay Does Not Require Bank to Release Citation Lien

Texas Lawyers and Law Professors Urge Representative Gonzalez to Withdraw Support of Bill that Would Harm Texas Consumers

Debt Collection Industry Faces Evolving Compliance Regulations

From the Web: Department of Justice Files Opposition Brief in CFPB Deputy Director’s Appeal

New Jersey Federal Court Finds Additional Telephone Number In Validation Letter Did Not Violate FDCPA

How Chicago Ticket Debt Sends Black Motorists Into Bankruptcy

E.D.N.Y.: Collection Agency Can Enforce Arbitration Clause of Underlying Credit Agreement

CFPB report finds removal of public record data has small effect on credit scores

Bankruptcy Straight-Talk For Credit Union Members

DeVos to Assert that Only Department of ED, Not States, Can Regulate Student Loan Servicers

Mulvaney Says His CFPB Is Keeping Elizabeth Warren Up at Night

GUEST VIEW: Debt collection companies have hijacked the justice system

Iowa court debt approaches $732 million

Total consumer debt increased faster in Hawaii than the nation, DBEDT report

Overdue US credit card debt hits 7-year high at $11.9bn

Congressional Research Service Releases Bankruptcy & Student Loans Report

On Thursday, February 22, 2018, the Congressional Research Service released a report titled “Bankruptcy and Student Loans”. The report explains how and why the Bankruptcy Code makes student loans nondischargeable unless undue hardship is proven. It concludes with providing potential considerations for Congress to treat student loans moving forward. Read the Full Report.

Register for NACBA’s Webinars!

Escrow Shortage Claims
Date: March 15, 2018
Time: 1:00 PM Eastern / 10:00 AM Pacific (60 Minutes)
Cost: $25 Members / $75 Non-Members
Presenters: Tara Twomey, Esq. & John Rao, Esq.

Register HERE

Have you ever received a mortgage arrearage claim including a hefty escrow shortage? This webinar will examine how to review that claim for accuracy and how to explain it to your client. Don’t miss this opportunity to save yourself time and aggravation when reviewing these claims.

Circuit Case Law Update
Date: ON DEMAND
Time: ON DEMAND
Cost: Free for NACBA Members
Presenters: Jim Molleur, David Shaev, Trish Meyer, Koury Hicks, Behrooz Vida, Brian Flick, David Yen, Wendell Sherk, Stanley Zlotoff, Jill Michaux and Nathan Juster.

Register HERE

Who’s Ready for the 2018 NACBA Annual Convention!

Visit the Annual Convention site for the updated schedule, speakers, pre-convention sessions and more! In a blink of an eye, April will arrive! Register today and get savings at the Early Bird Rate!

Register Today!

Get Tips From The Watercooler With Ruby Receptionists!

Check out these great articles in The Watercooler Newsletter from our partner Ruby Receptionists! Get updates and tips that can enhance your business! Take a look at this edition’s features!

  • The Most Humbling Lessons of Leadership: Ruby Founder and CEO Jill Nelson reflects on her entrepreneurial journey in this article for Forbes.
  • Upcoming Webinar: Flex Your Customer Service: Register today for our free webinar on March 7, How to Flex Your Customer Service Muscle, and explore 3 steps to up your customer service game and get your customers pumped!
  • You Had Me at Hello: How do you lead customers to loyalty? By building trust and showing you care from the first “hello,” and this article has tips to help you get there.
  • A Practical Approach to Situational Leadership Bilingual Receptionist Cultivator, Rosy Rocha is the intrepid Ruby responsible for creating and maintaining Ruby’s Spanish service delivery. Get to know her and her leadership style!
  • Advice for Managing Managers: What matters most to your company? Learn how to provide your leaders with the tools to drive your mission, vision, and values.
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